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100 Rc Allen Dr
B+ Composite 76.14
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +3.8/5.0
  • Rent growth +3.7/5.0
  • Livability +3.2/5.0
  • Schools +0.5/10.0
  • Appreciation +0.0/10.0

$76,000

100 Rc Allen Dr · Columbus, GA 31907
2 bd · 1.0 ba · 1,020 sqft · SingleFamily public records · 118 Days on market
Built 1951 Good condition 10,454 sqft lot $75/sqft · 34% below area Est $119k · 36% under ↓ 5% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Completely renovated and priced to sell, this charming 1,020 sq ft home offers the perfect blend of modern updates and cozy living. Enjoy a fresh, move-in ready interior with updated finishes, stylish fixtures, and an efficient layout that maximizes every square foot. Ideal for first-time buyers, downsizers, or investors. This one won't last long!

Key facts

  • 0.24 acre lot
  • Built 1951
  • Listed 117 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $76k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $433 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $76k).
  • Recommended offer: $69k (9.0% below list) — sets the bar for market timing.
  • Cap rate 13.1% vs local median 4.9% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#254 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: amenities D+, crime F, commute F.
  • Muscogee County (urban): math 21% / reading 30% proficiency, ranked #120 of 174 in GA (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Dawson Elementary School (math 2% / reading 2%, grade F, #1,204 of 1,228 statewide, top 100%, 309 students, 96% FRL); East Columbus Magnet Academy (math 4% / reading 13%, grade F, #439 of 470 statewide, top 94%, 473 students, 97% FRL); Kendrick High School (math 2% / reading 5%, grade F, #413 of 424 statewide, top 99%, 876 students, 97% FRL) — zoned schools average 97% FRL vs 61% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 5% at this address vs 26% district-wide (-21 pts) — the specific schools serving this property underperform the Muscogee County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+4.8%/yr); 389 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals lingering (median 93d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 291 units permitted in Muscogee County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $525 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Muscogee County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.8% rent growth), your $21k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 118 days — a 9% lower offer ($69k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 69% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $69,160 (9.0% below list)

Questions for the listing agent

  1. It's been on market 118 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.56%
Cap rate
13.13%
Cash-on-cash
24.42%
DSCR
2.09
GRM
5.4

CMA / ARV

ARV (median comp)
$119,156
List price
$76,000
Delta
-36.22%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5349 Minnie Lee Dr 0.24mi 3/2.0 (+1) 1,042 (+2%) 11mo $133,000 $128 67
4911 Dorado Cir 0.54mi 3/1.0 (+1) 1,025 (+0%) 3mo $65,000 $63 67
450 Bowen Blvd 0.35mi 3/1.0 (+1) 936 (-8%) 5mo $38,000 $41 61
138 Jefferson Dr 0.48mi 3/1.0 (+1) 1,050 (+3%) 16mo $138,300 $132 55
330 Mays Ave 0.53mi 3/1.5 (+1) 1,000 (-2%) 13mo $155,000 $155 54
4647 Buckner St 0.48mi 3/1.0 (+1) 1,000 (-2%) 18mo $90,000 $90 54
506 Parkwood Dr 0.55mi 3/1.0 (+1) 1,050 (+3%) 15mo $120,000 $114 52
4823 Maplewood Dr 0.50mi 3/1.0 (+1) 962 (-6%) 13mo $121,750 $127 51
5201 Vincent Dr 0.45mi 3/2.0 (+1) 1,148 (+12%) 3mo $139,900 $122 47
335 Tennant Ave 0.70mi 3/2.0 (+1) 1,105 (+8%) 2mo $138,000 $125 43
59 Apollo Dr 0.61mi 3/2.0 (+1) 1,146 (+12%) 4mo $110,000 $96 38
5420 Spencer Ln 0.67mi 3/1.0 (+1) 1,160 (+14%) 19mo $149,900 $129 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.82% rent growth · sell at horizon

5-year hold
IRR
19.7%
Equity multiple
1.82×
Total profit
$17,475
Equity at exit
$11,332
10-year hold
IRR
29.2%
Equity multiple
3.83×
Total profit
$60,137
Equity at exit
$6,571

Cash invested: $21,280 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
13 active · 8 under contract
Months of supply
8.7 mo (12%/mo absorbed)
Median asking
$139,900 ($135/sqft)
Median days on market
34 d
This list price
lowest-priced of the active set
ARV vs active asking
-13.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 31907

Rents YoY
4.8%
Active inventory
389
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,183 high interval (Pro) →
Mortgage (P&I)
$399
Tax from tax record
$71 /mo · $851/yr
Insurance
$32
HOA
$0
Vacancy / Maint / Mgmt
$248
Net cashflow
$433

Break-even live

Break-even rent $634
Max offer price $76,000
Occupancy floor 58%

Sensitivity live

Price -10% $476 -5% $455 +0% $433 +5% $412 +10% $390
Rent -10% $340 -5% $386 +0% $433 +5% $480 +10% $526
Rate -1.0pp $471 -0.5pp $452 base $433 +0.5pp $413 +1.0pp $393

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,000
Closing costs
$2,280
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
431 Camden Dr Columbus, GA 3.0 2.0 1005 $1,350 $1.34 70d 1 0.27mi
410 Columbia Dr Unit 1 Columbus, GA 3.0 1.5 925 $950 $1.03 70d 1 0.30mi
419 Mount Pleasant Dr Columbus, GA 3.0 1.5 1225 $950 $0.78 62d 1 0.41mi
407 Ocean Ave Columbus, GA 3.0 2.0 1319 $1,595 $1.21 93d 1 0.49mi
4464 Sims St Columbus, GA 3.0 1.0 1014 $1,095 $1.08 70d 1 0.84mi
527 Englewood Dr Columbus, GA 3.0 2.0 1469 $1,450 $0.99 62d 1 0.87mi
441 Braselman Ave Columbus, GA 3.0 1.5 1150 $1,250 $1.09 93d 1 0.94mi
947 Belvedere Dr Columbus, GA 3.0 2.0 1197 $1,425 $1.19 62d 1 1.12mi
5431 Buena Vista Rd Columbus, GA 2.0 2.0 850 $1,050 $1.24 93d 1 1.14mi
5330 Buena Vista Rd Columbus, GA 3.0 1.0 1100 $995 $0.90 93d 1 1.16mi
845 Arlington Dr Columbus, GA 3.0 2.0 1250 $850 $0.68 93d 1 1.22mi
9 Montclair Ct Unit B Columbus, GA 2.0 1.5 959 $950 $0.99 93d 1 1.25mi
6400 Sandy Bottom Dr Columbus, GA 3.0 2.0 1455 $1,850 $1.27 62d 1 1.26mi
5500 Saint Marys Rd Columbus, GA 2.0 1.0 593 $950 $1.60 70d 9 1.26mi
5501 Ambervista Ct Columbus, GA 3.0 2.0 1402 $1,375 $0.98 93d 1 1.28mi
5771 Spanish Oak Dr Columbus, GA 3.0 2.0 1282 $1,395 $1.09 70d 1 1.29mi
1029 Amber Dr Columbus, GA 3.0 1.5 1053 $1,300 $1.23 93d 1 1.38mi
513 Farr Rd Columbus, GA 2.0 1.0 1000 $968 $0.97 93d 1 1.40mi
1230 Kings Mountain Ct Apt A Columbus, GA 2.0 1.0 775 $875 $1.13 93d 1 1.41mi
5664 Saint Marys Rd Unit A Columbus, GA 2.0 1.0 1048 $1,100 $1.05 93d 1 1.42mi

Property features AI

Finance

Other
Lot size approximately 0.24 acres (per public records)Located at 100 Rc Allen Drive, Columbus, GA 31907
Financial info
Listing terms include Cash, Conventional, FHA, VA and other financing
HOA & community
No HOA

Exterior

Parking
Off-street parking
Utilities
Public waterPublic sewerElectricity availableHigh-speed internet available
Home design
Single-family residenceHouse structureBuilt in 1951Composition roofWood siding
Construction
Wood siding constructionComposition roofingBuilt in 1951
Exterior features
City lot

Interior

Bedrooms
2 bedrooms on the main level
Flooring
Carpet flooring
Bathrooms
1 full bathroom on the main level
Heating & cooling
Central heatingCentral air conditioning
Interior features
Updated/remodeled interiorOne-level livingNo basementLiving area 1,059 (per public records)Room types: Other
Laundry & utility
Laundry located in hall

Listing history 50 events

  1. 2026-08-08
    days on market $76,000 Active 118 DOM
  2. 2026-08-07
    days on market $76,000 Active 117 DOM
  3. 2026-08-06
    days on market $76,000 Active 116 DOM
  4. 2026-08-05
    days on market $76,000 Active 115 DOM
  5. 2026-08-04
    days on market $76,000 Active 114 DOM
  6. 2026-08-03
    days on market $76,000 Active 113 DOM
  7. 2026-07-31
    days on market $76,000 Active 110 DOM
  8. 2026-07-29
    days on market $76,000 Active 108 DOM
  9. 2026-07-27
    days on market $76,000 Active 106 DOM
  10. 2026-07-25
    days on market $76,000 Active 104 DOM
  11. 2026-07-24
    days on market $76,000 Active 103 DOM
  12. 2026-07-23
    days on market $76,000 Active 102 DOM
  13. 2026-07-22
    days on market $76,000 Active 101 DOM
  14. 2026-07-21
    days on market $76,000 Active 100 DOM
  15. 2026-07-18
    days on market $76,000 Active 97 DOM
  16. 2026-07-16
    days on market $76,000 Active 95 DOM
  17. 2026-07-16
    days on market $76,000 Active 94 DOM
  18. 2026-07-14
    days on market $76,000 Active 93 DOM
  19. 2026-07-13
    days on market $76,000 Active 92 DOM
  20. 2026-07-12
    days on market $76,000 Active 91 DOM
  21. 2026-07-11
    days on market $76,000 Active 90 DOM
  22. 2026-07-10
    days on market $76,000 Active 89 DOM
  23. 2026-07-09
    days on market $76,000 Active 88 DOM
  24. 2026-07-08
    days on market $76,000 Active 87 DOM
  25. 2026-07-07
    days on market $76,000 Active 86 DOM
  26. 2026-07-06
    days on market $76,000 Active 85 DOM
  27. 2026-07-05
    days on market $76,000 Active 84 DOM
  28. 2026-07-04
    days on market $76,000 Active 83 DOM
  29. 2026-07-03
    days on market $76,000 Active 82 DOM
  30. 2026-07-02
    days on market $76,000 Active 81 DOM
  31. 2026-07-01
    days on market $76,000 Active 80 DOM
  32. 2026-06-30
    days on market $76,000 Active 79 DOM
  33. 2026-06-29
    days on market $76,000 Active 78 DOM
  34. 2026-06-28
    days on market $76,000 Active 77 DOM
  35. 2026-06-28
    days on market $76,000 Active 76 DOM
  36. 2026-06-27
    days on market $76,000 Active 75 DOM
  37. 2026-06-25
    days on market $76,000 Active 73 DOM
  38. 2026-06-23
    statusdays on market $76,000 Active 71 DOM
  39. 2026-06-22
    pricestatusdays on market $76,000 Price Change 70 DOM
  40. 2026-06-18
    days on market $79,000 Active 67 DOM
  41. 2026-06-17
    days on market $79,000 Active 66 DOM
  42. 2026-06-16
    days on market $79,000 Active 65 DOM
  43. 2026-06-15
    days on market $79,000 Active 64 DOM
  44. 2026-06-14
    days on market $79,000 Active 62 DOM
  45. 2026-06-13
    days on market $79,000 Active 61 DOM
  46. 2026-06-10
    days on market $79,000 Active 59 DOM
  47. 2026-06-09
    days on market $79,000 Active 58 DOM
  48. 2026-06-08
    days on market $79,000 Active 57 DOM
  49. 2026-06-07
    statusdays on market $79,000 Active 56 DOM
  50. 2026-06-05
    days on market $79,000 Price Change 53 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$851 · $71/mo
Projected year-2 tax
$851 · $71/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 69% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,191
− Mortgage interest
−$4,257
− Property taxes
−$851
− Insurance
−$380
− Repairs & maintenance
−$1,135
− Management
−$1,135
− Depreciation
−$2,211
Taxable income
$4,221
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,013
After-tax cash flow
$4,184/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Good 75/100 Cosmetic rehab Est. rehab $5,100–$15,300 screening

This charming 1,020 sq ft home is completely renovated and move-in ready, with updated finishes and an efficient layout. Fresh paint and new flooring would further enhance its curb appeal and value.

Components & finishes AI

Flooring tile Counters granite

Deferred maintenance Est. $60,000–$180,000 screening

  • Major Roof (roof) — roof appears old and damaged
  • Major Windows (windows) — windows appear old and damaged
  • Major Electrical (electrical) — electrical panel appears old and damaged
  • Major Plumbing (plumbing) — plumbing fixtures appear old and damaged
  • Major Exterior (exterior) — exterior siding appears old and damaged
  • Major Other — other components appear old and damaged

Value-add opportunities

  • Both paint exterior — Fresh paint enhances curb appeal and value
  • Both update flooring — New flooring would improve both resale and rental value
  • Both update kitchen appliances — Modern appliances would attract more buyers and renters

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 5/100

Zoned Schools

Elementary Dawson Elementary School F GA #1,204/1,228 Nat'l #41,309/41,679 Middle East Columbus Magnet Academy F GA #439/470 Nat'l #13,547/14,009 High Kendrick High School F GA #413/424 Nat'l #17,122/17,239

Schools (NCES district)

District
Muscogee County
NCES district ID
1303870
Math proficiency
21% ▼ -11.00%
Reading proficiency
30% ▼ -7.00%
Median HH income
$41,176
Composite
21.6/100
National rank
#8297
State rank
#120 of 174 in GA
C Composite livability gradescore 64/100

Livability — Columbus

Score
64/100
State rank
#254
US rank
#14102

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety B User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Columbus, GA
County
Muscogee County · 216,729 people
City population
180,764
Metro
Columbus, GA-AL
Population (ZIP)
59,110
Household income
$54,453
Rent vs Own
42.2% rent · 57.8% own
Severe rent burden
11% of renters

Population outlook (Muscogee County) Hauer SSP2

Today (2025)
216,729 people
By 2030
224,504 · +3.6%
By 2040
238,318 · +10.0%
By 2050
249,027 · +14.9%
By 2075
264,862 · +22.2%
By 2100
254,786 · +17.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (64%)
Race & ethnicity
Black 64% White 22% Two or more races 8% Hispanic / Latino 6% Asian 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Italian 1% Slovak 1%
Foreign-born
4% · Canada, South Korea
Languages at home
95% English-only · Spanish 3%

Political lean MEDSL · Muscogee

2024 margin
Strong D (+23.4) · D 61.4% · R 38.0%
2008→2024 swing
+3.7pp toward D · 2008: 19.7pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+18.6 2012: D+21.3 2008: D+19.7

Not yet ingested

Civics

Price history

-5.0% since first listed
10 events — show timeline
  • 2026-06-19 Price Changed $76,000 GAMLS
  • 2026-06-03 Price Changed $79,000 GAMLS
  • 2026-05-19 Price Changed $89,000 GAMLS
  • 2026-05-11 Price Changed $97,900 GAMLS
  • 2026-04-27 Price Changed $99,900 GAMLS
  • 2026-04-20 Price Changed $105,000 GAMLS
  • 2026-03-30 Listed $115,000 GAMLS
  • 2026-01-05 Price Changed $82,000 CBOR
  • 2025-12-11 Price Changed $85,000 CBOR
  • 2025-08-02 Price Changed $79,999 CBOR

Property tax history

+5.5%/yr

Latest (2025): $851 · -0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…