991 Mcculloch Blvd S · Lake Havasu City, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 9/10 · Severe
- Hot days now (above 113°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.4/15.0
- Cash flow +10.3/30.0
- Schools +3.4/10.0
- Rent growth +3.3/5.0
- Livability +3.2/5.0
- DSCR +3.0/10.0
- Condition / age +2.5/5.0
- 1% rule +1.8/10.0
- Appreciation +0.0/10.0
$359,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Stylishly refreshed and truly move-in ready, this desirable southside home delivers the comfort, upgrades, and value today's buyers expect. Offering 3 bedrooms, 2 bathrooms, and a bright layout, it's ideal as a primary residence, vacation getaway, or investment opportunity. A private courtyard sets a welcoming tone and provides a peaceful space to unwind. Inside, enjoy extensive updates including low-E windows and doors, fresh interior and exterior paint, ceramic tile flooring, updated window coverings, ceiling fans, newer appliances, and modern lighting throughout. The spacious lot expands the possibilities with a block wall fenced backyard, perfect for entertaining or future enhancements. The newly updated covered patio captures scenic mountain views, while 50-amp wiring is already in place for a spa. With ample room to add a pool, RV garage, sports court, or casita, this property offers both immediate enjoyment and long-term potential.
Key facts
- 0.26 acre lot
- 2 garage spots
- Built 1981
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $359k.
Deal economics
- At list price, monthly cash flow is $-195 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $325k (9.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $243k (32.4% below list).
- Recommended offer: $243k (32.4% below list) — sets the bar for 1% rule.
- Cap rate 5.6% vs local median 3.0% in Lake Havasu City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#124 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A; Watch: health & safety C-, amenities F, commute F.
- Lake Havasu Unified District (4368) (urban): math 39% / reading 41% proficiency, ranked #66 of 249 in AZ (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+3.1%/yr); 528 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,543 units permitted in Mohave County in 2024 (33 in 5+ unit buildings).
- This rent runs 38% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Mohave County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($348k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $210k; list at $359k implies a 71% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.68% ✗
- Cap rate
- 5.64%
- Cash-on-cash
- -2.33%
- DSCR
- 0.90
- GRM
- 12.3
CMA / ARV
- ARV (median comp)
- $413,186
- List price
- $359,000
- Delta
- -13.11%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 991 Mcculloch Blvd S | 0.00mi | 3/2.0 | 1,473 (0%) | 0mo | $359,000 | $244 | 100 |
| 3891 Sweetgrass Dr | 0.14mi | 3/2.0 | 1,316 (-11%) | 2mo | $285,000 | $217 | 74 |
| 3973 Trotwood Dr | 0.43mi | 3/2.0 | 1,516 (+3%) | 3mo | $517,500 | $341 | 73 |
| 3601 Oro Grande Blvd | 0.43mi | 3/2.0 | 1,581 (+7%) | 0mo | $430,000 | $272 | 67 |
| 3635 Parkview Dr | 0.44mi | 3/2.0 | 1,575 (+7%) | 3mo | $634,999 | $403 | 65 |
| 3521 Oro Grande Blvd | 0.59mi | 3/2.0 | 1,518 (+3%) | 3mo | $475,415 | $313 | 64 |
| 3661 Parkview Dr | 0.38mi | 3/2.0 | 1,323 (-10%) | 3mo | $340,000 | $257 | 63 |
| 3690 Squaw Dr | 0.48mi | 3/2.0 | 1,624 (+10%) | 1mo | $418,000 | $257 | 59 |
| 3789 Cholla Dr | 0.66mi | 3/2.0 | 1,362 (-8%) | 0mo | $520,000 | $382 | 56 |
| 3486 Oro Grande Blvd | 0.55mi | 4/2.0 (+1) | 1,593 (+8%) | 3mo | $449,900 | $282 | 54 |
| 3690 Indian Hills Dr | 0.66mi | 3/2.0 | 1,304 (-12%) | 3mo | $600,000 | $460 | 48 |
| 3465 Winston Dr | 0.70mi | 2/2.0 (-1) | 1,675 (+14%) | 1mo | $370,000 | $221 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.14% rent growth · sell at horizon
- IRR
- -20.1%
- Equity multiple
- 0.30×
- Total profit
- $-70,431
- Equity at exit
- $53,528
- IRR
- -13.0%
- Equity multiple
- 0.24×
- Total profit
- $-76,674
- Equity at exit
- $31,040
Cash invested: $100,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 86406
- Home prices YoY
- -28.5%
- Rents YoY
- 3.1%
- Active inventory
- 528
- Price-to-rent
- 12.3×
Monthly cashflow live
- Estimated rent
- $2,426 high interval (Pro) →
- Mortgage (P&I)
- −$1,883
- Tax from tax record
- −$79 /mo · $950/yr
- Insurance
- −$150
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$509
- Net cashflow
- $-195
Break-even live
Sensitivity live
| Price | -10% $8 | -5% $-93 | +0% $-195 | +5% $-296 | +10% $-398 |
|---|---|---|---|---|---|
| Rent | -10% $-386 | -5% $-291 | +0% $-195 | +5% $-99 | +10% $-3 |
| Rate | -1.0pp $-14 | -0.5pp $-104 | base $-195 | +0.5pp $-288 | +1.0pp $-382 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $89,750
- Closing costs
- $10,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 911 Pueblo Dr Lake Havasu City, AZ | 4.0 | 3.0 | 1824 | $3,500 | $1.92 | 44d | 1 | 0.13mi |
| 905 Mohican Dr Lake Havasu City, AZ | 3.0 | 1.0 | 1005 | $1,900 | $1.89 | 44d | 1 | 0.19mi |
| 3691 Parkview Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1631 | $2,800 | $1.72 | 44d | 1 | 0.30mi |
| 3815 Reservation Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1477 | $1,795 | $1.22 | 44d | 1 | 0.43mi |
| 3576 Stanford Dr Lake Havasu City, AZ | 4.0 | 3.0 | 1730 | $2,400 | $1.39 | 44d | 1 | 0.45mi |
| 3570 Stanford Dr Lake Havasu City, AZ | 3.0 | 3.0 | 1681 | $4,900 | $2.91 | 44d | 1 | 0.49mi |
| 640 Chemehuevi Plz Lake Havasu City, AZ | 3.0 | 3.0 | 1689 | $2,800 | $1.66 | 44d | 1 | 0.56mi |
| 4049 Trotwood Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1537 | $1,850 | $1.20 | 13d | 1 | 0.61mi |
| 621 Pueblo Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1528 | $2,300 | $1.51 | 44d | 1 | 0.62mi |
| 3921 Aloha Ln Lake Havasu City, AZ | 3.0 | 2.0 | 1699 | $3,500 | $2.06 | 44d | 1 | 0.71mi |
| 3720 Beachview Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1427 | $1,700 | $1.19 | 14d | 1 | 0.73mi |
| 1391 McCulloch Blvd S Lake Havasu City, AZ | 3.0 | 2.0 | 1423 | $2,500 | $1.76 | 13d | 1 | 0.75mi |
| 3910 Coral Reef Dr Lake Havasu City, AZ | 4.0 | 2.0 | 1396 | $2,300 | $1.65 | 14d | 1 | 0.76mi |
| 3429 Offshore Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1550 | $1,990 | $1.28 | 21d | 1 | 0.82mi |
| 4042 Columbia Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1600 | $1,995 | $1.25 | 13d | 1 | 0.83mi |
| 3740 Breakwater Dr Lake Havasu City, AZ | 2.0 | 2.0 | 1250 | $1,700 | $1.36 | 44d | 1 | 0.93mi |
| 3610 Breakwater Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1268 | $1,850 | $1.46 | 21d | 1 | 0.95mi |
| 3610 Breakwater Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1268 | $1,850 | $1.46 | 44d | 1 | 0.95mi |
| 3611 Breakwater Dr Lake Havasu City, AZ | 4.0 | 2.0 | 1691 | $3,500 | $2.07 | 44d | 1 | 0.98mi |
| 3310 Winston Dr Lake Havasu City, AZ | 2.0 | 2.0 | 1108 | $3,250 | $2.93 | 44d | 1 | 0.98mi |
| 4241 Colville Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1500 | $3,000 | $2.00 | 13d | 1 | 1.02mi |
| 3293 Silver Arrow Dr Lake Havasu City, AZ | 3.0 | 3.0 | 1854 | $1,800 | $0.97 | 44d | 1 | 1.03mi |
| 1507 Blackfoot Ln S Lake Havasu City, AZ | 3.0 | 2.0 | 1248 | $2,300 | $1.84 | 13d | 1 | 1.03mi |
| 1331 Wapati Dr Lake Havasu City, AZ | 2.0 | 2.0 | 1001 | $1,500 | $1.50 | 44d | 1 | 1.11mi |
| 3221 Star Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1544 | $1,850 | $1.20 | 14d | 1 | 1.15mi |
| 1556 McCulloch Blvd S Lake Havasu City, AZ | 3.0 | 2.0 | 1194 | $1,800 | $1.51 | 44d | 1 | 1.15mi |
| 3380 Truckee Dr Unit 102 Lake Havasu City, AZ | 2.0 | 2.0 | 1141 | $1,450 | $1.27 | 21d | 1 | 1.18mi |
| 3180 Cotati Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1347 | $2,400 | $1.78 | 44d | 1 | 1.22mi |
| 3901 Ravello Dr Lake Havasu City, AZ | 2.0 | 2.0 | 1266 | $1,595 | $1.26 | 44d | 1 | 1.22mi |
| 3430 Kearsage Dr Unit B101 Lake Havasu City, AZ | 2.0 | 2.0 | 1426 | $1,695 | $1.19 | 44d | 1 | 1.23mi |
| 3175 Cotati Dr Lake Havasu City, AZ | 2.0 | 2.5 | 1473 | $2,300 | $1.56 | 44d | 1 | 1.25mi |
| 3165 Cotati Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1688 | $3,100 | $1.84 | 21d | 1 | 1.28mi |
| 3200 Arapaho Dr Unit 102 Lake Havasu City, AZ | 2.0 | 2.0 | 1073 | $1,400 | $1.30 | 21d | 1 | 1.32mi |
| 3300 Tomahawk Dr Unit 101 Lake Havasu City, AZ | 3.0 | 3.0 | 1361 | $1,800 | $1.32 | 44d | 1 | 1.33mi |
| 3417 Thunderbird Dr Lake Havasu City, AZ | 3.0 | 2.0 | 1686 | $2,400 | $1.42 | 14d | 1 | 1.34mi |
| 3436 Silver Saddle Dr Lake Havasu City, AZ | 2.0 | 2.0 | 1524 | $2,100 | $1.38 | 44d | 1 | 1.38mi |
| 3210 Sweetwater Ave #130 Lake Havasu City, AZ | 2.0 | 2.0 | 915 | $2,000 | $2.19 | 13d | 1 | 1.44mi |
| 3210 Sweetwater Ave Lake Havasu City, AZ | 2.0 | 2.0 | 915 | $1,825 | $1.99 | 44d | 2 | 1.45mi |
| 3255 Silver Saddle Dr Lake Havasu City, AZ | 3.0 | 3.0 | 1850 | $2,950 | $1.59 | 44d | 1 | 1.46mi |
| 3393 Jamaica Blvd S Lake Havasu City, AZ | 3.0 | 2.0 | 1694 | $3,000 | $1.77 | 44d | 1 | 1.47mi |
Listing history 15 events
-
2026-05-18status Pending 952-char remark
Show marketing remark (952 chars)
Stylishly refreshed and truly move-in ready, this desirable southside home delivers the comfort, upgrades, and value today's buyers expect. Offering 3 bedrooms, 2 bathrooms, and a bright layout, it's ideal as a primary residence, vacation getaway, or investment opportunity. A private courtyard sets a welcoming tone and provides a peaceful space to unwind. Inside, enjoy extensive updates including low-E windows and doors, fresh interior and exterior paint, ceramic tile flooring, updated window coverings, ceiling fans, newer appliances, and modern lighting throughout. The spacious lot expands the possibilities with a block wall fenced backyard, perfect for entertaining or future enhancements. The newly updated covered patio captures scenic mountain views, while 50-amp wiring is already in place for a spa. With ample room to add a pool, RV garage, sports court, or casita, this property offers both immediate enjoyment and long-term potential.
-
2026-05-18status Pending 952-char remark
Show marketing remark (952 chars)
Stylishly refreshed and truly move-in ready, this desirable southside home delivers the comfort, upgrades, and value today's buyers expect. Offering 3 bedrooms, 2 bathrooms, and a bright layout, it's ideal as a primary residence, vacation getaway, or investment opportunity. A private courtyard sets a welcoming tone and provides a peaceful space to unwind. Inside, enjoy extensive updates including low-E windows and doors, fresh interior and exterior paint, ceramic tile flooring, updated window coverings, ceiling fans, newer appliances, and modern lighting throughout. The spacious lot expands the possibilities with a block wall fenced backyard, perfect for entertaining or future enhancements. The newly updated covered patio captures scenic mountain views, while 50-amp wiring is already in place for a spa. With ample room to add a pool, RV garage, sports court, or casita, this property offers both immediate enjoyment and long-term potential.
-
2026-05-06price $359,000 952-char remark
Show marketing remark (952 chars)
Stylishly refreshed and truly move-in ready, this desirable southside home delivers the comfort, upgrades, and value today's buyers expect. Offering 3 bedrooms, 2 bathrooms, and a bright layout, it's ideal as a primary residence, vacation getaway, or investment opportunity. A private courtyard sets a welcoming tone and provides a peaceful space to unwind. Inside, enjoy extensive updates including low-E windows and doors, fresh interior and exterior paint, ceramic tile flooring, updated window coverings, ceiling fans, newer appliances, and modern lighting throughout. The spacious lot expands the possibilities with a block wall fenced backyard, perfect for entertaining or future enhancements. The newly updated covered patio captures scenic mountain views, while 50-amp wiring is already in place for a spa. With ample room to add a pool, RV garage, sports court, or casita, this property offers both immediate enjoyment and long-term potential.
-
2026-05-06price $359,000 952-char remark
Show marketing remark (952 chars)
Stylishly refreshed and truly move-in ready, this desirable southside home delivers the comfort, upgrades, and value today's buyers expect. Offering 3 bedrooms, 2 bathrooms, and a bright layout, it's ideal as a primary residence, vacation getaway, or investment opportunity. A private courtyard sets a welcoming tone and provides a peaceful space to unwind. Inside, enjoy extensive updates including low-E windows and doors, fresh interior and exterior paint, ceramic tile flooring, updated window coverings, ceiling fans, newer appliances, and modern lighting throughout. The spacious lot expands the possibilities with a block wall fenced backyard, perfect for entertaining or future enhancements. The newly updated covered patio captures scenic mountain views, while 50-amp wiring is already in place for a spa. With ample room to add a pool, RV garage, sports court, or casita, this property offers both immediate enjoyment and long-term potential.
-
2026-04-28$365,000 Active 952-char remark
Show marketing remark (952 chars)
Stylishly refreshed and truly move-in ready, this desirable southside home delivers the comfort, upgrades, and value today's buyers expect. Offering 3 bedrooms, 2 bathrooms, and a bright layout, it's ideal as a primary residence, vacation getaway, or investment opportunity. A private courtyard sets a welcoming tone and provides a peaceful space to unwind. Inside, enjoy extensive updates including low-E windows and doors, fresh interior and exterior paint, ceramic tile flooring, updated window coverings, ceiling fans, newer appliances, and modern lighting throughout. The spacious lot expands the possibilities with a block wall fenced backyard, perfect for entertaining or future enhancements. The newly updated covered patio captures scenic mountain views, while 50-amp wiring is already in place for a spa. With ample room to add a pool, RV garage, sports court, or casita, this property offers both immediate enjoyment and long-term potential.
-
2026-04-28price $365,000 952-char remark
Show marketing remark (952 chars)
Stylishly refreshed and truly move-in ready, this desirable southside home delivers the comfort, upgrades, and value today's buyers expect. Offering 3 bedrooms, 2 bathrooms, and a bright layout, it's ideal as a primary residence, vacation getaway, or investment opportunity. A private courtyard sets a welcoming tone and provides a peaceful space to unwind. Inside, enjoy extensive updates including low-E windows and doors, fresh interior and exterior paint, ceramic tile flooring, updated window coverings, ceiling fans, newer appliances, and modern lighting throughout. The spacious lot expands the possibilities with a block wall fenced backyard, perfect for entertaining or future enhancements. The newly updated covered patio captures scenic mountain views, while 50-amp wiring is already in place for a spa. With ample room to add a pool, RV garage, sports court, or casita, this property offers both immediate enjoyment and long-term potential.
-
2026-04-10$375,000 Active 952-char remark
Show marketing remark (952 chars)
Stylishly refreshed and truly move-in ready, this desirable southside home delivers the comfort, upgrades, and value today's buyers expect. Offering 3 bedrooms, 2 bathrooms, and a bright layout, it's ideal as a primary residence, vacation getaway, or investment opportunity. A private courtyard sets a welcoming tone and provides a peaceful space to unwind. Inside, enjoy extensive updates including low-E windows and doors, fresh interior and exterior paint, ceramic tile flooring, updated window coverings, ceiling fans, newer appliances, and modern lighting throughout. The spacious lot expands the possibilities with a block wall fenced backyard, perfect for entertaining or future enhancements. The newly updated covered patio captures scenic mountain views, while 50-amp wiring is already in place for a spa. With ample room to add a pool, RV garage, sports court, or casita, this property offers both immediate enjoyment and long-term potential.
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2018-06-29soldstatus $209,500
-
2018-06-29soldstatus $209,500
-
2018-01-18$209,500
-
2018-01-18$209,500
-
2017-02-22$224,900
-
2017-02-22$224,900
-
2016-08-17soldstatus $100,000
-
1988-01-29soldstatus $62,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $950 · $79/mo
- Projected year-2 tax
- $2,369 · $197/mo
- Expected delta
- +$1,420/yr (+$118/mo · 149.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥113°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,112
- − Mortgage interest
- −$20,110
- − Property taxes
- −$950
- − Insurance
- −$1,795
- − Repairs & maintenance
- −$2,329
- − Management
- −$2,329
- − Depreciation
- −$10,444
- Taxable loss
- −$8,844
- Est. tax savings @ 24.0%
- +$2,123
- After-tax cash flow
- $-215/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lake Havasu Unified District (4368)
- NCES district ID
- 0404280
- Math proficiency
- 39% ▼ -16.00%
- Reading proficiency
- 41% ▼ -8.00%
- Median HH income
- $43,993
- Composite
- 33.92/100
- National rank
- #5339
- State rank
- #66 of 249 in AZ
Livability — Lake Havasu City
- Score
- 63/100
- State rank
- #124
- US rank
- #15839
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lake Havasu City, AZ
- County
- Mohave County · 181,906 people
- City population
- 62,596
- Metro
- Lake Havasu City-Kingman, AZ
- Population (ZIP)
- 25,067
- Household income
- $77,506
- Rent vs Own
- Severe rent burden
- 376.0
Population outlook (Mohave County) Hauer SSP2
- Today (2025)
- 209,184 people
- By 2030
- 209,674 · +0.2%
- By 2040
- 205,897 · -1.6%
- By 2050
- 196,810 · -5.9%
- By 2075
- 169,454 · -19.0%
- By 2100
- 136,630 · -34.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Hispanic / Latino 14% Two or more races 10%
- Hispanic origin (detail)
- Mexican 11%
- Common ancestry
- Iranian 5% Lithuanian 3% Portuguese 2%
- Foreign-born
- 7% · Canada
- Languages at home
- 92% English-only · Spanish 6% French/Haitian/Cajun 1%
Political lean MEDSL · Mohave
- 2024 margin
- Solid R (+55.8) · D 21.8% · R 77.6%
- 2008→2024 swing
- -22.9pp toward R · 2008: -32.9pp · 2024: -55.8pp
- All cycles
- 2024: R+55.8 2020: R+51.3 2016: R+51.5 2012: R+42.6 2008: R+32.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -151.94%
- Current HPI
- 380.9101
- Rent YoY
- ▲ 3.14%
- Metro
- Lake Havasu City-Kingman, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
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| Technology Distribution | 1 | $9B |
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| Homebuilding | 1 | $8B |
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Price history
+474.4% since first listed15 events — show timeline
- 2026-05-18 Pending — WARDEX
- 2026-05-18 Pending — LHAR
- 2026-05-06 Price Changed $359,000 WARDEX
- 2026-05-06 Price Changed $359,000 LHAR
- 2026-04-28 Listed $365,000 WARDEX
- 2026-04-28 Price Changed $365,000 LHAR
- 2026-04-10 Listed $375,000 LHAR
- 2018-06-29 Sold (Public Records) $209,500 Public Records
- 2018-06-29 Sold (MLS) $209,500 LHAR
- 2018-01-18 Listed $209,500 LHAR
- 2018-01-18 Listed $209,500 WARDEX
- 2017-02-22 Listed $224,900 WARDEX
- 2017-02-22 Listed $224,900 LHAR
- 2016-08-17 Sold (Public Records) $100,000 Public Records
- 1988-01-29 Sold (Public Records) $62,500 Public Records
Property tax history
+0.3%/yrLatest (2025): $950 · +2.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…