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591 Featherston St
A- Composite 82.22
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +6.2/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0

$75,000

591 Featherston St · Waldron, AR 72958
3 bd · 1.0 ba · 1,500 sqft · SingleFamily public records · 193 Days on market
Built 1950 0.71 ac lot $50/sqft · 43% below area Est $131k · 43% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this charming, rock-solid single-family home perfectly situated in the heart of Waldron, AR. Built in 1950 and nestled on a generous 0.71-acre lot, this property offers a rare combination of space, classic construction, and modern convenience, all within the respected Waldron School District. Seller finance or Rent-to-Own available!

Key facts

  • 0.71 acre lot
  • Garage
  • Built 1950

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $433 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#42 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, schools F, amenities F.
  • Waldron School District (rural): math 29% / reading 30% proficiency, ranked #160 of 238 in AR (top 67%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 59 active listings in the ZIP.

Forward outlook

  • In year one you build about $2k of equity ($519 loan paydown + $2k appreciation (2.5% local appreciation)).
  • Scott County population projected at -42% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (2.5% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 193 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $40k; list at $75k implies a 88% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 193 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.51%
Cap rate
13.22%
Cash-on-cash
24.73%
DSCR
2.10
GRM
5.5

CMA / ARV

ARV (median comp)
$131,422
List price
$75,000
Delta
-42.93%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1102 Mcentire St 0.59mi 3/2.0 1,551 (+3%) 12mo $199,000 $128 53
715 Cherry St 0.35mi 3/1.5 1,292 (-14%) 14mo $149,800 $116 47
1011 W 6th St 0.73mi 3/1.5 1,336 (-11%) 11mo $55,000 $41 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.48% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
29.8%
Equity multiple
2.64×
Total profit
$34,545
Equity at exit
$31,551
10-year hold
IRR
30.8%
Equity multiple
5.14×
Total profit
$86,921
Equity at exit
$46,997

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72958

Home prices YoY
1.2%
Active inventory
59
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,134 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$38 /mo · $460/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$238
Net cashflow
$433

Break-even live

Break-even rent $586
Max offer price $75,000
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-19
    days on market $75,000 Active 193 DOM
  2. 2026-06-18
    days on market $75,000 Active 192 DOM
  3. 2026-06-17
    days on market $75,000 Active 191 DOM
  4. 2026-06-16
    days on market $75,000 Active 190 DOM
  5. 2026-06-15
    days on market $75,000 Active 189 DOM
  6. 2026-06-14
    days on market $75,000 Active 187 DOM
  7. 2026-06-12
    days on market $75,000 Active 186 DOM
  8. 2026-06-09
    days on market $75,000 Active 183 DOM
  9. 2026-06-09
    price $75,000 Active 182 DOM
  10. 2026-06-01
    days on market $79,000 Active 182 DOM
  11. 2026-05-31
    days on market $79,000 Active 181 DOM
  12. 2026-05-31
    days on market $79,000 Active 180 DOM
  13. 2025-12-01
    listed $79,000 Active 345-char remark
    Show marketing remark (345 chars)

    Welcome to this charming, rock-solid single-family home perfectly situated in the heart of Waldron, AR. Built in 1950 and nestled on a generous 0.71-acre lot, this property offers a rare combination of space, classic construction, and modern convenience, all within the respected Waldron School District. Seller finance or Rent-to-Own available!

  14. 2018-08-06
    soldstatus $40,000
  15. 2003-09-26
    soldstatus $10,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$460 · $38/mo
Projected year-2 tax
$480 · $40/mo
Expected delta
+$20/yr (+$2/mo · 4.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥111°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,607
− Mortgage interest
−$4,201
− Property taxes
−$460
− Insurance
−$375
− Repairs & maintenance
−$1,089
− Management
−$1,089
− Depreciation
−$2,182
Taxable income
$4,211
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,011
After-tax cash flow
$4,184/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Waldron School District
NCES district ID
0513680
Math proficiency
29% ▼ -14.00%
Reading proficiency
30% ▼ -14.00%
Median HH income
$34,712
Composite
24.33/100
National rank
#7699
State rank
#160 of 238 in AR

Livability — Waldron

Score
71/100
State rank
#42
US rank
#7095

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Waldron, AR
Population (ZIP)
6,566

Population outlook (Scott County) Hauer SSP2

Today (2025)
8,981 people
By 2030
8,188 · -8.8%
By 2040
6,675 · -25.7%
By 2050
5,228 · -41.8%
By 2075
2,745 · -69.4%
By 2100
1,302 · -85.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 11% Two or more races 8% Asian 1%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Italian 1% Slovak 1% Iranian 1%
Foreign-born
4% · Canada, Philippines
Languages at home
91% English-only · Spanish 7% Other Asian/Pacific 1%

Political lean MEDSL · Scott

2024 margin
Solid R (+73.5) · D 12.6% · R 86.1% · Other 1.4%
2008→2024 swing
-30.0pp toward R · 2008: -43.5pp · 2024: -73.5pp
All cycles
2024: R+73.5 2020: R+69.8 2016: R+62.0 2012: R+47.7 2008: R+43.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.48%
Current HPI
209.0849
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+690.0% since first listed
3 events — show timeline
  • 2025-12-01 Listed $79,000 NWARMLS
  • 2018-08-06 Sold (Public Records) $40,000 Public Records
  • 2003-09-26 Sold (Public Records) $10,000 Public Records

Property tax history

+37.6%/yr

Latest (2025): $460 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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