709 50th Avenue Ter W · South Bradenton, FL 34207

$74,500

2 bd · 2.0 ba · 440 sqft · Manufactured public records · 59 Days on market

Built 1960 2,601 sqft lot Est $64k · 16% over $135/mo HOA · 10% of rent

---

Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +4.4/10.0
• Livability +3.9/5.0
• Condition / age +2.5/5.0
• Rent growth +1.1/5.0
• ARV discount +0.3/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

SELLER FINANCING OFFERED on this REMODELED 2 Bed/2 Bath home. You OWN the LAND here in this 55+ Community which offers a LOW HOA fee of just $131 a month. You will appreciate the many updates which include NEW LUXURY WATERPROOF PLANK FLOORING, NEW STAINLESS STEEL APPLIANCES, NEW LIGHTING, NEW BLINDS, NEW PAINT INSIDE & OUT, NEW BATHROOM VANITIES, NEW TOILETS, NEW KITCHEN CABINET DOORS/HARDWARE, NEW DECORATIVE BEADBOARD FINISHES, FRESH LANDSCAPING and more! This home also has CENTRAL AC, an INSIDE LAUNDRY ROOM, a generous number of Closets for Storage, two sheds, a DEEP CARPORT allowing for multiple parking, and a front covered Porch. There is also a recent 4-Point Inspection Report for your insurance needs as well as providing you with Peace of Mind. You can also bring your four-legged friends to this pet-friendly neighborhood. Fair Lanes Acres offers a heated pool, shuffleboard, pickleball, bocce ball court, clubhouse, and an active calendar for social events! PLUS, you are close to lots of dining, medical, shopping and the Gulf for beaching, boating and fishing. If you are a CASH buyer or are interested in SELLER FINANCING terms Call today to make this yours!

Key facts

• Laminate flooring
• Community pool
• Newer appliances

Tags

• LAMINATE FLOORING
• NEWER APPLIANCES
• BONUS ROOM
• LARGE STORAGE SHED
• ADDITIONAL STORAGE UNIT
• COMMUNITY POOL

Property features AI

Finance

• Other: Total acreage under 1/4 acre (approx. 0.06 acres); Asphalt road access
• Financial info: Lease restrictions apply
• HOA & community: Monthly association fee of $135 (includes pool, management, recreational facilities, sewer, water); Association approval required; Association recreation owned; Clubhouse; Deed restrictions; Pool; Tennis courts; Golf carts allowed; Pets allowed (cats and dogs); Senior community

Exterior

• Parking: Carport (1 space)
• Utilities: Public water; Public sewer; Cable connected; Electricity connected; Sewer connected
• Home design: Mobile home (single wide); One story; South-facing
• Construction: Metal siding; Roof over; Crawlspace foundation; Built as single-wide mobile construction
• Exterior features: Covered front porch; Exterior lighting; Shed(s) / storage

Interior

• Kitchen: Range; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Kitchen/family room combo; Open floorplan
• Laundry & utility: Washer; Dryer; Electric water heater; Inside laundry

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $74k.

Deal economics

• At list price, monthly cash flow is $379 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $74k).
• Recommended offer: $72k (3.0% below list) — sets the bar for market timing.
• Cap rate 12.4% vs local median 4.1% in South Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#195 in FL, #3,092 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime D+, commute F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents falling (-5.5%/yr); 361 active listings in the ZIP; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 35% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $515 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $21k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 59 days — a 3% lower offer ($72k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 22y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $72,265 (3.0% below list)

Questions for the listing agent

1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.78% ✓
• Cap rate: 12.40%
• Cash-on-cash: 21.80%
• DSCR: 1.97
• GRM: 4.7

CMA / ARV

• ARV (on-the-fly): $64,240
• Comps found: 6

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
618 51st Ave W	0.06mi	2/1.5	470 (+7%)	6mo	$66,000	$140	79
1017 51st Avenue Dr W	0.22mi	1/1.0 (-1)	440 (0%)	5mo	$70,000	$159	77
611 51st Avenue Plz W	0.11mi	2/1.0	460 (+4%)	14mo	$65,000	$141	72
1109 49th Avenue Dr W	0.28mi	1/1.0 (-1)	427 (-3%)	2mo	$70,900	$166	71
1107 49th Ave W	0.29mi	2/1.0	450 (+2%)	10mo	$55,000	$122	70
704 49th Ave W	0.17mi	1/1.0 (-1)	410 (-7%)	5mo	$59,900	$146	68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 10.5%
• Equity multiple: 1.40×
• Total profit: $8,287
• Equity at exit: $11,108

10-year hold

• IRR: 16.5%
• Equity multiple: 2.14×
• Total profit: $23,713
• Equity at exit: $6,441

Cash invested: $20,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34207

• Rents YoY: -5.5%
• Active inventory: 361
• Price-to-rent: 4.7×

Monthly cashflow live

• Estimated rent: $1,330 medium
• Mortgage (P&I): −$391
• Tax from tax record: −$115 /mo · $1,377/yr
• Insurance: −$31
• HOA: −$135
• Vacancy / Maint / Mgmt: −$279
• Net cashflow: $379

Break-even live

Break-even rent $850

Max offer price $74,500

Occupancy floor 66%

Sensitivity live

Price	-10% $421	-5% $400	+0% $379	+5% $358	+10% $337
Rent	-10% $274	-5% $326	+0% $379	+5% $432	+10% $484
Rate	-1.0pp $417	-0.5pp $398	base $379	+0.5pp $360	+1.0pp $340

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,625
• Closing costs: $2,235
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $135 · $1,620/yr
• Likely covers: waterlandscapingpool

Listing history 19 events

1. 2026-06-08
   statusdays on market $74,500 Pending 59 DOM
2. 2026-06-03
   days on market $74,500 Active 55 DOM
3. 2026-06-02
   days on market $74,500 Active 54 DOM
4. 2026-06-01
   days on market $74,500 Active 53 DOM
5. 2026-05-31
   days on market $74,500 Active 52 DOM
6. 2026-05-10
   price $74,500
7. 2026-04-09
   listed $79,500 Active
8. 2024-05-08
   soldstatus $90,000
9. 2024-05-02
   soldstatus $90,000 Closed 1185-char remark

   Show marketing remark (1185 chars)

   SELLER FINANCING OFFERED on this REMODELED 2 Bed/2 Bath home. You OWN the LAND here in this 55+ Community which offers a LOW HOA fee of just $131 a month. You will appreciate the many updates which include NEW LUXURY WATERPROOF PLANK FLOORING, NEW STAINLESS STEEL APPLIANCES, NEW LIGHTING, NEW BLINDS, NEW PAINT INSIDE & OUT, NEW BATHROOM VANITIES, NEW TOILETS, NEW KITCHEN CABINET DOORS/HARDWARE, NEW DECORATIVE BEADBOARD FINISHES, FRESH LANDSCAPING and more! This home also has CENTRAL AC, an INSIDE LAUNDRY ROOM, a generous number of Closets for Storage, two sheds, a DEEP CARPORT allowing for multiple parking, and a front covered Porch. There is also a recent 4-Point Inspection Report for your insurance needs as well as providing you with Peace of Mind. You can also bring your four-legged friends to this pet-friendly neighborhood. Fair Lanes Acres offers a heated pool, shuffleboard, pickleball, bocce ball court, clubhouse, and an active calendar for social events! PLUS, you are close to lots of dining, medical, shopping and the Gulf for beaching, boating and fishing. If you are a CASH buyer or are interested in SELLER FINANCING terms Call today to make this yours!

10. 2024-04-14
    historical $1,525
11. 2024-04-13
    status Pending 1185-char remark

    Show marketing remark (1185 chars)

    SELLER FINANCING OFFERED on this REMODELED 2 Bed/2 Bath home. You OWN the LAND here in this 55+ Community which offers a LOW HOA fee of just $131 a month. You will appreciate the many updates which include NEW LUXURY WATERPROOF PLANK FLOORING, NEW STAINLESS STEEL APPLIANCES, NEW LIGHTING, NEW BLINDS, NEW PAINT INSIDE & OUT, NEW BATHROOM VANITIES, NEW TOILETS, NEW KITCHEN CABINET DOORS/HARDWARE, NEW DECORATIVE BEADBOARD FINISHES, FRESH LANDSCAPING and more! This home also has CENTRAL AC, an INSIDE LAUNDRY ROOM, a generous number of Closets for Storage, two sheds, a DEEP CARPORT allowing for multiple parking, and a front covered Porch. There is also a recent 4-Point Inspection Report for your insurance needs as well as providing you with Peace of Mind. You can also bring your four-legged friends to this pet-friendly neighborhood. Fair Lanes Acres offers a heated pool, shuffleboard, pickleball, bocce ball court, clubhouse, and an active calendar for social events! PLUS, you are close to lots of dining, medical, shopping and the Gulf for beaching, boating and fishing. If you are a CASH buyer or are interested in SELLER FINANCING terms Call today to make this yours!

12. 2024-03-29
    listed $1,525
13. 2024-03-27
    price $109,000 1185-char remark

    Show marketing remark (1185 chars)

    SELLER FINANCING OFFERED on this REMODELED 2 Bed/2 Bath home. You OWN the LAND here in this 55+ Community which offers a LOW HOA fee of just $131 a month. You will appreciate the many updates which include NEW LUXURY WATERPROOF PLANK FLOORING, NEW STAINLESS STEEL APPLIANCES, NEW LIGHTING, NEW BLINDS, NEW PAINT INSIDE & OUT, NEW BATHROOM VANITIES, NEW TOILETS, NEW KITCHEN CABINET DOORS/HARDWARE, NEW DECORATIVE BEADBOARD FINISHES, FRESH LANDSCAPING and more! This home also has CENTRAL AC, an INSIDE LAUNDRY ROOM, a generous number of Closets for Storage, two sheds, a DEEP CARPORT allowing for multiple parking, and a front covered Porch. There is also a recent 4-Point Inspection Report for your insurance needs as well as providing you with Peace of Mind. You can also bring your four-legged friends to this pet-friendly neighborhood. Fair Lanes Acres offers a heated pool, shuffleboard, pickleball, bocce ball court, clubhouse, and an active calendar for social events! PLUS, you are close to lots of dining, medical, shopping and the Gulf for beaching, boating and fishing. If you are a CASH buyer or are interested in SELLER FINANCING terms Call today to make this yours!

14. 2024-03-18
    price $115,000 1185-char remark

    Show marketing remark (1185 chars)

    SELLER FINANCING OFFERED on this REMODELED 2 Bed/2 Bath home. You OWN the LAND here in this 55+ Community which offers a LOW HOA fee of just $131 a month. You will appreciate the many updates which include NEW LUXURY WATERPROOF PLANK FLOORING, NEW STAINLESS STEEL APPLIANCES, NEW LIGHTING, NEW BLINDS, NEW PAINT INSIDE & OUT, NEW BATHROOM VANITIES, NEW TOILETS, NEW KITCHEN CABINET DOORS/HARDWARE, NEW DECORATIVE BEADBOARD FINISHES, FRESH LANDSCAPING and more! This home also has CENTRAL AC, an INSIDE LAUNDRY ROOM, a generous number of Closets for Storage, two sheds, a DEEP CARPORT allowing for multiple parking, and a front covered Porch. There is also a recent 4-Point Inspection Report for your insurance needs as well as providing you with Peace of Mind. You can also bring your four-legged friends to this pet-friendly neighborhood. Fair Lanes Acres offers a heated pool, shuffleboard, pickleball, bocce ball court, clubhouse, and an active calendar for social events! PLUS, you are close to lots of dining, medical, shopping and the Gulf for beaching, boating and fishing. If you are a CASH buyer or are interested in SELLER FINANCING terms Call today to make this yours!

15. 2024-02-19
    listed $125,000 Active 1185-char remark

    Show marketing remark (1185 chars)

    SELLER FINANCING OFFERED on this REMODELED 2 Bed/2 Bath home. You OWN the LAND here in this 55+ Community which offers a LOW HOA fee of just $131 a month. You will appreciate the many updates which include NEW LUXURY WATERPROOF PLANK FLOORING, NEW STAINLESS STEEL APPLIANCES, NEW LIGHTING, NEW BLINDS, NEW PAINT INSIDE & OUT, NEW BATHROOM VANITIES, NEW TOILETS, NEW KITCHEN CABINET DOORS/HARDWARE, NEW DECORATIVE BEADBOARD FINISHES, FRESH LANDSCAPING and more! This home also has CENTRAL AC, an INSIDE LAUNDRY ROOM, a generous number of Closets for Storage, two sheds, a DEEP CARPORT allowing for multiple parking, and a front covered Porch. There is also a recent 4-Point Inspection Report for your insurance needs as well as providing you with Peace of Mind. You can also bring your four-legged friends to this pet-friendly neighborhood. Fair Lanes Acres offers a heated pool, shuffleboard, pickleball, bocce ball court, clubhouse, and an active calendar for social events! PLUS, you are close to lots of dining, medical, shopping and the Gulf for beaching, boating and fishing. If you are a CASH buyer or are interested in SELLER FINANCING terms Call today to make this yours!

16. 2005-02-18
    soldstatus $49,900
17. 2005-02-16
    soldstatus $49,900 383-char remark

    Show marketing remark (383 chars)

    An adorable, well-kept mobile on a pleasant street in Fairlane Acres. 2/2 w indoor utility. Nicely furnished-clean as a whistle. Central H/A. (14 yrs). Roof-over. Only used a few months in last 6 yrs. Nice new pool. Low maint. -water and sewer included. Checkage restriction with Atty. Domber(Sarasota), and ins. agent can tell you if in flood zone. A pet is allowed. TRULY A FIND!!!

18. 2004-11-05
    listed $49,900 383-char remark

    Show marketing remark (383 chars)

    An adorable, well-kept mobile on a pleasant street in Fairlane Acres. 2/2 w indoor utility. Nicely furnished-clean as a whistle. Central H/A. (14 yrs). Roof-over. Only used a few months in last 6 yrs. Nice new pool. Low maint. -water and sewer included. Checkage restriction with Atty. Domber(Sarasota), and ins. agent can tell you if in flood zone. A pet is allowed. TRULY A FIND!!!

19. 1999-04-16
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,377 · $115/mo
• Projected year-2 tax: $1,377 · $115/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 6 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,956
• − Mortgage interest: −$4,173
• − Property taxes: −$1,377
• − Insurance: −$372
• − Repairs & maintenance: −$1,277
• − Management: −$1,277
• − HOA: −$1,620
• − Depreciation: −$2,167
• Taxable income: $3,694
• Est. tax owed @ 24.0%: −$887
• After-tax cash flow: $3,662/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — South Bradenton

• Score: 77/100
• State rank: #195
• US rank: #3092

Category grades

Amenities C- Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: South Bradenton, FL
• County: Manatee County · 416,364 people
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 34,081
• Household income: $45,010
• Rent vs Own: 38.8% rent · 61.2% own
• Severe rent burden: 1474.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 58% Hispanic / Latino 29% Two or more races 13% Black 7%
• Hispanic origin (detail): Mexican 12% Puerto Rican 4% Cuban 3% Dominican 1%
• Common ancestry: Lithuanian 3% Romanian 2% Slovak 2%
• Foreign-born: 16% · Canada, Jamaica
• Languages at home: 74% English-only · Spanish 22% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -305.32%
• Current HPI: 369.9899
• Rent YoY: ▼ -5.50%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+148.3% since first listed

14 events — show timeline

• 2026-05-10 Price Changed $74,500 Stellar MLS as Distributed by MLS Grid
• 2026-04-09 Listed $79,500 Stellar MLS as Distributed by MLS Grid
• 2024-05-08 Sold (Public Records) $90,000 Public Records
• 2024-05-02 Sold (MLS) $90,000 Stellar MLS as Distributed by MLS Grid
• 2024-04-14 Rental Removed $1,525 STELLARMLS
• 2024-04-13 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-03-29 Listed for Rent $1,525 STELLARMLS
• 2024-03-27 Price Changed $109,000 Stellar MLS as Distributed by MLS Grid
• 2024-03-18 Price Changed $115,000 Stellar MLS as Distributed by MLS Grid
• 2024-02-19 Listed $125,000 Stellar MLS as Distributed by MLS Grid
• 2005-02-18 Sold (Public Records) $49,900 Public Records
• 2005-02-16 Sold (MLS) $49,900 Stellar MLS as Distributed by MLS Grid
• 2004-11-05 Listed $49,900 Stellar MLS as Distributed by MLS Grid
• 1999-04-16 Sold (Public Records) $30,000 Public Records

Property tax history

+8.8%/yr

Latest (2025): $1,377 · +109.2% YoY. Source: county tax records.