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91 Tilford Unit E
B Composite 74.97
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.8/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +9.2/10.0
  • Schools +4.0/10.0
  • Livability +3.8/5.0
  • Condition / age +3.8/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$69,999

91 Tilford Unit E · Deerfield Beach, FL 33442
1 bd · 1.0 ba · 585 sqft · Condo · 112 Days on market
Built 1978 Good condition $120/sqft · 25% below area Est $93k · 25% under $616/mo HOA · 38% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Charming Updated 1-BR/1-BA First-Floor Unit - Just 3.3 Miles to the Beach! Move right into this beautiful, partially furnished first-floor condo, freshly upgraded with newer appliances, brand-new cabinets, and a brand-new AC unit to keep you cool. Nestled in a quiet, serene area of the community, this home features assigned parking close to the Powerline Road exit and sits conveniently steps from the laundry room and local shopping. Enjoy an incredible resort-style lifestyle with access to over 100 social, cultural, and sports clubs, multiple pools, and a complimentary community bus service. Ideal for both end-users and investors, the unit is rentable after just one year of ownership.

Key facts

  • First-floor unit
  • Assigned parking
  • Close to shopping

Tags

FIRST-FLOOR UNITASSIGNED PARKINGCLOSE TO SHOPPING3.3 MILES TO THE BEACH

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $70k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $191 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $70k).
  • Recommended offer: $64k (9.0% below list) — sets the bar for market timing.
  • Cap rate 9.6% vs local median 4.2% in Deerfield Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#250 in FL, #3,970 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: amenities D-, employment D-.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Quiet Waters Elementary School (math 40% / reading 48%, grade F, #1,330 of 2,144 statewide, top 63%, 1,128 students, 62% FRL); Lyons Creek Middle School (math 49% / reading 53%, grade C, #237 of 571 statewide, top 43%, 1,757 students, 60% FRL); Deerfield Beach High School (math 12% / reading 37%, grade F, #505 of 667 statewide, top 79%, 2,251 students, 69% FRL).
  • Market conditions: Rents flat; 671 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 60d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 112 days — a 9% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 38% of rent.
Recommended offer $63,699 (9.0% below list)

Questions for the listing agent

  1. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.33%
Cap rate
9.56%
Cash-on-cash
11.68%
DSCR
1.52
GRM
3.6

CMA / ARV

ARV (median comp)
$93,454
List price
$69,999
Delta
-25.10%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
387 Tilford R #387 0.38mi 1/1.0 585 (0%) 3mo $38,000 $65 80
102 E Upminster E #102 0.97mi 1/1.0 585 (0%) 0mo $158,000 $270 65
143 Westbury I #143 0.87mi 1/1.0 593 (+1%) 3mo $64,000 $108 60
326 Tilford P #326 0.26mi 1/1.5 700 (+20%) 3mo $67,500 $96 59
344 Markham P #344 0.27mi 1/1.5 700 (+20%) 3mo $65,000 $93 58
125 Oakridge J #125 0.35mi 1/1.5 700 (+20%) 1mo $90,000 $129 56
112 Oakridge I #112 0.36mi 1/1.5 700 (+20%) 1mo $72,000 $103 56
1146 Cambridge G 0.59mi 1/1.5 700 (+20%) 2mo $95,000 $136 44
2144 Cambridge G 0.61mi 1/1.5 700 (+20%) 2mo $139,000 $199 43
3012 Harwood C #3012 0.68mi 1/1.0 695 (+19%) 1mo $65,000 $94 42
2123 Cambridge F 0.67mi 1/1.5 721 (+23%) 0mo $95,000 $132 42
29 Richmond D #29 0.93mi 1/1.5 700 (+20%) 1mo $48,500 $69 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.1% rent growth · sell at horizon

5-year hold
IRR
-5.0%
Equity multiple
0.83×
Total profit
$-3,418
Equity at exit
$10,437
10-year hold
IRR
-3.7%
Equity multiple
0.82×
Total profit
$-3,626
Equity at exit
$6,052

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Active competition Active MLS

For sale now
18 active · 9 under contract
Median asking
$97,600 ($137/sqft)
Median days on market
85 d
This list price
22% of active listings are priced below it
ARV vs active asking
+16.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33442

Rents YoY
0.1%
Active inventory
671
Price-to-rent
3.6×

Monthly cashflow live

Estimated rent
$1,634 high interval (Pro) →
Mortgage (P&I)
$367
Tax est. 1.5%
$87 /mo · $1,050/yr
Insurance
$29
HOA
$616
Vacancy / Maint / Mgmt
$343
Net cashflow
$191

Break-even live

Break-even rent $1,392
Max offer price $69,999
Occupancy floor 83%

Sensitivity live

Price -10% $239 -5% $215 +0% $191 +5% $167 +10% $142
Rent -10% $62 -5% $126 +0% $191 +5% $255 +10% $320
Rate -1.0pp $226 -0.5pp $209 base $191 +0.5pp $173 +1.0pp $154

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
181 Tilford I Unit I Deerfield Beach, FL 1.0 1.5 700 $1,350 $1.93 73d 1 0.06mi
111 Tilford F #111 Deerfield Beach, FL 1.0 1.0 585 $1,500 $2.56 54d 1 0.07mi
111 Tilford F #111 Deerfield Beach, FL 1.0 1.0 585 $1,500 $2.56 70d 1 0.07mi
58 Tilford C Unit C Deerfield Beach, FL 1.0 1.0 585 $1,400 $2.39 4d 1 0.08mi
25 Newport Ct Unit 25 Deerfield Beach, FL 1.0 1.0 700 $1,549 $2.21 73d 1 0.18mi
27 Newport B Deerfield Beach, FL 1.0 1.5 700 $1,550 $2.21 71d 1 0.18mi
12 Prescott E Unit 12 Deerfield Beach, FL 1.0 1.5 700 $1,550 $2.21 48d 1 0.22mi
20 Prescott E Unit 20 Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 73d 1 0.22mi
188 Prescott E Unit 188 Deerfield Beach, FL 1.0 1.5 700 $2,600 $3.71 39d 1 0.23mi
188 Prescott E Unit 188 Deerfield Beach, FL 1.0 1.5 700 $1,800 $2.57 73d 1 0.23mi
138 Markham G Deerfield Beach, FL 2.0 1.5 700 $1,600 $2.29 18d 1 0.27mi
358 Markham Cres Unit 358 Deerfield Beach, FL 1.0 1.5 700 $1,500 $2.14 73d 1 0.29mi
358 Markham P #358 Deerfield Beach, FL 1.0 1.5 700 $1,500 $2.14 39d 1 0.29mi
125 Newport I Unit I Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 48d 1 0.32mi
125 Newport I Unit I Deerfield Beach, FL 1.0 1.5 700 $1,490 $2.13 30d 1 0.32mi
308 Markham N Deerfield Beach, FL 1.0 1.5 700 $1,200 $1.71 73d 1 0.33mi
181 Newport Ct #181 Deerfield Beach, FL 1.0 1.5 700 $1,650 $2.36 43d 1 0.35mi
181 Newport Ct #181 Deerfield Beach, FL 1.0 1.5 700 $1,650 $2.36 73d 1 0.35mi
170 Newport K Deerfield Beach, FL 1.0 1.0 585 $1,430 $2.44 73d 1 0.36mi
260 Prescott N Unit 260 Deerfield Beach, FL 1.0 1.5 700 $1,500 $2.14 73d 1 0.36mi
477 Tilford S Unit 477 Deerfield Beach, FL 1.0 1.5 700 $1,450 $2.07 4d 1 0.37mi
436 Markham S #436 Deerfield Beach, FL 1.0 1.0 585 $1,400 $2.39 73d 1 0.39mi
111 Oakridge I #111 Deerfield Beach, FL 1.0 1.5 706 $1,595 $2.26 73d 1 0.39mi
226 Newport O Deerfield Beach, FL 1.0 1.5 700 $1,700 $2.43 73d 1 0.40mi
226 Newport O Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 52d 1 0.40mi
6 Ventnor a Deerfield Beach, FL 1.0 1.0 600 $1,429 $2.38 73d 1 0.45mi
295 Newport Dr Unit 295 Deerfield Beach, FL 1.0 1.0 595 $1,450 $2.44 73d 1 0.46mi
340 Oakridge S Unit S Deerfield Beach, FL 1.0 1.0 585 $2,000 $3.42 24d 1 0.47mi
306 Newport T #306 Deerfield Beach, FL 1.0 1.0 585 $1,350 $2.31 73d 1 0.48mi
41 Deer Creek Rd Unit G106 Deerfield Beach, FL 1.0 550 $1,850 $3.36 73d 1 0.53mi
165 Ellesmere C Deerfield Beach, FL 1.0 1.0 589 $1,400 $2.38 43d 1 0.53mi
563 Durham T Deerfield Beach, FL 1.0 1.5 703 $1,500 $2.13 17d 1 0.54mi
4031 Harwood E Unit 4031 Deerfield Beach, FL 1.0 1.5 738 $1,700 $2.30 48d 1 0.64mi
1036 Harwood E Unit 1036 Deerfield Beach, FL 1.0 1.5 745 $1,750 $2.35 27d 1 0.65mi
1036 Harwood E Unit 1036 Deerfield Beach, FL 1.0 1.5 738 $1,550 $2.10 2d 1 0.65mi
384 Durham Cir Unit 384 Deerfield Beach, FL 1.0 1.0 593 $1,400 $2.36 37d 1 0.67mi
384 Durham Cir Unit 384 Deerfield Beach, FL 1.0 1.0 593 $1,400 $2.36 73d 1 0.67mi
376 Durham L Deerfield Beach, FL 1.0 1.0 593 $1,490 $2.51 4d 1 0.68mi
178 Durham E Unit 178 Deerfield Beach, FL 1.0 1.0 593 $1,350 $2.28 52d 1 0.70mi
178 Durham E Unit 178 Deerfield Beach, FL 1.0 1.0 593 $1,350 $2.28 60d 1 0.70mi

Property features AI

Finance

Financial info
No land lease
HOA & community
Has associationMonthly HOA fee of $616HOA covers insurance, grounds and structure maintenance, trash, common areas, roof repairs, and pool serviceAssociation amenities include billiard room, clubhouse, golf course, jogging path, picnic area, parking, pool, shuffleboard court, spa/hot tub, security, and maintenanceSenior community

Exterior

Parking
Assigned parkingGuest parkingTotal of 91 parking spaces
Security
Security guardSecurity patrol
Utilities
Has heating and cooling
Home design
CondominiumResale propertyTwo-story buildingEntry level: 1
Construction
Block construction
Exterior features
Open porchScreened porchPorchFirst-floor entryNot waterfront

Interior

Kitchen
Electric rangeRefrigerator
Bedrooms
One bedroom on the main level
Flooring
Tile flooring
Bathrooms
One full bathroom on the main level
Heating & cooling
Central heatingWall/window air conditioning unit(s)
Interior features
Blinds on windowsUnfurnished
Laundry & utility
No specific laundry details provided

HOA detail $616/mo · $7,392/yr condo

Likely covers
poolparking
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 37 events

  1. 2026-08-08
    days on market $69,999 Active 112 DOM
  2. 2026-08-06
    days on market $69,999 Active 110 DOM
  3. 2026-08-05
    days on market $69,999 Active 109 DOM
  4. 2026-08-03
    days on market $69,999 Active 107 DOM
  5. 2026-07-31
    days on market $69,999 Active 104 DOM
  6. 2026-07-28
    days on market $69,999 Active 101 DOM
  7. 2026-07-24
    days on market $69,999 Active 97 DOM
  8. 2026-07-23
    days on market $69,999 Active 96 DOM
  9. 2026-07-22
    days on market $69,999 Active 95 DOM
  10. 2026-07-21
    days on market $69,999 Active 94 DOM
  11. 2026-07-20
    days on market $69,999 Active 93 DOM
  12. 2026-07-18
    days on market $69,999 Active 90 DOM
  13. 2026-07-16
    days on market $69,999 Active 89 DOM
  14. 2026-07-15
    days on market $69,999 Active 88 DOM
  15. 2026-07-14
    days on market $69,999 Active 87 DOM
  16. 2026-07-13
    days on market $69,999 Active 86 DOM
  17. 2026-07-13
    days on market $69,999 Active 85 DOM
  18. 2026-07-11
    days on market $69,999 Active 84 DOM
  19. 2026-07-10
    days on market $69,999 Active 83 DOM
  20. 2026-07-09
    days on market $69,999 Active 82 DOM
  21. 2026-07-07
    days on market $69,999 Active 80 DOM
  22. 2026-07-06
    days on market $69,999 Active 79 DOM
  23. 2026-07-06
    days on market $69,999 Active 78 DOM
  24. 2026-07-03
    days on market $69,999 Active 76 DOM
  25. 2026-07-02
    days on market $69,999 Active 75 DOM
  26. 2026-07-01
    days on market $69,999 Active 74 DOM
  27. 2026-06-30
    days on market $69,999 Active 73 DOM
  28. 2026-06-29
    days on market $69,999 Active 72 DOM
  29. 2026-06-28
    days on market $69,999 Active 71 DOM
  30. 2026-06-27
    days on market $69,999 Active 70 DOM
  31. 2026-06-26
    days on market $69,999 Active 69 DOM
  32. 2026-06-24
    days on market $69,999 Active 67 DOM
  33. 2026-06-22
    days on market $69,999 Active 65 DOM
  34. 2026-06-21
    days on market $69,999 Active 64 DOM
  35. 2026-06-18
    days on market $69,999 Active 61 DOM
  36. 2026-06-17
    remarks 699-char remark
  37. 2026-06-17
    listed $69,999 Active 60 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,604
− Mortgage interest
−$3,921
− Property taxes
−$1,050
− Insurance
−$350
− Repairs & maintenance
−$1,568
− Management
−$1,568
− HOA
−$7,392
− Depreciation
−$2,036
Taxable income
$1,718
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$412
After-tax cash flow
$1,878/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab Est. rehab $2,925–$8,775 screening

This charming, updated 1-BR/1-BA first-floor condo is in good condition with newer appliances and fresh updates. It's move-in ready and ideal for both end-users and investors.

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and value
  • Both Replace air filters — Improves air quality and HVAC efficiency
  • Both Clean gutters — Prevents water damage and improves drainage

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 40/100

Zoned Schools

Elementary Quiet Waters Elementary School F FL #1,330/2,144 Nat'l #17,190/41,679 Middle Lyons Creek Middle School C FL #237/571 Nat'l #3,276/14,009 High Deerfield Beach High School F FL #505/667 Nat'l #12,478/17,239

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL
B Composite livability gradescore 75/100

Livability — Deerfield Beach

Score
75/100
State rank
#250
US rank
#3970

Category grades

Amenities D- Commute C Cost of living A Crime C+ Employment D- Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Deerfield Beach, FL
County
Broward County · 2,207,033 people
City population
61,449
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
31,296
Household income
$53,254
Rent vs Own
30.3% rent · 69.7% own
Severe rent burden
26% of renters

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 57% Hispanic / Latino 23% Two or more races 19% Black 10% Asian 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4% Cuban 3%
Common ancestry
Estonian 7% Romanian 4% Hispanic 3%
Foreign-born
34% · Canada, Jamaica, Dominican Republic
Languages at home
59% English-only · Spanish 20% Other Indo-European 13% French/Haitian/Cajun 4%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Price history

-0.0% since first listed
5 events — show timeline
  • 2026-06-11 Price Changed $69,999 Beaches MLS
  • 2026-05-21 Relisted Beaches MLS
  • 2026-05-21 Price Changed $72,999 Beaches MLS
  • 2026-04-13 Listing Removed Beaches MLS
  • 2025-11-19 Listed $70,000 Beaches MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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