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1802 Bedford Ln #2
C- Composite 54.87
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.5/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +4.8/10.0
  • Schools +4.2/10.0
  • Livability +3.9/5.0
  • Appreciation +3.4/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0

$74,900

1802 Bedford Ln #2 · Sun City Center, FL 33573
1 bd · 2.0 ba · 800 sqft · Condo public records · 192 Days on market
Built 1973 $687/mo HOA · 44% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* NEW ROOF INSTALLED * Set on a quiet dead-end street with a lush treelined green space behind the home and a stunning mature oak tree in front, this beautifully updated 1 bedroom, 1.5 bathroom Kings Point condo offers rare privacy and a peaceful, park-like atmosphere. Move-in ready and maintenance-free—just bring your suitcase! Inside, sunlight pours through large windows, highlighting the bright, open layout and spacious living room that flows effortlessly into the kitchen and dining area with a convenient pass-through. The oversized bedroom offers plenty of room for a king-size bed, along with a full wall of closets, in-unit laundry, and a private ensuite bathroom. A charming Florida room expands your living space and showcases peaceful views of the treed greenspace behind the home—perfect for morning coffee or unwinding at the end of the day. This condo has some thoughtful updates: electrical panel, plumbing, newer HVAC system, in-unit laundry, shaker-style kitchen cabinets, bathroom sinks and vanities, reverse-osmosis under sink system, and a roll-down impact shutter on the sliding door for added security and peace of mind. The home also includes a designated covered carport for protected parking. Located just moments from the main gate, North Clubhouse, and community recreation center, the home offers easy access to Kings Point’s vibrant lifestyle—fitness centers, indoor and outdoor pools, two clubhouses, café dining with full-service bar, pickleball, tennis, and over 200 social clubs. Kings Point is a premier, gated community only a short drive from the award-winning Gulf Coast beaches and convenient to Tampa, St. Pete, and Sarasota for dining, shopping, and entertainment. Sun City Center has been voted the #1 Retirement Community in America by Realtorcom and Travel + Leisure Magazine, making this one of the most desirable 55+ areas in the country. Monthly dues include lawn care, water, sewer, pest control, standard internet, basic cable, exterior grounds maintenance, exterior insurance, and full access to amenities—making this an incredible value.

Key facts

  • Florida room
  • $687 HOA
  • Parking

Tags

PRIVATE ENSUITE BATHROOMDESIGNATED COVERED CARPORTFLORIDA ROOMROLL-DOWN IMPACT SHUTTEREASY ACCESS TO KINGS POINT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath condo listed at $75k.

Deal economics

  • At list price, monthly cash flow is $30 ($364/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 78/100 on livability (#178 in FL, #2,736 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, crime B+; Watch: schools D+, amenities F.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.6%/yr); 602 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $518 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 192 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago; this cycle's ask has dropped $15k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 44% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $65,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 192 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.09%
Cap rate
6.78%
Cash-on-cash
1.73%
DSCR
1.08
GRM
4.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.65% rent growth · sell at horizon

5-year hold
IRR
-13.7%
Equity multiple
0.51×
Total profit
$-10,309
Equity at exit
$11,168
10-year hold
IRR
-5.1%
Equity multiple
0.67×
Total profit
$-6,915
Equity at exit
$6,476

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33573

Home prices YoY
-1.2%
Rents YoY
2.6%
Active inventory
602
Price-to-rent
4.0×

Monthly cashflow live

Estimated rent
$1,563 high interval (Pro) →
Mortgage (P&I)
$393
Tax est. 1.5%
$94 /mo · $1,124/yr
Insurance
$31
HOA
$687
Vacancy / Maint / Mgmt
$328
Net cashflow
$30

Break-even live

Break-even rent $1,525
Max offer price $74,900
Occupancy floor 93%

Sensitivity live

Price -10% $82 -5% $56 +0% $30 +5% $4 +10% $-21
Rent -10% $-93 -5% $-31 +0% $30 +5% $92 +10% $154
Rate -1.0pp $68 -0.5pp $49 base $30 +0.5pp $11 +1.0pp $-9

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,725
Closing costs
$2,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1802 Bedford Ln Sun City Center, FL 1.0–2.0 2.0 952 $1,500 $1.58 11d 2 0.06mi
306 Fowling Ct Sun City Center, FL 2.0 2.0 960 $1,700 $1.77 25d 1 0.10mi
1802 Bedford Ter #182 Sun City Center, FL 1.0 1.5 800 $1,400 $1.75 18d 1 0.11mi
1802 Bedford Ter #182 Sun City Center, FL 1.0 1.5 960 $1,375 $1.43 22d 1 0.11mi
201 Bedford St #95 Sun City Center, FL 1.0 1.5 800 $1,450 $1.81 15d 1 0.12mi
1814 Foxhunt Dr Unit A Sun City Center, FL 1.0 1.5 800 $1,475 $1.84 25d 1 0.12mi
202 Bedford Trl #99 Sun City Center, FL 1.0 1.0 800 $1,500 $1.88 5d 1 0.14mi
201 Bedford Trl Unit F128 Sun City Center, FL 2.0 2.0 960 $1,275 $1.33 25d 1 0.16mi
403 Finchley Ct Unit B Sun City Center, FL 2.0 2.0 960 $2,000 $2.08 25d 1 0.17mi
201 Kings Blvd #19 Sun City Center, FL 1.0 1.5 800 $1,495 $1.87 25d 1 0.22mi
409 Feltham Trl Unit B Sun City Center, FL 2.0 2.0 984 $1,650 $1.68 25d 1 0.22mi
1901 Andover Way #38 Sun City Center, FL 1.0 1.5 800 $1,495 $1.87 25d 1 0.24mi
301 Kings Blvd #138 Sun City Center, FL 1.0 1.5 1020 $1,800 $1.76 22d 1 0.36mi
101 Cambridge Trl Sun City Center, FL 1.0–2.0 1.5–2.0 880 $1,450 $1.65 12d 1 0.47mi
323 Knottwood Ct Sun City Center, FL 1.0 1.0 908 $1,290 $1.42 25d 1 0.50mi
323 Knottwood Ct #1 Sun City Center, FL 1.0 1.0 908 $1,090 $1.20 5d 1 0.50mi
207 Islip Way Sun City Center, FL 2.0 1.5 992 $1,500 $1.51 18d 1 0.51mi
302 Canton Ct #62 Sun City Center, FL 1.0 1.5 800 $1,575 $1.97 18d 1 0.58mi
2202 Clubhouse Dr #169 Sun City Center, FL 2.0 2.0 984 $1,450 $1.47 5d 1 0.60mi
2202 Clubhouse Dr #187 Sun City Center, FL 1.0 1.5 800 $1,550 $1.94 25d 1 0.60mi
1301 Warwick Ct Unit 1301 Sun City Center, FL 1.0 1.0 1102 $1,575 $1.43 25d 1 0.66mi
1902 Dandridge St #12 Sun City Center, FL 1.0 1.5 800 $1,495 $1.87 15d 1 0.69mi
704 Tremont Greens Ln Unit 107 Sun City Center, FL 2.0 2.0 974 $1,700 $1.75 25d 1 0.78mi
2345 Glenmore Cir Unit 294 Sun City Center, FL 2.0 2.0 984 $1,500 $1.52 25d 1 0.84mi
704 Torrey Pines Ave Sun City Center, FL 2.0 1.0 981 $1,700 $1.73 15d 1 1.30mi
704 Torrey Pines Ave Sun City Center, FL 2.0 1.0 981 $1,675 $1.71 25d 1 1.30mi
2124 Hailstone Cir Sun City Center, FL 2.0 2.0 1000 $1,800 $1.80 25d 1 1.43mi

HOA detail condo

Monthly dues
$687 · $8,244/yr
Likely covers
watersewerelectricinternetcablelandscapingpoolgymsecurity
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 28 events

  1. 2026-06-18
    days on market $74,900 Active 192 DOM
  2. 2026-06-17
    days on market $74,900 Active 191 DOM
  3. 2026-06-16
    days on market $74,900 Active 190 DOM
  4. 2026-06-15
    days on market $74,900 Active 189 DOM
  5. 2026-06-13
    days on market $74,900 Active 187 DOM
  6. 2026-06-13
    pricedays on market $74,900 Active 186 DOM
  7. 2026-06-09
    days on market $79,000 Active 183 DOM
  8. 2026-06-08
    days on market $79,000 Active 182 DOM
  9. 2026-06-07
    days on market $79,000 Active 181 DOM
  10. 2026-06-04
    days on market $79,000 Active 178 DOM
  11. 2026-06-03
    days on market $79,000 Active 177 DOM
  12. 2026-06-02
    days on market $79,000 Active 176 DOM
  13. 2026-06-01
    days on market $79,000 Active 175 DOM
  14. 2026-05-31
    days on market $79,000 Active 174 DOM
  15. 2026-04-30
    price $79,000 2132-char remark
    Show marketing remark (2132 chars)

    * NEW ROOF INSTALLED * Set on a quiet dead-end street with a lush treelined green space behind the home and a stunning mature oak tree in front, this beautifully updated 1 bedroom, 1.5 bathroom Kings Point condo offers rare privacy and a peaceful, park-like atmosphere. Move-in ready and maintenance-free—just bring your suitcase! Inside, sunlight pours through large windows, highlighting the bright, open layout and spacious living room that flows effortlessly into the kitchen and dining area with a convenient pass-through. The oversized bedroom offers plenty of room for a king-size bed, along with a full wall of closets, in-unit laundry, and a private ensuite bathroom. A charming Florida room expands your living space and showcases peaceful views of the treed greenspace behind the home—perfect for morning coffee or unwinding at the end of the day. This condo has some thoughtful updates: electrical panel, plumbing, newer HVAC system, in-unit laundry, shaker-style kitchen cabinets, bathroom sinks and vanities, reverse-osmosis under sink system, and a roll-down impact shutter on the sliding door for added security and peace of mind. The home also includes a designated covered carport for protected parking. Located just moments from the main gate, North Clubhouse, and community recreation center, the home offers easy access to Kings Point’s vibrant lifestyle—fitness centers, indoor and outdoor pools, two clubhouses, café dining with full-service bar, pickleball, tennis, and over 200 social clubs. Kings Point is a premier, gated community only a short drive from the award-winning Gulf Coast beaches and convenient to Tampa, St. Pete, and Sarasota for dining, shopping, and entertainment. Sun City Center has been voted the #1 Retirement Community in America by Realtorcom and Travel + Leisure Magazine, making this one of the most desirable 55+ areas in the country. Monthly dues include lawn care, water, sewer, pest control, standard internet, basic cable, exterior grounds maintenance, exterior insurance, and full access to amenities—making this an incredible value.

  16. 2026-02-26
    price $83,000 2132-char remark
    Show marketing remark (2132 chars)

    * NEW ROOF INSTALLED * Set on a quiet dead-end street with a lush treelined green space behind the home and a stunning mature oak tree in front, this beautifully updated 1 bedroom, 1.5 bathroom Kings Point condo offers rare privacy and a peaceful, park-like atmosphere. Move-in ready and maintenance-free—just bring your suitcase! Inside, sunlight pours through large windows, highlighting the bright, open layout and spacious living room that flows effortlessly into the kitchen and dining area with a convenient pass-through. The oversized bedroom offers plenty of room for a king-size bed, along with a full wall of closets, in-unit laundry, and a private ensuite bathroom. A charming Florida room expands your living space and showcases peaceful views of the treed greenspace behind the home—perfect for morning coffee or unwinding at the end of the day. This condo has some thoughtful updates: electrical panel, plumbing, newer HVAC system, in-unit laundry, shaker-style kitchen cabinets, bathroom sinks and vanities, reverse-osmosis under sink system, and a roll-down impact shutter on the sliding door for added security and peace of mind. The home also includes a designated covered carport for protected parking. Located just moments from the main gate, North Clubhouse, and community recreation center, the home offers easy access to Kings Point’s vibrant lifestyle—fitness centers, indoor and outdoor pools, two clubhouses, café dining with full-service bar, pickleball, tennis, and over 200 social clubs. Kings Point is a premier, gated community only a short drive from the award-winning Gulf Coast beaches and convenient to Tampa, St. Pete, and Sarasota for dining, shopping, and entertainment. Sun City Center has been voted the #1 Retirement Community in America by Realtorcom and Travel + Leisure Magazine, making this one of the most desirable 55+ areas in the country. Monthly dues include lawn care, water, sewer, pest control, standard internet, basic cable, exterior grounds maintenance, exterior insurance, and full access to amenities—making this an incredible value.

  17. 2025-12-08
    listed $89,900 Active 2132-char remark
    Show marketing remark (2132 chars)

    * NEW ROOF INSTALLED * Set on a quiet dead-end street with a lush treelined green space behind the home and a stunning mature oak tree in front, this beautifully updated 1 bedroom, 1.5 bathroom Kings Point condo offers rare privacy and a peaceful, park-like atmosphere. Move-in ready and maintenance-free—just bring your suitcase! Inside, sunlight pours through large windows, highlighting the bright, open layout and spacious living room that flows effortlessly into the kitchen and dining area with a convenient pass-through. The oversized bedroom offers plenty of room for a king-size bed, along with a full wall of closets, in-unit laundry, and a private ensuite bathroom. A charming Florida room expands your living space and showcases peaceful views of the treed greenspace behind the home—perfect for morning coffee or unwinding at the end of the day. This condo has some thoughtful updates: electrical panel, plumbing, newer HVAC system, in-unit laundry, shaker-style kitchen cabinets, bathroom sinks and vanities, reverse-osmosis under sink system, and a roll-down impact shutter on the sliding door for added security and peace of mind. The home also includes a designated covered carport for protected parking. Located just moments from the main gate, North Clubhouse, and community recreation center, the home offers easy access to Kings Point’s vibrant lifestyle—fitness centers, indoor and outdoor pools, two clubhouses, café dining with full-service bar, pickleball, tennis, and over 200 social clubs. Kings Point is a premier, gated community only a short drive from the award-winning Gulf Coast beaches and convenient to Tampa, St. Pete, and Sarasota for dining, shopping, and entertainment. Sun City Center has been voted the #1 Retirement Community in America by Realtorcom and Travel + Leisure Magazine, making this one of the most desirable 55+ areas in the country. Monthly dues include lawn care, water, sewer, pest control, standard internet, basic cable, exterior grounds maintenance, exterior insurance, and full access to amenities—making this an incredible value.

  18. 2024-03-14
    soldstatus $110,000 Closed 1241-char remark
    Show marketing remark (1241 chars)

    This one-bedroom, one-and-a-half-bathroom condo in Gated Kings Point sounds like a fantastic option for those seeking an active adult community lifestyle. With its park-like setting and designated covered carport parking, it offers both convenience and tranquility. The recent upgrades, including a new electrical panel, HVAC system, hot water heater, kitchen cabinets, bathroom sinks, and vanities, ensure modern comforts and efficiency. The fresh interior paint and new flooring in the kitchen and bathrooms add a touch of contemporary style. In addition, there is a roll-down shutter on the back porch/lanai/bedroom area doorway. The amenities within Kings Point are impressive, catering to a variety of interests and activities. Residents can enjoy multiple pools, both indoor and outdoor, as well as pickleball and tennis courts, a fitness center, and a spa. The community also boasts restaurants and multiple clubhouses offering a diverse range of club activities and classes. With two guard gate entrances, residents can feel secure while enjoying the vibrant lifestyle and amenities that Kings Point has to offer. Overall, this condo presents a wonderful opportunity for those seeking an active and engaging 55+ community experience.

  19. 2024-03-14
    soldstatus $110,000
    Show marketing remark (1241 chars)

    This one-bedroom, one-and-a-half-bathroom condo in Gated Kings Point sounds like a fantastic option for those seeking an active adult community lifestyle. With its park-like setting and designated covered carport parking, it offers both convenience and tranquility. The recent upgrades, including a new electrical panel, HVAC system, hot water heater, kitchen cabinets, bathroom sinks, and vanities, ensure modern comforts and efficiency. The fresh interior paint and new flooring in the kitchen and bathrooms add a touch of contemporary style. In addition, there is a roll-down shutter on the back porch/lanai/bedroom area doorway. The amenities within Kings Point are impressive, catering to a variety of interests and activities. Residents can enjoy multiple pools, both indoor and outdoor, as well as pickleball and tennis courts, a fitness center, and a spa. The community also boasts restaurants and multiple clubhouses offering a diverse range of club activities and classes. With two guard gate entrances, residents can feel secure while enjoying the vibrant lifestyle and amenities that Kings Point has to offer. Overall, this condo presents a wonderful opportunity for those seeking an active and engaging 55+ community experience.

  20. 2024-02-25
    status Pending 1241-char remark
    Show marketing remark (1241 chars)

    This one-bedroom, one-and-a-half-bathroom condo in Gated Kings Point sounds like a fantastic option for those seeking an active adult community lifestyle. With its park-like setting and designated covered carport parking, it offers both convenience and tranquility. The recent upgrades, including a new electrical panel, HVAC system, hot water heater, kitchen cabinets, bathroom sinks, and vanities, ensure modern comforts and efficiency. The fresh interior paint and new flooring in the kitchen and bathrooms add a touch of contemporary style. In addition, there is a roll-down shutter on the back porch/lanai/bedroom area doorway. The amenities within Kings Point are impressive, catering to a variety of interests and activities. Residents can enjoy multiple pools, both indoor and outdoor, as well as pickleball and tennis courts, a fitness center, and a spa. The community also boasts restaurants and multiple clubhouses offering a diverse range of club activities and classes. With two guard gate entrances, residents can feel secure while enjoying the vibrant lifestyle and amenities that Kings Point has to offer. Overall, this condo presents a wonderful opportunity for those seeking an active and engaging 55+ community experience.

  21. 2024-02-15
    listed $120,000 Active 1241-char remark
    Show marketing remark (1241 chars)

    This one-bedroom, one-and-a-half-bathroom condo in Gated Kings Point sounds like a fantastic option for those seeking an active adult community lifestyle. With its park-like setting and designated covered carport parking, it offers both convenience and tranquility. The recent upgrades, including a new electrical panel, HVAC system, hot water heater, kitchen cabinets, bathroom sinks, and vanities, ensure modern comforts and efficiency. The fresh interior paint and new flooring in the kitchen and bathrooms add a touch of contemporary style. In addition, there is a roll-down shutter on the back porch/lanai/bedroom area doorway. The amenities within Kings Point are impressive, catering to a variety of interests and activities. Residents can enjoy multiple pools, both indoor and outdoor, as well as pickleball and tennis courts, a fitness center, and a spa. The community also boasts restaurants and multiple clubhouses offering a diverse range of club activities and classes. With two guard gate entrances, residents can feel secure while enjoying the vibrant lifestyle and amenities that Kings Point has to offer. Overall, this condo presents a wonderful opportunity for those seeking an active and engaging 55+ community experience.

  22. 2024-02-11
    historical
  23. 2023-12-27
    price $129,000
  24. 2023-11-15
    price $140,000
  25. 2023-10-03
    price $146,500
  26. 2023-09-06
    listed $148,000 Active
  27. 1999-09-10
    soldstatus $25,000
  28. 1996-07-05
    soldstatus $20,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,759
− Mortgage interest
−$4,196
− Property taxes
−$1,124
− Insurance
−$374
− Repairs & maintenance
−$1,501
− Management
−$1,501
− HOA
−$8,244
− Depreciation
−$2,179
Taxable loss
−$359
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$86
After-tax cash flow
$450/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL

Livability — Sun City Center

Score
78/100
State rank
#178
US rank
#2736

Category grades

Amenities F Commute B+ Cost of living B+ Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sun City Center, FL
County
Hillsborough County · 1,540,968 people
City population
35,362
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
35,362
Household income
$72,834
Rent vs Own
17.3% rent · 82.7% own
Severe rent burden
1382.0

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 13% Two or more races 11% Black 10% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 6% Cuban 2%
Common ancestry
Romanian 3% Lithuanian 3% Slovak 2%
Foreign-born
8% · Canada, Vietnam
Languages at home
86% English-only · Spanish 10% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.27%
Current HPI
272.9767
Rent YoY
▲ 2.65%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+279.8% since first listed
14 events — show timeline
  • 2026-04-30 Price Changed $79,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-26 Price Changed $83,000 Stellar MLS as Distributed by MLS Grid
  • 2025-12-08 Listed $89,900 Stellar MLS as Distributed by MLS Grid
  • 2024-03-14 Sold (Public Records) $110,000 Public Records
  • 2024-03-14 Sold (MLS) $110,000 Stellar MLS as Distributed by MLS Grid
  • 2024-02-25 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-02-15 Listed $120,000 Stellar MLS as Distributed by MLS Grid
  • 2024-02-11 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2023-12-27 Price Changed $129,000 Stellar MLS as Distributed by MLS Grid
  • 2023-11-15 Price Changed $140,000 Stellar MLS as Distributed by MLS Grid
  • 2023-10-03 Price Changed $146,500 Stellar MLS as Distributed by MLS Grid
  • 2023-09-06 Listed $148,000 Stellar MLS as Distributed by MLS Grid
  • 1999-09-10 Sold (Public Records) $25,000 Public Records
  • 1996-07-05 Sold (Public Records) $20,800 Public Records

Property tax history

-18.2%/yr

Latest (2025): $29 · -97.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…