419 Pine Valley Dr · Warner Robins, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.9/30.0
- DSCR +9.3/10.0
- ARV discount +8.5/15.0
- 1% rule +6.0/10.0
- Schools +3.9/10.0
- Livability +3.2/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$205,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
A one owner home that begs for loving attention. Priced to sell at $69,900. This 5 bedroom, 2.5 bath home is situated on a . 78 acre corner lot with fenced yard, approx. 2137 sqft. , hardwood floors, workshop and much more. Move in and update as you please. Sold as is. Call today to preview your new home. Verify schools with BOE.
Key facts
- 0.78 acre lot
- 2 garage spots
- Built 1962
Property features AI
Exterior
- Parking: Detached 2-car garage; 2 covered parking spaces (2 total parking spaces)
- Utilities: Public water; Public sewer; Cable connected
- Home design: Single-family residence; Multi/split levels
- Construction: Wood siding; Slab foundation
- Exterior features: Lot in a subdivision (Miller Hills Estate)
Interior
- Kitchen: Electric range
- Flooring: Carpet; Vinyl; Laminate
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central heating; Heat pump; Central air conditioning
- Interior features: Ceiling fans; Storage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.5-bath single-family listed at $205k.
Deal economics
- At list price, monthly cash flow is $569 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $205k).
- Recommended offer: $202k (1.5% below list) — sets the bar for market timing.
- Cap rate 9.6% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
- Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Miller Elementary School (math 22% / reading 22%, grade F, #810 of 1,228 statewide, top 69%, 538 students, 84% FRL); Warner Robins Middle School (math 25% / reading 37%, grade F, #237 of 470 statewide, top 51%, 813 students, 84% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 22% at this address vs 44% district-wide (-22 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
- This rent runs 33% of the median local income ($83k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $64k; list at $205k implies a 223% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 9.63%
- Cash-on-cash
- 11.90%
- DSCR
- 1.53
- GRM
- 7.6
CMA / ARV
- ARV (median comp)
- $209,489
- List price
- $205,000
- Delta
- -2.14%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 115 Kay Dr | 0.28mi | 4/3.0 (-1) | 2,156 (+1%) | 20mo | $245,000 | $114 | 62 |
| 102 Stanley Ter | 0.39mi | 4/3.0 (-1) | 2,206 (+3%) | 11mo | $240,000 | $109 | 60 |
| 515 Kimberly Rd | 0.73mi | 4/2.5 (-1) | 2,144 (+0%) | 2mo | $236,600 | $110 | 59 |
| 208 Randall Dr | 0.31mi | 4/2.5 (-1) | 2,217 (+4%) | 23mo | $220,000 | $99 | 55 |
| 104 Terrell St | 0.51mi | 4/2.0 (-1) | 1,997 (-7%) | 10mo | $140,000 | $70 | 50 |
| 406 Granada Ter | 0.55mi | 4/2.5 (-1) | 2,413 (+13%) | 21mo | $245,500 | $102 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.67% rent growth · sell at horizon
- IRR
- -0.0%
- Equity multiple
- 1.00×
- Total profit
- $-20
- Equity at exit
- $30,566
- IRR
- 8.3%
- Equity multiple
- 1.60×
- Total profit
- $34,416
- Equity at exit
- $17,725
Cash invested: $57,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31088
- Rents YoY
- 1.7%
- Active inventory
- 286
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $2,253 medium interval (Pro) →
- Mortgage (P&I)
- −$1,075
- Tax from tax record
- −$50 /mo · $604/yr
- Insurance
- −$85
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$473
- Net cashflow
- $569
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $51,250
- Closing costs
- $6,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 106 Edna Pl Warner Robins, GA | 4.0 | 3.0 | 1922 | $1,850 | $0.96 | 43d | 1 | 1.40mi |
| 501 Pinecrest Dr Warner Robins, GA | 4.0 | 2.0 | 1818 | $2,100 | $1.16 | 43d | 1 | 1.46mi |
Listing history 7 events
-
2026-06-05statusdays on market $205,000 Pending 22 DOM
-
2026-06-03days on market $205,000 Active 21 DOM
-
2026-06-02days on market $205,000 Active 20 DOM
-
2026-06-01days on market $205,000 Active 19 DOM
-
2026-05-31days on market $205,000 Active 18 DOM
-
2026-05-30days on market $205,000 Active 17 DOM
-
2026-05-13$205,000 Active 742-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $604 · $50/mo
- Projected year-2 tax
- $1,886 · $157/mo
- Expected delta
- +$1,282/yr (+$107/mo · 212.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,042
- − Mortgage interest
- −$11,483
- − Property taxes
- −$604
- − Insurance
- −$1,025
- − Repairs & maintenance
- −$2,163
- − Management
- −$2,163
- − Depreciation
- −$5,964
- Taxable income
- $3,639
- Est. tax owed @ 24.0%
- −$873
- After-tax cash flow
- $5,960/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston County
- NCES district ID
- 1302880
- Math proficiency
- 43% ▼ -7.00%
- Reading proficiency
- 46% ▼ -2.00%
- Median HH income
- $54,823
- Composite
- 38.68/100
- National rank
- #4144
- State rank
- #23 of 174 in GA
Livability — Warner Robins
- Score
- 65/100
- State rank
- #227
- US rank
- #13290
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Warner Robins, GA
- County
- Houston County · 157,321 people
- City population
- 92,102
- Metro
- Warner Robins, GA
- Population (ZIP)
- 58,585
- Household income
- $83,082
- Rent vs Own
- Severe rent burden
- 1668.0
Population outlook (Houston County) Hauer SSP2
- Today (2025)
- 169,502 people
- By 2030
- 178,486 · +5.3%
- By 2040
- 194,642 · +14.8%
- By 2050
- 207,119 · +22.2%
- By 2075
- 231,480 · +36.6%
- By 2100
- 235,034 · +38.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Romanian 2% Slovak 2% Lithuanian 2%
- Foreign-born
- 9% · Canada, Vietnam, Jamaica
- Languages at home
- 90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%
Political lean MEDSL · Houston
- 2024 margin
- R (+11.3) · D 44.0% · R 55.3%
- 2008→2024 swing
- +8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
- All cycles
- 2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -135.75%
- Current HPI
- 219.8261
- Rent YoY
- ▲ 1.67%
- Metro
- Warner Robins, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+242.2% since first listed4 events — show timeline
- 2026-06-04 Pending — CGMLS
- 2026-05-13 Listed $205,000 CGMLS
- 2013-02-20 Sold (MLS) $63,500 CGMLS
- 2012-10-08 Listed $59,900 CGMLS
Property tax history
+0.2%/yrLatest (2023): $604 · -38.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…