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5731 NW Euclid Ave
B+ Composite 76.09
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.7/10.0
  • Rent growth +3.8/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$84,750

5731 NW Euclid Ave · Lawton, OK 73505
3 bd · 1.0 ba · 1,068 sqft · SingleFamily public records · 154 Days on market
Built 1962 7,686 sqft lot Est $120k · 29% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Cozy Starter Home for Sale in Lawton, Oklahoma! Perfect for the first-time home buyer or investor wanting to add to their portfolio. This home features 3 bedrooms, one bath, and two living areas, or four bedrooms, one bath, with one living area. This home has been well-maintained and is move-in ready. Call your preferred agent or Coldwell Banker Salute with any questions or to schedule a showing.

Key facts

  • 7,686 sq ft lot
  • Garage
  • Built 1962

Property features AI

Finance

  • Other: Property listed as residential; Property condition: Updated/Remodeled
  • Financial info: Financial details not included
  • HOA & community: No HOA information listed

Exterior

  • Parking: 1 parking space total; 1 covered space; Carport (1 space); No garage (garage converted)
  • Security: No specific security features listed
  • Utilities: Public water; Public sewer; Natural gas available
  • Home design: Single-family residence; One level
  • Construction: Metal siding; Composition roof; Built/updated year not specified
  • Exterior features: Covered porch; Porch; Chain link fence; Shed(s)

Interior

  • Kitchen: Cooktop; Microwave
  • Bedrooms: Bedroom count not specified
  • Flooring: Carpet; Laminate
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (natural gas); Central air; Ceiling fans; Electric cooling
  • Interior features: Updated/remodeled interior; Cooktop; Microwave; Gas water heater; Crawl space
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $85k.

Deal economics

  • At list price, monthly cash flow is $440 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $85k).
  • Recommended offer: $75k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.5% vs local median 6.1% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
  • Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Edison Es (math 12% / reading 12%, grade F, #667 of 845 statewide, top 82%, 476 students, 0% FRL); Eisenhower Ms (math 20% / reading 30%, grade F, #90 of 345 statewide, top 27%, 1,035 students, 0% FRL); Eisenhower Hs (math 19% / reading 29%, grade F, #215 of 447 statewide, top 48%, 1,350 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+5.1%/yr); 398 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $586 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 5.1% rent growth), your $24k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 154 days — a 12% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $55k; list at $85k implies a 54% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $74,580 (12.0% below list)

Questions for the listing agent

  1. It's been on market 154 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.47%
Cap rate
12.53%
Cash-on-cash
22.26%
DSCR
1.99
GRM
5.7

CMA / ARV

ARV (on-the-fly)
$119,616
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
704 NW 57th St 0.17mi 3/1.5 1,000 (-6%) 4mo $70,000 $70 76
407 NW Compass Dr 0.28mi 3/1.5 1,000 (-6%) 4mo $70,000 $70 71
5706 NW Ash Ave 0.16mi 3/2.0 1,179 (+10%) 3mo $135,000 $115 68
406 NW 56th St 0.30mi 3/1.0 950 (-11%) 0mo $110,000 $116 67
5341 NW Glenn Ave 0.24mi 3/1.0 930 (-13%) 1mo $135,000 $145 66
6111 NW Maple Ave 0.40mi 3/2.0 1,000 (-6%) 4mo $70,000 $70 63
422 NW 57th St 0.20mi 3/2.0 1,200 (+12%) 4mo $134,500 $112 62
412 NW 68th St 0.59mi 3/1.0 1,000 (-6%) 4mo $85,000 $85 59
425 NW 54th St 0.40mi 4/1.0 (+1) 1,200 (+12%) 3mo $80,000 $67 54
428 NW Woodland Dr 0.69mi 3/1.5 1,000 (-6%) 3mo $114,500 $115 53
5628 NW Briarwood Ave 0.69mi 3/2.0 1,200 (+12%) 1mo $95,000 $79 43
5624 NW Eisenhower Dr 0.46mi 3/3.0 1,227 (+15%) 6mo $150,000 $122 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.14% rent growth · sell at horizon

5-year hold
IRR
17.3%
Equity multiple
1.72×
Total profit
$17,033
Equity at exit
$12,637
10-year hold
IRR
27.2%
Equity multiple
3.64×
Total profit
$62,642
Equity at exit
$7,328

Cash invested: $23,730 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73505

Rents YoY
5.1%
Active inventory
398
Price-to-rent
5.7×

Monthly cashflow live

Estimated rent
$1,245 medium interval (Pro) →
Mortgage (P&I)
$444
Tax from tax record
$64 /mo · $763/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$261
Net cashflow
$440

Break-even live

Break-even rent $688
Max offer price $84,750
Occupancy floor 60%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,188
Closing costs
$2,542
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-19
    days on market $84,750 Active 154 DOM
  2. 2026-06-18
    days on market $84,750 Active 153 DOM
  3. 2026-06-17
    days on market $84,750 Active 152 DOM
  4. 2026-06-16
    days on market $84,750 Active 151 DOM
  5. 2026-06-15
    days on market $84,750 Active 150 DOM
  6. 2026-06-14
    days on market $84,750 Active 148 DOM
  7. 2026-06-13
    pricedays on market $84,750 Active 147 DOM
  8. 2026-06-10
    days on market $89,950 Active 145 DOM
  9. 2026-06-09
    days on market $89,950 Active 144 DOM
  10. 2026-06-08
    days on market $89,950 Active 143 DOM
  11. 2026-06-07
    days on market $89,950 Active 142 DOM
  12. 2026-06-05
    days on market $89,950 Active 139 DOM
  13. 2026-06-03
    days on market $89,950 Active 138 DOM
  14. 2026-06-02
    days on market $89,950 Active 137 DOM
  15. 2026-06-01
    days on market $89,950 Active 136 DOM
  16. 2026-05-31
    days on market $89,950 Active 135 DOM
  17. 2026-05-30
    days on market $89,950 Active 134 DOM
  18. 2026-02-20
    price $89,950
  19. 2026-01-16
    listed $94,900 Active
  20. 2006-07-25
    soldstatus $55,000
  21. 1993-01-10
    soldstatus $47,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$763 · $64/mo
Projected year-2 tax
$763 · $64/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,940
− Mortgage interest
−$4,747
− Property taxes
−$763
− Insurance
−$424
− Repairs & maintenance
−$1,195
− Management
−$1,195
− Depreciation
−$2,465
Taxable income
$4,150
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$996
After-tax cash flow
$4,286/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lawton
NCES district ID
4017250
Math proficiency
20% ▼ -12.00%
Reading proficiency
26% ▼ -9.00%
Median HH income
$42,618
Composite
19.68/100
National rank
#8732
State rank
#137 of 270 in OK

Livability — Lawton

Score
63/100
State rank
#206
US rank
#15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lawton, OK
County
Comanche County · 96,361 people
City population
89,233
Metro
Lawton, OK
Population (ZIP)
47,790
Household income
$58,272
Rent vs Own
48.2% rent · 51.8% own
Severe rent burden
1986.0

Population outlook (Comanche County) Hauer SSP2

Today (2025)
124,518 people
By 2030
124,231 · -0.2%
By 2040
122,193 · -1.9%
By 2050
120,368 · -3.3%
By 2075
120,492 · -3.2%
By 2100
123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 50% Black 17% Two or more races 16% Hispanic / Latino 16% Native American 4% Asian 3%
Hispanic origin (detail)
Mexican 11% Puerto Rican 2%
Common ancestry
Lithuanian 2% Slovak 2% Romanian 1%
Foreign-born
6% · Canada, South Korea
Languages at home
88% English-only · Spanish 6% German/W. Germanic 2% Korean 1%

Political lean MEDSL · Comanche

2024 margin
Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
2008→2024 swing
-5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
All cycles
2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -134.88%
Current HPI
169.4524
Rent YoY
▲ 5.14%
Metro
Lawton, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+91.4% since first listed
4 events — show timeline
  • 2026-02-20 Price Changed $89,950 LBRMLS
  • 2026-01-16 Listed $94,900 LBRMLS
  • 2006-07-25 Sold (Public Records) $55,000 Public Records
  • 1993-01-10 Sold (Public Records) $47,000 Public Records

Property tax history

+0.5%/yr

Latest (2025): $763 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…