1106 Maplewood Rd · Columbus, OH 43207

$99,900

2 bd · 1.0 ba · 754 sqft · SingleFamily public records · 119 Days on market

Built 1948 Fair condition 5,227 sqft lot $132/sqft · 48% below area Est $190k · 48% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.7/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.6/10.0
• Livability +4.0/5.0
• Rent growth +3.1/5.0
• Condition / age +2.2/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks

One story with 2 beds and 1 bath. Living room. with vinyl flooring. Newer kitchen cabinets and counter tops. Refrigerator and stove. Ceiling fans Carpet in bedrooms. As Is Sale. See A2A remarks.

Key facts

• Vinyl flooring
• Ceiling fans
• Counter tops

Tags

• VINYL FLOORING
• NEWER KITCHEN CABINETS
• COUNTER TOPS
• CEILING FANS

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $100k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $363 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).
• Recommended offer: $91k (9.0% below list) — sets the bar for market timing.
• Cap rate 10.7% vs local median 3.9% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#97 in OH, #1,491 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, crime F.
• Hamilton Local (suburban): math 43% / reading 56% proficiency, ranked #445 of 656 in OH (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hamilton Elementary School (math 66% / reading 50%, grade C+, #714 of 1,584 statewide, top 45%, 952 students, 56% FRL); Hamilton Intermediate School (math 47% / reading 58%, grade C+, #378 of 654 statewide, top 59%, 679 students, 53% FRL); Hamilton Township High School (math 17% / reading 59%, grade F, #560 of 781 statewide, top 72%, 775 students, 47% FRL) — zoned schools at 52% FRL track the district average.
• Market conditions: Rents rising (+2.3%/yr); 277 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals lingering (median 47d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,139 units permitted in Franklin County in 2024 (5,940 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Franklin County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 2.3% rent growth), your $28k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 119 days — a 9% lower offer ($91k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 8y ago; this cycle's ask has dropped $35k (26%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $77k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $90,909 (9.0% below list)

Questions for the listing agent

1. It's been on market 119 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.36% ✓
• Cap rate: 10.66%
• Cash-on-cash: 15.58%
• DSCR: 1.69
• GRM: 6.1

CMA / ARV

• ARV (median comp): $190,392
• List price: $99,900
• Delta: -44.90%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3531 Lockbourne Rd	0.15mi	2/1.0	696 (-8%)	3mo	$110,000	$158	78
3637 S Champion Ave	0.28mi	2/1.0	713 (-5%)	2mo	$210,000	$295	76
1101 Rumsey Rd	0.35mi	2/1.0	728 (-3%)	4mo	$89,000	$122	75
1041 Meadow Ln	0.51mi	2/1.0	728 (-3%)	4mo	$150,000	$206	68
589 Basswood Rd	0.73mi	2/1.0	768 (+2%)	1mo	$89,000	$116	62
1124 Rumsey Rd	0.37mi	3/1.0 (+1)	864 (+15%)	5mo	$185,000	$214	50
3215 V Ave	0.69mi	3/1.0 (+1)	840 (+11%)	18mo	$115,000	$137	29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.32% rent growth · sell at horizon

5-year hold

• IRR: 5.6%
• Equity multiple: 1.22×
• Total profit: $6,058
• Equity at exit: $14,895

10-year hold

• IRR: 14.4%
• Equity multiple: 2.12×
• Total profit: $31,464
• Equity at exit: $8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

Seller's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 4 active · 10 under contract
• Months of supply: 1.5 mo (67%/mo absorbed)
• Median asking: $207,450 ($249/sqft)
• Median days on market: 22 d
• This list price: lowest-priced of the active set
• ARV vs active asking: +1.3% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 43207

• Rents YoY: 2.3%
• Active inventory: 277
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,357 high
• Mortgage (P&I): −$524
• Tax from tax record: −$143 /mo · $1,719/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$285
• Net cashflow: $363

Break-even live

Break-even rent $897

Max offer price $99,900

Occupancy floor 68%

Sensitivity live

Price	-10% $420	-5% $392	+0% $363	+5% $335	+10% $307
Rent	-10% $256	-5% $310	+0% $363	+5% $417	+10% $470
Rate	-1.0pp $414	-0.5pp $389	base $363	+0.5pp $337	+1.0pp $311

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,975
• Closing costs: $2,997
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1074 Tobi Dr Columbus, OH	3.0	1.0	1066	$1,495	$1.40	93d	1	0.11mi
771 Redford Ave Columbus, OH	3.0	1.0	1040	$1,499	$1.44	11d	1	0.88mi
504 Harland Dr Columbus, OH	3.0	1.0	936	$1,650	$1.76	29d	1	0.94mi
1259 Caravel Dr Columbus, OH	2.0	1.0	1000	$900	$0.90	66d	1	0.95mi
1662 Hillcrest Ave Obetz, OH	2.0	1.0	720	$849	$1.18	11d	1	0.99mi
1662 Hillcrest Ave Obetz, OH	2.0	1.0	720	$849	$1.18	16d	1	0.99mi
340 Williams Rd Columbus, OH	3.0	1.0	1100	$1,900	$1.73	13d	1	1.00mi
3047 Baker Hill Rd Columbus, OH	3.0	1.0	896	$1,300	$1.45	93d	1	1.04mi
1503 Southfield Dr S Columbus, OH	3.0	1.0	900	$1,395	$1.55	56d	1	1.20mi
3169 Lee Ellen Pl Columbus, OH	3.0	1.0	963	$1,700	$1.77	21d	1	1.22mi
3939 Rosland Dr Columbus, OH	2.0–3.0	1.0–1.5	910	$1,099	$1.21	13d	8	1.24mi
1584 Southfield Dr S Columbus, OH	3.0	1.0	934	$1,495	$1.60	52d	1	1.25mi
187 Currier Dr Unit 187D Columbus, OH	2.0	1.0	800	$899	$1.12	21d	1	1.32mi
3011 Markham Rd Unit 3011A Columbus, OH	2.0	1.0	750	$899	$1.20	73d	1	1.39mi
3011 Markham Rd Unit 3011D Columbus, OH	2.0	1.0	1050	$899	$0.86	38d	1	1.39mi
1285 Evergreen Rd Columbus, OH	3.0	2.0	888	$1,750	$1.97	69d	1	1.40mi
1285 Evergreen Rd Columbus, OH	3.0	2.0	888	$1,750	$1.97	47d	1	1.40mi
2866 Hillgate Rd Columbus, OH	3.0	1.0	1040	$1,693	$1.63	73d	1	1.42mi

Property features AI

Finance

• Other: Property listed as real estate owned (REO)

Exterior

• Parking: Shared driveway
• Utilities: Public sewerWell water
• Home design: Single family residenceOne storyBuilt in 1948No common walls
• Construction: Built in 1948Slab foundation
• Exterior features: Slab foundationLot about 0.12 acreSubdivision: Lockbourne/Williams

Interior

• Bedrooms: 2 main-level bedrooms
• Flooring: CarpetVinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Central air conditioning
• Interior features: 754 square feet of living areaCarpet and vinyl flooring

Listing history 50 events

1. 2026-08-08
   days on market $99,900 Active 119 DOM
2. 2026-08-07
   days on market $99,900 Active 118 DOM
3. 2026-08-06
   days on market $99,900 Active 117 DOM
4. 2026-08-05
   days on market $99,900 Active 116 DOM
5. 2026-08-04
   days on market $99,900 Active 115 DOM
6. 2026-08-03
   days on market $99,900 Active 114 DOM
7. 2026-07-31
   days on market $99,900 Active 111 DOM
8. 2026-07-30
   days on market $99,900 Active 110 DOM
9. 2026-07-30
   days on market $99,900 Active 109 DOM
10. 2026-07-28
    pricedays on market $99,900 Active 108 DOM
11. 2026-07-26
    days on market $104,900 Active 106 DOM
12. 2026-07-24
    days on market $104,900 Active 104 DOM
13. 2026-07-23
    days on market $104,900 Active 103 DOM
14. 2026-07-22
    days on market $104,900 Active 102 DOM
15. 2026-07-21
    days on market $104,900 Active 101 DOM
16. 2026-07-20
    days on market $104,900 Active 100 DOM
17. 2026-07-18
    days on market $104,900 Active 98 DOM
18. 2026-07-18
    days on market $104,900 Active 97 DOM
19. 2026-07-16
    days on market $104,900 Active 96 DOM
20. 2026-07-15
    days on market $104,900 Active 95 DOM
21. 2026-07-14
    days on market $104,900 Active 94 DOM
22. 2026-07-13
    days on market $104,900 Active 93 DOM
23. 2026-07-13
    days on market $104,900 Active 92 DOM
24. 2026-07-12
    days on market $104,900 Active 91 DOM
25. 2026-07-10
    days on market $104,900 Active 90 DOM
26. 2026-07-09
    days on market $104,900 Active 89 DOM
27. 2026-07-07
    days on market $104,900 Active 87 DOM
28. 2026-07-06
    days on market $104,900 Active 86 DOM
29. 2026-07-05
    days on market $104,900 Active 85 DOM
30. 2026-07-03
    days on market $104,900 Active 83 DOM
31. 2026-07-02
    days on market $104,900 Active 82 DOM
32. 2026-07-01
    days on market $104,900 Active 81 DOM
33. 2026-06-30
    days on market $104,900 Active 80 DOM
34. 2026-06-29
    days on market $104,900 Active 79 DOM
35. 2026-06-28
    days on market $104,900 Active 78 DOM
36. 2026-06-27
    pricedays on market $104,900 Active 77 DOM
37. 2026-06-27
    days on market $119,900 Active 76 DOM
38. 2026-06-25
    days on market $119,900 Active 74 DOM
39. 2026-06-22
    days on market $119,900 Active 72 DOM
40. 2026-06-21
    days on market $119,900 Active 71 DOM
41. 2026-06-18
    days on market $119,900 Active 68 DOM
42. 2026-06-17
    days on market $119,900 Active 67 DOM
43. 2026-06-16
    days on market $119,900 Active 66 DOM
44. 2026-06-15
    days on market $119,900 Active 65 DOM
45. 2026-06-13
    days on market $119,900 Active 63 DOM
46. 2026-06-13
    days on market $119,900 Active 62 DOM
47. 2026-06-09
    days on market $119,900 Active 59 DOM
48. 2026-06-08
    days on market $119,900 Active 58 DOM
49. 2026-06-07
    days on market $119,900 Active 57 DOM
50. 2026-06-05
    days on market $119,900 Active 54 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,719 · $143/mo
• Projected year-2 tax: $1,719 · $143/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥100°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,285
• − Mortgage interest: −$5,596
• − Property taxes: −$1,719
• − Insurance: −$500
• − Repairs & maintenance: −$1,303
• − Management: −$1,303
• − Depreciation: −$2,906
• Taxable income: $2,958
• Est. tax owed @ 24.0%: −$710
• After-tax cash flow: $3,649/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Cosmetic rehab Est. rehab $3,770–$11,310 screening

The home is in fair condition with cosmetic repairs and maintenance needed. Fresh paint and landscaping improvements can significantly enhance its resale and rental value.

Components & finishes AI

Roof asphalt shingle · good

Deferred maintenance Est. $3,500–$14,000 screening

• Minor Roof (roof) — No visible signs of damage or wear on the roof.
• Minor Hvac (hvac) — No visible signs of damage or wear on the HVAC unit.
• Minor Windows (windows) — No visible signs of damage or wear on the windows.
• Minor Electrical (electrical) — No visible signs of damage or wear on the electrical system.
• Minor Plumbing (plumbing) — No visible signs of damage or wear on the plumbing system.
• Minor Exterior (exterior) — No visible signs of damage or wear on the exterior.
• Minor Other — No visible signs of damage or wear on other components.

Repairs flagged

• Minor Exterior siding — Weathered appearance.
• Minor Landscaping — Overgrown and unkempt appearance.
• Unknown Windows — Condition not visible in the provided images.
• Unknown HVAC/mechanicals — Condition not visible in the provided images.

Value-add opportunities

• Resale Paint interior walls — Fresh paint can make a significant difference in the home's appearance. ↑
• Resale Trim and paint exterior siding — Fresh paint can improve the home's curb appeal. ↑
• Resale Trim and paint windows — Fresh paint can make the windows look new and improve the home's curb appeal. ↑
• Rental Service HVAC/mechanicals — A well-maintained HVAC system can attract tenants and reduce maintenance costs. ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 15/100

Zoned Schools

Elementary Cedarwood Alternative Elementary School F OH #1,293/1,584 Nat'l #33,738/41,679 Middle Buckeye Middle School F OH #630/654 Nat'l #12,767/14,009 High Marion-Franklin High School F OH #726/781 Nat'l #15,755/17,239

Schools (NCES district)

• District: Hamilton Local
• NCES district ID: 3904695
• Math proficiency: 43% ▼ -26.00%
• Reading proficiency: 56% ▼ -8.00%
• Median HH income: $48,148
• Composite: 42.14/100
• National rank: #3308
• State rank: #445 of 656 in OH

A Composite livability gradescore 81/100

Livability — Columbus

• Score: 81/100
• State rank: #97
• US rank: #1491

Category grades

Amenities A- Commute A+ Cost of living A+ Crime F Employment C- Housing A+ Health & safety A- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Columbus, OH
• County: Franklin County · 1,456,139 people
• City population: 612,189
• Metro: Columbus, OH
• Population (ZIP): 47,272
• Household income: $63,310
• Rent vs Own: 41.0% rent · 59.0% own
• Severe rent burden: 11% of renters

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Population outlook (Franklin County) Hauer SSP2

• Today (2025): 1,456,139 people
• By 2030: 1,556,890 · +6.9%
• By 2040: 1,757,349 · +20.7%
• By 2050: 1,950,539 · +34.0%
• By 2075: 2,376,171 · +63.2%
• By 2100: 2,636,796 · +81.1%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 59% Black 28% Two or more races 7% Hispanic / Latino 5% Asian 1%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Italian 2% Romanian 2% Slovak 1%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 3% Other Indo-European 1%

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Political lean MEDSL · Franklin

• 2024 margin: Strong D (+28.4) · D 63.7% · R 35.3% · Other 1.0%
• 2008→2024 swing: +7.7pp toward D · 2008: 20.7pp · 2024: 28.4pp
• All cycles: 2024: D+28.4 2020: D+31.4 2016: D+25.9 2012: D+21.7 2008: D+20.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -244.33%
• Current HPI: 268.3028
• Rent YoY: ▲ 2.32%
• Metro: Columbus, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

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Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Property features AI

Finance

• Other: Property listed as real estate owned (REO)

Exterior

• Parking: Shared driveway
• Utilities: Public sewerWell water
• Home design: Single family residenceOne storyBuilt in 1948No common walls
• Construction: Built in 1948Slab foundation
• Exterior features: Slab foundationLot about 0.12 acreSubdivision: Lockbourne/Williams

Interior

• Bedrooms: 2 main-level bedrooms
• Flooring: CarpetVinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Central air conditioning
• Interior features: 754 square feet of living areaCarpet and vinyl flooring

Price history

+23.6% since first listed

17 events — show timeline

• 2026-06-27 Price Changed $104,900 CBRMLS
• 2026-06-01 Price Changed $119,900 CBRMLS
• 2026-04-16 Relisted — CBRMLS
• 2026-04-07 Listing Removed — CBRMLS
• 2026-04-02 Listed $134,900 CBRMLS
• 2025-03-29 Listing Removed — CBRMLS
• 2025-01-23 Listed $1 CBRMLS
• 2024-05-17 Listing Removed — CBRMLS
• 2024-03-12 Price Changed $99,999 CBRMLS
• 2024-02-23 Price Changed $109,900 CBRMLS
• 2024-02-04 Price Changed $119,900 CBRMLS
• 2023-10-09 Listed $130,000 CBRMLS
• 2018-07-11 Sold (Public Records) $77,000 Public Records
• 2018-07-10 Listing Removed — CBRMLS
• 2018-07-09 Sold (MLS) $77,000 CBRMLS
• 2018-05-24 Contingent — CBRMLS
• 2018-04-27 Listed $84,900 CBRMLS

Property tax history

+5.8%/yr

Latest (2025): $1,719 · -6.5% YoY. Source: county tax records.