10170 Bon Oak Dr · Saint Louis, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +14.2/15.0
- DSCR +10.0/10.0
- 1% rule +8.9/10.0
- Appreciation +6.9/10.0
- Condition / age +3.8/5.0
- Rent growth +3.7/5.0
- Livability +2.5/5.0
- Schools +0.9/10.0
$89,900
10170 Bon Oak Dr · Saint Louis, MO 63136
2 bd · 1.0 ba · 1,032 sqft · SingleFamily
public records
· 87 Days on market
Built 1930
0.31 ac lot
$87/sqft
· 15% below area
Est $106k · 15% under
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
A straightforward, mechanically updated 3 bed, 2 bath home - built for clean execution, not guesswork. The home has already passed occupancy inspections. Major systems are already handled. Newer roof. HVAC 2025. Water heater. 2025 The big-ticket items that typically create surprise expense have been replaced, reducing immediate CapEx risk for both owner-occupants and investors. Inside, the home has been refreshed with a newer kitchen and updated bathrooms. Clean finishes. Functional layout. Nothing flashy - just practical updates that make the house ready to use on day one. fully turn-key and rent-ready as it sits.
Key facts
- Hvac 2025
- Newer kitchen
- Newer roof
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $90k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $425 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $90k).
- Recommended offer: $85k (6.0% below list) — sets the bar for market timing.
- Cap rate 12.0% vs local median 4.8% in Saint Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade A — affects rentability + tenant quality, not the cash-flow math above.
- Riverview Gardens (suburban): math 2% / reading 9% proficiency, ranked #324 of 324 in MO (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Lemasters Elem. (math 2% / reading 12%, grade F, #1,058 of 1,115 statewide, top 96%, 295 students, 99% FRL); Riverview Gardens Sr. High (math 2% / reading 18%, grade F, #501 of 521 statewide, top 97%, 1,331 students, 100% FRL).
- Market conditions: Rents rising fast (+5.0%/yr); 489 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 78% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($622 loan paydown + $3k appreciation (3.8% local appreciation)).
- At projected returns (3.8% appreciation + 5.0% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 9, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 87 days — a 6% lower offer ($85k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $15k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $16k; list at $90k implies a 445% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$84,506
(6.0% below list)
Questions for the listing agent
- It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.39% ✓
- Cap rate
- 11.97%
- Cash-on-cash
- 20.27%
- DSCR
- 1.90
- GRM
- 6.0
CMA / ARV
- ARV (median comp)
- $105,701
- List price
- $89,900
- Delta
- -14.95%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1939 Green Valley Dr | 0.30mi | 3/1.5 (+1) | 1,014 (-2%) | 1mo | $179,900 | $177 | 75 |
| 1920 Crown Point Dr | 0.26mi | 2/2.0 | 936 (-9%) | 1mo | $75,000 | $80 | 68 |
| 1688 Maldon Ln | 0.21mi | 3/1.0 (+1) | 912 (-12%) | 0mo | $109,900 | $121 | 66 |
| 9925 Glen Owen Dr | 0.53mi | 3/1.5 (+1) | 996 (-4%) | 0mo | $84,900 | $85 | 62 |
| 9819 Vickie Pl | 0.72mi | 3/1.0 (+1) | 1,032 (0%) | 0mo | $87,000 | $84 | 61 |
| 9835 Green Valley Dr | 0.71mi | 3/1.0 (+1) | 1,019 (-1%) | 1mo | $73,000 | $72 | 58 |
| 1621 Mowbry Ln | 0.38mi | 3/1.0 (+1) | 912 (-12%) | 1mo | $144,900 | $159 | 57 |
| 9855 Green Valley Dr | 0.64mi | 3/1.0 (+1) | 1,104 (+7%) | 0mo | $95,000 | $86 | 53 |
| 10507 Tate Dr | 0.51mi | 3/2.0 (+1) | 1,150 (+11%) | 1mo | $114,900 | $100 | 47 |
| 1712 Atmore Dr | 0.58mi | 3/1.0 (+1) | 900 (-13%) | 1mo | $129,000 | $143 | 46 |
| 1708 Dellwood Ct | 0.63mi | 3/1.0 (+1) | 912 (-12%) | 1mo | $70,000 | $77 | 46 |
| 309 N Floridale Ave | 0.71mi | 3/1.0 (+1) | 912 (-12%) | 1mo | $54,900 | $60 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.79% appreciation · 4.97% rent growth · sell at horizon
5-year hold
- IRR
- 29.4%
- Equity multiple
- 2.76×
- Total profit
- $44,228
- Equity at exit
- $44,481
10-year hold
- IRR
- 30.1%
- Equity multiple
- 5.72×
- Total profit
- $118,911
- Equity at exit
- $71,890
Cash invested: $25,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 97 active · 45 under contract
- Months of supply
- 9.4 mo (11%/mo absorbed)
- Median asking
- $94,900 ($98/sqft)
- Median days on market
- 53 d
- This list price
- 44% of active listings are priced below it
- ARV vs active asking
- +5.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 63136
- Home prices YoY
- 0.9%
- Rents YoY
- 5.0%
- Active inventory
- 489
- Price-to-rent
- 6.0×
Monthly cashflow live
↻
- Estimated rent
- $1,248 high interval (Pro) →
- Mortgage (P&I)
- −$471
- Tax from tax record
- −$51 /mo · $618/yr
- Insurance
- −$37
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$262
- Net cashflow
- $425
Break-even live
Break-even rent
$709
Max offer price
$89,900
Occupancy floor
61%
Sensitivity live
| Price | -10% $476 | -5% $451 | +0% $425 | +5% $400 | +10% $374 |
|---|---|---|---|---|---|
| Rent | -10% $327 | -5% $376 | +0% $425 | +5% $474 | +10% $524 |
| Rate | -1.0pp $470 | -0.5pp $448 | base $425 | +0.5pp $402 | +1.0pp $378 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,475
- Closing costs
- $2,697
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10220 Doane Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,300 | $1.28 | 9d | 1 | 0.14mi |
| 10304 Bon Oak Dr Saint Louis, MO | 3.0 | 1.5 | 1500 | $1,250 | $0.83 | 93d | 1 | 0.19mi |
| 1654 Mowbry Ln Saint Louis, MO | 3.0 | 1.0 | 936 | $1,300 | $1.39 | 73d | 1 | 0.29mi |
| 10341 Trask Dr Saint Louis, MO | 3.0 | 2.0 | 1114 | $1,545 | $1.39 | 27d | 1 | 0.32mi |
| 10239 Green Valley Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,395 | $1.38 | 73d | 1 | 0.33mi |
| 10124 Winkler Dr Saint Louis, MO | 3.0 | 1.0 | 792 | $1,400 | $1.77 | 28d | 1 | 0.36mi |
| 10032 Neville Walk Unit 10016C St. Louis, MO | 1.0 | 1.0 | 720 | $855 | $1.19 | 47d | 1 | 0.36mi |
| 10160 Green Valley Dr Saint Louis, MO | 3.0 | 1.0 | 1040 | $1,200 | $1.15 | 28d | 1 | 0.38mi |
| 1547 Babcock Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,480 | $1.46 | 93d | 1 | 0.42mi |
| 10078 Green Valley Dr Saint Louis, MO | 3.0 | 1.0 | 900 | $1,275 | $1.42 | 30d | 1 | 0.45mi |
| 10128 Cloverdale Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,000 | $1.26 | 47d | 1 | 0.46mi |
| 10128 Cloverdale Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,000 | $1.26 | 93d | 1 | 0.46mi |
| 10128 Cloverdale Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,000 | $1.26 | 73d | 1 | 0.46mi |
| 62 Capitol Hill Dr Saint Louis, MO | 3.0 | 2.0 | 1239 | $1,250 | $1.01 | 93d | 1 | 0.46mi |
| 10116 Cloverdale Dr Saint Louis, MO | 3.0 | 1.0 | 996 | $1,100 | $1.10 | 39d | 1 | 0.47mi |
| 10329 Chesley Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,350 | $1.33 | 73d | 1 | 0.52mi |
| 9868 Lorna Ln Saint Louis, MO | 3.0 | 1.0 | 1032 | $1,175 | $1.14 | 93d | 1 | 0.53mi |
| 10117 Crown Point Dr Saint Louis, MO | 3.0 | 1.0 | 1062 | $1,245 | $1.17 | 35d | 1 | 0.54mi |
| 9840 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,095 | $1.20 | 93d | 1 | 0.58mi |
| 10129 Cavalier Ct Saint Louis, MO | 3.0 | 1.5 | 912 | $1,250 | $1.37 | 73d | 1 | 0.59mi |
| 9839 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,095 | $1.20 | 93d | 1 | 0.61mi |
| 1733 Kappel Ave Saint Louis, MO | 3.0 | 1.0 | 912 | $1,250 | $1.37 | 73d | 1 | 0.63mi |
| 9850 Dennis Dr Saint Louis, MO | 2.0 | 1.0 | 1032 | $1,175 | $1.14 | 93d | 1 | 0.64mi |
| 2049 Baroque Ct Unit 1-2036D St. Louis, MO | 2.0 | 1.0 | 825 | $985 | $1.19 | 24d | 1 | 0.66mi |
| 9845 Dennis Dr Saint Louis, MO | 3.0 | 1.0 | 1251 | $1,200 | $0.96 | 47d | 1 | 0.67mi |
| 9845 Dennis Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,550 | $1.61 | 61d | 1 | 0.67mi |
| 9827 Winkler Dr Saint Louis, MO | 3.0 | 1.0 | 864 | $1,450 | $1.68 | 56d | 1 | 0.72mi |
| 9823 Winkler Dr Saint Louis, MO | 2.0 | 1.0 | 788 | $900 | $1.14 | 93d | 1 | 0.73mi |
| 9823 Winkler Dr Saint Louis, MO | 2.0 | 1.0 | 788 | $900 | $1.14 | 47d | 1 | 0.73mi |
| 9750 Lorna Ln Saint Louis, MO | 3.0 | 1.0 | 1032 | $1,100 | $1.07 | 93d | 1 | 0.78mi |
| 9725 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,485 | $1.63 | 93d | 1 | 0.82mi |
| 9709 Balboa Dr Saint Louis, MO | 3.0 | 1.0 | 1000 | $1,600 | $1.60 | 93d | 1 | 0.85mi |
| 2008 Kappel Dr Saint Louis, MO | 3.0 | 1.0 | 858 | $1,175 | $1.37 | 73d | 1 | 0.91mi |
| 9717 Dennis Dr Saint Louis, MO | 3.0 | 1.0 | 1056 | $1,223 | $1.16 | 41d | 1 | 0.98mi |
| 2155 Hecht Ave St. Louis, MO | 1.0–2.0 | 1.0 | 673 | $1,106 | $1.64 | 9d | 23 | 1.00mi |
| 10322 Monarch Dr Saint Louis, MO | 3.0 | 2.0 | 1073 | $1,728 | $1.61 | 73d | 1 | 1.06mi |
| 2257 Chambers Rd Saint Louis, MO | 3.0 | 1.0 | 1200 | $1,400 | $1.17 | 73d | 1 | 1.07mi |
| 10141 Baron Dr Saint Louis, MO | 2.0 | 1.0 | 900 | $1,175 | $1.31 | 18d | 1 | 1.08mi |
| 10805 Landseer Dr Saint Louis, MO | 3.0 | 2.0 | 1000 | $1,650 | $1.65 | 9d | 1 | 1.08mi |
| 9547 Glen Owen Dr Saint Louis, MO | 2.0 | 1.0 | 857 | $948 | $1.10 | 15d | 1 | 1.11mi |
Property features AI
Finance
- Other
- Living area reported as 1,032 (per public records)Lot dimensions approximately 83 x 167 x 84 x 166 on a 0.3106-acre lot
- Financial info
- Lease not consideredNo second mortgage indicated
Exterior
- Parking
- Parking pad
- Security
- Carbon monoxide detector(s)Smoke detector(s)
- Utilities
- Public waterPublic sewerElectricity connected (220 volts)Natural gas connected
- Home design
- Single-family houseOne storyPrivate ownership
- Construction
- Frame construction
- Exterior features
- Covered rear porchFront yardBack yard
Interior
- Kitchen
- Stainless steel appliancesDishwasherGas ovenGas rangeFree-standing refrigeratorEat-in kitchen
- Bedrooms
- 3 bedrooms, all on the main level
- Bathrooms
- 2 full bathrooms (both on the main level)
- Heating & cooling
- Heat pump heating and coolingZoned HVAC
- Interior features
- Built-in featuresEat-in kitchenNo basement
- Laundry & utility
- Laundry on the main level
Listing history 50 events
-
2026-08-08days on market $89,900 Active 87 DOM
-
2026-08-07days on market $89,900 Active 86 DOM
-
2026-08-06days on market $89,900 Active 85 DOM
-
2026-08-05pricedays on market $89,900 Active 84 DOM
-
2026-08-04days on market $94,000 Active 83 DOM
-
2026-08-03days on market $94,000 Active 82 DOM
-
2026-07-31days on market $94,000 Active 79 DOM
-
2026-07-30days on market $94,000 Active 78 DOM
-
2026-07-30days on market $94,000 Active 77 DOM
-
2026-07-28days on market $94,000 Active 76 DOM
-
2026-07-26days on market $94,000 Active 74 DOM
-
2026-07-24days on market $94,000 Active 72 DOM
-
2026-07-23days on market $94,000 Active 71 DOM
-
2026-07-22days on market $94,000 Active 70 DOM
-
2026-07-21days on market $94,000 Active 69 DOM
-
2026-07-20days on market $94,000 Active 68 DOM
-
2026-07-18days on market $94,000 Active 66 DOM
-
2026-07-18days on market $94,000 Active 65 DOM
-
2026-07-16days on market $94,000 Active 64 DOM
-
2026-07-15days on market $94,000 Active 63 DOM
-
2026-07-14days on market $94,000 Active 62 DOM
-
2026-07-13days on market $94,000 Active 61 DOM
-
2026-07-13days on market $94,000 Active 60 DOM
-
2026-07-11days on market $94,000 Active 59 DOM
-
2026-07-10days on market $94,000 Active 58 DOM
-
2026-07-09pricedays on market $94,000 Active 57 DOM
-
2026-07-07days on market $99,900 Active 55 DOM
-
2026-07-06days on market $99,900 Active 54 DOM
-
2026-07-05days on market $99,900 Active 53 DOM
-
2026-07-03days on market $99,900 Active 51 DOM
-
2026-07-02days on market $99,900 Active 50 DOM
-
2026-07-01days on market $99,900 Active 49 DOM
-
2026-06-30days on market $99,900 Active 48 DOM
-
2026-06-29days on market $99,900 Active 47 DOM
-
2026-06-28days on market $99,900 Active 46 DOM
-
2026-06-27days on market $99,900 Active 45 DOM
-
2026-06-26days on market $99,900 Active 44 DOM
-
2026-06-24days on market $99,900 Active 42 DOM
-
2026-06-22days on market $99,900 Active 40 DOM
-
2026-06-21days on market $99,900 Active 39 DOM
-
2026-06-18days on market $99,900 Active 36 DOM
-
2026-06-17days on market $99,900 Active 35 DOM
-
2026-06-16days on market $99,900 Active 34 DOM
-
2026-06-15days on market $99,900 Active 33 DOM
-
2026-06-13days on market $99,900 Active 31 DOM
-
2026-06-13statusdays on market $99,900 Active 30 DOM
-
2026-06-09days on market $99,900 Active Under Contract 27 DOM
-
2026-06-08days on market $99,900 Active Under Contract 26 DOM
-
2026-06-07days on market $99,900 Active Under Contract 25 DOM
-
2026-06-05days on market $99,900 Active Under Contract 22 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $618 · $51/mo
- Projected year-2 tax
- $872 · $73/mo
- Expected delta
- +$254/yr (+$21/mo · 41.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,971
- − Mortgage interest
- −$5,036
- − Property taxes
- −$618
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,198
- − Management
- −$1,198
- − Depreciation
- −$2,615
- Taxable income
- $3,857
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$926
- After-tax cash flow
- $4,177/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
75/100
Cosmetic rehab
Est. rehab $5,160–$15,480 screening
This home is in good condition with recent updates, ready for immediate occupancy. It has a good roof, updated kitchen and bathrooms, and a well-maintained exterior. Landscaping and exterior painting would further enhance its curb appeal and value.
Components & finishes AI
Flooring hardwood
Counters granite
Appliances stainless steel
HVAC central · new lt5
Value-add opportunities
- Both Landscaping — Enhances curb appeal and adds value for both resale and rental. ↑
- Both Painting exterior — Improves the home's appearance and adds value for both resale and rental. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 9/100
Zoned Schools
Elementary
Lemasters Elem.
F
MO #1,058/1,115
Nat'l #40,092/41,679
High
Riverview Gardens Sr. High
F
MO #501/521
Nat'l #15,975/17,239
Schools (NCES district)
- District
- Riverview Gardens
- NCES district ID
- 2926670
- Math proficiency
- 2% ▼ -6.00%
- Reading proficiency
- 9% ▼ -6.00%
- Median HH income
- $32,759
- Composite
- 4.22/100
- National rank
- #10058
- State rank
- #324 of 324 in MO
Livability — Saint Louis
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Saint Louis County · 1,025,227 people
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 40,929
- Household income
- $41,154
- Rent vs Own
- Severe rent burden
- 16% of renters
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (90%)
- Race & ethnicity
- Black 90% White 5% Two or more races 3%
- Foreign-born
- 1% · Canada
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.79%
- Current HPI
- 420.28
- Rent YoY
- ▲ 4.97%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+732.5% since first listed11 events — show timeline
- 2026-06-11 Relisted — MARIS as Distributed by MLS Grid
- 2026-05-29 Contingent — MARIS as Distributed by MLS Grid
- 2026-05-26 Price Changed $99,900 MARIS as Distributed by MLS Grid
- 2026-05-13 Listed $105,000 MARIS as Distributed by MLS Grid
- 2026-04-22 Price Changed $105,000 MARIS as Distributed by MLS Grid
- 2026-02-27 Listed $114,900 MARIS as Distributed by MLS Grid
- 2026-02-27 Coming Soon — MARIS as Distributed by MLS Grid
- 2022-01-13 Sold (Public Records) $16,500 Public Records
- 2004-10-11 Sold (Public Records) $10,150 Public Records
- 2004-10-11 Sold (Public Records) — Public Records
- 1999-04-29 Sold (Public Records) $12,000 Public Records
Property tax history
+4.7%/yrLatest (2022): $618 · +0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…