38052 Lawanda Loop · Zephyrhills, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.7/30.0
- Schools +4.3/10.0
- DSCR +4.2/10.0
- 1% rule +3.6/10.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- Rent growth +1.6/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$169,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
COME ONE COME ALL NO HOA NO AGE RESTRICTIONS. THIS LIGHT, BRIGHT, AND CHEERY TWO BEDROOM TWO BATH HOME PLUS LARGE BONUS ROOM THAT COULD EASILY BE THIRD BEDROOM, OFFICE, PLAY AREA, CRAFT OR SECOND LIVING AREA. This home has been meticulously maintained with plenty of upgrades made by the current owners and comes furnished! Interior of home, including ceilings have been painted. Carpet was installed within the last three years, Kitchen has a breakfast nook, plenty of cabinet and counter space, separate dining area and all appliances are included. Large living area is just off of the kitchen has plenty of room for furnishings, and is tastefully decorated. Master suite sits to the back of the home with plenty of closet space. Master bath has been updated with new vanity and walk in shower. Guest bedroom sits to the opposite side of master and guest bath has also been updated with new vanity area. To the front of the home you will find the bonus area that can double as third bedroom. Outside you’ll enjoy your morning coffee or evening drink on the screened enclosed porch at the front of the home. Large carport so you will never get wet unloading groceries. To the back of the carport sits your laundry shed that has plenty of storage space for your outdoor tools. Fenced in side and back yards will keep your pets in and other critters out. All of this with a convenient location! Easy access to Highway 301, Highway 39, or Highway 54 making easy commutes to Tampa, Wesley Chapel, Brandon, Lakeland, Orlando, Plant City or Dade City. Making shopping, dining, entertainment, and medical centers within miles of your home.
Key facts
- Fenced in
- Bonus room
- 5,100 sq ft lot
Tags
Property features AI
Finance
- Other: Homestead exempt; Unfurnished; Lot approximately 0.12 acres
- HOA & community: Not part of an association; Pets not allowed; Not in a development
Exterior
- Parking: Carport with 2 spaces
- Utilities: Public water; Public sewer; Electricity available; Cable available; Broadband/high-speed internet available
- Home design: Residential manufactured home (single wide); 1 story; Multi/split levels; Faces south
- Construction: Metal siding; Metal roof; Crawlspace foundation; Completed condition
- Exterior features: Chain link fencing; Concrete road access; Publicly maintained road
Interior
- Kitchen: Dishwasher; Range; Microwave; Refrigerator; Electric water heater
- Bedrooms: 2 bedrooms
- Flooring: Carpet
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air
- Interior features: Ceiling fans; Thermostat; Window treatments (blinds and rods)
- Laundry & utility: Washer; Dryer; Outdoor laundry area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $169k.
Deal economics
- At list price, monthly cash flow is $14 ($165/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (13.9% below list).
- Recommended offer: $145k (13.9% below list) — sets the bar for 1% rule.
- Cap rate 6.4% vs local median 3.7% in Zephyrhills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#330 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime C-, amenities F, commute F.
- Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Chester W. Taylor Jr. Elementary School (math 33% / reading 37%, grade F, #1,697 of 2,144 statewide, top 80%, 654 students, 77% FRL); Zephyrhills High School (math 35% / reading 37%, grade F, #359 of 667 statewide, top 55%, 1,656 students, 70% FRL) — zoned schools average 73% FRL vs 48% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 36% at this address vs 51% district-wide (-16 pts) — the specific schools serving this property underperform the Pasco average; the district grade overstates school quality for this exact location.
- Market conditions: Rents falling (-3.6%/yr); 294 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
- This rent runs 35% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 6.39%
- Cash-on-cash
- 0.35%
- DSCR
- 1.02
- GRM
- 9.7
CMA / ARV
- ARV (on-the-fly)
- $129,024
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4710 Orange Blossom Dr | 0.23mi | 2/2.0 | 1,008 (0%) | 2mo | $75,000 | $74 | 88 |
| 37913 Sago Palm Dr | 0.20mi | 2/2.0 | 1,056 (+5%) | 1mo | $135,000 | $128 | 82 |
| 4435 Autumn Palm Dr | 0.10mi | 2/2.0 | 1,056 (+5%) | 9mo | $170,000 | $161 | 80 |
| 4639 Coral St | 0.27mi | 2/2.0 | 1,056 (+5%) | 2mo | $76,000 | $72 | 78 |
| 4711 Olive Dr | 0.23mi | 2/2.0 | 1,056 (+5%) | 6mo | $115,000 | $109 | 76 |
| 38039 Leondias Dr | 0.04mi | 3/2.0 (+1) | 1,056 (+5%) | 11mo | $170,000 | $161 | 76 |
| 37931 Palmetto Palm Dr | 0.13mi | 2/1.5 | 960 (-5%) | 10mo | $108,000 | $113 | 76 |
| 4413 Sentry Palm Loop | 0.18mi | 2/2.0 | 864 (-14%) | 9mo | $130,000 | $150 | 60 |
| 4424 Sentry Palm Loop | 0.20mi | 2/2.0 | 1,144 (+14%) | 13mo | $177,000 | $155 | 58 |
| 38532 Fir Ave | 0.54mi | 2/2.0 | 924 (-8%) | 10mo | $63,100 | $68 | 53 |
| 4904 Garden St | 0.56mi | 3/2.0 (+1) | 1,152 (+14%) | 10mo | $238,000 | $207 | 37 |
| 37438 Hammond Dr | 0.73mi | 3/2.5 (+1) | 1,141 (+13%) | 5mo | $73,000 | $64 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -19.1%
- Equity multiple
- 0.35×
- Total profit
- $-30,770
- Equity at exit
- $25,198
- IRR
- -19.2%
- Equity multiple
- 0.11×
- Total profit
- $-42,131
- Equity at exit
- $14,612
Cash invested: $47,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33542
- Home prices YoY
- -20.6%
- Rents YoY
- -3.6%
- Active inventory
- 294
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $1,454 high interval (Pro) →
- Mortgage (P&I)
- −$886
- Tax from tax record
- −$179 /mo · $2,142/yr
- Insurance
- −$70
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$305
- Net cashflow
- $14
Break-even live
Sensitivity live
| Price | -10% $109 | -5% $62 | +0% $14 | +5% $-34 | +10% $-82 |
|---|---|---|---|---|---|
| Rent | -10% $-101 | -5% $-44 | +0% $14 | +5% $71 | +10% $129 |
| Rate | -1.0pp $99 | -0.5pp $57 | base $14 | +0.5pp $-30 | +1.0pp $-75 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,250
- Closing costs
- $5,070
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 28 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 37925 Date Palm Dr Zephyrhills, FL | 3.0 | 1.5 | 720 | $1,300 | $1.81 | 24d | 1 | 0.14mi |
| 38055 Woodgate Ln Zephyrhills, FL | 3.0 | 2.0 | 1456 | $1,400 | $0.96 | 24d | 1 | 0.17mi |
| 4639 Coral St Zephyrhills, FL | 2.0 | 2.0 | 1056 | $1,250 | $1.18 | 24d | 1 | 0.25mi |
| 37819 Alissa Dr Zephyrhills, FL | 2.0 | 2.0 | 864 | $1,450 | $1.68 | 18d | 1 | 0.26mi |
| 38236 Fir Ave Zephyrhills, FL | 2.0 | 1.0 | 950 | $1,350 | $1.42 | 24d | 1 | 0.32mi |
| 4812 Coral St Zephyrhills, FL | 1.0 | 1.0 | 856 | $1,200 | $1.40 | 20d | 1 | 0.35mi |
| 4940 4th St Zephyrhills, FL | 2.0 | 2.0 | 900 | $1,350 | $1.50 | 24d | 1 | 0.53mi |
| 5022 5th St Zephyrhills, FL | 2.0 | 1.5 | 974 | $1,595 | $1.64 | 24d | 1 | 0.61mi |
| 5143 1st St Zephyrhills, FL | 3.0 | 2.0 | 1436 | $1,750 | $1.22 | 24d | 1 | 0.66mi |
| 37902 7th Ave Zephyrhills, FL | 3.0 | 1.0 | 900 | $1,775 | $1.97 | 24d | 1 | 0.69mi |
| 38031 Meyer Ave Zephyrhills, FL | 3.0 | 2.0 | 1000 | $1,175 | $1.18 | 24d | 1 | 0.71mi |
| 5237 1st St Zephyrhills, FL | 3.0 | 1.0 | 964 | $1,700 | $1.76 | 24d | 1 | 0.76mi |
| 4940 9th St Zephyrhills, FL | 3.0 | 1.0 | 1404 | $1,895 | $1.35 | 24d | 1 | 0.78mi |
| 38702 South Ave Zephyrhills, FL | 2.0 | 1.0 | 800 | $1,600 | $2.00 | 24d | 1 | 0.79mi |
| 5028 16th St Zephyrhills, FL | 2.0 | 2.0 | 1092 | $1,595 | $1.46 | 24d | 1 | 0.88mi |
| 5441 6th St Zephyrhills, FL | 2.0 | 1.0 | 1014 | $1,650 | $1.63 | 24d | 1 | 0.98mi |
| 4738 20th St Zephyrhills, FL | 2.0 | 1.0 | 810 | $1,400 | $1.73 | 24d | 1 | 0.99mi |
| 4845 20th St Zephyrhills, FL | 2.0 | 1.0 | 752 | $1,350 | $1.80 | 24d | 1 | 1.00mi |
| 4808 20th St Zephyrhills, FL | 2.0 | 1.0 | 702 | $1,295 | $1.84 | 10d | 1 | 1.00mi |
| 39014 South Ave Zephyrhills, FL | 2.0 | 1.0 | 840 | $1,395 | $1.66 | 5d | 1 | 1.07mi |
| 37812 15th Ave Zephyrhills, FL | 2.0 | 2.0 | 1000 | $1,850 | $1.85 | 24d | 1 | 1.29mi |
| 5521 Barbara St Zephyrhills, FL | 2.0 | 2.0 | 1056 | $1,800 | $1.70 | 24d | 1 | 1.30mi |
| 5532 20th St Unit 1234470P Zephyrhills, FL | 2.0 | 2.0 | 839 | $7,185 | $8.56 | 2d | 1 | 1.41mi |
| 5542 20th St Unit 1234473P Zephyrhills, FL | 2.0 | 2.0 | 839 | $3,199 | $3.81 | 3d | 1 | 1.41mi |
| 5652 18th St Zephyrhills, FL | 2.0 | 1.0 | 976 | $1,200 | $1.23 | 24d | 1 | 1.45mi |
| 39252 Heights Ave Zephyrhills, FL | 3.0 | 2.0 | 1210 | $2,050 | $1.69 | 15d | 1 | 1.47mi |
| 5647 20th St Zephyrhills, FL | 2.0 | 1.0 | 850 | $1,425 | $1.68 | 24d | 1 | 1.49mi |
| 38942 9th Ave Zephyrhills, FL | 2.0 | 1.0 | 850 | $1,425 | $1.68 | 24d | 1 | 1.50mi |
Listing history 21 events
-
2026-06-18days on market $169,000 Active 41 DOM
-
2026-06-17days on market $169,000 Active 40 DOM
-
2026-06-16days on market $169,000 Active 39 DOM
-
2026-06-15days on market $169,000 Active 38 DOM
-
2026-06-13days on market $169,000 Active 36 DOM
-
2026-06-09days on market $169,000 Active 32 DOM
-
2026-06-08days on market $169,000 Active 31 DOM
-
2026-06-07days on market $169,000 Active 30 DOM
-
2026-06-04pricedays on market $169,000 Active 27 DOM
-
2026-06-03days on market $170,000 Active 26 DOM
-
2026-06-02days on market $170,000 Active 25 DOM
-
2026-06-01days on market $170,000 Active 24 DOM
-
2026-05-31days on market $170,000 Active 23 DOM
-
2026-05-08$170,000 Active
-
2023-03-22soldstatus $175,000
-
2023-03-14soldstatus $175,000 Closed 1639-char remark
Show marketing remark (1639 chars)
COME ONE COME ALL NO HOA NO AGE RESTRICTIONS. THIS LIGHT, BRIGHT, AND CHEERY TWO BEDROOM TWO BATH HOME PLUS LARGE BONUS ROOM THAT COULD EASILY BE THIRD BEDROOM, OFFICE, PLAY AREA, CRAFT OR SECOND LIVING AREA. This home has been meticulously maintained with plenty of upgrades made by the current owners and comes furnished! Interior of home, including ceilings have been painted. Carpet was installed within the last three years, Kitchen has a breakfast nook, plenty of cabinet and counter space, separate dining area and all appliances are included. Large living area is just off of the kitchen has plenty of room for furnishings, and is tastefully decorated. Master suite sits to the back of the home with plenty of closet space. Master bath has been updated with new vanity and walk in shower. Guest bedroom sits to the opposite side of master and guest bath has also been updated with new vanity area. To the front of the home you will find the bonus area that can double as third bedroom. Outside you’ll enjoy your morning coffee or evening drink on the screened enclosed porch at the front of the home. Large carport so you will never get wet unloading groceries. To the back of the carport sits your laundry shed that has plenty of storage space for your outdoor tools. Fenced in side and back yards will keep your pets in and other critters out. All of this with a convenient location! Easy access to Highway 301, Highway 39, or Highway 54 making easy commutes to Tampa, Wesley Chapel, Brandon, Lakeland, Orlando, Plant City or Dade City. Making shopping, dining, entertainment, and medical centers within miles of your home.
-
2023-02-09status Pending 1639-char remark
Show marketing remark (1639 chars)
COME ONE COME ALL NO HOA NO AGE RESTRICTIONS. THIS LIGHT, BRIGHT, AND CHEERY TWO BEDROOM TWO BATH HOME PLUS LARGE BONUS ROOM THAT COULD EASILY BE THIRD BEDROOM, OFFICE, PLAY AREA, CRAFT OR SECOND LIVING AREA. This home has been meticulously maintained with plenty of upgrades made by the current owners and comes furnished! Interior of home, including ceilings have been painted. Carpet was installed within the last three years, Kitchen has a breakfast nook, plenty of cabinet and counter space, separate dining area and all appliances are included. Large living area is just off of the kitchen has plenty of room for furnishings, and is tastefully decorated. Master suite sits to the back of the home with plenty of closet space. Master bath has been updated with new vanity and walk in shower. Guest bedroom sits to the opposite side of master and guest bath has also been updated with new vanity area. To the front of the home you will find the bonus area that can double as third bedroom. Outside you’ll enjoy your morning coffee or evening drink on the screened enclosed porch at the front of the home. Large carport so you will never get wet unloading groceries. To the back of the carport sits your laundry shed that has plenty of storage space for your outdoor tools. Fenced in side and back yards will keep your pets in and other critters out. All of this with a convenient location! Easy access to Highway 301, Highway 39, or Highway 54 making easy commutes to Tampa, Wesley Chapel, Brandon, Lakeland, Orlando, Plant City or Dade City. Making shopping, dining, entertainment, and medical centers within miles of your home.
-
2023-01-30$175,000 Active 1639-char remark
Show marketing remark (1639 chars)
COME ONE COME ALL NO HOA NO AGE RESTRICTIONS. THIS LIGHT, BRIGHT, AND CHEERY TWO BEDROOM TWO BATH HOME PLUS LARGE BONUS ROOM THAT COULD EASILY BE THIRD BEDROOM, OFFICE, PLAY AREA, CRAFT OR SECOND LIVING AREA. This home has been meticulously maintained with plenty of upgrades made by the current owners and comes furnished! Interior of home, including ceilings have been painted. Carpet was installed within the last three years, Kitchen has a breakfast nook, plenty of cabinet and counter space, separate dining area and all appliances are included. Large living area is just off of the kitchen has plenty of room for furnishings, and is tastefully decorated. Master suite sits to the back of the home with plenty of closet space. Master bath has been updated with new vanity and walk in shower. Guest bedroom sits to the opposite side of master and guest bath has also been updated with new vanity area. To the front of the home you will find the bonus area that can double as third bedroom. Outside you’ll enjoy your morning coffee or evening drink on the screened enclosed porch at the front of the home. Large carport so you will never get wet unloading groceries. To the back of the carport sits your laundry shed that has plenty of storage space for your outdoor tools. Fenced in side and back yards will keep your pets in and other critters out. All of this with a convenient location! Easy access to Highway 301, Highway 39, or Highway 54 making easy commutes to Tampa, Wesley Chapel, Brandon, Lakeland, Orlando, Plant City or Dade City. Making shopping, dining, entertainment, and medical centers within miles of your home.
-
2014-01-24soldstatus $38,500 212-char remark
Show marketing remark (212 chars)
Move in ready 2/2 home, partially furnished, all appliances. Easy does it neighborhood, no deed restrictions, no fees. City water and sewer. Light, bright family room with bay windows extends to living room area.
-
2013-04-09$45,500 212-char remark
Show marketing remark (212 chars)
Move in ready 2/2 home, partially furnished, all appliances. Easy does it neighborhood, no deed restrictions, no fees. City water and sewer. Light, bright family room with bay windows extends to living room area.
-
2001-04-18soldstatus $50,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,142 · $179/mo
- Projected year-2 tax
- $2,142 · $179/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,452
- − Mortgage interest
- −$9,467
- − Property taxes
- −$2,142
- − Insurance
- −$845
- − Repairs & maintenance
- −$1,396
- − Management
- −$1,396
- − Depreciation
- −$4,916
- Taxable loss
- −$2,710
- Est. tax savings @ 24.0%
- +$650
- After-tax cash flow
- $815/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pasco
- NCES district ID
- 1201530
- Math proficiency
- 50% ▼ -10.00%
- Reading proficiency
- 52% ▼ -5.00%
- Median HH income
- $45,039
- Composite
- 43.14/100
- National rank
- #3074
- State rank
- #32 of 73 in FL
Livability — Zephyrhills
- Score
- 72/100
- State rank
- #330
- US rank
- #5760
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Zephyrhills, FL
- County
- Pasco County · 524,098 people
- City population
- 48,266
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 23,612
- Household income
- $49,316
- Rent vs Own
- Severe rent burden
- 831.0
Population outlook (Pasco County) Hauer SSP2
- Today (2025)
- 570,045 people
- By 2030
- 605,844 · +6.3%
- By 2040
- 674,806 · +18.4%
- By 2050
- 736,022 · +29.1%
- By 2075
- 862,900 · +51.4%
- By 2100
- 906,364 · +59.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Hispanic / Latino 17% Two or more races 8% Black 4% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 10%
- Common ancestry
- Lithuanian 3% Romanian 2% Iranian 2%
- Foreign-born
- 5% · Canada, Jamaica
- Languages at home
- 86% English-only · Spanish 12% Other Indo-European 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Pasco
- 2024 margin
- Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
- 2008→2024 swing
- -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
- All cycles
- 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -81.25%
- Current HPI
- 313.3993
- Rent YoY
- ▼ -3.56%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+240.0% since first listed8 events — show timeline
- 2026-05-08 Listed $170,000 Stellar MLS as Distributed by MLS Grid
- 2023-03-22 Sold (Public Records) $175,000 Public Records
- 2023-03-14 Sold (MLS) $175,000 Stellar MLS as Distributed by MLS Grid
- 2023-02-09 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-01-30 Listed $175,000 Stellar MLS as Distributed by MLS Grid
- 2014-01-24 Sold (MLS) $38,500 Stellar MLS as Distributed by MLS Grid
- 2013-04-09 Listed $45,500 Stellar MLS as Distributed by MLS Grid
- 2001-04-18 Sold (Public Records) $50,000 Public Records
Property tax history
+6.8%/yrLatest (2025): $2,142 · +1.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…