10505 Cedarville Rd Lot 9-19 · Cedarville, MD 20613

$129,999

3 bd · 2.0 ba · 1,848 sqft · SingleFamily · 134 Days on market

Built 2008 5,227 sqft lot ↓ 15% since listing

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +2.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Check out this home in a sought after 55+ community!!! This large home is situated on a beautiful end lot backing to the trees. Enjoy the days out on the newly stained back deck with the peace and quiet! This home features 3 beds and 2 baths, including a separate tub and shower in the primary bathroom. The living room welcomes guests with plenty of natural light and a stone propane fireplace ! Love to spend time in the kitchen? This large kitchen has plenty of cabinet storage and counter space!! Don't miss out on the opportunity to own this wonderful home. Schedule your showing today!

Key facts

• 5,227 sq ft lot
• Built 2008
• Listed 133 days

Property features AI

Finance

• Other: Property manager present; Pets allowed on a case-by-case basis; Mobile home make: Virginia Homes (28' x 66')
• Financial info: Lease considered: No; Land lease years remaining: 0; Ownership: Land lease
• HOA & community: Land lease of $1,158 monthly; Other monthly community/association fee $1,158

Exterior

• Parking: Driveway parking; Off-street parking
• Utilities: Community water; Shared septic; Electric power
• Home design: Manufactured home; Above-grade structure
• Construction: Vinyl siding; Estimated year built
• Exterior features: Private road; Blacktop road surface; Not in a federal flood zone; Shed on property; Tidal water: No

Interior

• Kitchen: Eat-in kitchen
• Bedrooms: 3 bedrooms on the main level; Total rooms include: Living room, Master bedroom, Bedroom 2, Bedroom 1
• Flooring: Vinyl flooring; Carpet flooring
• Bathrooms: 2 full bathrooms on the main level; 2 full bathrooms total
• Heating & cooling: Heat pump heating; Central air conditioning; Electric heating and cooling; Electric hot water
• Interior features: Breakfast area; Eat-in kitchen; Estimated living area
• Laundry & utility: Main floor laundry with washer and dryer in unit

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $1k ($17k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $130k).
• Recommended offer: $114k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 57/100 on livability (#399 in MD) — a working-class tenant base; expect higher turnover. Strengths: employment A+, crime A, cost of living B; Watch: schools F, amenities F, commute F.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 222 active listings in the ZIP; high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 134 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 4y ago; this cycle's ask has dropped $25k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $114,399 (12.0% below list)

Questions for the listing agent

1. It's been on market 134 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.28% ✓
• Cap rate: 19.61%
• Cash-on-cash: 47.54%
• DSCR: 3.12
• GRM: 3.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 45.0%
• Equity multiple: 2.95×
• Total profit: $70,832
• Equity at exit: $19,383

10-year hold

• IRR: 50.9%
• Equity multiple: 5.95×
• Total profit: $180,136
• Equity at exit: $11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20613

• Home prices YoY: -29.0%
• Active inventory: 222
• Price-to-rent: 3.7×

Monthly cashflow live

• Estimated rent: $2,963 medium
• Mortgage (P&I): −$682
• Tax est. 1.5%: −$162 /mo · $1,950/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$622
• Net cashflow: $1,442

Break-even live

Break-even rent $1,137

Max offer price $129,999

Occupancy floor 46%

Sensitivity live

Price	-10% $1,532	-5% $1,487	+0% $1,442	+5% $1,397	+10% $1,352
Rent	-10% $1,208	-5% $1,325	+0% $1,442	+5% $1,559	+10% $1,676
Rate	-1.0pp $1,508	-0.5pp $1,475	base $1,442	+0.5pp $1,408	+1.0pp $1,374

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,500
• Closing costs: $3,900
• Reserves months: —
• Total cash needed: —

Listing history 31 events

1. 2026-06-21
   days on market $129,999 Active 134 DOM
2. 2026-06-18
   days on market $129,999 Active 131 DOM
3. 2026-06-17
   days on market $129,999 Active 130 DOM
4. 2026-06-16
   days on market $129,999 Active 129 DOM
5. 2026-06-15
   days on market $129,999 Active 128 DOM
6. 2026-06-13
   days on market $129,999 Active 126 DOM
7. 2026-06-10
   days on market $129,999 Active 122 DOM
8. 2026-06-08
   days on market $129,999 Active 121 DOM
9. 2026-06-07
   days on market $129,999 Active 120 DOM
10. 2026-06-04
    days on market $129,999 Active 117 DOM
11. 2026-06-03
    days on market $129,999 Active 116 DOM
12. 2026-06-02
    days on market $129,999 Active 115 DOM
13. 2026-06-01
    days on market $129,999 Active 114 DOM
14. 2026-05-31
    statusdays on market $129,999 Active 113 DOM
15. 2026-05-25
    price $129,999
16. 2026-03-24
    historical Active Under Contract
17. 2026-02-05
    price $142,500
18. 2026-01-08
    status Active
19. 2026-01-04
    status Pending
20. 2025-12-21
    price $145,000
21. 2025-12-08
    price $150,000
22. 2025-11-29
    listed $155,000 Active
23. 2025-11-24
    historical $155,000
24. 2022-12-16
    soldstatus $130,000 Closed 594-char remark

    Show marketing remark (594 chars)

    Check out this home in a sought after 55+ community!!! This large home is situated on a beautiful end lot backing to the trees. Enjoy the days out on the newly stained back deck with the peace and quiet! This home features 3 beds and 2 baths, including a separate tub and shower in the primary bathroom. The living room welcomes guests with plenty of natural light and a stone propane fireplace ! Love to spend time in the kitchen? This large kitchen has plenty of cabinet storage and counter space!! Don't miss out on the opportunity to own this wonderful home. Schedule your showing today!

25. 2022-12-01
    status Pending 594-char remark

    Show marketing remark (594 chars)

    Check out this home in a sought after 55+ community!!! This large home is situated on a beautiful end lot backing to the trees. Enjoy the days out on the newly stained back deck with the peace and quiet! This home features 3 beds and 2 baths, including a separate tub and shower in the primary bathroom. The living room welcomes guests with plenty of natural light and a stone propane fireplace ! Love to spend time in the kitchen? This large kitchen has plenty of cabinet storage and counter space!! Don't miss out on the opportunity to own this wonderful home. Schedule your showing today!

26. 2022-10-29
    status Active 594-char remark

    Show marketing remark (594 chars)

    Check out this home in a sought after 55+ community!!! This large home is situated on a beautiful end lot backing to the trees. Enjoy the days out on the newly stained back deck with the peace and quiet! This home features 3 beds and 2 baths, including a separate tub and shower in the primary bathroom. The living room welcomes guests with plenty of natural light and a stone propane fireplace ! Love to spend time in the kitchen? This large kitchen has plenty of cabinet storage and counter space!! Don't miss out on the opportunity to own this wonderful home. Schedule your showing today!

27. 2022-10-12
    status Pending 594-char remark

    Show marketing remark (594 chars)

    Check out this home in a sought after 55+ community!!! This large home is situated on a beautiful end lot backing to the trees. Enjoy the days out on the newly stained back deck with the peace and quiet! This home features 3 beds and 2 baths, including a separate tub and shower in the primary bathroom. The living room welcomes guests with plenty of natural light and a stone propane fireplace ! Love to spend time in the kitchen? This large kitchen has plenty of cabinet storage and counter space!! Don't miss out on the opportunity to own this wonderful home. Schedule your showing today!

28. 2022-09-12
    price $139,900 594-char remark

    Show marketing remark (594 chars)

    Check out this home in a sought after 55+ community!!! This large home is situated on a beautiful end lot backing to the trees. Enjoy the days out on the newly stained back deck with the peace and quiet! This home features 3 beds and 2 baths, including a separate tub and shower in the primary bathroom. The living room welcomes guests with plenty of natural light and a stone propane fireplace ! Love to spend time in the kitchen? This large kitchen has plenty of cabinet storage and counter space!! Don't miss out on the opportunity to own this wonderful home. Schedule your showing today!

29. 2022-07-22
    status Active 594-char remark

    Show marketing remark (594 chars)

    Check out this home in a sought after 55+ community!!! This large home is situated on a beautiful end lot backing to the trees. Enjoy the days out on the newly stained back deck with the peace and quiet! This home features 3 beds and 2 baths, including a separate tub and shower in the primary bathroom. The living room welcomes guests with plenty of natural light and a stone propane fireplace ! Love to spend time in the kitchen? This large kitchen has plenty of cabinet storage and counter space!! Don't miss out on the opportunity to own this wonderful home. Schedule your showing today!

30. 2022-07-13
    status Pending 594-char remark

    Show marketing remark (594 chars)

    Check out this home in a sought after 55+ community!!! This large home is situated on a beautiful end lot backing to the trees. Enjoy the days out on the newly stained back deck with the peace and quiet! This home features 3 beds and 2 baths, including a separate tub and shower in the primary bathroom. The living room welcomes guests with plenty of natural light and a stone propane fireplace ! Love to spend time in the kitchen? This large kitchen has plenty of cabinet storage and counter space!! Don't miss out on the opportunity to own this wonderful home. Schedule your showing today!

31. 2022-07-02
    listed $153,000 Active 594-char remark

    Show marketing remark (594 chars)

    Check out this home in a sought after 55+ community!!! This large home is situated on a beautiful end lot backing to the trees. Enjoy the days out on the newly stained back deck with the peace and quiet! This home features 3 beds and 2 baths, including a separate tub and shower in the primary bathroom. The living room welcomes guests with plenty of natural light and a stone propane fireplace ! Love to spend time in the kitchen? This large kitchen has plenty of cabinet storage and counter space!! Don't miss out on the opportunity to own this wonderful home. Schedule your showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥102°F today · 16 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $35,553
• − Mortgage interest: −$7,282
• − Property taxes: −$1,950
• − Insurance: −$650
• − Repairs & maintenance: −$2,844
• − Management: −$2,844
• − Depreciation: −$3,782
• Taxable income: $16,201
• Est. tax owed @ 24.0%: −$3,888
• After-tax cash flow: $13,418/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — Cedarville

• Score: 57/100
• State rank: #399
• US rank: #21965

Category grades

Amenities F Commute F Cost of living B Crime A Employment A+ Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Cedarville, MD
• County: Prince Georges County · 919,866 people
• City population: 15,923
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 17,590
• Household income: $151,422
• Rent vs Own: 6.0% rent · 94.0% own

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (66%)
• Race & ethnicity: Black 66% White 20% Hispanic / Latino 7% Two or more races 7% Asian 2%
• Hispanic origin (detail): Puerto Rican 2%
• Common ancestry: Lithuanian 1% Iranian 1% Italian 1%
• Foreign-born: 7% · Canada, Vietnam, United Kingdom
• Languages at home: 91% English-only · Spanish 3% French/Haitian/Cajun 2%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -101.19%
• Current HPI: 247.5504
• Rent YoY: —
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

-15.0% since first listed

17 events — show timeline

• 2026-05-25 Price Changed $129,999 BRIGHT MLS
• 2026-03-24 Contingent — BRIGHT MLS
• 2026-02-05 Price Changed $142,500 BRIGHT MLS
• 2026-01-08 Relisted — BRIGHT MLS
• 2026-01-04 Pending — BRIGHT MLS
• 2025-12-21 Price Changed $145,000 BRIGHT MLS
• 2025-12-08 Price Changed $150,000 BRIGHT MLS
• 2025-11-29 Listed $155,000 BRIGHT MLS
• 2025-11-24 Coming Soon $155,000 BRIGHT MLS
• 2022-12-16 Sold (MLS) $130,000 BRIGHT MLS
• 2022-12-01 Pending — BRIGHT MLS
• 2022-10-29 Relisted — BRIGHT MLS
• 2022-10-12 Pending — BRIGHT MLS
• 2022-09-12 Price Changed $139,900 BRIGHT MLS
• 2022-07-22 Relisted — BRIGHT MLS
• 2022-07-13 Pending — BRIGHT MLS
• 2022-07-02 Listed $153,000 BRIGHT MLS