139 Old South River Rd · Jackson, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.2/30.0
- DSCR +10.0/10.0
- 1% rule +7.5/10.0
- ARV discount +7.5/15.0
- Livability +2.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Endless Potential on 3 Acres in Jackson, GA! Discover the opportunity to make this 3-bedroom, 2-bath home your own, nestled on a sprawling 3-acre lot in peaceful Jackson, Georgia. Whether you're an investor or a buyer with vision, this fixer-upper offers the perfect canvas to create your dream property. Enjoy the tranquility of rural living while still being just a short drive to town, schools, and I-75 access. With a little TLC, this property can shine again - don't miss your chance to unlock its full potential!
Key facts
- Rural living
- I-75 access
- Short drive to town
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $135k.
Deal economics
- At list price, monthly cash flow is $427 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $135k).
- Recommended offer: $123k (9.0% below list) — sets the bar for market timing.
- Cap rate 10.1% vs local median 3.7% in Jackson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 56/100 on livability (#482 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
- Butts County (rural): math 24% / reading 31% proficiency, ranked #103 of 174 in GA (top 59%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Stark Elementary School (math 23% / reading 25%, grade F, #784 of 1,228 statewide, top 64%, 656 students, 83% FRL); Jackson High School (math 12% / reading 37%, grade F, #184 of 424 statewide, top 48%, 1,070 students, 83% FRL) — zoned schools average 83% FRL vs 61% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 321 active listings in the ZIP; 60 units permitted in Butts County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Butts County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 98 days — a 9% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 98 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.25% ✓
- Cap rate
- 10.09%
- Cash-on-cash
- 13.56%
- DSCR
- 1.60
- GRM
- 6.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 3.7%
- Equity multiple
- 1.14×
- Total profit
- $5,336
- Equity at exit
- $20,129
- IRR
- 13.2%
- Equity multiple
- 2.05×
- Total profit
- $39,712
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30233
- Home prices YoY
- -3.9%
- Active inventory
- 321
- Price-to-rent
- 6.7×
Monthly cashflow live
- Estimated rent
- $1,689 medium interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax from tax record
- −$143 /mo · $1,713/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$355
- Net cashflow
- $427
Break-even live
Sensitivity live
| Price | -10% $504 | -5% $465 | +0% $427 | +5% $389 | +10% $351 |
|---|---|---|---|---|---|
| Rent | -10% $294 | -5% $360 | +0% $427 | +5% $494 | +10% $561 |
| Rate | -1.0pp $495 | -0.5pp $461 | base $427 | +0.5pp $392 | +1.0pp $357 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 29 events
-
2025-12-30status Pending
-
2025-11-21status Under Contract 520-char remark
Show marketing remark (520 chars)
Endless Potential on 3 Acres in Jackson, GA! Discover the opportunity to make this 3-bedroom, 2-bath home your own, nestled on a sprawling 3-acre lot in peaceful Jackson, Georgia. Whether you're an investor or a buyer with vision, this fixer-upper offers the perfect canvas to create your dream property. Enjoy the tranquility of rural living while still being just a short drive to town, schools, and I-75 access. With a little TLC, this property can shine again - don't miss your chance to unlock its full potential!
-
2025-11-21historical Active Under Contract
Show marketing remark (520 chars)
Endless Potential on 3 Acres in Jackson, GA! Discover the opportunity to make this 3-bedroom, 2-bath home your own, nestled on a sprawling 3-acre lot in peaceful Jackson, Georgia. Whether you're an investor or a buyer with vision, this fixer-upper offers the perfect canvas to create your dream property. Enjoy the tranquility of rural living while still being just a short drive to town, schools, and I-75 access. With a little TLC, this property can shine again - don't miss your chance to unlock its full potential!
-
2025-11-14status Back On Market 520-char remark
Show marketing remark (520 chars)
Endless Potential on 3 Acres in Jackson, GA! Discover the opportunity to make this 3-bedroom, 2-bath home your own, nestled on a sprawling 3-acre lot in peaceful Jackson, Georgia. Whether you're an investor or a buyer with vision, this fixer-upper offers the perfect canvas to create your dream property. Enjoy the tranquility of rural living while still being just a short drive to town, schools, and I-75 access. With a little TLC, this property can shine again - don't miss your chance to unlock its full potential!
-
2025-11-14status Active
Show marketing remark (520 chars)
Endless Potential on 3 Acres in Jackson, GA! Discover the opportunity to make this 3-bedroom, 2-bath home your own, nestled on a sprawling 3-acre lot in peaceful Jackson, Georgia. Whether you're an investor or a buyer with vision, this fixer-upper offers the perfect canvas to create your dream property. Enjoy the tranquility of rural living while still being just a short drive to town, schools, and I-75 access. With a little TLC, this property can shine again - don't miss your chance to unlock its full potential!
-
2025-11-05status Pending
-
2025-10-28status Under Contract 520-char remark
Show marketing remark (520 chars)
Endless Potential on 3 Acres in Jackson, GA! Discover the opportunity to make this 3-bedroom, 2-bath home your own, nestled on a sprawling 3-acre lot in peaceful Jackson, Georgia. Whether you're an investor or a buyer with vision, this fixer-upper offers the perfect canvas to create your dream property. Enjoy the tranquility of rural living while still being just a short drive to town, schools, and I-75 access. With a little TLC, this property can shine again - don't miss your chance to unlock its full potential!
-
2025-10-28historical Active Under Contract
Show marketing remark (520 chars)
Endless Potential on 3 Acres in Jackson, GA! Discover the opportunity to make this 3-bedroom, 2-bath home your own, nestled on a sprawling 3-acre lot in peaceful Jackson, Georgia. Whether you're an investor or a buyer with vision, this fixer-upper offers the perfect canvas to create your dream property. Enjoy the tranquility of rural living while still being just a short drive to town, schools, and I-75 access. With a little TLC, this property can shine again - don't miss your chance to unlock its full potential!
-
2025-09-12$135,000 Active
Show marketing remark (520 chars)
Endless Potential on 3 Acres in Jackson, GA! Discover the opportunity to make this 3-bedroom, 2-bath home your own, nestled on a sprawling 3-acre lot in peaceful Jackson, Georgia. Whether you're an investor or a buyer with vision, this fixer-upper offers the perfect canvas to create your dream property. Enjoy the tranquility of rural living while still being just a short drive to town, schools, and I-75 access. With a little TLC, this property can shine again - don't miss your chance to unlock its full potential!
-
2025-09-12$135,000 New 520-char remark
Show marketing remark (520 chars)
Endless Potential on 3 Acres in Jackson, GA! Discover the opportunity to make this 3-bedroom, 2-bath home your own, nestled on a sprawling 3-acre lot in peaceful Jackson, Georgia. Whether you're an investor or a buyer with vision, this fixer-upper offers the perfect canvas to create your dream property. Enjoy the tranquility of rural living while still being just a short drive to town, schools, and I-75 access. With a little TLC, this property can shine again - don't miss your chance to unlock its full potential!
-
2025-07-28historical
-
2025-07-28historical
-
2025-07-07price $155,000
-
2025-07-07price $155,000
-
2025-06-12$165,000 Active
-
2025-06-12$165,000 New
-
2019-06-10soldstatus $125,000
-
2019-05-31soldstatus $125,000 Sold
-
2019-05-11status Under Contract
-
2019-04-27status Back on Market
-
2019-04-12status Under Contract
-
2019-04-07$119,000 New
-
2018-09-24historical
-
2018-05-30$129,000 New
-
2010-09-18price $40,000 Reduced
-
2010-08-14price $45,000 Reduced
-
2006-09-14soldstatus $108,600
-
2006-03-07soldstatus $149,900
-
2000-11-01soldstatus $103,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,713 · $143/mo
- Projected year-2 tax
- $1,713 · $143/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,264
- − Mortgage interest
- −$7,562
- − Property taxes
- −$1,713
- − Insurance
- −$675
- − Repairs & maintenance
- −$1,621
- − Management
- −$1,621
- − Depreciation
- −$3,927
- Taxable income
- $3,144
- Est. tax owed @ 24.0%
- −$755
- After-tax cash flow
- $4,371/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Butts County
- NCES district ID
- 1300690
- Math proficiency
- 24% ▼ -4.00%
- Reading proficiency
- 31% ▼ -1.00%
- Median HH income
- $45,248
- Composite
- 23.65/100
- National rank
- #7842
- State rank
- #103 of 174 in GA
Livability — Jackson
- Score
- 56/100
- State rank
- #482
- US rank
- #22448
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Butts County · 24,730 people
- City population
- 24,730
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 24,730
- Household income
- $74,222
- Rent vs Own
- Severe rent burden
- 88.0
Population outlook (Butts County) Hauer SSP2
- Today (2025)
- 22,763 people
- By 2030
- 22,127 · -2.8%
- By 2040
- 20,591 · -9.5%
- By 2050
- 18,978 · -16.6%
- By 2075
- 15,292 · -32.8%
- By 2100
- 11,404 · -49.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Black 19% Two or more races 6% Hispanic / Latino 4%
- Common ancestry
- Slovak 1% Serbian 1% Romanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 4%
Political lean MEDSL · Butts
- 2024 margin
- Solid R (+45.2) · D 27.2% · R 72.4%
- 2008→2024 swing
- -13.5pp toward R · 2008: -31.7pp · 2024: -45.2pp
- All cycles
- 2024: R+45.2 2020: R+43.6 2016: R+43.8 2012: R+35.6 2008: R+31.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -12.98%
- Current HPI
- 316.5436
- Rent YoY
- —
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+30.4% since first listed29 events — show timeline
- 2025-12-30 Pending — FMLS
- 2025-11-21 Pending — GAMLS
- 2025-11-21 Contingent — FMLS
- 2025-11-14 Relisted — GAMLS
- 2025-11-14 Relisted — FMLS
- 2025-11-05 Pending — FMLS
- 2025-10-28 Pending — GAMLS
- 2025-10-28 Contingent — FMLS
- 2025-09-12 Listed $135,000 GAMLS
- 2025-09-12 Listed $135,000 FMLS
- 2025-07-28 Listing Removed — GAMLS
- 2025-07-28 Listing Removed — FMLS
- 2025-07-07 Price Changed $155,000 FMLS
- 2025-07-07 Price Changed $155,000 GAMLS
- 2025-06-12 Listed $165,000 GAMLS
- 2025-06-12 Listed $165,000 FMLS
- 2019-06-10 Sold (Public Records) $125,000 Public Records
- 2019-05-31 Sold (MLS) $125,000 GAMLS
- 2019-05-11 Pending — GAMLS
- 2019-04-27 Relisted — GAMLS
- 2019-04-12 Pending — GAMLS
- 2019-04-07 Listed $119,000 GAMLS
- 2018-09-24 Listing Removed — GAMLS
- 2018-05-30 Listed $129,000 GAMLS
- 2010-09-18 Price Changed $40,000 GAMLS
- 2010-08-14 Price Changed $45,000 GAMLS
- 2006-09-14 Sold (Public Records) $108,600 Public Records
- 2006-03-07 Sold (Public Records) $149,900 Public Records
- 2000-11-01 Sold (Public Records) $103,500 Public Records
Property tax history
+1.4%/yrLatest (2025): $1,713 · -4.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…