55 Emerald Woods Dr Unit C8 · Pine Ridge, FL 34108

$399,000

2 bd · 2.0 ba · 1,133 sqft · Condo public records · 90 Days on market

Built 1987 $717/mo HOA · 14% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.5/30.0
• DSCR +7.9/10.0
• ARV discount +7.5/15.0
• 1% rule +7.4/10.0
• Schools +5.0/10.0
• Rent growth +4.7/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to your dream condo in the heart of Naples! This spacious 2 bedroom, 2 bathroom unit offers a peaceful retreat with modern finishes and a bright, open floor plan. This condo comes with a New roof, plantation shutters, a murphy kitchen table, porcelain tile floors, Maytag kitchen appliances and space for a loft. Step out onto your two private balcony and enjoy views of lush tropical landscaping. The community offers fantastic amenities, including a sparkling pool and spa. Conveniently located near golf courses and walking distance to Vanderbilt Beach and Mercato Shoppes. This home is the perfect piece of Paradise!

Key facts

• Plantation shutters
• New roof
• $717 HOA

Tags

• SOARING CATHEDRAL CEILINGS
• NEW ROOF
• PLANTATION SHUTTERS
• BUILT-IN MURPHY DINING TABLE
• PORCELAIN TILE FLOORING
• MAYTAG KITCHEN APPLIANCES

Property features AI

Finance

• Other: Development: PINE RIDGE (Emerald Woods sub-condo)
• HOA & community: Mandatory HOA (Condo management); Quarterly HOA fee; HOA provides cable, internet/WiFi, irrigation water, lawn/land maintenance, exterior pest control, sewer, street lights, street maintenance, trash removal and water; Community amenities include pool, community room, spa/hot tub and internet access; Non-gated community; Total annual recurring fees: $8,608; One-time fees: $150

Exterior

• Parking: 1 assigned parking space
• Security: Entry keypad
• Utilities: Water assessment paid; Central sewer; Cable available
• Home design: Residential low-rise (1-3) building; 2-story building; Entry level: 1 (unit on single floor within building)
• Construction: Concrete block construction; Built in 1987
• Exterior features: Shingle roof; Storm protection: see remarks; Windows: see remarks; Landscaped area view; Zero lot line; Corner unit; Rear exposure faces south; Balcony

Interior

• Kitchen: Electric cooktop; Self-cleaning oven; Dishwasher; Microwave; Refrigerator; Freezer
• Bedrooms: 2 bedrooms with a split bedroom floor plan
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms; Master bath: see remarks
• Heating & cooling: Central electric heat; Central electric cooling; Exhaust fan
• Interior features: Cable prewire and high-speed internet available; Walk-in closet; Window coverings; Dining area in living room; Balcony and open porch/lanai; Laundry in residence; Furnished negotiable
• Laundry & utility: Washer and dryer included

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $399k.

Deal economics

• At list price, monthly cash flow is $817 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $399k).
• Recommended offer: $375k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.8% vs local median 3.4% in Pine Ridge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#565 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: health & safety C-, amenities F, commute F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Sea Gate Elementary School (math 86% / reading 81%, grade A+, #60 of 2,144 statewide, top 3%, 703 students, 26% FRL); Barron Collier High School (math 62% / reading 68%, grade B, #76 of 667 statewide, top 11%, 1,650 students, 26% FRL) — zoned schools average 26% FRL vs 55% district-wide (29 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 74% at this address vs 58% district-wide (+16 pts) — the actual schools serving this property are materially stronger than the Collier average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising fast (+8.7%/yr); 679 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $4,955/mo this rent would consume 50% of the median local household income ($119k/yr) (locally 237% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $112k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 90 days — a 6% lower offer ($375k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 6y ago; this cycle's ask is 7289% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→32/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $375,060 (6.0% below list)

Questions for the listing agent

1. It's been on market 90 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.24% ✓
• Cap rate: 8.75%
• Cash-on-cash: 8.78%
• DSCR: 1.39
• GRM: 6.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 3.0%
• Equity multiple: 1.12×
• Total profit: $13,872
• Equity at exit: $59,492

10-year hold

• IRR: 17.2%
• Equity multiple: 2.79×
• Total profit: $199,454
• Equity at exit: $34,498

Cash invested: $111,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34108

• Rents YoY: 8.7%
• Active inventory: 679
• Price-to-rent: 6.7×

Monthly cashflow live

• Estimated rent: $4,955 medium
• Mortgage (P&I): −$2,092
• Tax from tax record: −$122 /mo · $1,461/yr
• Insurance: −$166
• HOA: −$717
• Vacancy / Maint / Mgmt: −$1,041
• Net cashflow: $817

Break-even live

Break-even rent $3,921

Max offer price $399,000

Occupancy floor 79%

Sensitivity live

Price	-10% $1,043	-5% $930	+0% $817	+5% $704	+10% $591
Rent	-10% $426	-5% $622	+0% $817	+5% $1,013	+10% $1,209
Rate	-1.0pp $1,018	-0.5pp $919	base $817	+0.5pp $714	+1.0pp $609

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $99,750
• Closing costs: $11,970
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
61 Emerald Woods Dr Unit D2 Naples, FL	2.0	2.5	1360	$3,200	$2.35	24d	1	0.03mi
65 Emerald Woods Dr Unit E8 Naples, FL	2.0	2.5	1360	$2,400	$1.76	24d	1	0.06mi
322 Sugar Pine Ln #322 Naples, FL	2.0	2.0	1311	$2,350	$1.79	24d	1	0.10mi
81 Emerald Woods Dr Unit M8 Naples, FL	2.0	2.0	1133	$4,200	$3.71	14d	1	0.15mi
81 Emerald Woods Dr Unit M8 Naples, FL	2.0	2.0	1133	$4,200	$3.71	24d	1	0.15mi
790 Meadowland Dr Unit 29-2 Naples, FL	2.0	2.5	1432	$6,000	$4.19	14d	1	0.15mi
800 Meadowland Dr Unit N Naples, FL	2.0	2.5	1432	$5,500	$3.84	21d	1	0.16mi
800 Meadowland Dr Unit H Naples, FL	2.0	2.5	1432	$2,700	$1.89	14d	1	0.16mi
820 Meadowland Dr Unit D Naples, FL	2.0	2.5	1432	$5,500	$3.84	14d	1	0.25mi
833 Meadowland Dr Unit 14-3 Naples, FL	2.0	2.5	1360	$5,500	$4.04	14d	1	0.28mi
200 L Ambiance Cir #101 Naples, FL	2.0	2.0	1395	$8,500	$6.09	14d	1	0.36mi
878 Meadowland Dr Unit G Naples, FL	2.0	2.0	1282	$2,500	$1.95	14d	1	0.37mi
878 Meadowland Dr Unit 4 Naples, FL	2.0	2.0	1459	$6,500	$4.46	14d	1	0.37mi
100 Lambiance Cir Unit 1-101 Naples, FL	2.0	2.0	1389	$8,800	$6.34	24d	1	0.41mi
400 L Ambiance Cir #104 Naples, FL	2.0	2.0	1349	$6,500	$4.82	14d	1	0.42mi
500 Lambiance Cir Unit 5-104 Naples, FL	2.0	2.0	1349	$8,000	$5.93	24d	1	0.48mi
516 Gordonia Rd Naples, FL	2.0	1.0	1100	$3,200	$2.91	24d	1	0.61mi
8415 Excalibur Cir Naples, FL	2.0–3.0	2.0	1522	$9,750	$6.40	24d	1	0.65mi
9115 Strada Pl Naples, FL	1.0–2.0	1.5–2.0	1489	$13,000	$8.73	24d	4	0.66mi
9123 Strada Pl Naples, FL	1.0–2.0	1.0–2.0	1267	$14,000	$11.05	14d	6	0.67mi
8405 Excalibur Cir Unit D3 Naples, FL	2.0	2.0	1382	$9,000	$6.51	24d	1	0.67mi
8385 Excalibur Cir Unit G3 Naples, FL	2.0	2.0	1382	$10,000	$7.24	24d	1	0.68mi
200 Cajeput Dr Naples, FL	1.0	1.0	750	$2,500	$3.33	24d	1	0.70mi
871 Tanbark Dr #102 Naples, FL	2.0	2.0	1203	$7,500	$6.23	24d	1	0.70mi
859 Tanbark Dr Naples, FL	2.0	2.0	1252	$6,000	$4.79	21d	2	0.72mi
859 Tanbark Dr #205 Naples, FL	2.0	2.0	1203	$8,500	$7.07	14d	1	0.72mi
859 Tanbark Dr Naples, FL	2.0	2.0	1252	$5,875	$4.69	24d	3	0.72mi
6934 Rain Lily Ct #102 Naples, FL	2.0	2.0	1282	$4,500	$3.51	24d	1	0.73mi
6934 Rain Lily Ct #103 Naples, FL	2.0	2.0	1282	$5,200	$4.06	24d	1	0.73mi
853 Tanbark Dr Naples, FL	2.0	2.0	1331	$8,650	$6.50	24d	2	0.75mi
847 Tanbark Dr #101 Naples, FL	3.0	2.0	1340	$9,500	$7.09	24d	1	0.77mi
840 Gulf Pavilion Dr #103 Naples, FL	2.0	2.0	1179	$5,500	$4.66	24d	1	0.77mi
7655 Pebble Creek Cir #302 Naples, FL	3.0	2.0	1450	$10,000	$6.90	24d	1	0.78mi
886 Tanbark Dr #103 Naples, FL	2.0	2.0	1203	$9,500	$7.90	24d	1	0.79mi
832 Tanbark Dr #104 Naples, FL	2.0	2.0	1203	$8,500	$7.07	24d	1	0.80mi
815 Gulf Pavilion Dr #203 Naples, FL	2.0	2.0	1179	$3,500	$2.97	24d	1	0.80mi
6914 Satinleaf Rd N #103 Naples, FL	2.0	2.0	1404	$6,200	$4.42	24d	1	0.81mi
7654 Pebble Creek Cir #303 Naples, FL	3.0	2.0	1327	$12,000	$9.04	14d	1	0.81mi
822 Gulf Pavilion Dr #202 Naples, FL	2.0	2.0	1275	$6,500	$5.10	24d	1	0.82mi
818 Tanbark Dr #103 Naples, FL	2.0	2.0	1203	$8,000	$6.65	24d	1	0.82mi

HOA detail condo

• Monthly dues: $717 · $8,604/yr
• Likely covers: landscapingpool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 44 events

1. 2026-06-18
   days on market $399,000 Active 90 DOM
2. 2026-06-17
   days on market $399,000 Active 89 DOM
3. 2026-06-16
   days on market $399,000 Active 88 DOM
4. 2026-06-15
   days on market $399,000 Active 87 DOM
5. 2026-06-14
   days on market $399,000 Active 85 DOM
6. 2026-06-10
   days on market $399,000 Active 82 DOM
7. 2026-06-09
   days on market $399,000 Active 81 DOM
8. 2026-06-08
   days on market $399,000 Active 80 DOM
9. 2026-06-07
   days on market $399,000 Active 79 DOM
10. 2026-06-03
    days on market $399,000 Active 75 DOM
11. 2026-06-02
    days on market $399,000 Active 74 DOM
12. 2026-06-01
    days on market $399,000 Active 73 DOM
13. 2026-05-31
    days on market $399,000 Active 72 DOM
14. 2026-05-30
    days on market $399,000 Active 71 DOM
15. 2026-05-18
    price $399,000
16. 2026-04-22
    listed $5,400
17. 2026-04-22
    historical $5,400
18. 2026-03-20
    listed $410,000 Active
19. 2025-12-24
    listed $5,400
20. 2025-11-17
    historical $5,400
21. 2025-05-20
    listed $5,400
22. 2025-05-20
    historical $2,200
23. 2025-05-20
    listed $2,200
24. 2025-05-08
    historical $2,250
25. 2025-04-16
    price $2,250
26. 2025-04-08
    price $2,550
27. 2025-04-01
    price $2,750
28. 2025-03-12
    price $3,200
29. 2025-03-01
    listed $3,800
30. 2025-03-01
    historical $5,500
31. 2025-02-28
    listed $5,500
32. 2025-02-18
    soldstatus $370,000 Sold 629-char remark

    Show marketing remark (629 chars)

    Welcome to your dream condo in the heart of Naples! This spacious 2 bedroom, 2 bathroom unit offers a peaceful retreat with modern finishes and a bright, open floor plan. This condo comes with a New roof, plantation shutters, a murphy kitchen table, porcelain tile floors, Maytag kitchen appliances and space for a loft. Step out onto your two private balcony and enjoy views of lush tropical landscaping. The community offers fantastic amenities, including a sparkling pool and spa. Conveniently located near golf courses and walking distance to Vanderbilt Beach and Mercato Shoppes. This home is the perfect piece of Paradise!

33. 2025-02-17
    status Pending With Contingencies 629-char remark

    Show marketing remark (629 chars)

    Welcome to your dream condo in the heart of Naples! This spacious 2 bedroom, 2 bathroom unit offers a peaceful retreat with modern finishes and a bright, open floor plan. This condo comes with a New roof, plantation shutters, a murphy kitchen table, porcelain tile floors, Maytag kitchen appliances and space for a loft. Step out onto your two private balcony and enjoy views of lush tropical landscaping. The community offers fantastic amenities, including a sparkling pool and spa. Conveniently located near golf courses and walking distance to Vanderbilt Beach and Mercato Shoppes. This home is the perfect piece of Paradise!

34. 2025-02-04
    status Pending 629-char remark

    Show marketing remark (629 chars)

    Welcome to your dream condo in the heart of Naples! This spacious 2 bedroom, 2 bathroom unit offers a peaceful retreat with modern finishes and a bright, open floor plan. This condo comes with a New roof, plantation shutters, a murphy kitchen table, porcelain tile floors, Maytag kitchen appliances and space for a loft. Step out onto your two private balcony and enjoy views of lush tropical landscaping. The community offers fantastic amenities, including a sparkling pool and spa. Conveniently located near golf courses and walking distance to Vanderbilt Beach and Mercato Shoppes. This home is the perfect piece of Paradise!

35. 2025-01-10
    status Pending With Contingencies 629-char remark

    Show marketing remark (629 chars)

    Welcome to your dream condo in the heart of Naples! This spacious 2 bedroom, 2 bathroom unit offers a peaceful retreat with modern finishes and a bright, open floor plan. This condo comes with a New roof, plantation shutters, a murphy kitchen table, porcelain tile floors, Maytag kitchen appliances and space for a loft. Step out onto your two private balcony and enjoy views of lush tropical landscaping. The community offers fantastic amenities, including a sparkling pool and spa. Conveniently located near golf courses and walking distance to Vanderbilt Beach and Mercato Shoppes. This home is the perfect piece of Paradise!

36. 2025-01-08
    price $398,000 629-char remark

    Show marketing remark (629 chars)

    Welcome to your dream condo in the heart of Naples! This spacious 2 bedroom, 2 bathroom unit offers a peaceful retreat with modern finishes and a bright, open floor plan. This condo comes with a New roof, plantation shutters, a murphy kitchen table, porcelain tile floors, Maytag kitchen appliances and space for a loft. Step out onto your two private balcony and enjoy views of lush tropical landscaping. The community offers fantastic amenities, including a sparkling pool and spa. Conveniently located near golf courses and walking distance to Vanderbilt Beach and Mercato Shoppes. This home is the perfect piece of Paradise!

37. 2024-12-29
    price $415,000 629-char remark

    Show marketing remark (629 chars)

    Welcome to your dream condo in the heart of Naples! This spacious 2 bedroom, 2 bathroom unit offers a peaceful retreat with modern finishes and a bright, open floor plan. This condo comes with a New roof, plantation shutters, a murphy kitchen table, porcelain tile floors, Maytag kitchen appliances and space for a loft. Step out onto your two private balcony and enjoy views of lush tropical landscaping. The community offers fantastic amenities, including a sparkling pool and spa. Conveniently located near golf courses and walking distance to Vanderbilt Beach and Mercato Shoppes. This home is the perfect piece of Paradise!

38. 2024-11-13
    listed $426,500 Active 629-char remark

    Show marketing remark (629 chars)

    Welcome to your dream condo in the heart of Naples! This spacious 2 bedroom, 2 bathroom unit offers a peaceful retreat with modern finishes and a bright, open floor plan. This condo comes with a New roof, plantation shutters, a murphy kitchen table, porcelain tile floors, Maytag kitchen appliances and space for a loft. Step out onto your two private balcony and enjoy views of lush tropical landscaping. The community offers fantastic amenities, including a sparkling pool and spa. Conveniently located near golf courses and walking distance to Vanderbilt Beach and Mercato Shoppes. This home is the perfect piece of Paradise!

39. 2021-08-24
    soldstatus $290,000
40. 2020-03-31
    soldstatus $179,000
41. 2020-03-27
    soldstatus $179,000 Sold 1189-char remark

    Show marketing remark (1189 chars)

    WELCOME TO EMERALD WOODS! This neighborhood is located in one of the most desirable zip codes in North Naples and this condo is currently the lowest priced home in the entire area! Check out this great second story, two bedroom/2 bath condo (with two balconies and soaring ceilings) that offers a wonderful wooded environment while still being close to the beach. Beautifully maintained by the original owners, this condo is just waiting for you to update to your taste (and priced right to give you the equity to make the perfect improvements). AMAZING LOCATION. .CLOSE TO EVERYTHING! Emerald Woods is located walking/biking/driving distance to the Mercato (Whole Foods, Yoga, Cycle Bar, high-end shopping, restaurants, movies, bars & nightlife), The Pavilion (restaurants, movies, grocery and fitness), Pelican Bay Community Park (tennis, racquet ball, basketball, bocce, soccer fields & sand volleyball courts) and Vanderbilt Beach (water sport & beach equipment rentals, free parking and beautiful sunsets every night). This could be the perfect Florida get-away home, vacation rental or full time residence! ACT NOW and have this perfect condo ready for next season!

42. 2020-03-08
    status Pending 1189-char remark

    Show marketing remark (1189 chars)

    WELCOME TO EMERALD WOODS! This neighborhood is located in one of the most desirable zip codes in North Naples and this condo is currently the lowest priced home in the entire area! Check out this great second story, two bedroom/2 bath condo (with two balconies and soaring ceilings) that offers a wonderful wooded environment while still being close to the beach. Beautifully maintained by the original owners, this condo is just waiting for you to update to your taste (and priced right to give you the equity to make the perfect improvements). AMAZING LOCATION. .CLOSE TO EVERYTHING! Emerald Woods is located walking/biking/driving distance to the Mercato (Whole Foods, Yoga, Cycle Bar, high-end shopping, restaurants, movies, bars & nightlife), The Pavilion (restaurants, movies, grocery and fitness), Pelican Bay Community Park (tennis, racquet ball, basketball, bocce, soccer fields & sand volleyball courts) and Vanderbilt Beach (water sport & beach equipment rentals, free parking and beautiful sunsets every night). This could be the perfect Florida get-away home, vacation rental or full time residence! ACT NOW and have this perfect condo ready for next season!

43. 2020-02-21
    listed $192,000 Active 1189-char remark

    Show marketing remark (1189 chars)

    WELCOME TO EMERALD WOODS! This neighborhood is located in one of the most desirable zip codes in North Naples and this condo is currently the lowest priced home in the entire area! Check out this great second story, two bedroom/2 bath condo (with two balconies and soaring ceilings) that offers a wonderful wooded environment while still being close to the beach. Beautifully maintained by the original owners, this condo is just waiting for you to update to your taste (and priced right to give you the equity to make the perfect improvements). AMAZING LOCATION. .CLOSE TO EVERYTHING! Emerald Woods is located walking/biking/driving distance to the Mercato (Whole Foods, Yoga, Cycle Bar, high-end shopping, restaurants, movies, bars & nightlife), The Pavilion (restaurants, movies, grocery and fitness), Pelican Bay Community Park (tennis, racquet ball, basketball, bocce, soccer fields & sand volleyball courts) and Vanderbilt Beach (water sport & beach equipment rentals, free parking and beautiful sunsets every night). This could be the perfect Florida get-away home, vacation rental or full time residence! ACT NOW and have this perfect condo ready for next season!

44. 1987-12-01
    soldstatus $75,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,461 · $122/mo
• Projected year-2 tax: $3,312 · $276/mo
• Expected delta: +$1,851/yr (+$154/mo · 126.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 12% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 32 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $59,464
• − Mortgage interest: −$22,350
• − Property taxes: −$1,461
• − Insurance: −$1,995
• − Repairs & maintenance: −$4,757
• − Management: −$4,757
• − HOA: −$8,604
• − Depreciation: −$11,607
• Taxable income: $3,932
• Est. tax owed @ 24.0%: −$944
• After-tax cash flow: $8,864/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Pine Ridge

• Score: 67/100
• State rank: #565
• US rank: #10798

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B- Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Pine Ridge, FL
• County: Collier County · 396,295 people
• City population: 18,514
• Metro: Naples-Marco Island, FL
• Population (ZIP): 16,237
• Household income: $119,212
• Rent vs Own: 14.0% rent · 86.0% own
• Severe rent burden: 237.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 8% Two or more races 7% Asian 1% Black 1%
• Hispanic origin (detail): Mexican 2% Cuban 3%
• Common ancestry: Romanian 5% Lithuanian 3% Slovak 3%
• Foreign-born: 16% · Canada, Dominican Republic, South Korea
• Languages at home: 86% English-only · Spanish 6% Russian/Polish/Slavic 2% Other Indo-European 2%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -587.97%
• Current HPI: 275.1872
• Rent YoY: ▲ 8.74%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+427.8% since first listed

30 events — show timeline

• 2026-05-18 Price Changed $399,000 NAPLESMLS
• 2026-04-22 Listed for Rent $5,400 FGCMLS
• 2026-04-22 Rental Removed $5,400 NAPLESMLS
• 2026-03-20 Listed $410,000 NAPLESMLS
• 2025-12-24 Listed for Rent $5,400 NAPLESMLS
• 2025-11-17 Rental Removed $5,400 NAPLESMLS
• 2025-05-20 Listed for Rent $5,400 NAPLESMLS
• 2025-05-20 Rental Removed $2,200 NAPLESMLS
• 2025-05-20 Listed for Rent $2,200 NAPLESMLS
• 2025-05-08 Rental Removed $2,250 NAPLESMLS
• 2025-04-16 Price Changed $2,250 NAPLESMLS
• 2025-04-08 Price Changed $2,550 NAPLESMLS
• 2025-04-01 Price Changed $2,750 NAPLESMLS
• 2025-03-12 Price Changed $3,200 NAPLESMLS
• 2025-03-01 Listed for Rent $3,800 NAPLESMLS
• 2025-03-01 Rental Removed $5,500 NAPLESMLS
• 2025-02-28 Listed for Rent $5,500 NAPLESMLS
• 2025-02-18 Sold (MLS) $370,000 NAPLESMLS
• 2025-02-17 Pending — NAPLESMLS
• 2025-02-04 Pending — NAPLESMLS
• 2025-01-10 Pending — NAPLESMLS
• 2025-01-08 Price Changed $398,000 NAPLESMLS
• 2024-12-29 Price Changed $415,000 NAPLESMLS
• 2024-11-13 Listed $426,500 NAPLESMLS
• 2021-08-24 Sold (Public Records) $290,000 Public Records
• 2020-03-31 Sold (Public Records) $179,000 Public Records
• 2020-03-27 Sold (MLS) $179,000 NAPLESMLS
• 2020-03-08 Pending — NAPLESMLS
• 2020-02-21 Listed $192,000 NAPLESMLS
• 1987-12-01 Sold (Public Records) $75,600 Public Records

Property tax history

+2.2%/yr

Latest (2025): $1,461 · +2.7% YoY. Source: county tax records.