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7 Lynn Ln
B- Composite 65.72
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.3/30.0
  • 1% rule +10.0/10.0
  • DSCR +9.0/10.0
  • Appreciation +5.0/10.0
  • Livability +4.2/5.0
  • ARV discount +3.5/15.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$145,000

7 Lynn Ln · Rochester, NH 03867-5157
2 bd · 1.0 ba · 938 sqft · Manufactured public records · 23 Days on market
Built 1985 Est $133k · 9% over $475/mo HOA · 21% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome Home to this 55+ much sought after West Wind Estates community!!!! All of the heavy big tickets items have been taken care of for you. This mobile home has been updated throughout. From an exterior perspective a new roof has been put on the home and the corresponding shed along with updated windows throughout the primary residence. A new side deck has been added which is perfect for entertaining or simply relaxing on after a long day. Enter the primary living area and you are embraced in many updates inclusive of a brand new kitchen with white plantation cabinetry, stainless steel appliances, granite countertops, island and pendulum lighting. Brand new laminated flooring throughout with exception of bathroom which has updated tiles. Freshly painted throughout. Brand new large bathroom with extra wide walk in shower and vanity. All closet doors with in the home have been updated. Literally there is nothing for you to do here but move right in just in time for the holidays. Certain of the photos have been virtually staged and are marked as such. Don't miss out on the opportunity to own your own home.

Key facts

  • Built 1985
  • Listed 23 days

Property features AI

Finance

  • HOA & community: Monthly park fee of 475 that includes park rent, water and sewer; Community amenities include common acreage

Exterior

  • Parking: Paved driveway
  • Utilities: Community water; Community sewer; Circuit breaker electrical service; Cable internet available
  • Home design: Single wide manufactured home; Gray exterior; Shingle (asphalt) roof; Built in 1985; Located in a mobile home park (Heath Brook Estates) with park approval
  • Construction: Vinyl siding construction; Manufactured home construction
  • Exterior features: Level, open lot in a subdivision; Paved driveway

Interior

  • Kitchen: Dishwasher; Microwave; Gas stove; Refrigerator
  • Bedrooms: 2 bedrooms (both on main level)
  • Flooring: Vinyl flooring
  • Bathrooms: 1 full bathroom (on main level)
  • Heating & cooling: Oil heating
  • Interior features: 4 total rooms; Eat-in kitchen
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $145k.

Deal economics

  • At list price, monthly cash flow is $377 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $145k).
  • Recommended offer: $143k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.4% vs local median 3.5% in Rochester — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 84/100 on livability (#8 in NH, #698 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, cost of living A+; Watch: amenities C-.
  • Rochester School District (suburban): math 27% / reading 35% proficiency, ranked #83 of 98 in NH (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 1 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 951 units permitted in Strafford County in 2024 (551 in 5+ unit buildings).

Forward outlook

  • In year one you build about $5k of equity ($1k loan paydown + $4k appreciation (3.0% local appreciation)).
  • Strafford County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 7, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($143k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 21% of rent.
Recommended offer $142,825 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.59%
Cap rate
9.41%
Cash-on-cash
11.13%
DSCR
1.50
GRM
5.3

CMA / ARV

ARV (on-the-fly)
$133,196
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7 Lynn Ln 0.00mi 2/1.0 938 (0%) 1mo $141,000 $150 99
17 Lynn Ln 0.05mi 2/1.0 938 (0%) 7mo $140,000 $149 92
5 Lynn Ln 0.01mi 2/1.5 938 (0%) 10mo $120,000 $128 89
24 Cross Wind Ln 0.33mi 2/1.0 932 (-1%) 4mo $75,000 $80 80
22 Trade Wind Ln 0.40mi 2/2.0 938 (0%) 5mo $145,000 $155 73
17 Trade Wind Ln #17 0.39mi 2/1.0 896 (-4%) 3mo $144,000 $161 72
17 Trade Wind Ln 0.39mi 2/1.0 896 (-4%) 3mo $144,000 $161 72
25 Country Ln 0.31mi 3/1.0 (+1) 938 (0%) 12mo $125,000 $133 71
9 Desert Wind Ln 0.43mi 2/1.0 924 (-2%) 11mo $113,000 $122 68
55 Joshua St 0.68mi 2/2.0 980 (+4%) 8mo $135,000 $138 50
40 Joshua St 0.74mi 2/1.0 1,020 (+9%) 7mo $58,100 $57 46
3 Whispering Wind Ln 0.48mi 3/1.0 (+1) 1,050 (+12%) 10mo $149,000 $142 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.0%
Equity multiple
2.03×
Total profit
$41,758
Equity at exit
$65,198
10-year hold
IRR
19.5%
Equity multiple
3.84×
Total profit
$115,478
Equity at exit
$100,478

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
56 Moderately Landlord-Leaning
State New Hampshire
56 Moderately Landlord-Leaning · D+1
County
— inherits STATE
City
— inherits STATE
Has just-cause statute; 30-day notice; landlord-leaning vs. neighbors.

ZIP-level market 03867-5157

Active inventory
1
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$2,300 medium interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$145 /mo · $1,735/yr
Insurance
$60
HOA
$475
Vacancy / Maint / Mgmt
$483
Net cashflow
$377

Break-even live

Break-even rent $1,823
Max offer price $145,000
Occupancy floor 79%

Sensitivity live

Price -10% $459 -5% $418 +0% $377 +5% $336 +10% $295
Rent -10% $195 -5% $286 +0% $377 +5% $467 +10% $558
Rate -1.0pp $450 -0.5pp $413 base $377 +0.5pp $339 +1.0pp $301

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
36 Farmington Rd Rochester, NH 1.0–2.0 1.0 875 $2,300 $2.63 0d 1 1.30mi

HOA detail

Monthly dues
$475 · $5,700/yr

Listing history 19 events

  1. 2026-04-14
    status Pending
  2. 2026-03-24
    status Active
  3. 2026-03-23
    status Pending
  4. 2026-03-21
    listed $145,000 Active
  5. 2026-03-16
    historical $145,000
  6. 2023-01-17
    soldstatus $135,000 Closed 1124-char remark
    Show marketing remark (1124 chars)

    Welcome Home to this 55+ much sought after West Wind Estates community!!!! All of the heavy big tickets items have been taken care of for you. This mobile home has been updated throughout. From an exterior perspective a new roof has been put on the home and the corresponding shed along with updated windows throughout the primary residence. A new side deck has been added which is perfect for entertaining or simply relaxing on after a long day. Enter the primary living area and you are embraced in many updates inclusive of a brand new kitchen with white plantation cabinetry, stainless steel appliances, granite countertops, island and pendulum lighting. Brand new laminated flooring throughout with exception of bathroom which has updated tiles. Freshly painted throughout. Brand new large bathroom with extra wide walk in shower and vanity. All closet doors with in the home have been updated. Literally there is nothing for you to do here but move right in just in time for the holidays. Certain of the photos have been virtually staged and are marked as such. Don't miss out on the opportunity to own your own home.

  7. 2023-01-17
    soldstatus $135,000
    Show marketing remark (1124 chars)

    Welcome Home to this 55+ much sought after West Wind Estates community!!!! All of the heavy big tickets items have been taken care of for you. This mobile home has been updated throughout. From an exterior perspective a new roof has been put on the home and the corresponding shed along with updated windows throughout the primary residence. A new side deck has been added which is perfect for entertaining or simply relaxing on after a long day. Enter the primary living area and you are embraced in many updates inclusive of a brand new kitchen with white plantation cabinetry, stainless steel appliances, granite countertops, island and pendulum lighting. Brand new laminated flooring throughout with exception of bathroom which has updated tiles. Freshly painted throughout. Brand new large bathroom with extra wide walk in shower and vanity. All closet doors with in the home have been updated. Literally there is nothing for you to do here but move right in just in time for the holidays. Certain of the photos have been virtually staged and are marked as such. Don't miss out on the opportunity to own your own home.

  8. 2022-11-30
    historical Active with Contract 1124-char remark
    Show marketing remark (1124 chars)

    Welcome Home to this 55+ much sought after West Wind Estates community!!!! All of the heavy big tickets items have been taken care of for you. This mobile home has been updated throughout. From an exterior perspective a new roof has been put on the home and the corresponding shed along with updated windows throughout the primary residence. A new side deck has been added which is perfect for entertaining or simply relaxing on after a long day. Enter the primary living area and you are embraced in many updates inclusive of a brand new kitchen with white plantation cabinetry, stainless steel appliances, granite countertops, island and pendulum lighting. Brand new laminated flooring throughout with exception of bathroom which has updated tiles. Freshly painted throughout. Brand new large bathroom with extra wide walk in shower and vanity. All closet doors with in the home have been updated. Literally there is nothing for you to do here but move right in just in time for the holidays. Certain of the photos have been virtually staged and are marked as such. Don't miss out on the opportunity to own your own home.

  9. 2022-11-09
    price $139,900 1124-char remark
    Show marketing remark (1124 chars)

    Welcome Home to this 55+ much sought after West Wind Estates community!!!! All of the heavy big tickets items have been taken care of for you. This mobile home has been updated throughout. From an exterior perspective a new roof has been put on the home and the corresponding shed along with updated windows throughout the primary residence. A new side deck has been added which is perfect for entertaining or simply relaxing on after a long day. Enter the primary living area and you are embraced in many updates inclusive of a brand new kitchen with white plantation cabinetry, stainless steel appliances, granite countertops, island and pendulum lighting. Brand new laminated flooring throughout with exception of bathroom which has updated tiles. Freshly painted throughout. Brand new large bathroom with extra wide walk in shower and vanity. All closet doors with in the home have been updated. Literally there is nothing for you to do here but move right in just in time for the holidays. Certain of the photos have been virtually staged and are marked as such. Don't miss out on the opportunity to own your own home.

  10. 2022-10-12
    listed $149,900 Active 1124-char remark
    Show marketing remark (1124 chars)

    Welcome Home to this 55+ much sought after West Wind Estates community!!!! All of the heavy big tickets items have been taken care of for you. This mobile home has been updated throughout. From an exterior perspective a new roof has been put on the home and the corresponding shed along with updated windows throughout the primary residence. A new side deck has been added which is perfect for entertaining or simply relaxing on after a long day. Enter the primary living area and you are embraced in many updates inclusive of a brand new kitchen with white plantation cabinetry, stainless steel appliances, granite countertops, island and pendulum lighting. Brand new laminated flooring throughout with exception of bathroom which has updated tiles. Freshly painted throughout. Brand new large bathroom with extra wide walk in shower and vanity. All closet doors with in the home have been updated. Literally there is nothing for you to do here but move right in just in time for the holidays. Certain of the photos have been virtually staged and are marked as such. Don't miss out on the opportunity to own your own home.

  11. 2022-05-23
    soldstatus $67,500 Closed 249-char remark
    Show marketing remark (249 chars)

    Welcome to 7 Lynn Lane. West wind Estates is a sought-after 55+ mobile home community. This home features 2 bedrooms, 1 bath. Large kitchen and living room. There is a new heating system that was installed December, 2020. Home is being sold as is.

  12. 2022-05-23
    soldstatus $67,533
    Show marketing remark (249 chars)

    Welcome to 7 Lynn Lane. West wind Estates is a sought-after 55+ mobile home community. This home features 2 bedrooms, 1 bath. Large kitchen and living room. There is a new heating system that was installed December, 2020. Home is being sold as is.

  13. 2022-04-25
    status Pending 249-char remark
    Show marketing remark (249 chars)

    Welcome to 7 Lynn Lane. West wind Estates is a sought-after 55+ mobile home community. This home features 2 bedrooms, 1 bath. Large kitchen and living room. There is a new heating system that was installed December, 2020. Home is being sold as is.

  14. 2022-04-19
    listed $67,000 Active 249-char remark
    Show marketing remark (249 chars)

    Welcome to 7 Lynn Lane. West wind Estates is a sought-after 55+ mobile home community. This home features 2 bedrooms, 1 bath. Large kitchen and living room. There is a new heating system that was installed December, 2020. Home is being sold as is.

  15. 2011-12-06
    soldstatus $21,000
  16. 2011-07-15
    listed $25,000
  17. 2010-03-19
    soldstatus $19,000
  18. 2009-08-18
    listed $23,900
  19. 1989-01-27
    soldstatus $43,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NH · Partial reset (capped growth)

Current annual tax
$1,735 · $145/mo
Projected year-2 tax
$2,448 · $204/mo
Expected delta
+$713/yr (+$59/mo · 41.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,600
− Mortgage interest
−$8,122
− Property taxes
−$1,735
− Insurance
−$725
− Repairs & maintenance
−$2,208
− Management
−$2,208
− HOA
−$5,700
− Depreciation
−$4,218
Taxable income
$2,684
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$644
After-tax cash flow
$3,875/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Rochester School District
NCES district ID
3305940
Math proficiency
27% ▼ -15.00%
Reading proficiency
35% ▼ -14.00%
Median HH income
$51,080
Composite
27.11/100
National rank
#7039
State rank
#83 of 98 in NH

Livability — Rochester

Score
84/100
State rank
#8
US rank
#698

Category grades

Amenities C- Commute A+ Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rochester, NH

Population outlook (Strafford County) Hauer SSP2

Today (2025)
132,503 people
By 2030
135,377 · +2.2%
By 2040
139,609 · +5.4%
By 2050
141,803 · +7.0%
By 2075
149,280 · +12.7%
By 2100
148,667 · +12.2%

Not yet ingested

Political lean
Race & ethnicity
Common origin
Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+237.2% since first listed
19 events — show timeline
  • 2026-04-14 Pending PrimeMLS
  • 2026-03-24 Relisted PrimeMLS
  • 2026-03-23 Pending PrimeMLS
  • 2026-03-21 Listed $145,000 PrimeMLS
  • 2026-03-16 Coming Soon $145,000 PrimeMLS
  • 2023-01-17 Sold (Public Records) $135,000 Public Records
  • 2023-01-17 Sold (MLS) $135,000 PrimeMLS
  • 2022-11-30 Contingent PrimeMLS
  • 2022-11-09 Price Changed $139,900 PrimeMLS
  • 2022-10-12 Listed $149,900 PrimeMLS
  • 2022-05-23 Sold (Public Records) $67,533 Public Records
  • 2022-05-23 Sold (MLS) $67,500 PrimeMLS
  • 2022-04-25 Pending PrimeMLS
  • 2022-04-19 Listed $67,000 PrimeMLS
  • 2011-12-06 Sold (MLS) $21,000 PrimeMLS
  • 2011-07-15 Listed $25,000 PrimeMLS
  • 2010-03-19 Sold (MLS) $19,000 PrimeMLS
  • 2009-08-18 Listed $23,900 PrimeMLS
  • 1989-01-27 Sold (Public Records) $43,000 Public Records

Property tax history

+10.3%/yr

Latest (2025): $1,735 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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