13836 Shellmore Ave · Ruskin, FL 34221

$319,999

3 bd · 2.0 ba · 1,603 sqft · SingleFamily · 94 Days on market

Built 2026 Excellent condition 4,800 sqft lot $58/mo HOA · 2% of rent ↓ 4% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.8/30.0
• ARV discount +7.5/15.0
• Condition / age +5.0/5.0
• Schools +4.4/10.0
• 1% rule +3.6/10.0
• Livability +3.6/5.0
• DSCR +3.5/10.0
• Rent growth +1.8/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to the Spruce at 13836 Shellmore Avenue in Cove at Coasterra! This thoughtfully designed single-story home offers an open and welcoming layout with bright, comfortable spaces for everyday living. A flexible room sits off the foyer and creates the perfect spot for work, play, or quiet relaxation. The kitchen opens to the great room and dining area, with two secondary bedrooms nearby for simple convenience. Your primary suite rests at the back of the home and features a peaceful retreat with a spacious bathroom and a generous walk-in closet. A lovely patio extends the living space outdoors and creates an ideal place to enjoy warm Florida breezes with friends and family. With a two-car garage and well-planned design, the Spruce brings together comfort and style in a beautifully balanced home. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: refrigerator, washer, and dryer. Photos are for representative purposes only.

Key facts

• No rear neighbors
• Single level living
• Flex room

Tags

• LOW HOA DUES
• NO REAR NEIGHBORS
• WATER VIEW
• FLEX ROOM
• SINGLE LEVEL LIVING
• FOUR POOLS AT CLUB COASTERRA

Property features AI

Finance

• Other: Home warranty included; CDD in place
• Financial info: Other annual assessment: $2,100; Total monthly HOA fees shown as $58 ($696 annual)
• HOA & community: Cove at Coasterra HOA; monthly fee $58 (includes pool and grounds maintenance); association approval required; Community amenities: clubhouse, fitness center, pool, playground, pickleball courts, recreation facilities, trails, dog park, sidewalks, street lights; golf carts allowed; pets (cats and dogs) permitted

Exterior

• Parking: Driveway; Ground-level attached garage; 2-car garage with garage door opener
• Utilities: Public water; Public sewer; Electricity connected; Cable connected; Fiber optics available; Underground utilities; Sewer connected; Water connected; Sprinkler recycled
• Home design: Single-family residence; New construction (projected completion May 30, 2026); One story; Northwest facing; Under construction
• Construction: Concrete, stucco and vinyl siding construction; Shingle roof; Slab foundation; Built by Taylor Morrison (model: Spruce)
• Exterior features: Hurricane shutters; Sliding doors; Paved road access; Irrigation system

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Exhaust fan
• Bedrooms: 3 bedrooms
• Flooring: Carpet
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Split bedroom layout; Den/Library/Office; Great room; Inside utility
• Laundry & utility: Laundry room with washer and dryer included

🏗️ New construction. The $319,999 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $323,806.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $320k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-87 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $311k (2.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $280k (12.6% below list).
• Recommended offer: $280k (12.6% below list) — sets the bar for 1% rule.
• Cap rate 6.0% vs local median 4.7% in Ruskin — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 71/100 on livability (#392 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, commute B+; Watch: amenities F, health & safety F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: James Tillman Elementary Magnet School (math 65% / reading 34%, grade D, #1,088 of 2,144 statewide, top 53%, 520 students, 74% FRL); Palmetto High School (math 22% / reading 36%, grade F, #456 of 667 statewide, top 68%, 2,100 students, 61% FRL) — zoned schools average 68% FRL vs 51% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 39% at this address vs 52% district-wide (-13 pts) — the specific schools serving this property underperform the Manatee average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-3.0%/yr); 1170 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 43% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 94 days — a 9% lower offer ($291k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $279,571 (12.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 5.97%
• Cash-on-cash: -1.15%
• DSCR: 0.95
• GRM: 9.7

CMA / ARV

• ARV (on-the-fly): $323,806
• Comps found: 11

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
13808 Shellmore Ave	0.00mi	3/2.0	1,603 (0%)	2mo	$315,999	$197	98
13705 Shellmore Ave	0.01mi	3/2.0	1,603 (0%)	3mo	$300,999	$188	97
9138 Dalera Cv	0.13mi	4/2.0 (+1)	1,607 (+0%)	3mo	$325,000	$202	86
13412 Shellmore Ave	0.18mi	4/2.0 (+1)	1,607 (+0%)	1mo	$345,500	$215	85
13427 Shellmore Ave	0.16mi	4/2.0 (+1)	1,607 (+0%)	6mo	$331,000	$206	82
13816 Shellmore Ave	0.00mi	3/2.0	1,455 (-9%)	3mo	$291,364	$200	82
13807 Shellmore Ave	0.01mi	3/2.0	1,455 (-9%)	3mo	$309,939	$213	81
13435 Shellmore Ave	0.14mi	3/2.0	1,483 (-8%)	3mo	$294,000	$198	78
9332 Chiswell Trl	0.11mi	3/2.0	1,455 (-9%)	3mo	$280,250	$193	77
13420 Shellmore Ave	0.17mi	3/2.0	1,483 (-8%)	4mo	$329,890	$222	76
13415 Shellmore Ave	0.17mi	3/2.0	1,483 (-8%)	7mo	$309,000	$208	73

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -21.7%
• Equity multiple: 0.27×
• Total profit: $-66,136
• Equity at exit: $48,281

10-year hold

• IRR: -25.3%
• Equity multiple: -0.06×
• Total profit: $-96,083
• Equity at exit: $27,997

Cash invested: $90,666 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34221

• Rents YoY: -3.0%
• Active inventory: 1170
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $2,796 high
• Mortgage (P&I): −$1,698
• Tax est. 1.5%: −$405 /mo · $4,857/yr
• Insurance: −$135
• HOA: −$58
• Vacancy / Maint / Mgmt: −$587
• Net cashflow: $-87

Break-even live

Break-even rent $2,906

Max offer price $311,197

Occupancy floor 98%

Sensitivity live

Price	-10% $137	-5% $25	+0% $-87	+5% $-199	+10% $-311
Rent	-10% $-308	-5% $-198	+0% $-87	+5% $23	+10% $134
Rate	-1.0pp $76	-0.5pp $-5	base $-87	+0.5pp $-171	+1.0pp $-256

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $80,952
• Closing costs: $9,714
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10473 Curving Creek Loop Parrish, FL	3.0	2.0	1366	$2,500	$1.83	16d	1	0.81mi
10826 Sapphire Breeze Cv Palmetto, FL	4.0	2.0	1850	$2,500	$1.35	5d	1	1.23mi
11628 Moonsail Dr Parrish, FL	3.0	2.0	2144	$3,500	$1.63	23d	1	1.28mi
10646 Hidden Banks Gln Parrish, FL	3.0	2.0	1504	$2,350	$1.56	17d	1	1.32mi
11612 Armada Way Parrish, FL	4.0	2.0	2112	$3,400	$1.61	21d	1	1.38mi

HOA detail

• Monthly dues: $58 · $696/yr
• Likely covers: pool

Listing history 27 events

1. 2026-06-22
   days on market $319,999 Active 94 DOM
2. 2026-06-18
   days on market $319,999 Active 91 DOM
3. 2026-06-17
   days on market $319,999 Active 90 DOM
4. 2026-06-16
   days on market $319,999 Active 89 DOM
5. 2026-06-15
   days on market $319,999 Active 88 DOM
6. 2026-06-13
   days on market $319,999 Active 86 DOM
7. 2026-06-13
   days on market $319,999 Active 85 DOM
8. 2026-06-10
   days on market $319,999 Active 83 DOM
9. 2026-06-09
   days on market $319,999 Active 82 DOM
10. 2026-06-08
    days on market $319,999 Active 81 DOM
11. 2026-06-08
    days on market $319,999 Active 80 DOM
12. 2026-06-03
    days on market $319,999 Active 76 DOM
13. 2026-06-02
    days on market $319,999 Active 75 DOM
14. 2026-06-01
    days on market $319,999 Active 74 DOM
15. 2026-05-31
    days on market $319,999 Active 73 DOM
16. 2026-05-22
    price $319,999 1274-char remark

    Show marketing remark (1274 chars)

    Welcome to the Spruce at 13836 Shellmore Avenue in Cove at Coasterra! This thoughtfully designed single-story home offers an open and welcoming layout with bright, comfortable spaces for everyday living. A flexible room sits off the foyer and creates the perfect spot for work, play, or quiet relaxation. The kitchen opens to the great room and dining area, with two secondary bedrooms nearby for simple convenience. Your primary suite rests at the back of the home and features a peaceful retreat with a spacious bathroom and a generous walk-in closet. A lovely patio extends the living space outdoors and creates an ideal place to enjoy warm Florida breezes with friends and family. With a two-car garage and well-planned design, the Spruce brings together comfort and style in a beautifully balanced home. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: refrigerator, washer, and dryer. Photos are for representative purposes only.

17. 2026-05-21
    price $319,999
18. 2026-05-16
    price $324,999 1274-char remark

    Show marketing remark (1274 chars)

    Welcome to the Spruce at 13836 Shellmore Avenue in Cove at Coasterra! This thoughtfully designed single-story home offers an open and welcoming layout with bright, comfortable spaces for everyday living. A flexible room sits off the foyer and creates the perfect spot for work, play, or quiet relaxation. The kitchen opens to the great room and dining area, with two secondary bedrooms nearby for simple convenience. Your primary suite rests at the back of the home and features a peaceful retreat with a spacious bathroom and a generous walk-in closet. A lovely patio extends the living space outdoors and creates an ideal place to enjoy warm Florida breezes with friends and family. With a two-car garage and well-planned design, the Spruce brings together comfort and style in a beautifully balanced home. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: refrigerator, washer, and dryer. Photos are for representative purposes only.

19. 2026-05-15
    price $324,999
20. 2026-04-25
    price $320,999 1274-char remark

    Show marketing remark (1274 chars)

    Welcome to the Spruce at 13836 Shellmore Avenue in Cove at Coasterra! This thoughtfully designed single-story home offers an open and welcoming layout with bright, comfortable spaces for everyday living. A flexible room sits off the foyer and creates the perfect spot for work, play, or quiet relaxation. The kitchen opens to the great room and dining area, with two secondary bedrooms nearby for simple convenience. Your primary suite rests at the back of the home and features a peaceful retreat with a spacious bathroom and a generous walk-in closet. A lovely patio extends the living space outdoors and creates an ideal place to enjoy warm Florida breezes with friends and family. With a two-car garage and well-planned design, the Spruce brings together comfort and style in a beautifully balanced home. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: refrigerator, washer, and dryer. Photos are for representative purposes only.

21. 2026-04-24
    price $320,999
22. 2026-04-07
    status Active 1274-char remark

    Show marketing remark (1274 chars)

    Welcome to the Spruce at 13836 Shellmore Avenue in Cove at Coasterra! This thoughtfully designed single-story home offers an open and welcoming layout with bright, comfortable spaces for everyday living. A flexible room sits off the foyer and creates the perfect spot for work, play, or quiet relaxation. The kitchen opens to the great room and dining area, with two secondary bedrooms nearby for simple convenience. Your primary suite rests at the back of the home and features a peaceful retreat with a spacious bathroom and a generous walk-in closet. A lovely patio extends the living space outdoors and creates an ideal place to enjoy warm Florida breezes with friends and family. With a two-car garage and well-planned design, the Spruce brings together comfort and style in a beautifully balanced home. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: refrigerator, washer, and dryer. Photos are for representative purposes only.

23. 2026-04-07
    price $338,999 1274-char remark

    Show marketing remark (1274 chars)

    Welcome to the Spruce at 13836 Shellmore Avenue in Cove at Coasterra! This thoughtfully designed single-story home offers an open and welcoming layout with bright, comfortable spaces for everyday living. A flexible room sits off the foyer and creates the perfect spot for work, play, or quiet relaxation. The kitchen opens to the great room and dining area, with two secondary bedrooms nearby for simple convenience. Your primary suite rests at the back of the home and features a peaceful retreat with a spacious bathroom and a generous walk-in closet. A lovely patio extends the living space outdoors and creates an ideal place to enjoy warm Florida breezes with friends and family. With a two-car garage and well-planned design, the Spruce brings together comfort and style in a beautifully balanced home. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: refrigerator, washer, and dryer. Photos are for representative purposes only.

24. 2026-04-03
    price $338,999

    Show marketing remark (1274 chars)

    Welcome to the Spruce at 13836 Shellmore Avenue in Cove at Coasterra! This thoughtfully designed single-story home offers an open and welcoming layout with bright, comfortable spaces for everyday living. A flexible room sits off the foyer and creates the perfect spot for work, play, or quiet relaxation. The kitchen opens to the great room and dining area, with two secondary bedrooms nearby for simple convenience. Your primary suite rests at the back of the home and features a peaceful retreat with a spacious bathroom and a generous walk-in closet. A lovely patio extends the living space outdoors and creates an ideal place to enjoy warm Florida breezes with friends and family. With a two-car garage and well-planned design, the Spruce brings together comfort and style in a beautifully balanced home. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: refrigerator, washer, and dryer. Photos are for representative purposes only.

25. 2026-04-03
    historical 1274-char remark

    Show marketing remark (1274 chars)

    Welcome to the Spruce at 13836 Shellmore Avenue in Cove at Coasterra! This thoughtfully designed single-story home offers an open and welcoming layout with bright, comfortable spaces for everyday living. A flexible room sits off the foyer and creates the perfect spot for work, play, or quiet relaxation. The kitchen opens to the great room and dining area, with two secondary bedrooms nearby for simple convenience. Your primary suite rests at the back of the home and features a peaceful retreat with a spacious bathroom and a generous walk-in closet. A lovely patio extends the living space outdoors and creates an ideal place to enjoy warm Florida breezes with friends and family. With a two-car garage and well-planned design, the Spruce brings together comfort and style in a beautifully balanced home. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: refrigerator, washer, and dryer. Photos are for representative purposes only.

26. 2026-03-20
    listed $331,904 Active 1274-char remark

    Show marketing remark (1274 chars)

    Welcome to the Spruce at 13836 Shellmore Avenue in Cove at Coasterra! This thoughtfully designed single-story home offers an open and welcoming layout with bright, comfortable spaces for everyday living. A flexible room sits off the foyer and creates the perfect spot for work, play, or quiet relaxation. The kitchen opens to the great room and dining area, with two secondary bedrooms nearby for simple convenience. Your primary suite rests at the back of the home and features a peaceful retreat with a spacious bathroom and a generous walk-in closet. A lovely patio extends the living space outdoors and creates an ideal place to enjoy warm Florida breezes with friends and family. With a two-car garage and well-planned design, the Spruce brings together comfort and style in a beautifully balanced home. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: refrigerator, washer, and dryer. Photos are for representative purposes only.

27. 2026-03-19
    listed $331,904 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $33,549
• − Mortgage interest: −$18,138
• − Property taxes: −$4,857
• − Insurance: −$1,619
• − Repairs & maintenance: −$2,684
• − Management: −$2,684
• − HOA: −$696
• − Depreciation: −$9,420
• Taxable loss: −$6,549
• Est. tax savings @ 24.0%: +$1,572
• After-tax cash flow: $526/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 100/100 None rehab

This single-story home is in excellent condition with no visible repairs needed. It offers a thoughtfully designed layout and is move-in ready.

Value-add opportunities

• Both Paint exterior and interior — Enhances curb appeal and interior aesthetics
• Both Install smart home devices — Improves convenience and marketability
• Both Add smart thermostat — Saves energy and appeals to tech-savvy buyers

Renovation cost estimate screening

Value-add ROI direction

• Both Paint exterior and interior — Enhances curb appeal and interior aesthetics ↑
• Both Install smart home devices — Improves convenience and marketability ↑
• Both Add smart thermostat — Saves energy and appeals to tech-savvy buyers ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Ruskin

• Score: 71/100
• State rank: #392
• US rank: #6879

Category grades

Amenities F Commute B+ Cost of living A+ Crime B- Employment B- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Manatee County · 416,364 people
• City population: 33,319
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 56,208
• Household income: $77,712
• Rent vs Own: 17.1% rent · 82.9% own
• Severe rent burden: 1193.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 59% Hispanic / Latino 22% Black 14% Two or more races 11%
• Hispanic origin (detail): Mexican 14% Puerto Rican 3%
• Common ancestry: Romanian 2% Lithuanian 2% Italian 2%
• Foreign-born: 10% · Canada, Dominican Republic, Jamaica
• Languages at home: 81% English-only · Spanish 16% Other Indo-European 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -383.53%
• Current HPI: 302.1458
• Rent YoY: ▼ -2.98%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-3.6% since first listed

12 events — show timeline

• 2026-05-22 Price Changed $319,999 Zillow
• 2026-05-21 Price Changed $319,999 Stellar MLS as Distributed by MLS Grid
• 2026-05-16 Price Changed $324,999 Zillow
• 2026-05-15 Price Changed $324,999 Stellar MLS as Distributed by MLS Grid
• 2026-04-25 Price Changed $320,999 Zillow
• 2026-04-24 Price Changed $320,999 Stellar MLS as Distributed by MLS Grid
• 2026-04-07 Price Changed $338,999 Zillow
• 2026-04-07 Relisted — Zillow
• 2026-04-03 Price Changed $338,999 Stellar MLS as Distributed by MLS Grid
• 2026-04-03 Delisted — Zillow
• 2026-03-20 Listed $331,904 Zillow
• 2026-03-19 Listed $331,904 Stellar MLS as Distributed by MLS Grid