5255 Tyden Ct · Mobile, AL 36693

$186,000

4 bd · 3.0 ba · 1,988 sqft · SingleFamily public records · 38 Days on market

Built 2009 1.00 ac lot $94/sqft · 14% below area Est $216k · 14% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.1/30.0
• ARV discount +13.8/15.0
• DSCR +6.7/10.0
• 1% rule +4.5/10.0
• Livability +3.8/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 5255 Tyden Court- where space, comfort, and opportunity come together. Situated on a generous 1-acre lot, this 4-bedroom, 3-bathroom home offers approximately 1,988 square feet of thoughtfully designed living space, giving you the flexibility to live, grow, and create the lifestyle you've been looking for. Inside, you'll find a layout built for both functionality and comfort. The oversized master suite stands out as a true retreat, complete with its own split AC unit providing personalized comfort and efficiency no matter the season. With multiple bedrooms and bathrooms, there's room for everyone or a dedicated home office. Step outside and imagine the possibilities that come with room to entertain, expand, garden, or simply enjoy the privacy and freedom that's hard to find. This home isn't just about square footage, it's about what that space can do for you. Whether you're hosting, relaxing, or building your next chapter, 5255 Tyden Court gives you the room to make it happen. Explore the potential. Envision the lifestyle. Make it your own.

Key facts

• 1 acre lot
• 2 parking spots
• Listed 38 days

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $186k.

Deal economics

• At list price, monthly cash flow is $265 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (4.7% below list).
• Recommended offer: $177k (4.7% below list) — sets the bar for 1% rule.
• Cap rate 8.0% vs local median 4.9% in Mobile — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#20 in AL, #4,262 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D-, crime F, employment D-.
• Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents flat; 142 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).
• This rent runs 31% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 38 days — a 3% lower offer ($180k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $150k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $177,305 (4.7% below list)

Questions for the listing agent

1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 8.00%
• Cash-on-cash: 6.11%
• DSCR: 1.27
• GRM: 8.7

CMA / ARV

• ARV (median comp): $216,043
• List price: $186,000
• Delta: -13.91%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3058 Yorkwood Rd E	0.39mi	4/2.0	2,028 (+2%)	1mo	$270,000	$133	74
5116 Geoffrey Dr	0.25mi	3/1.5 (-1)	1,986 (-0%)	5mo	$223,900	$113	73
3401 Emelye Dr	0.24mi	4/2.0	2,130 (+7%)	4mo	$220,000	$103	69
5524 Cross Creek Dr	0.49mi	4/2.0	2,033 (+2%)	3mo	$396,435	$195	67
5529 Cross Creek Dr	0.45mi	4/2.0	1,885 (-5%)	4mo	$380,770	$202	63
3549 Rue Royal	0.67mi	3/2.0 (-1)	2,007 (+1%)	0mo	$399,900	$199	58
5413 Myrick Ct	0.61mi	3/2.5 (-1)	2,050 (+3%)	3mo	$245,000	$120	57
3447 Rue Royal	0.65mi	3/2.0 (-1)	2,014 (+1%)	2mo	$365,000	$181	57
2858 Woodmere St W	0.57mi	3/2.0 (-1)	1,904 (-4%)	1mo	$259,000	$136	56
5536 Cross Creek Dr	0.53mi	3/2.5 (-1)	2,160 (+9%)	4mo	$417,506	$193	50
5213 Drexel Dr	0.60mi	3/2.0 (-1)	2,166 (+9%)	2mo	$277,000	$128	47
5541 Cross Creek Dr	0.54mi	3/2.0 (-1)	2,222 (+12%)	5mo	$409,450	$184	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.24% rent growth · sell at horizon

5-year hold

• IRR: -9.8%
• Equity multiple: 0.65×
• Total profit: $-18,115
• Equity at exit: $27,733

10-year hold

• IRR: -4.2%
• Equity multiple: 0.75×
• Total profit: $-12,908
• Equity at exit: $16,082

Cash invested: $52,080 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36693

• Home prices YoY: -28.1%
• Rents YoY: 0.2%
• Active inventory: 142
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $1,773 high
• Mortgage (P&I): −$975
• Tax from tax record: −$83 /mo · $993/yr
• Insurance: −$78
• HOA: −$0
• Vacancy / Maint / Mgmt: −$372
• Net cashflow: $265

Break-even live

Break-even rent $1,438

Max offer price $186,000

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,500
• Closing costs: $5,580
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4950 Government Blvd Mobile, AL	1.0–4.0	1.0–2.5	1225	$1,483	$1.21	13d	7	0.40mi
4273 Vega Dr Mobile, AL	3.0	1.5	1300	$1,600	$1.23	43d	1	0.72mi
2754 Seaton Ct Mobile, AL	3.0	2.5	1640	$1,950	$1.19	13d	1	0.72mi
4361 Montclair Cir E Mobile, AL	3.0	2.0	1456	$1,700	$1.17	43d	1	0.91mi
4861 Woodcliff Dr N Mobile, AL	3.0	2.0	1610	$1,300	$0.81	43d	1	1.07mi
6190 Girby Rd Mobile, AL	1.0–3.0	1.0–2.0	1034	$1,789	$1.73	13d	15	1.25mi

Listing history 6 events

1. 2026-05-15
   price $186,000 1082-char remark

   Show marketing remark (1082 chars)

   Welcome to 5255 Tyden Court- where space, comfort, and opportunity come together. Situated on a generous 1-acre lot, this 4-bedroom, 3-bathroom home offers approximately 1,988 square feet of thoughtfully designed living space, giving you the flexibility to live, grow, and create the lifestyle you've been looking for. Inside, you'll find a layout built for both functionality and comfort. The oversized master suite stands out as a true retreat, complete with its own split AC unit providing personalized comfort and efficiency no matter the season. With multiple bedrooms and bathrooms, there's room for everyone or a dedicated home office. Step outside and imagine the possibilities that come with room to entertain, expand, garden, or simply enjoy the privacy and freedom that's hard to find. This home isn't just about square footage, it's about what that space can do for you. Whether you're hosting, relaxing, or building your next chapter, 5255 Tyden Court gives you the room to make it happen. Explore the potential. Envision the lifestyle. Make it your own.

2. 2026-04-20
   listed $215,000 Active 1082-char remark

   Show marketing remark (1082 chars)

   Welcome to 5255 Tyden Court- where space, comfort, and opportunity come together. Situated on a generous 1-acre lot, this 4-bedroom, 3-bathroom home offers approximately 1,988 square feet of thoughtfully designed living space, giving you the flexibility to live, grow, and create the lifestyle you've been looking for. Inside, you'll find a layout built for both functionality and comfort. The oversized master suite stands out as a true retreat, complete with its own split AC unit providing personalized comfort and efficiency no matter the season. With multiple bedrooms and bathrooms, there's room for everyone or a dedicated home office. Step outside and imagine the possibilities that come with room to entertain, expand, garden, or simply enjoy the privacy and freedom that's hard to find. This home isn't just about square footage, it's about what that space can do for you. Whether you're hosting, relaxing, or building your next chapter, 5255 Tyden Court gives you the room to make it happen. Explore the potential. Envision the lifestyle. Make it your own.

3. 2026-04-20
   historical $215,000 1082-char remark

   Show marketing remark (1082 chars)

   Welcome to 5255 Tyden Court- where space, comfort, and opportunity come together. Situated on a generous 1-acre lot, this 4-bedroom, 3-bathroom home offers approximately 1,988 square feet of thoughtfully designed living space, giving you the flexibility to live, grow, and create the lifestyle you've been looking for. Inside, you'll find a layout built for both functionality and comfort. The oversized master suite stands out as a true retreat, complete with its own split AC unit providing personalized comfort and efficiency no matter the season. With multiple bedrooms and bathrooms, there's room for everyone or a dedicated home office. Step outside and imagine the possibilities that come with room to entertain, expand, garden, or simply enjoy the privacy and freedom that's hard to find. This home isn't just about square footage, it's about what that space can do for you. Whether you're hosting, relaxing, or building your next chapter, 5255 Tyden Court gives you the room to make it happen. Explore the potential. Envision the lifestyle. Make it your own.

4. 2021-01-05
   soldstatus $150,000
5. 2008-07-22
   soldstatus $148,000
6. 2006-10-31
   soldstatus $142,100

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $993 · $83/mo
• Projected year-2 tax: $993 · $83/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,277
• − Mortgage interest: −$10,419
• − Property taxes: −$993
• − Insurance: −$930
• − Repairs & maintenance: −$1,702
• − Management: −$1,702
• − Depreciation: −$5,411
• Taxable income: $120
• Est. tax owed @ 24.0%: −$29
• After-tax cash flow: $3,152/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mobile County
• NCES district ID: 0102370
• Math proficiency: 15% ▼ -28.00%
• Reading proficiency: 39% ▬ 0.00%
• Median HH income: $42,455
• Composite: 22.9/100
• National rank: #8002
• State rank: #81 of 129 in AL

Livability — Mobile

• Score: 75/100
• State rank: #20
• US rank: #4262

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mobile, AL
• County: Mobile County · 246,577 people
• City population: 205,729
• Metro: Mobile, AL
• Population (ZIP): 18,726
• Household income: $68,933
• Rent vs Own: 30.1% rent · 69.9% own
• Severe rent burden: 498.0

Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Black 23% Hispanic / Latino 5% Asian 4% Two or more races 4%
• Common ancestry: Slovak 4% Italian 3% Serbian 2%
• Foreign-born: 8% · Canada, Vietnam
• Languages at home: 90% English-only · Spanish 4% Tagalog/Filipino 2% Vietnamese 1%

Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -71.22%
• Current HPI: 182.6406
• Rent YoY: ▲ 0.24%
• Metro: Mobile, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+30.9% since first listed

6 events — show timeline

• 2026-05-15 Price Changed $186,000 GCMLS AL
• 2026-04-20 Listed $215,000 GCMLS AL
• 2026-04-20 Coming Soon $215,000 GCMLS AL
• 2021-01-05 Sold (Public Records) $150,000 Public Records
• 2008-07-22 Sold (Public Records) $148,000 Public Records
• 2006-10-31 Sold (Public Records) $142,100 Public Records

Property tax history

-5.7%/yr

Latest (2025): $993 · +3.0% YoY. Source: county tax records.