1549 Briarwood St · Abilene, TX
Flood risk 3/10 · Minor
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.17%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 11.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Rent growth +5.0/5.0
- Livability +3.8/5.0
- Schools +2.8/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$150,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Home that has recently been remodeled to look NEW!!!! Complete with neutral colors, carpet, laminate wood flooring, kitchen cabinets ect. .. .. . It is a 4 bedroom 1 living or 3 bedroom 2 living. Large living room that can handle big furniture or lots of family members. Newer central Heating & AC, roof, appliances & so much more. Come see for yourself.
Key facts
- Storage shed
- New roof
- Mature trees
Tags
Property features AI
Finance
- Other: Directions: North on Willis. Right on North 14th. Left onto Briarwood. House is on the right.; Subdivision: Westwood Add; County: Taylor; Country: United States
- Financial info: Listing terms: Cash; Treat as clear loan type; No second mortgage indicated; Property currently Active Under Contract
- HOA & community: No association (no HOA)
Exterior
- Parking: Driveway (no garage or covered/carport spaces listed)
- Security: No specific security features listed
- Utilities: City water; City sewer; Not in a municipal utility district
- Home design: Single-family residence; One story; Residential property; Preowned (built in 1955)
- Construction: Brick and siding exterior; Composition roof; Pillar/post/pier foundation; Year built 1955
- Exterior features: Storage; Few trees; Interior lot; Large backyard with grass; Chain link and wood fencing
Interior
- Kitchen: Dishwasher; Disposal; Electric range
- Bedrooms: 4 bedrooms (primary bedroom on main level)
- Flooring: Carpet; Laminate; Vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central air (electric)
- Interior features: Cable TV available; High-speed internet available; One living area; One dining area; Two total rooms (listed)
- Laundry & utility: Washer/dryer hookups (utility details not specified)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $150k.
Deal economics
- At list price, monthly cash flow is $474 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $150k).
- Recommended offer: $146k (3.0% below list) — sets the bar for market timing.
- Cap rate 13.5% vs local median 6.8% in Abilene — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#142 in TX, #4,037 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, crime D, commute F.
- Abilene ISD (urban): math 32% / reading 34% proficiency, ranked #575 of 826 in TX (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+40.2%/yr); 86 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 508 units permitted in Taylor County in 2024 (0 in 5+ unit buildings).
- At $2,545/mo this rent would consume 57% of the median local household income ($54k/yr) (locally 662% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Taylor County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $42k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 31 days — a 3% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo; built in 1955 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.70% ✓
- Cap rate
- 13.49%
- Cash-on-cash
- 25.72%
- DSCR
- 2.14
- GRM
- 4.9
CMA / ARV
- ARV (on-the-fly)
- $213,194
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1549 Briarwood St | 0.00mi | 4/1.0 | 1,591 (0%) | 1mo | $150,000 | $94 | 99 |
| 1557 Burger St | 0.26mi | 4/2.0 | 1,596 (+0%) | 2mo | $225,000 | $141 | 82 |
| 1433 Bridge Ave | 0.15mi | 4/2.0 | 1,703 (+7%) | 1mo | $135,000 | $79 | 76 |
| 1773 Westview Dr | 0.17mi | 3/1.0 (-1) | 1,418 (-11%) | 0mo | $189,900 | $134 | 68 |
| 1737 Marsalis Dr | 0.64mi | 4/2.0 | 1,642 (+3%) | 1mo | $245,000 | $149 | 60 |
| 2137 Minter Ln | 0.52mi | 3/2.0 (-1) | 1,513 (-5%) | 1mo | $199,000 | $132 | 58 |
| 1426 Minter Ln | 0.43mi | 3/2.0 (-1) | 1,784 (+12%) | 1mo | $229,900 | $129 | 50 |
| 3714 Concord Dr | 0.68mi | 3/2.0 (-1) | 1,679 (+6%) | 1mo | $165,000 | $98 | 49 |
| 1617 Park Ave | 0.55mi | 4/2.0 | 1,380 (-13%) | 0mo | $189,900 | $138 | 48 |
| 3271 Sherry Ln | 0.61mi | 3/2.5 (-1) | 1,476 (-7%) | 1mo | $189,700 | $129 | 48 |
| 2333 Bel Air Dr | 0.69mi | 3/1.0 (-1) | 1,354 (-15%) | 1mo | $185,000 | $137 | 37 |
| 1918 Marsalis Dr | 0.69mi | 3/2.0 (-1) | 1,797 (+13%) | 2mo | $240,000 | $134 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 11.0%
- Equity multiple
- 1.47×
- Total profit
- $19,658
- Equity at exit
- $22,365
- IRR
- 24.7%
- Equity multiple
- 3.82×
- Total profit
- $118,577
- Equity at exit
- $12,969
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79603
- Home prices YoY
- -32.5%
- Rents YoY
- 40.2%
- Active inventory
- 86
- Price-to-rent
- 4.9×
Monthly cashflow live
- Estimated rent
- $2,545 high interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax from tax record
- −$261 /mo · $3,131/yr
- Insurance
- −$62
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$534
- Net cashflow
- $474
Break-even live
Sensitivity live
| Price | -10% $559 | -5% $516 | +0% $474 | +5% $431 | +10% $389 |
|---|---|---|---|---|---|
| Rent | -10% $273 | -5% $373 | +0% $474 | +5% $574 | +10% $675 |
| Rate | -1.0pp $549 | -0.5pp $512 | base $474 | +0.5pp $435 | +1.0pp $395 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1685 N Willis St Abilene, TX | 3.0 | 2.0 | 1349 | $1,800 | $1.33 | 22d | 1 | 0.25mi |
| 1481 Burger St Abilene, TX | 3.0 | 2.0 | 1330 | $2,400 | $1.80 | 22d | 1 | 0.28mi |
| 1470 Beechwood Ln Abilene, TX | 3.0 | 2.0 | 1799 | $4,500 | $2.50 | 45d | 1 | 0.32mi |
| 3296 Sandefer St Abilene, TX | 4.0 | 1.0 | 1360 | $1,950 | $1.43 | 14d | 1 | 0.53mi |
| 1209 Kirkwood St Abilene, TX | 3.0 | 2.0 | 1674 | $2,500 | $1.49 | 22d | 1 | 0.73mi |
| 2498 Yorktown Dr Abilene, TX | 3.0 | 1.5 | 1104 | $1,795 | $1.63 | 14d | 1 | 0.89mi |
| 1638 Merchant St Abilene, TX | 3.0 | 2.0 | 1328 | $2,895 | $2.18 | 14d | 1 | 1.03mi |
| 4073 Concord Dr Abilene, TX | 3.0 | 2.0 | 2145 | $2,800 | $1.31 | 45d | 1 | 1.03mi |
| 2934 Old Anson Rd Unit 321 Abilene, TX | 3.0 | 2.0 | 1190 | $1,437 | $1.21 | 22d | 1 | 1.39mi |
Listing history 11 events
-
2026-05-01status Pending
-
2026-04-21historical Active Option Contract
-
2026-03-31$150,000 Active
-
2012-03-29soldstatus
-
2012-03-28soldstatus 366-char remark
Show marketing remark (366 chars)
Home that has recently been remodeled to look NEW!!!! Complete with neutral colors, carpet, laminate wood flooring, kitchen cabinets ect. .. .. . It is a 4 bedroom 1 living or 3 bedroom 2 living. Large living room that can handle big furniture or lots of family members. Newer central Heating & AC, roof, appliances & so much more. Come see for yourself.
-
2012-01-27historical 366-char remark
Show marketing remark (366 chars)
Home that has recently been remodeled to look NEW!!!! Complete with neutral colors, carpet, laminate wood flooring, kitchen cabinets ect. .. .. . It is a 4 bedroom 1 living or 3 bedroom 2 living. Large living room that can handle big furniture or lots of family members. Newer central Heating & AC, roof, appliances & so much more. Come see for yourself.
-
2012-01-27$66,000 366-char remark
Show marketing remark (366 chars)
Home that has recently been remodeled to look NEW!!!! Complete with neutral colors, carpet, laminate wood flooring, kitchen cabinets ect. .. .. . It is a 4 bedroom 1 living or 3 bedroom 2 living. Large living room that can handle big furniture or lots of family members. Newer central Heating & AC, roof, appliances & so much more. Come see for yourself.
-
2011-11-22soldstatus
-
2011-08-31historical
-
2011-03-04$74,900
-
2010-05-26soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,131 · $261/mo
- Projected year-2 tax
- $3,131 · $261/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone AE · 17% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 7 d/yr ≥104°F today · 23 d/yr by 30 yrs out
- Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,535
- − Mortgage interest
- −$8,402
- − Property taxes
- −$3,131
- − Insurance
- −$5,868
- − Repairs & maintenance
- −$2,443
- − Management
- −$2,443
- − Depreciation
- −$4,364
- Taxable income
- $3,885
- Est. tax owed @ 24.0%
- −$932
- After-tax cash flow
- $4,752/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Abilene ISD
- NCES district ID
- 4807440
- Math proficiency
- 32% ▼ -11.00%
- Reading proficiency
- 34% ▼ -5.00%
- Median HH income
- $39,782
- Composite
- 27.71/100
- National rank
- #6909
- State rank
- #575 of 826 in TX
Livability — Abilene
- Score
- 75/100
- State rank
- #142
- US rank
- #4037
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Abilene, TX
- County
- Taylor County · 136,672 people
- City population
- 136,672
- Metro
- Abilene, TX
- Population (ZIP)
- 23,548
- Household income
- $53,513
- Rent vs Own
- Severe rent burden
- 662.0
Population outlook (Taylor County) Hauer SSP2
- Today (2025)
- 145,270 people
- By 2030
- 150,050 · +3.3%
- By 2040
- 159,417 · +9.7%
- By 2050
- 168,883 · +16.3%
- By 2075
- 194,436 · +33.8%
- By 2100
- 203,163 · +39.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- Hispanic / Latino 48% White 40% Two or more races 24% Black 8%
- Hispanic origin (detail)
- Mexican 44%
- Common ancestry
- Italian 2% Slovak 2% Portuguese 1%
- Foreign-born
- 9% · Canada
- Languages at home
- 73% English-only · Spanish 25%
Political lean MEDSL · Taylor
- 2024 margin
- Solid R (+49.8) · D 24.6% · R 74.4% · Other 1.0%
- 2008→2024 swing
- -4.2pp toward R · 2008: -45.6pp · 2024: -49.8pp
- All cycles
- 2024: R+49.8 2020: R+45.3 2016: R+51.1 2012: R+53.6 2008: R+45.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -88.84%
- Current HPI
- 184.8875
- Rent YoY
- ▲ 40.19%
- Metro
- Abilene, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+100.3% since first listed11 events — show timeline
- 2026-05-01 Pending — NTREIS
- 2026-04-21 Contingent — NTREIS
- 2026-03-31 Listed $150,000 NTREIS
- 2012-03-29 Sold (Public Records) — Public Records
- 2012-03-28 Sold (MLS) — NTREIS
- 2012-01-27 Listed $66,000 NTREIS
- 2012-01-27 Listing Removed — NTREIS
- 2011-11-22 Sold (Public Records) — Public Records
- 2011-08-31 Listing Removed — NTREIS
- 2011-03-04 Listed $74,900 NTREIS
- 2010-05-26 Sold (Public Records) — Public Records
Property tax history
+5.1%/yrLatest (2025): $3,131 · +4.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…