764 Tess St · Burnettown, SC
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.4/30.0
- Appreciation +9.2/10.0
- ARV discount +5.5/15.0
- DSCR +5.1/10.0
- Condition / age +5.0/5.0
- 1% rule +4.6/10.0
- Schools +3.2/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
$324,295
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to the Yarmouth in Clairbourne, Graniteville, SC-a spacious five-bedroom, two-and-a-half-bath home with 2,505 square feet of comfortable living. Designed with an open-concept layout, the kitchen, dining area, and family room flow seamlessly together, creating an inviting space for both everyday living and entertaining. The kitchen offers ample counter space and modern functionality, making meal prep and gatherings easy. The main living area provides plenty of room to relax or host guests. Upstairs, the primary suite serves as a private retreat with a large walk-in closet and an ensuite bath featuring dual sinks and a spacious shower. Enjoy outdoor living on the covered rear patio with additional extended patio space-ideal for relaxing or entertaining. Clairbourne offers the charm of a small-town setting with convenient access to nearby cities. Located just off Rt. 78, residents are a short drive from downtown Augusta, North Augusta, and Aiken. Community amenities include a swimming pool, cabana, and sidewalks throughout. This thoughtfully designed home combines space, comfort, and convenience in a well-located Graniteville community.
Key facts
- Open-concept kitchen
- Cabana
- Pool
Tags
Property features AI
Finance
- Other: Subdivision: Clairbourne
- HOA & community: Homeowners association with annual fee of $400; Community pool; Playground; Sidewalks
Exterior
- Parking: Attached garage; Two garage spaces; Two total parking spaces; Concrete driveway; Garage door opener
- Security: Smoke detector(s)
- Utilities: Public water; Public sewer; Cable available
- Home design: Single family residence; Two-story home; Entry level: 1; New construction; Has a view
- Construction: Concrete, vinyl siding, and frame construction; Composition roof; Slab foundation; Home warranty included
- Exterior features: Covered patio; Patio; Landscaped yard; Sprinklers in front; Sprinklers in rear; Paved road access
Interior
- Kitchen: Range; Disposal; Dishwasher; Microwave; Tankless water heater
- Flooring: Carpet
- Bathrooms: Two full bathrooms; One half bathroom
- Heating & cooling: Forced air heating (natural gas); Central air conditioning
- Interior features: Entrance foyer; Kitchen island; Pantry; Eat-in kitchen; Wired for data; Insulated windows; Smoke detector(s)
- Laundry & utility: Washer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.5-bath single-family listed at $324k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $183 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $311k (4.1% below list).
- Recommended offer: $311k (4.1% below list) — sets the bar for 1% rule.
- Cap rate 7.0% vs local median 5.5% in Burnettown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 64/100 on livability (#159 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Jefferson Elementary (math 34% / reading 34%, grade F, #359 of 597 statewide, top 60%, 557 students, 100% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 81% FRL vs 54% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 299 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
- This rent runs 44% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $29k of equity ($2k loan paydown + $27k appreciation (8.4% local appreciation)).
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (8.4% appreciation + 3.0% rent growth), your $91k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$47k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($315k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 6.97%
- Cash-on-cash
- 2.42%
- DSCR
- 1.11
- GRM
- 8.7
CMA / ARV
- ARV (on-the-fly)
- $310,620
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 915 Tess St | 0.12mi | 4/2.5 (-1) | 2,505 (0%) | 1mo | $304,900 | $122 | 89 |
| 893 Tess St | 0.10mi | 4/2.5 (-1) | 2,505 (0%) | 3mo | $320,750 | $128 | 88 |
| 935 Tess St | 0.13mi | 4/2.5 (-1) | 2,505 (0%) | 2mo | $303,795 | $121 | 87 |
| 926 Tess St | 0.13mi | 4/2.5 (-1) | 2,505 (0%) | 3mo | $310,000 | $124 | 87 |
| 955 Tess St | 0.15mi | 4/2.5 (-1) | 2,505 (0%) | 2mo | $289,900 | $116 | 86 |
| 875 Tess St | 0.09mi | 4/3.5 (-1) | 2,386 (-5%) | 1mo | $316,805 | $133 | 78 |
| 908 Tess St | 0.11mi | 4/3.5 (-1) | 2,386 (-5%) | 1mo | $289,900 | $122 | 77 |
| 945 Tess St | 0.14mi | 4/3.5 (-1) | 2,386 (-5%) | 1mo | $279,900 | $117 | 76 |
| 985 Tess St | 0.18mi | 4/3.5 (-1) | 2,386 (-5%) | 2mo | $284,900 | $119 | 73 |
| 6240 Whirlaway Rd | 0.47mi | 4/2.5 (-1) | 2,431 (-3%) | 2mo | $314,400 | $129 | 67 |
| 350 Country Glen Ave | 0.45mi | 4/2.5 (-1) | 2,184 (-13%) | 1mo | $275,000 | $126 | 52 |
| 3109 Brevard Dr | 0.68mi | 4/2.5 (-1) | 2,246 (-10%) | 1mo | $360,000 | $160 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
8.38% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 22.7%
- Equity multiple
- 2.69×
- Total profit
- $153,266
- Equity at exit
- $254,808
- IRR
- 20.6%
- Equity multiple
- 5.81×
- Total profit
- $436,638
- Equity at exit
- $514,053
Cash invested: $90,803 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29829
- Home prices YoY
- 3.0%
- Active inventory
- 299
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $3,111 medium interval (Pro) →
- Mortgage (P&I)
- −$1,701
- Tax est. 1.5%
- −$405 /mo · $4,864/yr
- Insurance
- −$135
- HOA
- −$33
- Vacancy / Maint / Mgmt
- −$653
- Net cashflow
- $183
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,074
- Closing costs
- $9,729
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6370 Whirlaway Rd Graniteville, SC | 5.0 | 3.0 | 2830 | $2,755 | $0.97 | 13d | 1 | 0.24mi |
| 618 Count Fleet Ct Graniteville, SC | 4.0 | 2.5 | 2362 | $2,299 | $0.97 | 21d | 1 | 0.43mi |
HOA detail
- Monthly dues
- $33 · $396/yr
- Likely covers
- pool
Listing history 20 events
-
2026-06-18days on market $324,295 Active 38 DOM
-
2026-06-17days on market $324,295 Active 37 DOM
-
2026-06-16days on market $324,295 Active 36 DOM
-
2026-06-15days on market $324,295 Active 35 DOM
-
2026-06-14days on market $324,295 Active 33 DOM
-
2026-06-13days on market $324,295 Active 32 DOM
-
2026-06-10days on market $324,295 Active 30 DOM
-
2026-06-09days on market $324,295 Active 29 DOM
-
2026-06-08days on market $324,295 Active 28 DOM
-
2026-06-07pricedays on market $324,295 Active 27 DOM
-
2026-06-03days on market $322,295 Active 23 DOM
-
2026-06-02days on market $322,295 Active 22 DOM
-
2026-06-01days on market $322,295 Active 21 DOM
-
2026-05-31days on market $322,295 Active 20 DOM
-
2026-05-30days on market $322,295 Active 19 DOM
-
2026-05-16$322,295 Active 1159-char remark
Show marketing remark (1159 chars)
Welcome to the Yarmouth in Clairbourne, Graniteville, SC-a spacious five-bedroom, two-and-a-half-bath home with 2,505 square feet of comfortable living. Designed with an open-concept layout, the kitchen, dining area, and family room flow seamlessly together, creating an inviting space for both everyday living and entertaining. The kitchen offers ample counter space and modern functionality, making meal prep and gatherings easy. The main living area provides plenty of room to relax or host guests. Upstairs, the primary suite serves as a private retreat with a large walk-in closet and an ensuite bath featuring dual sinks and a spacious shower. Enjoy outdoor living on the covered rear patio with additional extended patio space-ideal for relaxing or entertaining. Clairbourne offers the charm of a small-town setting with convenient access to nearby cities. Located just off Rt. 78, residents are a short drive from downtown Augusta, North Augusta, and Aiken. Community amenities include a swimming pool, cabana, and sidewalks throughout. This thoughtfully designed home combines space, comfort, and convenience in a well-located Graniteville community.
-
2026-05-11historical
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2026-04-30$322,295 Active
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2026-04-30$322,295 Active
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2026-04-30$322,295 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $37,330
- − Mortgage interest
- −$18,166
- − Property taxes
- −$4,864
- − Insurance
- −$1,621
- − Repairs & maintenance
- −$2,986
- − Management
- −$2,986
- − HOA
- −$396
- − Depreciation
- −$9,434
- Taxable loss
- −$3,125
- Est. tax savings @ 24.0%
- +$750
- After-tax cash flow
- $2,951/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This home is move-in ready with excellent condition and modern amenities, ideal for both resale and rental.
Value-add opportunities
- Both landscaping — enhances curb appeal and adds value
- Both smart home integration — increases convenience and marketability
Renovation cost estimate screening
Value-add ROI direction
- Both landscaping — enhances curb appeal and adds value ↑
- Both smart home integration — increases convenience and marketability ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — Burnettown
- Score
- 64/100
- State rank
- #159
- US rank
- #14711
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Aiken County · 116,534 people
- City population
- 931
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 12,385
- Household income
- $84,228
- Rent vs Own
- Severe rent burden
- 213.0
Population outlook (Aiken County) Hauer SSP2
- Today (2025)
- 178,003 people
- By 2030
- 182,876 · +2.7%
- By 2040
- 189,970 · +6.7%
- By 2050
- 193,840 · +8.9%
- By 2075
- 199,453 · +12.1%
- By 2100
- 192,403 · +8.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 1%
- Common ancestry
- Italian 2% Swedish 2% Slovak 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 89% English-only · Spanish 10% Other Indo-European 1%
Political lean MEDSL · Aiken
- 2024 margin
- Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
- 2008→2024 swing
- -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.38%
- Current HPI
- 286.4155
- Rent YoY
- —
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
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Price history
+0.0% since first listed5 events — show timeline
- 2026-05-16 Listed $322,295 Zillow
- 2026-05-11 Listing Removed — Hive MLS
- 2026-04-30 Listed $322,295 Hive MLS
- 2026-04-30 Listed $322,295 AMLS
- 2026-04-30 Listed $322,295 Hive MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…