1761 Branchdale Hwy · Vance, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.0/30.0
- Appreciation +7.9/10.0
- ARV discount +7.5/15.0
- Schools +5.0/10.0
- Livability +3.4/5.0
- 1% rule +3.2/10.0
- DSCR +3.2/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$169,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Endless Potential - Fantastic opportunity for buyers looking to customize a home to their exact tastes. This expansive 4-bedroom, 2-bathroom manufactured home (built in 1998) Being sold AS-IS. Perfect for those with the skills to unlock its full value, the property features built-in handicap accessibility with an incredible amount of space. Property Highlights: Massive Living Areas: Three separate entertaining spaces including a large living room, a cozy den, and a bright sunroom & Dining Room perfect for entertaining. Oversized Kitchen area: Features ample storage and flows directly into the dining area plus a breakfast area and den area plus 4 Bedrooms : Generous closet space ensures excellent storage options for everyone. Some Walk In Closet also has a Dedicated Laundry Room: Separate utility space adds everyday layout practicality. Large Fenced Lot: The enclosed backyard is perfect for privacy, pets, and outdoor activities. Exterior Extras: Includes covered parking and a detached building for tools or hobbies. See the incredible layout and potential for yourself ! Short work or pleasure drive to Summerville and Charleston areas. Convenient to Lake Marion and the many golfing areas.
Key facts
- Massive living areas
- Enclosed backyard
- 0.69 acre lot
Tags
Property features AI
Exterior
- Parking: 2-car carport (2 parking spaces total)
- Utilities: Septic tank; Dominion Energy service
- Home design: Manufactured/mobile home (residential); One level; Ground-level entry
- Construction: Brick skirting; Asphalt roof
- Exterior features: Chain link fencing; Shed(s) and workshop; Half- to one-acre lot
Interior
- Kitchen: Electric oven; Refrigerator
- Bedrooms: 4 bedrooms; Primary bedroom with walk-in closet
- Flooring: Carpet; Vinyl
- Bathrooms: 2 bathrooms
- Heating & cooling: Central air conditioning; Central heating with electric forced air and heat pump options
- Interior features: Garden tub/shower; Kitchen island; Eat-in kitchen; Formal living room; Separate dining room; Multiple fireplaces (bath, bedroom, dining room, family room, kitchen, living room)
- Laundry & utility: Washer hookup; Dedicated laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $170k.
Deal economics
- At list price, monthly cash flow is $-72 ($-866/yr) — negative.
- To cash-flow at today's rent, offer at most $159k (6.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $139k (17.9% below list).
- Recommended offer: $139k (17.9% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 67/100 on livability (#101 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime B+; Watch: housing C-, amenities F, commute D-.
- Zoned schools: Holly Hill Elementary (math 30%, 326 students, 100% FRL); Holly Hill-Roberts Middle (math 15%, 418 students, 100% FRL).
- Market conditions: 92 active listings in the ZIP; 87 units permitted in Orangeburg County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $11k of equity ($1k loan paydown + $10k appreciation (5.8% local appreciation)).
- Orangeburg County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (5.8% appreciation + 3.0% rent growth), your $48k cash investment doubles in ~5 years — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 18 days — a 2% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 5.78%
- Cash-on-cash
- -1.82%
- DSCR
- 0.92
- GRM
- 10.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
5.85% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 13.5%
- Equity multiple
- 1.90×
- Total profit
- $42,972
- Equity at exit
- $105,200
- IRR
- 14.0%
- Equity multiple
- 3.74×
- Total profit
- $130,447
- Equity at exit
- $189,405
Cash invested: $47,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29059
- Home prices YoY
- 2.5%
- Active inventory
- 92
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $1,395 medium interval (Pro) →
- Mortgage (P&I)
- −$891
- Tax est. 1.5%
- −$212 /mo · $2,548/yr
- Insurance
- −$71
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$293
- Net cashflow
- $-72
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,475
- Closing costs
- $5,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 14 events
-
2026-06-19days on market $169,900 Active 18 DOM
-
2026-06-18days on market $169,900 Active 17 DOM
-
2026-06-17days on market $169,900 Active 16 DOM
-
2026-06-16days on market $169,900 Active 15 DOM
-
2026-06-15days on market $169,900 Active 14 DOM
-
2026-06-14days on market $169,900 Active 12 DOM
-
2026-06-12days on market $169,900 Active 11 DOM
-
2026-06-09days on market $169,900 Active 8 DOM
-
2026-06-08days on market $169,900 Active 7 DOM
-
2026-06-07days on market $169,900 Active 6 DOM
-
2026-06-07days on market $169,900 Active 5 DOM
-
2026-06-04days on market $169,900 Active 2 DOM
-
2026-06-02remarks 695-char remark
-
2026-06-02$169,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 8/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,739
- − Mortgage interest
- −$9,517
- − Property taxes
- −$2,548
- − Insurance
- −$850
- − Repairs & maintenance
- −$1,339
- − Management
- −$1,339
- − Depreciation
- −$4,943
- Taxable loss
- −$3,796
- Est. tax savings @ 24.0%
- +$911
- After-tax cash flow
- $46/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
No district data.
Livability — Vance
- Score
- 67/100
- State rank
- #101
- US rank
- #10891
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 5,234
Population outlook (Orangeburg County) Hauer SSP2
- Today (2025)
- 82,698 people
- By 2030
- 78,615 · -4.9%
- By 2040
- 69,308 · -16.2%
- By 2050
- 60,629 · -26.7%
- By 2075
- 42,678 · -48.4%
- By 2100
- 28,136 · -66.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (57%)
- Race & ethnicity
- Black 57% White 39% Native American 2% Two or more races 1%
- Common ancestry
- Lithuanian 0%
- Foreign-born
- 1% · Canada
- Languages at home
- 99% English-only · Arabic 1%
Political lean MEDSL · Orangeburg
- 2024 margin
- Strong D (+24.6) · D 61.8% · R 37.2% · Other 1.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 38.1pp · 2024: 24.6pp
- All cycles
- 2024: D+24.6 2020: D+33.2 2016: D+37.0 2012: D+43.5 2008: D+38.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.85%
- Current HPI
- 237.6204
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+0.0% since first listed2 events — show timeline
- 2026-05-31 Listed $169,900 Charleston Trident MLS
- 2026-05-31 Listed $169,900 SBOR
Property tax history
+4.7%/yrLatest (2024): $338 · +13.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…