11112 Puckett Pl · Rockwood, VA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.74%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $666 – $1,236
Heat risk 7/10 · Major
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 25.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.6/30.0
- Schools +5.2/10.0
- ARV discount +4.0/15.0
- Livability +3.9/5.0
- DSCR +3.4/10.0
- Rent growth +3.1/5.0
- 1% rule +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$315,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 11112 Puckett Place! Conveniently located, this 3 bedroom, 1.5 bath Rancher sits on a . 30 acre private lot. Walk in the front door to large family room with lots of natural light. Spacious eat in kitchen with plenty of cabinet space for storage, granite countertops and stainless steel appliances. On the opposite side of the house you will find 3 nice sized bedrooms. Freshly painted, updated bathrooms, new water heater and gutters. Enjoy outdoor entertaining and relaxing on the large deck overlooking large rear yard. Located minutes from shopping, restaurants, grocery stores and highways!
Key facts
- Cul-de-sac lot
- Wood accent wall
- Granite countertops
Tags
Property features AI
Exterior
- Parking: Off-street parking
- Utilities: Public water; Public sewer; Electric service
- Home design: Single-story home; Shingle roof; Vinyl siding and frame construction; Drywall interior
- Construction: Built (actual year not listed)
- Exterior features: Deck; Storage shed; Fenced backyard; Located on a cul-de-sac
Interior
- Kitchen: Granite counters; Stainless steel appliances; Dishwasher; Microwave; Oven; Stove; Refrigerator
- Bedrooms: Primary and additional bedrooms on the main level; Bedroom with double closet and ceiling fan; Bedroom with closet
- Flooring: Ceramic tile; Vinyl
- Bathrooms: One full bathroom with tub & shower; One half bathroom (located in laundry area)
- Heating & cooling: Electric heating; Central electric air conditioning
- Interior features: Ceiling fans; Eat-in kitchen; Granite counters; Main-level primary bedroom; Recessed lighting
- Laundry & utility: Main-level laundry room with tile flooring and half bath; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $315k.
Deal economics
- At list price, monthly cash flow is $-101 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $297k (5.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (25.1% below list).
- Recommended offer: $236k (25.1% below list) — sets the bar for 1% rule.
- Cap rate 5.9% vs local median 4.2% in Rockwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#86 in VA, #2,803 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, crime B+; Watch: amenities F, commute F.
- Chesterfield County Public School District (suburban): math 52% / reading 64% proficiency, ranked #57 of 131 in VA (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Evergreen Elementary (math 60% / reading 64%, grade B, #480 of 1,108 statewide, top 46%, 811 students, 30% FRL); Swift Creek Middle (math 63% / reading 63%, grade B+, #134 of 342 statewide, top 40%, 1,115 students, 28% FRL); Clover Hill High (math 60% / reading 89%, grade B+, #107 of 319 statewide, top 37%, 1,775 students, 31% FRL) — zoned schools at 30% FRL track the district average.
- Market conditions: Rents rising (+2.3%/yr); 495 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 2,307 units permitted in Chesterfield County in 2024 (462 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Chesterfield County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major flood risk; moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.75% ✗
- Cap rate
- 5.91%
- Cash-on-cash
- -1.37%
- DSCR
- 0.94
- GRM
- 11.1
CMA / ARV
- ARV (on-the-fly)
- $292,512
- Comps found
- 11
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3128 Woodsong Dr | 0.35mi | 3/1.5 | 1,056 (0%) | 2mo | $317,000 | $300 | 82 |
| 3024 Gregwood Rd | 0.24mi | 3/2.0 | 1,112 (+5%) | 9mo | $307,000 | $276 | 70 |
| 3111 Woodsong Dr | 0.29mi | 3/2.0 | 1,108 (+5%) | 20mo | $309,000 | $279 | 60 |
| 3005 Tanya Ter | 0.20mi | 3/1.5 | 960 (-9%) | 20mo | $269,000 | $280 | 58 |
| 3041 Clintwood Rd | 0.41mi | 3/1.5 | 1,200 (+14%) | 2mo | $275,000 | $229 | 56 |
| 3201 Reginald Ct | 0.39mi | 3/1.0 | 960 (-9%) | 11mo | $285,000 | $297 | 55 |
| 3124 Gregwood Rd | 0.40mi | 3/2.0 | 1,106 (+5%) | 22mo | $318,000 | $288 | 54 |
| 3130 Gregwood Rd | 0.41mi | 3/2.0 | 1,108 (+5%) | 22mo | $306,550 | $277 | 52 |
| 3200 Reginald Ct | 0.39mi | 3/1.0 | 960 (-9%) | 21mo | $265,000 | $276 | 47 |
| 11300 Pinemist Rd | 0.56mi | 3/1.0 | 1,008 (-4%) | 24mo | $245,000 | $243 | 44 |
| 10746 W Providence Rd | 0.73mi | 3/1.0 | 1,018 (-4%) | 21mo | $180,000 | $177 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.29% rent growth · sell at horizon
- IRR
- -19.3%
- Equity multiple
- 0.33×
- Total profit
- $-59,228
- Equity at exit
- $46,968
- IRR
- -13.5%
- Equity multiple
- 0.24×
- Total profit
- $-66,993
- Equity at exit
- $27,235
Cash invested: $88,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 55 Moderately Landlord-Leaning
- State Virginia
- 55 Moderately Landlord-Leaning · D+2
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 23112
- Rents YoY
- 2.3%
- Active inventory
- 495
- Price-to-rent
- 11.1×
Monthly cashflow live
- Estimated rent
- $2,361 high interval (Pro) →
- Mortgage (P&I)
- −$1,652
- Tax from tax record
- −$182 /mo · $2,189/yr
- Insurance
- −$131
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$496
- Net cashflow
- $-101
Break-even live
Sensitivity live
| Price | -10% $78 | -5% $-12 | +0% $-101 | +5% $-190 | +10% $-279 |
|---|---|---|---|---|---|
| Rent | -10% $-287 | -5% $-194 | +0% $-101 | +5% $-7 | +10% $86 |
| Rate | -1.0pp $58 | -0.5pp $-21 | base $-101 | +0.5pp $-182 | +1.0pp $-265 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $78,750
- Closing costs
- $9,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2900 Clintwood Rd Midlothian, VA | 3.0 | 2.0 | 1500 | $2,225 | $1.48 | 22d | 1 | 0.51mi |
| 3310 Old Courthouse Rd North Chesterfield, VA | 1.0–3.0 | 1.0–2.0 | 880 | $2,408 | $2.74 | 5d | 9 | 0.74mi |
| 2003 Bethany Ridge Ter North Chesterfield, VA | 2.0 | 1.0 | 794 | $1,650 | $2.08 | 5d | 1 | 0.91mi |
| 3225 Hollyglen Ct Midlothian, VA | 3.0 | 2.0 | 1274 | $2,125 | $1.67 | 25d | 1 | 0.95mi |
| 2350 Scenic Lake Dr Midlothian, VA | 1.0–3.0 | 1.0–2.5 | 1255 | $3,210 | $2.56 | 3d | 37 | 1.39mi |
Listing history 17 events
-
2026-05-14status Pending
-
2026-05-12$315,000 Active
-
2023-05-03soldstatus $290,000
-
2023-05-02soldstatus $290,000 Closed 606-char remark
Show marketing remark (606 chars)
Welcome to 11112 Puckett Place! Conveniently located, this 3 bedroom, 1.5 bath Rancher sits on a . 30 acre private lot. Walk in the front door to large family room with lots of natural light. Spacious eat in kitchen with plenty of cabinet space for storage, granite countertops and stainless steel appliances. On the opposite side of the house you will find 3 nice sized bedrooms. Freshly painted, updated bathrooms, new water heater and gutters. Enjoy outdoor entertaining and relaxing on the large deck overlooking large rear yard. Located minutes from shopping, restaurants, grocery stores and highways!
-
2023-03-30status Pending 606-char remark
Show marketing remark (606 chars)
Welcome to 11112 Puckett Place! Conveniently located, this 3 bedroom, 1.5 bath Rancher sits on a . 30 acre private lot. Walk in the front door to large family room with lots of natural light. Spacious eat in kitchen with plenty of cabinet space for storage, granite countertops and stainless steel appliances. On the opposite side of the house you will find 3 nice sized bedrooms. Freshly painted, updated bathrooms, new water heater and gutters. Enjoy outdoor entertaining and relaxing on the large deck overlooking large rear yard. Located minutes from shopping, restaurants, grocery stores and highways!
-
2023-03-29price $289,900 606-char remark
Show marketing remark (606 chars)
Welcome to 11112 Puckett Place! Conveniently located, this 3 bedroom, 1.5 bath Rancher sits on a . 30 acre private lot. Walk in the front door to large family room with lots of natural light. Spacious eat in kitchen with plenty of cabinet space for storage, granite countertops and stainless steel appliances. On the opposite side of the house you will find 3 nice sized bedrooms. Freshly painted, updated bathrooms, new water heater and gutters. Enjoy outdoor entertaining and relaxing on the large deck overlooking large rear yard. Located minutes from shopping, restaurants, grocery stores and highways!
-
2023-03-24$292,000 Active 606-char remark
Show marketing remark (606 chars)
Welcome to 11112 Puckett Place! Conveniently located, this 3 bedroom, 1.5 bath Rancher sits on a . 30 acre private lot. Walk in the front door to large family room with lots of natural light. Spacious eat in kitchen with plenty of cabinet space for storage, granite countertops and stainless steel appliances. On the opposite side of the house you will find 3 nice sized bedrooms. Freshly painted, updated bathrooms, new water heater and gutters. Enjoy outdoor entertaining and relaxing on the large deck overlooking large rear yard. Located minutes from shopping, restaurants, grocery stores and highways!
-
2019-11-18soldstatus $192,000
-
2019-11-15soldstatus $192,000 Closed 478-char remark
Show marketing remark (478 chars)
Gorgeous home all one on level in Midlothian with 3 bedrooms, 1.5 renovated bathrooms, large living room and large deck in the private back yard. Renovated kitchen features white cabinets, New luxurious granite counter tops and all beautiful stainless steel appliances! Both bathrooms are nicely updated. Gorgeous & new luxury plank flooring installed throughout, stylish new lighting and fresh paint! Large deck and nicely landscaped yard in a great Midlothian location.
-
2019-10-15status Pending 478-char remark
Show marketing remark (478 chars)
Gorgeous home all one on level in Midlothian with 3 bedrooms, 1.5 renovated bathrooms, large living room and large deck in the private back yard. Renovated kitchen features white cabinets, New luxurious granite counter tops and all beautiful stainless steel appliances! Both bathrooms are nicely updated. Gorgeous & new luxury plank flooring installed throughout, stylish new lighting and fresh paint! Large deck and nicely landscaped yard in a great Midlothian location.
-
2019-10-11$185,000 Active 478-char remark
Show marketing remark (478 chars)
Gorgeous home all one on level in Midlothian with 3 bedrooms, 1.5 renovated bathrooms, large living room and large deck in the private back yard. Renovated kitchen features white cabinets, New luxurious granite counter tops and all beautiful stainless steel appliances! Both bathrooms are nicely updated. Gorgeous & new luxury plank flooring installed throughout, stylish new lighting and fresh paint! Large deck and nicely landscaped yard in a great Midlothian location.
-
2014-05-27soldstatus $76,000
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2014-03-28historical
-
2014-03-22$80,000
-
2000-01-07soldstatus $72,500
-
1991-10-17soldstatus $60,411
-
1986-07-02soldstatus $51,950
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast VA · Resets to sale price
- Current annual tax
- $2,189 · $182/mo
- Projected year-2 tax
- $2,583 · $215/mo
- Expected delta
- +$394/yr (+$33/mo · 18.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
- Wind 5/10 Major 25% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,327
- − Mortgage interest
- −$17,645
- − Property taxes
- −$2,189
- − Insurance
- −$1,575
- − Repairs & maintenance
- −$2,266
- − Management
- −$2,266
- − Depreciation
- −$9,164
- Taxable loss
- −$6,778
- Est. tax savings @ 24.0%
- +$1,627
- After-tax cash flow
- $418/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Chesterfield County Public School District
- NCES district ID
- 5100840
- Math proficiency
- 52% ▼ -30.00%
- Reading proficiency
- 64% ▼ -15.00%
- Median HH income
- $72,821
- Composite
- 51.56/100
- National rank
- #1712
- State rank
- #57 of 131 in VA
Livability — Rockwood
- Score
- 77/100
- State rank
- #86
- US rank
- #2803
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Chesterfield County · 406,988 people
- Metro
- Richmond, VA
- Population (ZIP)
- 57,016
- Household income
- $116,465
- Rent vs Own
- Severe rent burden
- 897.0
Population outlook (Chesterfield County) Hauer SSP2
- Today (2025)
- 377,190 people
- By 2030
- 395,710 · +4.9%
- By 2040
- 427,694 · +13.4%
- By 2050
- 452,706 · +20.0%
- By 2075
- 505,533 · +34.0%
- By 2100
- 521,282 · +38.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Black 14% Two or more races 7% Hispanic / Latino 6% Asian 4%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Lithuanian 4% Italian 4% Romanian 2%
- Foreign-born
- 7% · Canada, China, Jamaica
- Languages at home
- 91% English-only · Spanish 4% Other Indo-European 1% Arabic 1%
Political lean MEDSL · Chesterfield
- 2024 margin
- Lean D (+9.0) · D 53.8% · R 44.8% · Other 1.4%
- 2008→2024 swing
- +16.4pp toward D · 2008: -7.5pp · 2024: 9.0pp
- All cycles
- 2024: D+9.0 2020: D+6.7 2016: R+2.2 2012: R+7.1 2008: R+7.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -224.87%
- Current HPI
- 277.4841
- Rent YoY
- ▲ 2.29%
- Metro
- Richmond, VA
- State GDP YoY
- ▲ 2.40%
- F500 in state
- 50
Industry mix (Fortune 500 HQ in VA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 4 | $236B |
|
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| Technology / Defense | 3 | $32B |
|
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| Financial Services | 2 | $176B |
|
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| Utilities | 2 | $27B |
|
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| Insurance | 2 | $25B |
|
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| Technology | 2 | $15B |
|
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Price history
+506.4% since first listed17 events — show timeline
- 2026-05-14 Pending — CVRMLS
- 2026-05-12 Listed $315,000 CVRMLS
- 2023-05-03 Sold (Public Records) $290,000 Public Records
- 2023-05-02 Sold (MLS) $290,000 CVRMLS
- 2023-03-30 Pending — CVRMLS
- 2023-03-29 Price Changed $289,900 CVRMLS
- 2023-03-24 Listed $292,000 CVRMLS
- 2019-11-18 Sold (Public Records) $192,000 Public Records
- 2019-11-15 Sold (MLS) $192,000 CVRMLS
- 2019-10-15 Pending — CVRMLS
- 2019-10-11 Listed $185,000 CVRMLS
- 2014-05-27 Sold (MLS) $76,000 CVRMLS
- 2014-03-28 Listing Removed — CVRMLS
- 2014-03-22 Listed $80,000 CVRMLS
- 2000-01-07 Sold (Public Records) $72,500 Public Records
- 1991-10-17 Sold (Public Records) $60,411 Public Records
- 1986-07-02 Sold (Public Records) $51,950 Public Records
Property tax history
+5.9%/yrLatest (2025): $2,189 · -0.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…