1106 Maplewood Rd · Columbus, OH 43207

$119,900

2 bd · 1.0 ba · 754 sqft · SingleFamily public records · 71 Days on market

Built 1948 5,227 sqft lot $159/sqft · 36% below area Est $189k · 36% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.8/30.0
• ARV discount +15.0/15.0
• DSCR +8.1/10.0
• 1% rule +6.5/10.0
• Schools +4.2/10.0
• Livability +4.0/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

One story with 2 beds and 1 bath. Living room. with vinyl flooring. Newer kitchen cabinets and counter tops. Refrigerator and stove. Ceiling fans Carpet in bedrooms. As Is Sale. See A2A remarks.

Key facts

• Vinyl flooring
• Ceiling fans
• Counter tops

Tags

• VINYL FLOORING
• NEWER KITCHEN CABINETS
• COUNTER TOPS
• CEILING FANS

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $120k.

Deal economics

• At list price, monthly cash flow is $255 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $120k).
• Recommended offer: $113k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.9% vs local median 3.8% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#97 in OH, #1,491 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, crime F.
• Hamilton Local (suburban): math 43% / reading 56% proficiency, ranked #445 of 656 in OH (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.3%/yr); 197 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 8,139 units permitted in Franklin County in 2024 (5,940 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Franklin County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 71 days — a 6% lower offer ($113k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 8y ago; this cycle's ask has dropped $15k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $77k; list at $120k implies a 56% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $112,706 (6.0% below list)

Questions for the listing agent

1. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 8.85%
• Cash-on-cash: 9.13%
• DSCR: 1.41
• GRM: 7.3

CMA / ARV

• ARV (median comp): $188,541
• List price: $119,900
• Delta: -36.41%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3531 Lockbourne Rd	0.15mi	2/1.0	696 (-8%)	2mo	$110,000	$158	79
3637 S Champion Ave	0.28mi	2/1.0	713 (-5%)	0mo	$210,000	$295	77
1101 Rumsey Rd	0.35mi	2/1.0	728 (-3%)	2mo	$89,000	$122	76
1041 Meadow Ln	0.51mi	2/1.0	728 (-3%)	2mo	$150,000	$206	69
1124 Rumsey Rd	0.37mi	3/1.0 (+1)	864 (+15%)	3mo	$185,000	$214	51
3215 V Ave	0.69mi	3/1.0 (+1)	840 (+11%)	16mo	$115,000	$137	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.32% rent growth · sell at horizon

5-year hold

• IRR: -3.2%
• Equity multiple: 0.88×
• Total profit: $-4,069
• Equity at exit: $17,877

10-year hold

• IRR: 5.7%
• Equity multiple: 1.41×
• Total profit: $13,717
• Equity at exit: $10,367

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43207

• Rents YoY: 2.3%
• Active inventory: 197
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,377 high
• Mortgage (P&I): −$629
• Tax from tax record: −$153 /mo · $1,840/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$289
• Net cashflow: $255

Break-even live

Break-even rent $1,053

Max offer price $119,900

Occupancy floor 76%

Sensitivity live

Price	-10% $323	-5% $289	+0% $255	+5% $222	+10% $188
Rent	-10% $147	-5% $201	+0% $255	+5% $310	+10% $364
Rate	-1.0pp $316	-0.5pp $286	base $255	+0.5pp $224	+1.0pp $193

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,975
• Closing costs: $3,597
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1074 Tobi Dr Columbus, OH	3.0	1.0	1066	$1,495	$1.40	45d	1	0.11mi
1259 Caravel Dr Columbus, OH	2.0	1.0	1000	$900	$0.90	18d	1	0.95mi
3047 Baker Hill Rd Columbus, OH	3.0	1.0	896	$1,300	$1.45	45d	1	1.04mi
1503 Southfield Dr S Columbus, OH	3.0	1.0	900	$1,395	$1.55	9d	1	1.20mi
3939 Rosland Dr Columbus, OH	2.0–3.0	1.0–1.5	910	$1,099	$1.21	4d	8	1.24mi
1584 Southfield Dr S Columbus, OH	3.0	1.0	934	$1,495	$1.60	4d	1	1.25mi
3011 Markham Rd Unit 3011A Columbus, OH	2.0	1.0	750	$899	$1.20	25d	1	1.39mi
1285 Evergreen Rd Columbus, OH	3.0	2.0	888	$1,750	$1.97	21d	1	1.40mi
2866 Hillgate Rd Columbus, OH	3.0	1.0	1040	$1,693	$1.63	25d	1	1.42mi

Listing history 31 events

1. 2026-06-21
   days on market $119,900 Active 71 DOM
2. 2026-06-18
   days on market $119,900 Active 68 DOM
3. 2026-06-17
   days on market $119,900 Active 67 DOM
4. 2026-06-16
   days on market $119,900 Active 66 DOM
5. 2026-06-15
   days on market $119,900 Active 65 DOM
6. 2026-06-13
   days on market $119,900 Active 63 DOM
7. 2026-06-13
   days on market $119,900 Active 62 DOM
8. 2026-06-09
   days on market $119,900 Active 59 DOM
9. 2026-06-08
   days on market $119,900 Active 58 DOM
10. 2026-06-07
    days on market $119,900 Active 57 DOM
11. 2026-06-05
    days on market $119,900 Active 54 DOM
12. 2026-06-03
    days on market $119,900 Active 53 DOM
13. 2026-06-02
    days on market $119,900 Active 52 DOM
14. 2026-06-02
    price $119,900 Active 51 DOM
15. 2026-06-01
    days on market $134,900 Active 51 DOM
16. 2026-05-31
    days on market $134,900 Active 50 DOM
17. 2026-04-16
    status Active 194-char remark

    Show marketing remark (194 chars)

    One story with 2 beds and 1 bath. Living room. with vinyl flooring. Newer kitchen cabinets and counter tops. Refrigerator and stove. Ceiling fans Carpet in bedrooms. As Is Sale. See A2A remarks.

18. 2026-04-07
    historical 194-char remark

    Show marketing remark (194 chars)

    One story with 2 beds and 1 bath. Living room. with vinyl flooring. Newer kitchen cabinets and counter tops. Refrigerator and stove. Ceiling fans Carpet in bedrooms. As Is Sale. See A2A remarks.

19. 2026-04-02
    listed $134,900 Active 194-char remark

    Show marketing remark (194 chars)

    One story with 2 beds and 1 bath. Living room. with vinyl flooring. Newer kitchen cabinets and counter tops. Refrigerator and stove. Ceiling fans Carpet in bedrooms. As Is Sale. See A2A remarks.

20. 2025-03-29
    historical
21. 2025-01-23
    listed $1 Active
22. 2024-05-17
    historical
23. 2024-03-12
    price $99,999
24. 2024-02-23
    price $109,900
25. 2024-02-04
    price $119,900
26. 2023-10-09
    listed $130,000 Active
27. 2018-07-11
    soldstatus $77,000
28. 2018-07-10
    historical
29. 2018-07-09
    soldstatus $77,000 Closed
30. 2018-05-24
    historical Contingent Finance and Inspection
31. 2018-04-27
    listed $84,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,840 · $153/mo
• Projected year-2 tax: $1,855 · $155/mo
• Expected delta: +$15/yr (+$1/mo · 0.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥100°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,520
• − Mortgage interest: −$6,716
• − Property taxes: −$1,840
• − Insurance: −$600
• − Repairs & maintenance: −$1,322
• − Management: −$1,322
• − Depreciation: −$3,488
• Taxable income: $1,233
• Est. tax owed @ 24.0%: −$296
• After-tax cash flow: $2,770/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hamilton Local
• NCES district ID: 3904695
• Math proficiency: 43% ▼ -26.00%
• Reading proficiency: 56% ▼ -8.00%
• Median HH income: $48,148
• Composite: 42.14/100
• National rank: #3308
• State rank: #445 of 656 in OH

Livability — Columbus

• Score: 81/100
• State rank: #97
• US rank: #1491

Category grades

Amenities A- Commute A+ Cost of living A+ Crime F Employment C- Housing A+ Health & safety A- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Columbus, OH
• County: Franklin County · 1,351,780 people
• City population: 612,189
• Metro: Columbus, OH
• Population (ZIP): 47,272
• Household income: $63,310
• Rent vs Own: 41.0% rent · 59.0% own
• Severe rent burden: 1679.0

Population outlook (Franklin County) Hauer SSP2

• Today (2025): 1,456,139 people
• By 2030: 1,556,890 · +6.9%
• By 2040: 1,757,349 · +20.7%
• By 2050: 1,950,539 · +34.0%
• By 2075: 2,376,171 · +63.2%
• By 2100: 2,636,796 · +81.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 59% Black 28% Two or more races 7% Hispanic / Latino 5% Asian 1%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Italian 2% Romanian 2% Slovak 1%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Franklin

• 2024 margin: Strong D (+28.4) · D 63.7% · R 35.3% · Other 1.0%
• 2008→2024 swing: +7.7pp toward D · 2008: 20.7pp · 2024: 28.4pp
• All cycles: 2024: D+28.4 2020: D+31.4 2016: D+25.9 2012: D+21.7 2008: D+20.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -244.33%
• Current HPI: 268.3028
• Rent YoY: ▲ 2.32%
• Metro: Columbus, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+58.9% since first listed

15 events — show timeline

• 2026-04-16 Relisted — CBRMLS
• 2026-04-07 Listing Removed — CBRMLS
• 2026-04-02 Listed $134,900 CBRMLS
• 2025-03-29 Listing Removed — CBRMLS
• 2025-01-23 Listed $1 CBRMLS
• 2024-05-17 Listing Removed — CBRMLS
• 2024-03-12 Price Changed $99,999 CBRMLS
• 2024-02-23 Price Changed $109,900 CBRMLS
• 2024-02-04 Price Changed $119,900 CBRMLS
• 2023-10-09 Listed $130,000 CBRMLS
• 2018-07-11 Sold (Public Records) $77,000 Public Records
• 2018-07-10 Listing Removed — CBRMLS
• 2018-07-09 Sold (MLS) $77,000 CBRMLS
• 2018-05-24 Contingent — CBRMLS
• 2018-04-27 Listed $84,900 CBRMLS

Property tax history

+8.5%/yr

Latest (2024): $1,840 · +3.2% YoY. Source: county tax records.