41 Bonnie Ln · Beverly, NJ 08046

$364,900

4 bd · 2.0 ba · 1,581 sqft · SingleFamily public records · 31 Days on market

Built 1959 6,499 sqft lot Est $378k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.5/30.0
• ARV discount +9.0/15.0
• DSCR +4.8/10.0
• 1% rule +4.3/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

BEST VALUE IN TOWN!!! Welcome to 41 Bonnie Lane located in the desirable section of Buckingham Park. This is your opportunity to turn a deal into someone's dream home. On the first floor you will find an ample sized family room with in suite office, large corner kitchen, full bath and main floor bedrooms. 2nd floor has two bedrooms and full bathroom. This home is ready for your personal touches and upgrades. This is strictly AS-IS sale. Seller will not make any repairs. Property will be conveyed in As-Is condition, buyer is responsible for township CO and any other requirements state and local to close. Located within close proximity to all major highways, shopping and restaurants. Roll up your sleeves and get to work on this home to make it into the next gem of Willingboro.

Key facts

• Updated finishes
• Ample cabinetry
• Flexible layout

Tags

• FLEXIBLE LAYOUT
• UPDATED FINISHES
• AMPLE CABINETRY
• BONUS ROOM
• DEEP PRIVATE BACKYARD
• PEACEFUL SETTING

Property features AI

Exterior

• Parking: Driveway
• Utilities: Natural gas hot water; Natural gas heating fuel; Public water; Public sewer
• Home design: Detached property; Finished area above grade approximately 1,581 (estimated); Fee simple ownership
• Construction: Frame construction; Slab foundation; Other structures above and below grade; Year built estimated
• Exterior features: Lot dimensions approximately 65 x 100

Interior

• Bedrooms: Four bedrooms on the main level
• Bathrooms: Two full bathrooms on the main level; Two full bathrooms total
• Heating & cooling: Baseboard hot water heating; Radiant heating; Window air conditioning units (electric)
• Interior features: Estimated living area; No basement

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $365k.

Deal economics

• At list price, monthly cash flow is $147 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $339k (7.2% below list).
• Recommended offer: $339k (7.2% below list) — sets the bar for 1% rule.
• Cap rate 6.8% vs local median 5.1% in Beverly — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#130 in NJ, #3,487 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, commute A; Watch: amenities F.
• Willingboro Public School District (suburban): math 5% / reading 30% proficiency, ranked #433 of 472 in NJ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Willingboro Memorial Middle School (math 5% / reading 34%, grade F, #398 of 431 statewide, top 93%, 600 students, 8% FRL); Willingboro High School (math 2% / reading 37%, grade F, #354 of 399 statewide, top 89%, 842 students, 0% FRL) — zoned schools average 4% FRL vs 48% district-wide (44 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: 155 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,161 units permitted in Burlington County in 2024 (988 in 5+ unit buildings).
• This rent runs 41% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• Burlington County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 31 days — a 3% lower offer ($354k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $200k; list at $365k implies a 82% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $338,759 (7.2% below list)

Questions for the listing agent

1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.93% ✗
• Cap rate: 6.77%
• Cash-on-cash: 1.72%
• DSCR: 1.08
• GRM: 9.0

CMA / ARV

• ARV (on-the-fly): $377,859
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
21 Stafford Ln	0.41mi	4/2.0	1,572 (-1%)	2mo	$369,000	$235	78
24 Pilgrim Ln	0.52mi	5/2.0 (+1)	1,684 (+6%)	1mo	$405,000	$240	59
60 Pinafore Ln	0.33mi	4/2.5	1,797 (+14%)	2mo	$362,000	$201	59
42 Bucknell Ln	0.32mi	3/2.0 (-1)	1,384 (-12%)	2mo	$365,000	$264	58
30 Beechfern Ln	0.44mi	4/2.0	1,372 (-13%)	1mo	$360,000	$262	56
23 Spiralwood Ln	0.71mi	4/2.0	1,684 (+6%)	2mo	$125,000	$74	54
29 Plumtree Ln	0.52mi	4/2.5	1,797 (+14%)	1mo	$425,000	$237	50
11 Birdseye Ln	0.59mi	4/2.0	1,372 (-13%)	1mo	$400,000	$292	50
25 Blackwell Ln	0.62mi	4/2.0	1,372 (-13%)	1mo	$340,000	$248	48
33 Belmont Ln	0.55mi	4/2.5	1,797 (+14%)	2mo	$335,000	$186	48
168 Millbrook Dr	0.63mi	4/2.0	1,372 (-13%)	1mo	$310,000	$226	47
2 Sylvan Ln	0.63mi	4/2.5	1,797 (+14%)	3mo	$430,000	$239	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -13.5%
• Equity multiple: 0.51×
• Total profit: $-49,737
• Equity at exit: $54,408

10-year hold

• IRR: -4.6%
• Equity multiple: 0.70×
• Total profit: $-31,061
• Equity at exit: $31,550

Cash invested: $102,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08046

• Active inventory: 155
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $3,388 high
• Mortgage (P&I): −$1,914
• Tax from tax record: −$464 /mo · $5,568/yr
• Insurance: −$152
• HOA: −$0
• Vacancy / Maint / Mgmt: −$711
• Net cashflow: $147

Break-even live

Break-even rent $3,202

Max offer price $364,900

Occupancy floor 91%

Sensitivity live

Price	-10% $353	-5% $250	+0% $147	+5% $43	+10% $-60
Rent	-10% $-121	-5% $13	+0% $147	+5% $280	+10% $414
Rate	-1.0pp $330	-0.5pp $239	base $147	+0.5pp $52	+1.0pp $-44

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $91,225
• Closing costs: $10,947
• Reserves months: —
• Total cash needed: —

Rent comps 24 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
17 Bonnie Ln Willingboro, NJ	4.0	2.5	1797	$2,890	$1.61	26d	1	0.09mi
46 Beaverdale Ln Willingboro, NJ	5.0	2.0	1650	$3,450	$2.09	16d	1	0.16mi
48 Sandstone Ln Willingboro, NJ	4.0	2.0	1372	$2,700	$1.97	0d	1	0.36mi
124 Pennypacker Dr Willingboro, NJ	5.0	2.0	1624	$4,450	$2.74	0d	1	0.44mi
1 Mystic Way Willingboro, NJ	4.0	2.5	1952	$2,950	$1.51	0d	1	0.51mi
10 Melville Ln Willingboro, NJ	4.0	2.5	1797	$3,000	$1.67	16d	1	0.54mi
74 Plumtree Ln Willingboro, NJ	4.0	2.0	1624	$3,000	$1.85	0d	1	0.61mi
5 Burgess Ln Willingboro, NJ	5.0	2.0	1864	$4,500	$2.41	0d	1	0.62mi
61 Pennant Ln Willingboro, NJ	3.0	2.0	1384	$2,800	$2.02	3d	1	0.62mi
51 Peacock Ln Willingboro, NJ	4.0	2.0	1372	$2,550	$1.86	0d	1	0.74mi
23 Raleigh Pl Willingboro, NJ	3.0	2.0	1430	$2,600	$1.82	45d	1	0.83mi
6 Sherwood Ln Willingboro, NJ	4.0	2.0	1372	$3,200	$2.33	0d	1	0.84mi
41 Messenger Ln Willingboro, NJ	5.0	2.0	1497	$3,500	$2.34	7d	1	0.90mi
128 Rockland Dr Willingboro, NJ	3.0	1.5	1430	$2,500	$1.75	0d	1	0.91mi
4236 Route 130 Willingboro, NJ	1.0–3.0	1.0–2.5	1278	$2,710	$2.12	0d	1	0.92mi
12 Holbrook Ln Willingboro, NJ	5.0	2.0	2100	$3,750	$1.79	16d	1	0.94mi
34 Hopkins Ln Willingboro, NJ	3.0	2.0	1696	$3,200	$1.89	0d	1	0.95mi
40 Rittenhouse Dr Willingboro, NJ	3.0	1.5	1430	$2,600	$1.82	0d	1	0.95mi
29 Hinsdale Ln Willingboro, NJ	4.0	2.0	1570	$3,750	$2.39	0d	1	1.00mi
17 Snowdon Ln Willingboro, NJ	3.0	2.0	1200	$2,700	$2.25	0d	1	1.02mi
2 Radnor Ct Willingboro, NJ	3.0	1.5	1462	$2,750	$1.88	0d	1	1.02mi
48 Marboro Ln Willingboro, NJ	4.0	2.0	1497	$3,995	$2.67	4d	1	1.03mi
89 Hampshire Ln Willingboro, NJ	4.0	2.0	1562	$3,400	$2.18	12d	1	1.04mi
16 Elridge Ln Willingboro, NJ	3.0	2.0	1350	$2,650	$1.96	0d	1	1.37mi

Listing history 17 events

1. 2026-05-01
   historical Active Under Contract
2. 2026-03-30
   listed $364,900 Active
3. 2026-02-11
   historical
4. 2025-12-05
   listed $314,900 Active
5. 2023-08-18
   historical
6. 2022-07-09
   soldstatus $200,000
7. 2022-05-31
   soldstatus $200,000 Closed 785-char remark

   Show marketing remark (785 chars)

   BEST VALUE IN TOWN!!! Welcome to 41 Bonnie Lane located in the desirable section of Buckingham Park. This is your opportunity to turn a deal into someone's dream home. On the first floor you will find an ample sized family room with in suite office, large corner kitchen, full bath and main floor bedrooms. 2nd floor has two bedrooms and full bathroom. This home is ready for your personal touches and upgrades. This is strictly AS-IS sale. Seller will not make any repairs. Property will be conveyed in As-Is condition, buyer is responsible for township CO and any other requirements state and local to close. Located within close proximity to all major highways, shopping and restaurants. Roll up your sleeves and get to work on this home to make it into the next gem of Willingboro.

8. 2022-05-21
   status Pending 785-char remark

   Show marketing remark (785 chars)

   BEST VALUE IN TOWN!!! Welcome to 41 Bonnie Lane located in the desirable section of Buckingham Park. This is your opportunity to turn a deal into someone's dream home. On the first floor you will find an ample sized family room with in suite office, large corner kitchen, full bath and main floor bedrooms. 2nd floor has two bedrooms and full bathroom. This home is ready for your personal touches and upgrades. This is strictly AS-IS sale. Seller will not make any repairs. Property will be conveyed in As-Is condition, buyer is responsible for township CO and any other requirements state and local to close. Located within close proximity to all major highways, shopping and restaurants. Roll up your sleeves and get to work on this home to make it into the next gem of Willingboro.

9. 2022-05-18
   listed $149,900 Active 785-char remark

   Show marketing remark (785 chars)

   BEST VALUE IN TOWN!!! Welcome to 41 Bonnie Lane located in the desirable section of Buckingham Park. This is your opportunity to turn a deal into someone's dream home. On the first floor you will find an ample sized family room with in suite office, large corner kitchen, full bath and main floor bedrooms. 2nd floor has two bedrooms and full bathroom. This home is ready for your personal touches and upgrades. This is strictly AS-IS sale. Seller will not make any repairs. Property will be conveyed in As-Is condition, buyer is responsible for township CO and any other requirements state and local to close. Located within close proximity to all major highways, shopping and restaurants. Roll up your sleeves and get to work on this home to make it into the next gem of Willingboro.

10. 2012-10-24
    soldstatus $57,000
11. 2012-10-02
    historical
12. 2012-10-02
    soldstatus $57,000 Sold
13. 2012-10-02
    soldstatus $57,000
14. 2012-07-13
    status Under Contract
15. 2012-07-12
    historical
16. 2012-05-23
    listed $75,000 Active
17. 2012-05-23
    listed $75,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

• Current annual tax: $5,568 · $464/mo
• Projected year-2 tax: $7,327 · $611/mo
• Expected delta: +$1,759/yr (+$147/mo · 31.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $40,651
• − Mortgage interest: −$20,440
• − Property taxes: −$5,568
• − Insurance: −$1,824
• − Repairs & maintenance: −$3,252
• − Management: −$3,252
• − Depreciation: −$10,615
• Taxable loss: −$4,301
• Est. tax savings @ 24.0%: +$1,032
• After-tax cash flow: $2,791/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Willingboro Public School District
• NCES district ID: 3418000
• Math proficiency: 5% ▼ -11.00%
• Reading proficiency: 30% ▼ -1.00%
• Median HH income: $67,064
• Composite: 17.37/100
• National rank: #9074
• State rank: #433 of 472 in NJ

Livability — Beverly

• Score: 76/100
• State rank: #130
• US rank: #3487

Category grades

Amenities F Commute A Cost of living A Crime B Employment A+ Housing A+ Health & safety B+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Burlington County · 323,710 people
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 31,981
• Household income: $98,178
• Rent vs Own: 15.8% rent · 84.2% own
• Severe rent burden: 342.0

Population outlook (Burlington County) Hauer SSP2

• Today (2025): 453,425 people
• By 2030: 452,359 · -0.2%
• By 2040: 445,033 · -1.9%
• By 2050: 431,760 · -4.8%
• By 2075: 406,277 · -10.4%
• By 2100: 364,732 · -19.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (66%)
• Race & ethnicity: Black 66% Hispanic / Latino 15% Two or more races 14% White 10%
• Hispanic origin (detail): Puerto Rican 9% Dominican 2%
• Common ancestry: Swiss 4% Romanian 2% Hispanic 1%
• Foreign-born: 15% · Canada, Jamaica
• Languages at home: 82% English-only · Spanish 10% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Burlington

• 2024 margin: D (+16.6) · D 57.6% · R 41.0% · Other 1.3%
• 2008→2024 swing: -2.0pp toward R · 2008: 18.6pp · 2024: 16.6pp
• All cycles: 2024: D+16.6 2020: D+19.5 2016: D+14.8 2012: D+18.7 2008: D+18.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -273.52%
• Current HPI: 348.3441
• Rent YoY: —
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+386.5% since first listed

17 events — show timeline

• 2026-05-01 Contingent — BRIGHT MLS
• 2026-03-30 Listed $364,900 BRIGHT MLS
• 2026-02-11 Listing Removed — BRIGHT MLS
• 2025-12-05 Listed $314,900 BRIGHT MLS
• 2023-08-18 Rental Removed — BRIGHTMLS
• 2022-07-09 Sold (Public Records) $200,000 Public Records
• 2022-05-31 Sold (MLS) $200,000 BRIGHT MLS
• 2022-05-21 Pending — BRIGHT MLS
• 2022-05-18 Listed $149,900 BRIGHT MLS
• 2012-10-24 Sold (Public Records) $57,000 Public Records
• 2012-10-02 Delisted — TREND
• 2012-10-02 Sold (MLS) $57,000 BRIGHT MLS
• 2012-10-02 Sold (MLS) $57,000 TREND
• 2012-07-13 Pending — TREND
• 2012-07-12 Listing Removed — BRIGHT MLS
• 2012-05-23 Listed $75,000 BRIGHT MLS
• 2012-05-23 Listed $75,000 TREND

Property tax history

+2.9%/yr

Latest (2025): $5,568 · +2.0% YoY. Source: county tax records.