5408 Barhydt Ave · Port Orange, FL
Flood risk 7/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.77%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.8/30.0
- DSCR +10.0/10.0
- 1% rule +7.5/10.0
- ARV discount +7.5/15.0
- Livability +4.0/5.0
- Schools +3.9/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$140,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
NO LOT RENT. Spacious double wide mobile home. 3 bedroms 1.5 baths. Split bedroom plan. Open kitchen. Large living room. Storage shed & laundry room. Double length carport. Back entrance with concrete pad perfect for boat parking. partially fenced yard. Non-thru street. Minimal traffic. OWC owner financing with sustantial down payment Owner plans to repair or replace: front porch vinyl floors bathroom walls and tub some interior doors painting upper kitchen cabinets OR MAKE 'AS IS' OFFER
Key facts
- Laundry room
- Large living room
- Storage shed
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath manufactured listed at $140k.
Deal economics
- At list price, monthly cash flow is $447 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $140k).
- Recommended offer: $127k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 80/100 on livability (#131 in FL, #1,957 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, cost of living A; Watch: amenities D+, commute D+.
- Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.8%/yr); 418 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 1.8% rent growth), your $39k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 91 days — a 9% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $65k; list at $140k implies a 115% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 91 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.25% ✓
- Cap rate
- 10.70%
- Cash-on-cash
- 15.73%
- DSCR
- 1.70
- GRM
- 6.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 1.83% rent growth · sell at horizon
- IRR
- 2.5%
- Equity multiple
- 1.10×
- Total profit
- $3,779
- Equity at exit
- $20,874
- IRR
- 11.0%
- Equity multiple
- 1.81×
- Total profit
- $31,848
- Equity at exit
- $12,105
Cash invested: $39,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32127
- Rents YoY
- 1.8%
- Active inventory
- 418
- Price-to-rent
- 6.7×
Monthly cashflow live
- Estimated rent
- $1,749 medium interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax from tax record
- −$75 /mo · $906/yr
- Insurance
- −$58
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$367
- Net cashflow
- $447
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,000
- Closing costs
- $4,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5249 Taylor Ave Port Orange, FL | 2.0 | 2.5 | 672 | $1,650 | $2.46 | 14d | 1 | 0.39mi |
Listing history 14 events
-
2026-06-03days on market $140,000 Active 91 DOM
-
2026-06-03days on market $140,000 Active 90 DOM
-
2026-06-01days on market $140,000 Active 89 DOM
-
2026-05-31days on market $140,000 Active 88 DOM
-
2026-05-31days on market $140,000 Active 87 DOM
-
2026-03-02$140,000 Active 508-char remark
Show marketing remark (508 chars)
NO LOT RENT. Spacious double wide mobile home. 3 bedroms 1.5 baths. Split bedroom plan. Open kitchen. Large living room. Storage shed & laundry room. Double length carport. Back entrance with concrete pad perfect for boat parking. partially fenced yard. Non-thru street. Minimal traffic. OWC owner financing with sustantial down payment Owner plans to repair or replace: front porch vinyl floors bathroom walls and tub some interior doors painting upper kitchen cabinets OR MAKE 'AS IS' OFFER
-
2020-07-17soldstatus $65,000 Closed 293-char remark
Show marketing remark (293 chars)
NO LOT RENT. Spacious double wide mobile home. 3 bedroms 1.5 baths. Split bedroom plan. Open kitchen. Large living room. Storage shed & laundry room. Double length carport. Back entrance with concrete pad perfect for boat parking. partially fenced yard. Non-thru street. Minimal traffic.
-
2020-07-17soldstatus $65,000
Show marketing remark (293 chars)
NO LOT RENT. Spacious double wide mobile home. 3 bedroms 1.5 baths. Split bedroom plan. Open kitchen. Large living room. Storage shed & laundry room. Double length carport. Back entrance with concrete pad perfect for boat parking. partially fenced yard. Non-thru street. Minimal traffic.
-
2020-07-06$79,000 Active 293-char remark
Show marketing remark (293 chars)
NO LOT RENT. Spacious double wide mobile home. 3 bedroms 1.5 baths. Split bedroom plan. Open kitchen. Large living room. Storage shed & laundry room. Double length carport. Back entrance with concrete pad perfect for boat parking. partially fenced yard. Non-thru street. Minimal traffic.
-
2018-12-03soldstatus $940,000
-
2005-02-24soldstatus $980,000
-
2001-07-20soldstatus $17,000
-
2001-04-20$16,800
-
1994-08-19soldstatus $22,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $906 · $75/mo
- Projected year-2 tax
- $1,162 · $97/mo
- Expected delta
- +$256/yr (+$21/mo · 28.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (unshaded) · 77% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,990
- − Mortgage interest
- −$7,842
- − Property taxes
- −$906
- − Insurance
- −$1,498
- − Repairs & maintenance
- −$1,679
- − Management
- −$1,679
- − Depreciation
- −$4,073
- Taxable income
- $3,313
- Est. tax owed @ 24.0%
- −$795
- After-tax cash flow
- $4,573/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Volusia
- NCES district ID
- 1201920
- Math proficiency
- 44% ▼ -9.00%
- Reading proficiency
- 49% ▼ -3.00%
- Median HH income
- $42,946
- Composite
- 39.2/100
- National rank
- #4019
- State rank
- #47 of 73 in FL
Livability — Port Orange
- Score
- 80/100
- State rank
- #131
- US rank
- #1957
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Port Orange, FL
- County
- Volusia County · 556,871 people
- City population
- 75,051
- Metro
- Deltona-Daytona Beach-Ormond Beach, FL
- Population (ZIP)
- 29,612
- Household income
- $71,676
- Rent vs Own
- Severe rent burden
- 812.0
Population outlook (Volusia County) Hauer SSP2
- Today (2025)
- 572,749 people
- By 2030
- 598,695 · +4.5%
- By 2040
- 644,880 · +12.6%
- By 2050
- 681,451 · +19.0%
- By 2075
- 759,957 · +32.7%
- By 2100
- 778,902 · +36.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Two or more races 6% Hispanic / Latino 4% Black 2% Asian 1%
- Common ancestry
- Romanian 5% Lithuanian 3% Iranian 2%
- Foreign-born
- 6% · Canada
- Languages at home
- 93% English-only · Spanish 3% Other Indo-European 1%
Political lean MEDSL · Volusia
- 2024 margin
- Strong R (+21.8) · D 38.7% · R 60.5%
- 2008→2024 swing
- -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
- All cycles
- 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -348.71%
- Current HPI
- 282.5248
- Rent YoY
- ▲ 1.83%
- Metro
- Deltona-Daytona Beach-Ormond Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
+536.4% since first listed9 events — show timeline
- 2026-03-02 Listed $140,000 Daytona MLS
- 2020-07-17 Sold (Public Records) $65,000 Public Records
- 2020-07-17 Sold (MLS) $65,000 Daytona MLS
- 2020-07-06 Listed $79,000 Daytona MLS
- 2018-12-03 Sold (Public Records) $940,000 Public Records
- 2005-02-24 Sold (Public Records) $980,000 Public Records
- 2001-07-20 Sold (MLS) $17,000 Daytona MLS
- 2001-04-20 Listed $16,800 Daytona MLS
- 1994-08-19 Sold (Public Records) $22,000 Public Records
Property tax history
+2.8%/yrLatest (2025): $906 · -39.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…