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1761 Branchdale Hwy
D+ Composite 46.16
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.0/30.0
  • Appreciation +7.9/10.0
  • ARV discount +7.5/15.0
  • Schools +5.0/10.0
  • Livability +3.4/5.0
  • 1% rule +3.2/10.0
  • DSCR +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$169,900

1761 Branchdale Hwy · Vance, SC 29059
3 bd · 2.0 ba · 2,016 sqft · Manufactured public records · 18 Days on market
Built 1998 0.69 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Endless Potential - Fantastic opportunity for buyers looking to customize a home to their exact tastes. This expansive 4-bedroom, 2-bathroom manufactured home (built in 1998) Being sold AS-IS. Perfect for those with the skills to unlock its full value, the property features built-in handicap accessibility with an incredible amount of space. Property Highlights: Massive Living Areas: Three separate entertaining spaces including a large living room, a cozy den, and a bright sunroom & Dining Room perfect for entertaining. Oversized Kitchen area: Features ample storage and flows directly into the dining area plus a breakfast area and den area plus 4 Bedrooms : Generous closet space ensures excellent storage options for everyone. Some Walk In Closet also has a Dedicated Laundry Room: Separate utility space adds everyday layout practicality. Large Fenced Lot: The enclosed backyard is perfect for privacy, pets, and outdoor activities. Exterior Extras: Includes covered parking and a detached building for tools or hobbies. See the incredible layout and potential for yourself ! Short work or pleasure drive to Summerville and Charleston areas. Convenient to Lake Marion and the many golfing areas.

Key facts

  • Massive living areas
  • Enclosed backyard
  • 0.69 acre lot

Tags

MASSIVE LIVING AREASOVERSIZED KITCHEN AREADEDICATED LAUNDRY ROOMENCLOSED BACKYARD

Property features AI

Exterior

  • Parking: 2-car carport (2 parking spaces total)
  • Utilities: Septic tank; Dominion Energy service
  • Home design: Manufactured/mobile home (residential); One level; Ground-level entry
  • Construction: Brick skirting; Asphalt roof
  • Exterior features: Chain link fencing; Shed(s) and workshop; Half- to one-acre lot

Interior

  • Kitchen: Electric oven; Refrigerator
  • Bedrooms: 4 bedrooms; Primary bedroom with walk-in closet
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 bathrooms
  • Heating & cooling: Central air conditioning; Central heating with electric forced air and heat pump options
  • Interior features: Garden tub/shower; Kitchen island; Eat-in kitchen; Formal living room; Separate dining room; Multiple fireplaces (bath, bedroom, dining room, family room, kitchen, living room)
  • Laundry & utility: Washer hookup; Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $170k.

Deal economics

  • At list price, monthly cash flow is $-72 ($-866/yr) — negative.
  • To cash-flow at today's rent, offer at most $159k (6.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $139k (17.9% below list).
  • Recommended offer: $139k (17.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 67/100 on livability (#101 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime B+; Watch: housing C-, amenities F, commute D-.
  • Zoned schools: Holly Hill Elementary (math 30%, 326 students, 100% FRL); Holly Hill-Roberts Middle (math 15%, 418 students, 100% FRL).
  • Market conditions: 92 active listings in the ZIP; 87 units permitted in Orangeburg County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $11k of equity ($1k loan paydown + $10k appreciation (5.8% local appreciation)).
  • Orangeburg County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (5.8% appreciation + 3.0% rent growth), your $48k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $139,495 (17.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.78%
Cash-on-cash
-1.82%
DSCR
0.92
GRM
10.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

5.85% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
13.5%
Equity multiple
1.90×
Total profit
$42,972
Equity at exit
$105,200
10-year hold
IRR
14.0%
Equity multiple
3.74×
Total profit
$130,447
Equity at exit
$189,405

Cash invested: $47,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29059

Home prices YoY
2.5%
Active inventory
92
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,395 medium interval (Pro) →
Mortgage (P&I)
$891
Tax est. 1.5%
$212 /mo · $2,548/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$293
Net cashflow
$-72

Break-even live

Break-even rent $1,486
Max offer price $159,463
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,475
Closing costs
$5,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-06-19
    days on market $169,900 Active 18 DOM
  2. 2026-06-18
    days on market $169,900 Active 17 DOM
  3. 2026-06-17
    days on market $169,900 Active 16 DOM
  4. 2026-06-16
    days on market $169,900 Active 15 DOM
  5. 2026-06-15
    days on market $169,900 Active 14 DOM
  6. 2026-06-14
    days on market $169,900 Active 12 DOM
  7. 2026-06-12
    days on market $169,900 Active 11 DOM
  8. 2026-06-09
    days on market $169,900 Active 8 DOM
  9. 2026-06-08
    days on market $169,900 Active 7 DOM
  10. 2026-06-07
    days on market $169,900 Active 6 DOM
  11. 2026-06-07
    days on market $169,900 Active 5 DOM
  12. 2026-06-04
    days on market $169,900 Active 2 DOM
  13. 2026-06-02
    remarks 695-char remark
  14. 2026-06-02
    listed $169,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,739
− Mortgage interest
−$9,517
− Property taxes
−$2,548
− Insurance
−$850
− Repairs & maintenance
−$1,339
− Management
−$1,339
− Depreciation
−$4,943
Taxable loss
−$3,796
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$911
After-tax cash flow
$46/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Vance

Score
67/100
State rank
#101
US rank
#10891

Category grades

Amenities F Commute D- Cost of living A+ Crime B+ Employment F Housing C- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
5,234

Population outlook (Orangeburg County) Hauer SSP2

Today (2025)
82,698 people
By 2030
78,615 · -4.9%
By 2040
69,308 · -16.2%
By 2050
60,629 · -26.7%
By 2075
42,678 · -48.4%
By 2100
28,136 · -66.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (57%)
Race & ethnicity
Black 57% White 39% Native American 2% Two or more races 1%
Common ancestry
Lithuanian 0%
Foreign-born
1% · Canada
Languages at home
99% English-only · Arabic 1%

Political lean MEDSL · Orangeburg

2024 margin
Strong D (+24.6) · D 61.8% · R 37.2% · Other 1.1%
2008→2024 swing
-13.5pp toward R · 2008: 38.1pp · 2024: 24.6pp
All cycles
2024: D+24.6 2020: D+33.2 2016: D+37.0 2012: D+43.5 2008: D+38.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.85%
Current HPI
237.6204
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-05-31 Listed $169,900 Charleston Trident MLS
  • 2026-05-31 Listed $169,900 SBOR

Property tax history

+4.7%/yr

Latest (2024): $338 · +13.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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