10170 Bon Oak Dr · Saint Louis, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +9.5/10.0
- Appreciation +6.9/10.0
- Condition / age +3.8/5.0
- Rent growth +3.7/5.0
- Livability +2.5/5.0
- Schools +0.9/10.0
$85,000
10170 Bon Oak Dr · Saint Louis, MO 63136
2 bd · 1.0 ba · 1,032 sqft · SingleFamily
public records
· 127 Days on market
Built 1930
0.31 ac lot
$82/sqft
· 21% below area
Est $107k · 21% under
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
A straightforward, mechanically updated 3 bed, 2 bath home - built for clean execution, not guesswork. The home has already passed occupancy inspections. Major systems are already handled. Newer roof. HVAC 2025. Water heater. 2025 The big-ticket items that typically create surprise expense have been replaced, reducing immediate CapEx risk for both owner-occupants and investors. Inside, the home has been refreshed with a newer kitchen and updated bathrooms. Clean finishes. Functional layout. Nothing flashy - just practical updates that make the house ready to use on day one. fully turn-key and rent-ready as it sits.
Key facts
- Hvac 2025
- Newer kitchen
- Newer roof
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $85k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $441 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $85k).
- Recommended offer: $75k (12.0% below list) — sets the bar for market timing.
- Cap rate 12.5% vs local median 4.8% in Saint Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade A — affects rentability + tenant quality, not the cash-flow math above.
- Riverview Gardens (suburban): math 2% / reading 9% proficiency, ranked #324 of 324 in MO (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Lemasters Elem. (math 2% / reading 12%, grade F, #1,058 of 1,115 statewide, top 96%, 295 students, 99% FRL); Riverview Gardens Sr. High (math 2% / reading 18%, grade F, #501 of 521 statewide, top 97%, 1,331 students, 100% FRL).
- Market conditions: Rents rising fast (+5.0%/yr); 583 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 95d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($588 loan paydown + $3k appreciation (3.8% local appreciation)).
- At projected returns (3.8% appreciation + 5.0% rent growth), your $24k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 9, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 127 days — a 12% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $20k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $16k; list at $85k implies a 415% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$74,800
(12.0% below list)
Questions for the listing agent
- It's been on market 127 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.45% ✓
- Cap rate
- 12.52%
- Cash-on-cash
- 22.24%
- DSCR
- 1.99
- GRM
- 5.7
CMA / ARV
- ARV (median comp)
- $107,060
- List price
- $85,000
- Delta
- -16.97%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10253 Green Valley Dr | 0.28mi | 3/1.0 (+1) | 1,014 (-2%) | 0mo | $79,900 | $79 | 79 |
| 10320 Varnum Dr | 0.45mi | 3/1.0 (+1) | 1,014 (-2%) | 0mo | $99,900 | $99 | 71 |
| 10403 Saint Ives Dr | 0.49mi | 3/1.5 (+1) | 1,026 (-1%) | 1mo | $165,000 | $161 | 68 |
| 1688 Maldon Ln | 0.21mi | 3/1.0 (+1) | 912 (-12%) | 2mo | $109,900 | $121 | 64 |
| 9925 Glen Owen Dr | 0.53mi | 3/1.5 (+1) | 996 (-4%) | 2mo | $84,900 | $85 | 61 |
| 9819 Vickie Pl | 0.72mi | 3/1.0 (+1) | 1,032 (0%) | 2mo | $87,000 | $84 | 60 |
| 1377 Heydt Ave | 0.74mi | 2/1.0 | 988 (-4%) | 0mo | $115,000 | $116 | 58 |
| 9825 Dennis Dr | 0.73mi | 3/2.0 (+1) | 1,032 (0%) | 1mo | $125,000 | $121 | 56 |
| 1363 Kroeger Dr | 0.69mi | 2/1.0 | 944 (-8%) | 0mo | $115,000 | $122 | 53 |
| 9855 Green Valley Dr | 0.64mi | 3/1.0 (+1) | 1,104 (+7%) | 2mo | $95,000 | $86 | 52 |
| 10633 Crowley Dr | 0.69mi | 3/1.0 (+1) | 950 (-8%) | 1mo | $94,900 | $100 | 49 |
| 10634 Alliance Dr | 0.70mi | 3/1.0 (+1) | 950 (-8%) | 1mo | $74,900 | $79 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.79% appreciation · 4.97% rent growth · sell at horizon
5-year hold
- IRR
- 31.3%
- Equity multiple
- 2.87×
- Total profit
- $44,416
- Equity at exit
- $42,057
10-year hold
- IRR
- 31.9%
- Equity multiple
- 5.97×
- Total profit
- $118,367
- Equity at exit
- $67,971
Cash invested: $23,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 101 active · 61 under contract
- Months of supply
- 9.3 mo (11%/mo absorbed)
- Median asking
- $85,000 ($89/sqft)
- Median days on market
- 87 d
- This list price
- 49% of active listings are priced below it
- ARV vs active asking
- +16.1% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 63136
- Home prices YoY
- 0.9%
- Rents YoY
- 5.0%
- Active inventory
- 583
- Price-to-rent
- 5.7×
Monthly cashflow live
↻
- Estimated rent
- $1,233 high interval (Pro) →
- Mortgage (P&I)
- −$446
- Tax from tax record
- −$51 /mo · $618/yr
- Insurance
- −$35
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$259
- Net cashflow
- $441
Break-even live
Break-even rent
$674
Max offer price
$85,000
Occupancy floor
59%
Sensitivity live
| Price | -10% $489 | -5% $465 | +0% $441 | +5% $417 | +10% $393 |
|---|---|---|---|---|---|
| Rent | -10% $344 | -5% $392 | +0% $441 | +5% $490 | +10% $538 |
| Rate | -1.0pp $484 | -0.5pp $463 | base $441 | +0.5pp $419 | +1.0pp $397 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,250
- Closing costs
- $2,550
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10220 Doane Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,300 | $1.28 | 56d | 1 | 0.14mi |
| 10304 Bon Oak Dr Saint Louis, MO | 3.0 | 1.5 | 1500 | $1,250 | $0.83 | 139d | 1 | 0.19mi |
| 1654 Mowbry Ln Saint Louis, MO | 3.0 | 1.0 | 936 | $1,300 | $1.39 | 119d | 1 | 0.29mi |
| 10341 Trask Dr Saint Louis, MO | 3.0 | 1.0 | 1114 | $1,545 | $1.39 | 40d | 1 | 0.32mi |
| 10239 Green Valley Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,395 | $1.38 | 119d | 1 | 0.33mi |
| 10124 Winkler Dr Saint Louis, MO | 3.0 | 1.0 | 792 | $1,400 | $1.77 | 75d | 1 | 0.36mi |
| 10032 Neville Walk Unit 10016C St. Louis, MO | 1.0 | 1.0 | 720 | $855 | $1.19 | 94d | 1 | 0.36mi |
| 10030 Bon Oak Dr Saint Louis, MO | 2.0 | 1.0 | 936 | $1,195 | $1.28 | 6d | 1 | 0.38mi |
| 10030 Bon Oak Dr Saint Louis, MO | 2.0 | 1.0 | 936 | $1,195 | $1.28 | 7d | 1 | 0.38mi |
| 10160 Green Valley Dr Saint Louis, MO | 3.0 | 1.0 | 1040 | $1,200 | $1.15 | 75d | 1 | 0.38mi |
| 1712 Hudson Rd Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,350 | $1.33 | 10d | 1 | 0.40mi |
| 10175 Cloverdale Dr Saint Louis, MO | 2.0 | 1.0 | 1079 | $1,200 | $1.11 | 4d | 1 | 0.41mi |
| 10175 Cloverdale Dr Saint Louis, MO | 2.0 | 1.0 | 1079 | $1,200 | $1.11 | 6d | 1 | 0.41mi |
| 1547 Babcock Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,480 | $1.46 | 139d | 1 | 0.42mi |
| 1926 Hudson Rd Saint Louis, MO | 3.0 | 1.0 | 912 | $1,200 | $1.32 | 42d | 1 | 0.43mi |
| 10024 Mayfair Dr Saint Louis, MO | 2.0 | 1.0 | 846 | $1,000 | $1.18 | 6d | 1 | 0.43mi |
| 10078 Green Valley Dr Saint Louis, MO | 3.0 | 1.0 | 900 | $1,275 | $1.42 | 77d | 1 | 0.45mi |
| 10128 Cloverdale Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,000 | $1.26 | 119d | 1 | 0.46mi |
| 10128 Cloverdale Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,000 | $1.26 | 139d | 1 | 0.46mi |
| 10128 Cloverdale Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,000 | $1.26 | 94d | 1 | 0.46mi |
| 62 Capitol Hill Dr Saint Louis, MO | 3.0 | 2.0 | 1239 | $1,250 | $1.01 | 139d | 1 | 0.46mi |
| 10116 Cloverdale Dr Saint Louis, MO | 3.0 | 1.0 | 996 | $1,100 | $1.10 | 85d | 1 | 0.47mi |
| 10161 Ventura Dr Saint Louis, MO | 3.0 | 1.0 | 1171 | $1,300 | $1.11 | 42d | 1 | 0.47mi |
| 10329 Chesley Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,350 | $1.33 | 119d | 1 | 0.52mi |
| 9868 Lorna Ln Saint Louis, MO | 3.0 | 1.0 | 1032 | $1,175 | $1.14 | 139d | 1 | 0.53mi |
| 10117 Crown Point Dr Saint Louis, MO | 3.0 | 1.0 | 1062 | $1,245 | $1.17 | 82d | 1 | 0.54mi |
| 9840 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,095 | $1.20 | 139d | 1 | 0.58mi |
| 10129 Cavalier Ct Saint Louis, MO | 3.0 | 1.5 | 912 | $1,250 | $1.37 | 119d | 1 | 0.59mi |
| 9859 Vickie Pl Saint Louis, MO | 2.0 | 1.0 | 792 | $1,075 | $1.36 | 10d | 1 | 0.61mi |
| 9839 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,095 | $1.20 | 139d | 1 | 0.61mi |
| 1733 Kappel Ave Saint Louis, MO | 3.0 | 1.0 | 912 | $1,250 | $1.37 | 119d | 1 | 0.63mi |
| 9850 Dennis Dr Saint Louis, MO | 2.0 | 1.0 | 1032 | $1,175 | $1.14 | 139d | 1 | 0.64mi |
| 2049 Baroque Ct Unit 1-2036D St. Louis, MO | 2.0 | 1.0 | 825 | $985 | $1.19 | 70d | 1 | 0.66mi |
| 9845 Dennis Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,550 | $1.61 | 108d | 1 | 0.67mi |
| 9845 Dennis Dr Saint Louis, MO | 3.0 | 1.0 | 1251 | $1,200 | $0.96 | 94d | 1 | 0.67mi |
| 9827 Winkler Dr Saint Louis, MO | 3.0 | 1.0 | 864 | $1,450 | $1.68 | 103d | 1 | 0.72mi |
| 1658 Kappel Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,200 | $1.32 | 40d | 1 | 0.72mi |
| 9823 Winkler Dr Saint Louis, MO | 2.0 | 1.0 | 788 | $900 | $1.14 | 139d | 1 | 0.73mi |
| 9823 Winkler Dr Saint Louis, MO | 2.0 | 1.0 | 788 | $900 | $1.14 | 94d | 1 | 0.73mi |
| 2208 Hudson Rd Saint Louis, MO | 3.0 | 2.0 | 1230 | $1,625 | $1.32 | 10d | 1 | 0.75mi |
Property features AI
Finance
- Other
- Living area reported as 1,032 (per public records)Lot dimensions approximately 83 x 167 x 84 x 166 on a 0.3106-acre lot
- Financial info
- Lease not consideredNo second mortgage indicated
Exterior
- Parking
- Parking pad
- Security
- Carbon monoxide detector(s)Smoke detector(s)
- Utilities
- Public waterPublic sewerElectricity connected (220 volts)Natural gas connected
- Home design
- Single-family houseOne storyPrivate ownership
- Construction
- Frame construction
- Exterior features
- Covered rear porchFront yardBack yard
Interior
- Kitchen
- Stainless steel appliancesDishwasherGas ovenGas rangeFree-standing refrigeratorEat-in kitchen
- Bedrooms
- 3 bedrooms, all on the main level
- Bathrooms
- 2 full bathrooms (both on the main level)
- Heating & cooling
- Heat pump heating and coolingZoned HVAC
- Interior features
- Built-in featuresEat-in kitchenNo basement
- Laundry & utility
- Laundry on the main level
Listing history 50 events
-
2026-09-24days on market $85,000 Active 127 DOM
-
2026-09-23days on market $85,000 Active 126 DOM
-
2026-09-22days on market $85,000 Active 125 DOM
-
2026-09-21days on market $85,000 Active 124 DOM
-
2026-09-20days on market $85,000 Active 123 DOM
-
2026-09-19days on market $85,000 Active 122 DOM
-
2026-09-18pricedays on market $85,000 Active 121 DOM
-
2026-09-17days on market $88,888 Active 120 DOM
-
2026-09-16days on market $88,888 Active 119 DOM
-
2026-09-15days on market $88,888 Active 118 DOM
-
2026-09-14days on market $88,888 Active 117 DOM
-
2026-09-13days on market $88,888 Active 116 DOM
-
2026-09-12days on market $88,888 Active 115 DOM
-
2026-09-11days on market $88,888 Active 114 DOM
-
2026-09-05days on market $88,888 Active 108 DOM
-
2026-09-04days on market $88,888 Active 107 DOM
-
2026-08-27days on market $88,888 Active 106 DOM
-
2026-08-25days on market $88,888 Active 104 DOM
-
2026-08-24days on market $88,888 Active 103 DOM
-
2026-08-23days on market $88,888 Active 102 DOM
-
2026-08-22days on market $88,888 Active 101 DOM
-
2026-08-21days on market $88,888 Active 100 DOM
-
2026-08-20days on market $88,888 Active 99 DOM
-
2026-08-19price $88,888 Active 98 DOM
-
2026-08-19days on market $89,900 Active 98 DOM
-
2026-08-18days on market $89,900 Active 97 DOM
-
2026-08-17days on market $89,900 Active 96 DOM
-
2026-08-16days on market $89,900 Active 95 DOM
-
2026-08-15days on market $89,900 Active 94 DOM
-
2026-08-14days on market $89,900 Active 93 DOM
-
2026-08-13days on market $89,900 Active 92 DOM
-
2026-08-12days on market $89,900 Active 91 DOM
-
2026-08-11days on market $89,900 Active 90 DOM
-
2026-08-10days on market $89,900 Active 89 DOM
-
2026-08-09days on market $89,900 Active 88 DOM
-
2026-08-08days on market $89,900 Active 87 DOM
-
2026-08-07days on market $89,900 Active 86 DOM
-
2026-08-06days on market $89,900 Active 85 DOM
-
2026-08-05pricedays on market $89,900 Active 84 DOM
-
2026-08-04days on market $94,000 Active 83 DOM
-
2026-08-03days on market $94,000 Active 82 DOM
-
2026-07-31days on market $94,000 Active 79 DOM
-
2026-07-30days on market $94,000 Active 78 DOM
-
2026-07-30days on market $94,000 Active 77 DOM
-
2026-07-28days on market $94,000 Active 76 DOM
-
2026-07-26days on market $94,000 Active 74 DOM
-
2026-07-24days on market $94,000 Active 72 DOM
-
2026-07-23days on market $94,000 Active 71 DOM
-
2026-07-22days on market $94,000 Active 70 DOM
-
2026-07-21days on market $94,000 Active 69 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $618 · $51/mo
- Projected year-2 tax
- $824 · $69/mo
- Expected delta
- +$207/yr (+$17/mo · 33.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,791
- − Mortgage interest
- −$4,761
- − Property taxes
- −$618
- − Insurance
- −$425
- − Repairs & maintenance
- −$1,183
- − Management
- −$1,183
- − Depreciation
- −$2,473
- Taxable income
- $4,148
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$995
- After-tax cash flow
- $4,298/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
75/100
Cosmetic rehab
Est. rehab $5,160–$15,480 screening
This home is in good condition with recent updates, ready for immediate occupancy. It has a good roof, updated kitchen and bathrooms, and a well-maintained exterior. Landscaping and exterior painting would further enhance its curb appeal and value.
Components & finishes AI
Flooring hardwood
Counters granite
Appliances stainless steel
HVAC central · new lt5
Value-add opportunities
- Both Landscaping — Enhances curb appeal and adds value for both resale and rental. ↑
- Both Painting exterior — Improves the home's appearance and adds value for both resale and rental. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 9/100
Zoned Schools
Elementary
Lemasters Elem.
F
MO #1,058/1,115
Nat'l #40,092/41,679
High
Riverview Gardens Sr. High
F
MO #501/521
Nat'l #15,975/17,239
Schools (NCES district)
- District
- Riverview Gardens
- NCES district ID
- 2926670
- Math proficiency
- 2% ▼ -6.00%
- Reading proficiency
- 9% ▼ -6.00%
- Median HH income
- $32,759
- Composite
- 4.22/100
- National rank
- #10058
- State rank
- #324 of 324 in MO
Livability — Saint Louis
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Saint Louis County · 1,025,227 people
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 40,929
- Household income
- $41,154
- Rent vs Own
- Severe rent burden
- 16% of renters
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (90%)
- Race & ethnicity
- Black 90% White 5% Two or more races 3%
- Foreign-born
- 1% · Canada
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.79%
- Current HPI
- 420.28
- Rent YoY
- ▲ 4.97%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+732.5% since first listed11 events — show timeline
- 2026-06-11 Relisted — MARIS as Distributed by MLS Grid
- 2026-05-29 Contingent — MARIS as Distributed by MLS Grid
- 2026-05-26 Price Changed $99,900 MARIS as Distributed by MLS Grid
- 2026-05-13 Listed $105,000 MARIS as Distributed by MLS Grid
- 2026-04-22 Price Changed $105,000 MARIS as Distributed by MLS Grid
- 2026-02-27 Listed $114,900 MARIS as Distributed by MLS Grid
- 2026-02-27 Coming Soon — MARIS as Distributed by MLS Grid
- 2022-01-13 Sold (Public Records) $16,500 Public Records
- 2004-10-11 Sold (Public Records) $10,150 Public Records
- 2004-10-11 Sold (Public Records) — Public Records
- 1999-04-29 Sold (Public Records) $12,000 Public Records
Property tax history
+4.7%/yrLatest (2022): $618 · +0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…