990 Mulberry Bay Dr · Dacula, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 17.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +10.9/15.0
- Cash flow +9.1/30.0
- Schools +3.7/10.0
- Rent growth +3.5/5.0
- Livability +3.2/5.0
- DSCR +2.5/10.0
- Condition / age +2.5/5.0
- 1% rule +1.9/10.0
- Appreciation +0.0/10.0
$470,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
Key facts
- Primary bathroom tub
- Outdoor deck
- Kitchen island
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/4.0-bath single-family listed at $470k.
Deal economics
- At list price, monthly cash flow is $-360 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $406k (13.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $324k (31.1% below list).
- Recommended offer: $324k (31.1% below list) — sets the bar for 1% rule.
- Cap rate 5.4% vs local median 4.1% in Dacula — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#211 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety D-.
- Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.1%/yr); 643 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
- This rent runs 33% of the median local income ($117k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $14k of value loss. Plan a longer hold.
- Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 137 days — a 12% lower offer ($414k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 11y ago; this cycle's ask has dropped $61k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 137 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.69% ✗
- Cap rate
- 5.37%
- Cash-on-cash
- -3.29%
- DSCR
- 0.85
- GRM
- 12.1
CMA / ARV
- ARV (median comp)
- $508,291
- List price
- $470,000
- Delta
- -7.53%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3315 Thimbleberry Trl | 0.55mi | 5/4.0 | 3,103 (+4%) | 1mo | $556,000 | $179 | 67 |
| 1345 Auburn Glen Rd | 0.51mi | 5/4.5 | 3,067 (+3%) | 4mo | $540,000 | $176 | 65 |
| 1175 Scarlet Sage Cir | 0.48mi | 5/3.0 | 3,196 (+8%) | 3mo | $475,000 | $149 | 59 |
| 1385 Auburn Glen Rd | 0.51mi | 4/3.5 (-1) | 3,067 (+3%) | 6mo | $555,000 | $181 | 59 |
| 735 Galloping Bend Ct | 0.71mi | 5/3.0 | 2,946 (-1%) | 5mo | $400,000 | $136 | 58 |
| 1365 Auburn Glen Rd | 0.49mi | 5/4.0 | 3,236 (+9%) | 6mo | $594,650 | $184 | 57 |
| 1195 Lamont Cir | 0.74mi | 5/4.0 | 3,107 (+5%) | 5mo | $605,000 | $195 | 54 |
| 3265 Thimbleberry Trl | 0.54mi | 5/3.5 | 3,289 (+11%) | 2mo | $530,000 | $161 | 53 |
| 3478 In Bloom Way | 0.43mi | 5/3.0 | 3,342 (+12%) | 3mo | $499,000 | $149 | 53 |
| 1633 Caldwell Bend Ln | 0.61mi | 5/4.0 | 3,236 (+9%) | 5mo | $585,000 | $181 | 52 |
| 3763 Terrace Hedge Ct | 0.71mi | 5/4.0 | 3,205 (+8%) | 4mo | $550,000 | $172 | 50 |
| 1185 Scarlet Sage Cir | 0.48mi | 5/3.0 | 3,370 (+14%) | 5mo | $470,000 | $139 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.06% rent growth · sell at horizon
- IRR
- -20.8%
- Equity multiple
- 0.27×
- Total profit
- $-95,775
- Equity at exit
- $70,079
- IRR
- -12.2%
- Equity multiple
- 0.25×
- Total profit
- $-98,938
- Equity at exit
- $40,637
Cash invested: $131,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30019
- Rents YoY
- 4.1%
- Active inventory
- 643
- Price-to-rent
- 12.1×
Monthly cashflow live
- Estimated rent
- $3,239 high interval (Pro) →
- Mortgage (P&I)
- −$2,465
- Tax from tax record
- −$201 /mo · $2,412/yr
- Insurance
- −$196
- HOA
- −$58
- Vacancy / Maint / Mgmt
- −$680
- Net cashflow
- $-360
Break-even live
Sensitivity live
| Price | -10% $-94 | -5% $-227 | +0% $-360 | +5% $-493 | +10% $-626 |
|---|---|---|---|---|---|
| Rent | -10% $-616 | -5% $-488 | +0% $-360 | +5% $-232 | +10% $-104 |
| Rate | -1.0pp $-124 | -0.5pp $-241 | base $-360 | +0.5pp $-482 | +1.0pp $-606 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $117,500
- Closing costs
- $14,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3421 Lynley Mill Ln Dacula, GA | 4.0 | 3.5 | 2465 | $2,425 | $0.98 | 44d | 1 | 0.24mi |
| 3459 In Bloom Way Auburn, GA | 5.0 | 3.0 | 3196 | $3,000 | $0.94 | 19d | 1 | 0.41mi |
| 1254 Six Sisters St Dacula, GA | 5.0 | 5.5 | 3915 | $6,000 | $1.53 | 47d | 1 | 0.59mi |
| 3373 Fence Rd NE Dacula, GA | 3.0–4.0 | 2.5 | 2580 | $3,235 | $1.25 | 2d | 16 | 0.62mi |
| 3245 Ambergrove Trce Dacula, GA | 4.0 | 2.5 | 2320 | $2,900 | $1.25 | 25d | 1 | 0.67mi |
| 1117 Clear Stream Rdg Auburn, GA | 6.0 | 4.0 | 2850 | $2,695 | $0.95 | 5d | 1 | 1.16mi |
| 3319 Mulberry Cove Way Auburn, GA | 5.0 | 4.0 | 3138 | $2,600 | $0.83 | 25d | 1 | 1.19mi |
| 1281 Carson View Ct Dacula, GA | 4.0 | 3.0 | 1956 | $2,295 | $1.17 | 44d | 1 | 1.20mi |
| 1435 Lake Heights Cir Dacula, GA | 4.0 | 3.5 | 2514 | $2,600 | $1.03 | 44d | 1 | 1.22mi |
| 3577 Sandy Bank Dr Auburn, GA | 4.0 | 2.5 | 2620 | $2,250 | $0.86 | 5d | 1 | 1.25mi |
| 1557 Grove Arbor Ter Dacula, GA | 4.0 | 2.5 | 2500 | $2,286 | $0.91 | 44d | 1 | 1.32mi |
| 3940 Fence Rd Auburn, GA | 4.0 | 2.5–3.0 | 2467 | $2,820 | $1.14 | 5d | 1 | 1.33mi |
| 3164 Brooksong Way Dacula, GA | 4.0 | 2.5 | 2315 | $2,389 | $1.03 | 22d | 1 | 1.35mi |
| 1739 Praters Pt Dacula, GA | 6.0 | 3.5 | 3517 | $3,500 | $1.00 | 48d | 1 | 1.48mi |
HOA detail
- Monthly dues
- $58 · $696/yr
Listing history 42 events
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2026-05-07status Under Contract 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
-
2026-05-04status Pending 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2026-04-23price $470,000 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2026-04-23price $470,000 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2026-04-09price $480,000 841-char remark
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Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2026-04-09price $480,000 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2026-03-26price $490,000 841-char remark
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Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2026-03-26price $490,000 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2026-03-12price $505,000 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2026-03-12price $505,000 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2026-02-05price $517,000 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2026-02-05price $517,000 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2026-01-22price $524,000 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
-
2026-01-22price $524,000 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2025-12-18$531,000 Active 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2025-12-17$531,000 New 841-char remark
Show marketing remark (841 chars)
Welcome to your dream home located at 990 Mulberry Bay Dr, where the inviting living room welcomes you with a glowing fireplace and an easy flow that encourages unwinding after a long day. The kitchen impresses with a central island, chic backsplash, and stainless steel appliances that streamline meal prep and make everyday cooking feel special. The bedrooms offer a peaceful retreat, while the primary suite elevates comfort with a walk-in closet for effortless organization. The bathrooms continue the spa-like feel, with the private en-suite showcasing double sinks plus a separate soaking tub and step-in shower for unhurried relaxation. Step outside to a roomy deck and covered patio overlooking the fenced backyard, a serene spot for alfresco meals and quiet mornings with coffee. Included 100-Day Home Warranty with buyer activation
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2025-12-05soldstatus $420,700
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2025-12-03soldstatus $420,700 Sold
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2025-11-11status Under Contract
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2025-10-30price $485,000
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2025-10-03price $499,000
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2025-08-31price $505,000
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2025-08-21price $534,900
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2025-07-22price $549,900
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2025-05-18$564,999 New
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2018-08-06soldstatus $345,000
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2018-07-27soldstatus $345,000 Sold
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2018-07-27soldstatus $345,000 Sold
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2018-06-30status Pending
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2018-06-26status Under Contract
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2018-06-22historical Contingent - Due Diligence
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2018-06-10price $339,000
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2018-05-19$339,900 Active
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2018-05-19$339,900 New
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2016-07-05soldstatus $299,950 Sold
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2016-06-18historical Pending
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2016-06-06status Active
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2016-05-10historical Pending
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2016-03-28price $299,950
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2015-12-09$303,650 Active
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2011-03-24soldstatus $252,000
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2010-10-05soldstatus $450,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,412 · $201/mo
- Projected year-2 tax
- $4,324 · $360/mo
- Expected delta
- +$1,912/yr (+$159/mo · 79.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥103°F today · 17 d/yr by 30 yrs out
- Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $38,873
- − Mortgage interest
- −$26,327
- − Property taxes
- −$2,412
- − Insurance
- −$2,350
- − Repairs & maintenance
- −$3,110
- − Management
- −$3,110
- − HOA
- −$696
- − Depreciation
- −$13,673
- Taxable loss
- −$12,804
- Est. tax savings @ 24.0%
- +$3,073
- After-tax cash flow
- $-1,252/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Gwinnett County
- NCES district ID
- 1302550
- Math proficiency
- 39% ▼ -15.00%
- Reading proficiency
- 43% ▼ -10.00%
- Median HH income
- $62,416
- Composite
- 36.5/100
- National rank
- #4648
- State rank
- #32 of 174 in GA
Livability — Dacula
- Score
- 65/100
- State rank
- #211
- US rank
- #12728
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Gwinnett County · 952,346 people
- City population
- 51,162
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 51,162
- Household income
- $116,583
- Rent vs Own
- Severe rent burden
- 630.0
Population outlook (Gwinnett County) Hauer SSP2
- Today (2025)
- 1,106,028 people
- By 2030
- 1,211,414 · +9.5%
- By 2040
- 1,422,277 · +28.6%
- By 2050
- 1,623,204 · +46.8%
- By 2075
- 2,105,240 · +90.3%
- By 2100
- 2,443,321 · +120.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- White 49% Black 27% Hispanic / Latino 13% Two or more races 10% Asian 6%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 2%
- Common ancestry
- Hispanic 3% Italian 2% Romanian 2%
- Foreign-born
- 16% · Canada, Vietnam, Jamaica
- Languages at home
- 78% English-only · Spanish 10% Other Indo-European 3% French/Haitian/Cajun 2%
Political lean MEDSL · Gwinnett
- 2024 margin
- D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
- 2008→2024 swing
- +26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
- All cycles
- 2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -155.48%
- Current HPI
- 212.925
- Rent YoY
- ▲ 4.06%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+4.4% since first listed42 events — show timeline
- 2026-05-07 Pending — GAMLS
- 2026-05-04 Pending — FMLS
- 2026-04-23 Price Changed $470,000 GAMLS
- 2026-04-23 Price Changed $470,000 FMLS
- 2026-04-09 Price Changed $480,000 GAMLS
- 2026-04-09 Price Changed $480,000 FMLS
- 2026-03-26 Price Changed $490,000 GAMLS
- 2026-03-26 Price Changed $490,000 FMLS
- 2026-03-12 Price Changed $505,000 GAMLS
- 2026-03-12 Price Changed $505,000 FMLS
- 2026-02-05 Price Changed $517,000 GAMLS
- 2026-02-05 Price Changed $517,000 FMLS
- 2026-01-22 Price Changed $524,000 GAMLS
- 2026-01-22 Price Changed $524,000 FMLS
- 2025-12-18 Listed $531,000 FMLS
- 2025-12-17 Listed $531,000 GAMLS
- 2025-12-05 Sold (Public Records) $420,700 Public Records
- 2025-12-03 Sold (MLS) $420,700 GAMLS
- 2025-11-11 Pending — GAMLS
- 2025-10-30 Price Changed $485,000 GAMLS
- 2025-10-03 Price Changed $499,000 GAMLS
- 2025-08-31 Price Changed $505,000 GAMLS
- 2025-08-21 Price Changed $534,900 GAMLS
- 2025-07-22 Price Changed $549,900 GAMLS
- 2025-05-18 Listed $564,999 GAMLS
- 2018-08-06 Sold (Public Records) $345,000 Public Records
- 2018-07-27 Sold (MLS) $345,000 GAMLS
- 2018-07-27 Sold (MLS) $345,000 FMLS
- 2018-06-30 Pending — FMLS
- 2018-06-26 Pending — GAMLS
- 2018-06-22 Contingent — FMLS
- 2018-06-10 Price Changed $339,000 FMLS
- 2018-05-19 Listed $339,900 GAMLS
- 2018-05-19 Listed $339,900 FMLS
- 2016-07-05 Sold (MLS) $299,950 FMLS
- 2016-06-18 Contingent — FMLS
- 2016-06-06 Relisted — FMLS
- 2016-05-10 Contingent — FMLS
- 2016-03-28 Price Changed $299,950 FMLS
- 2015-12-09 Listed $303,650 FMLS
- 2011-03-24 Sold (Public Records) $252,000 Public Records
- 2010-10-05 Sold (Public Records) $450,000 Public Records
Property tax history
+11.9%/yrLatest (2025): $2,412 · -5.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…