7 Lynn Ln · Rochester, NH
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.3/30.0
- 1% rule +10.0/10.0
- DSCR +9.0/10.0
- Appreciation +5.0/10.0
- Livability +4.2/5.0
- ARV discount +3.5/15.0
- Schools +2.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$145,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome Home to this 55+ much sought after West Wind Estates community!!!! All of the heavy big tickets items have been taken care of for you. This mobile home has been updated throughout. From an exterior perspective a new roof has been put on the home and the corresponding shed along with updated windows throughout the primary residence. A new side deck has been added which is perfect for entertaining or simply relaxing on after a long day. Enter the primary living area and you are embraced in many updates inclusive of a brand new kitchen with white plantation cabinetry, stainless steel appliances, granite countertops, island and pendulum lighting. Brand new laminated flooring throughout with exception of bathroom which has updated tiles. Freshly painted throughout. Brand new large bathroom with extra wide walk in shower and vanity. All closet doors with in the home have been updated. Literally there is nothing for you to do here but move right in just in time for the holidays. Certain of the photos have been virtually staged and are marked as such. Don't miss out on the opportunity to own your own home.
Key facts
- Built 1985
- Listed 23 days
Property features AI
Finance
- HOA & community: Monthly park fee of 475 that includes park rent, water and sewer; Community amenities include common acreage
Exterior
- Parking: Paved driveway
- Utilities: Community water; Community sewer; Circuit breaker electrical service; Cable internet available
- Home design: Single wide manufactured home; Gray exterior; Shingle (asphalt) roof; Built in 1985; Located in a mobile home park (Heath Brook Estates) with park approval
- Construction: Vinyl siding construction; Manufactured home construction
- Exterior features: Level, open lot in a subdivision; Paved driveway
Interior
- Kitchen: Dishwasher; Microwave; Gas stove; Refrigerator
- Bedrooms: 2 bedrooms (both on main level)
- Flooring: Vinyl flooring
- Bathrooms: 1 full bathroom (on main level)
- Heating & cooling: Oil heating
- Interior features: 4 total rooms; Eat-in kitchen
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $145k.
Deal economics
- At list price, monthly cash flow is $377 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $145k).
- Recommended offer: $143k (1.5% below list) — sets the bar for market timing.
- Cap rate 9.4% vs local median 3.5% in Rochester — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 84/100 on livability (#8 in NH, #698 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, cost of living A+; Watch: amenities C-.
- Rochester School District (suburban): math 27% / reading 35% proficiency, ranked #83 of 98 in NH (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 1 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 951 units permitted in Strafford County in 2024 (551 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($1k loan paydown + $4k appreciation (3.0% local appreciation)).
- Strafford County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($143k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 21% of rent.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.59% ✓
- Cap rate
- 9.41%
- Cash-on-cash
- 11.13%
- DSCR
- 1.50
- GRM
- 5.3
CMA / ARV
- ARV (on-the-fly)
- $133,196
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7 Lynn Ln | 0.00mi | 2/1.0 | 938 (0%) | 1mo | $141,000 | $150 | 99 |
| 17 Lynn Ln | 0.05mi | 2/1.0 | 938 (0%) | 7mo | $140,000 | $149 | 92 |
| 5 Lynn Ln | 0.01mi | 2/1.5 | 938 (0%) | 10mo | $120,000 | $128 | 89 |
| 24 Cross Wind Ln | 0.33mi | 2/1.0 | 932 (-1%) | 4mo | $75,000 | $80 | 80 |
| 22 Trade Wind Ln | 0.40mi | 2/2.0 | 938 (0%) | 5mo | $145,000 | $155 | 73 |
| 17 Trade Wind Ln #17 | 0.39mi | 2/1.0 | 896 (-4%) | 3mo | $144,000 | $161 | 72 |
| 17 Trade Wind Ln | 0.39mi | 2/1.0 | 896 (-4%) | 3mo | $144,000 | $161 | 72 |
| 25 Country Ln | 0.31mi | 3/1.0 (+1) | 938 (0%) | 12mo | $125,000 | $133 | 71 |
| 9 Desert Wind Ln | 0.43mi | 2/1.0 | 924 (-2%) | 11mo | $113,000 | $122 | 68 |
| 55 Joshua St | 0.68mi | 2/2.0 | 980 (+4%) | 8mo | $135,000 | $138 | 50 |
| 40 Joshua St | 0.74mi | 2/1.0 | 1,020 (+9%) | 7mo | $58,100 | $57 | 46 |
| 3 Whispering Wind Ln | 0.48mi | 3/1.0 (+1) | 1,050 (+12%) | 10mo | $149,000 | $142 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 18.0%
- Equity multiple
- 2.03×
- Total profit
- $41,758
- Equity at exit
- $65,198
- IRR
- 19.5%
- Equity multiple
- 3.84×
- Total profit
- $115,478
- Equity at exit
- $100,478
Cash invested: $40,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 56 Moderately Landlord-Leaning
- State New Hampshire
- 56 Moderately Landlord-Leaning · D+1
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 03867-5157
- Active inventory
- 1
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $2,300 medium interval (Pro) →
- Mortgage (P&I)
- −$760
- Tax from tax record
- −$145 /mo · $1,735/yr
- Insurance
- −$60
- HOA
- −$475
- Vacancy / Maint / Mgmt
- −$483
- Net cashflow
- $377
Break-even live
Sensitivity live
| Price | -10% $459 | -5% $418 | +0% $377 | +5% $336 | +10% $295 |
|---|---|---|---|---|---|
| Rent | -10% $195 | -5% $286 | +0% $377 | +5% $467 | +10% $558 |
| Rate | -1.0pp $450 | -0.5pp $413 | base $377 | +0.5pp $339 | +1.0pp $301 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,250
- Closing costs
- $4,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 36 Farmington Rd Rochester, NH | 1.0–2.0 | 1.0 | 875 | $2,300 | $2.63 | 0d | 1 | 1.30mi |
HOA detail
- Monthly dues
- $475 · $5,700/yr
Listing history 19 events
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2026-04-14status Pending
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2026-03-24status Active
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2026-03-23status Pending
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2026-03-21$145,000 Active
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2026-03-16historical $145,000
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2023-01-17soldstatus $135,000 Closed 1124-char remark
Show marketing remark (1124 chars)
Welcome Home to this 55+ much sought after West Wind Estates community!!!! All of the heavy big tickets items have been taken care of for you. This mobile home has been updated throughout. From an exterior perspective a new roof has been put on the home and the corresponding shed along with updated windows throughout the primary residence. A new side deck has been added which is perfect for entertaining or simply relaxing on after a long day. Enter the primary living area and you are embraced in many updates inclusive of a brand new kitchen with white plantation cabinetry, stainless steel appliances, granite countertops, island and pendulum lighting. Brand new laminated flooring throughout with exception of bathroom which has updated tiles. Freshly painted throughout. Brand new large bathroom with extra wide walk in shower and vanity. All closet doors with in the home have been updated. Literally there is nothing for you to do here but move right in just in time for the holidays. Certain of the photos have been virtually staged and are marked as such. Don't miss out on the opportunity to own your own home.
-
2023-01-17soldstatus $135,000
Show marketing remark (1124 chars)
Welcome Home to this 55+ much sought after West Wind Estates community!!!! All of the heavy big tickets items have been taken care of for you. This mobile home has been updated throughout. From an exterior perspective a new roof has been put on the home and the corresponding shed along with updated windows throughout the primary residence. A new side deck has been added which is perfect for entertaining or simply relaxing on after a long day. Enter the primary living area and you are embraced in many updates inclusive of a brand new kitchen with white plantation cabinetry, stainless steel appliances, granite countertops, island and pendulum lighting. Brand new laminated flooring throughout with exception of bathroom which has updated tiles. Freshly painted throughout. Brand new large bathroom with extra wide walk in shower and vanity. All closet doors with in the home have been updated. Literally there is nothing for you to do here but move right in just in time for the holidays. Certain of the photos have been virtually staged and are marked as such. Don't miss out on the opportunity to own your own home.
-
2022-11-30historical Active with Contract 1124-char remark
Show marketing remark (1124 chars)
Welcome Home to this 55+ much sought after West Wind Estates community!!!! All of the heavy big tickets items have been taken care of for you. This mobile home has been updated throughout. From an exterior perspective a new roof has been put on the home and the corresponding shed along with updated windows throughout the primary residence. A new side deck has been added which is perfect for entertaining or simply relaxing on after a long day. Enter the primary living area and you are embraced in many updates inclusive of a brand new kitchen with white plantation cabinetry, stainless steel appliances, granite countertops, island and pendulum lighting. Brand new laminated flooring throughout with exception of bathroom which has updated tiles. Freshly painted throughout. Brand new large bathroom with extra wide walk in shower and vanity. All closet doors with in the home have been updated. Literally there is nothing for you to do here but move right in just in time for the holidays. Certain of the photos have been virtually staged and are marked as such. Don't miss out on the opportunity to own your own home.
-
2022-11-09price $139,900 1124-char remark
Show marketing remark (1124 chars)
Welcome Home to this 55+ much sought after West Wind Estates community!!!! All of the heavy big tickets items have been taken care of for you. This mobile home has been updated throughout. From an exterior perspective a new roof has been put on the home and the corresponding shed along with updated windows throughout the primary residence. A new side deck has been added which is perfect for entertaining or simply relaxing on after a long day. Enter the primary living area and you are embraced in many updates inclusive of a brand new kitchen with white plantation cabinetry, stainless steel appliances, granite countertops, island and pendulum lighting. Brand new laminated flooring throughout with exception of bathroom which has updated tiles. Freshly painted throughout. Brand new large bathroom with extra wide walk in shower and vanity. All closet doors with in the home have been updated. Literally there is nothing for you to do here but move right in just in time for the holidays. Certain of the photos have been virtually staged and are marked as such. Don't miss out on the opportunity to own your own home.
-
2022-10-12$149,900 Active 1124-char remark
Show marketing remark (1124 chars)
Welcome Home to this 55+ much sought after West Wind Estates community!!!! All of the heavy big tickets items have been taken care of for you. This mobile home has been updated throughout. From an exterior perspective a new roof has been put on the home and the corresponding shed along with updated windows throughout the primary residence. A new side deck has been added which is perfect for entertaining or simply relaxing on after a long day. Enter the primary living area and you are embraced in many updates inclusive of a brand new kitchen with white plantation cabinetry, stainless steel appliances, granite countertops, island and pendulum lighting. Brand new laminated flooring throughout with exception of bathroom which has updated tiles. Freshly painted throughout. Brand new large bathroom with extra wide walk in shower and vanity. All closet doors with in the home have been updated. Literally there is nothing for you to do here but move right in just in time for the holidays. Certain of the photos have been virtually staged and are marked as such. Don't miss out on the opportunity to own your own home.
-
2022-05-23soldstatus $67,500 Closed 249-char remark
Show marketing remark (249 chars)
Welcome to 7 Lynn Lane. West wind Estates is a sought-after 55+ mobile home community. This home features 2 bedrooms, 1 bath. Large kitchen and living room. There is a new heating system that was installed December, 2020. Home is being sold as is.
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2022-05-23soldstatus $67,533
Show marketing remark (249 chars)
Welcome to 7 Lynn Lane. West wind Estates is a sought-after 55+ mobile home community. This home features 2 bedrooms, 1 bath. Large kitchen and living room. There is a new heating system that was installed December, 2020. Home is being sold as is.
-
2022-04-25status Pending 249-char remark
Show marketing remark (249 chars)
Welcome to 7 Lynn Lane. West wind Estates is a sought-after 55+ mobile home community. This home features 2 bedrooms, 1 bath. Large kitchen and living room. There is a new heating system that was installed December, 2020. Home is being sold as is.
-
2022-04-19$67,000 Active 249-char remark
Show marketing remark (249 chars)
Welcome to 7 Lynn Lane. West wind Estates is a sought-after 55+ mobile home community. This home features 2 bedrooms, 1 bath. Large kitchen and living room. There is a new heating system that was installed December, 2020. Home is being sold as is.
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2011-12-06soldstatus $21,000
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2011-07-15$25,000
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2010-03-19soldstatus $19,000
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2009-08-18$23,900
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1989-01-27soldstatus $43,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NH · Partial reset (capped growth)
- Current annual tax
- $1,735 · $145/mo
- Projected year-2 tax
- $2,448 · $204/mo
- Expected delta
- +$713/yr (+$59/mo · 41.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,600
- − Mortgage interest
- −$8,122
- − Property taxes
- −$1,735
- − Insurance
- −$725
- − Repairs & maintenance
- −$2,208
- − Management
- −$2,208
- − HOA
- −$5,700
- − Depreciation
- −$4,218
- Taxable income
- $2,684
- Est. tax owed @ 24.0%
- −$644
- After-tax cash flow
- $3,875/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Rochester School District
- NCES district ID
- 3305940
- Math proficiency
- 27% ▼ -15.00%
- Reading proficiency
- 35% ▼ -14.00%
- Median HH income
- $51,080
- Composite
- 27.11/100
- National rank
- #7039
- State rank
- #83 of 98 in NH
Livability — Rochester
- Score
- 84/100
- State rank
- #8
- US rank
- #698
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Rochester, NH
Population outlook (Strafford County) Hauer SSP2
- Today (2025)
- 132,503 people
- By 2030
- 135,377 · +2.2%
- By 2040
- 139,609 · +5.4%
- By 2050
- 141,803 · +7.0%
- By 2075
- 149,280 · +12.7%
- By 2100
- 148,667 · +12.2%
Not yet ingested
- Political lean
- —
- Race & ethnicity
- —
- Common origin
- —
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
+237.2% since first listed19 events — show timeline
- 2026-04-14 Pending — PrimeMLS
- 2026-03-24 Relisted — PrimeMLS
- 2026-03-23 Pending — PrimeMLS
- 2026-03-21 Listed $145,000 PrimeMLS
- 2026-03-16 Coming Soon $145,000 PrimeMLS
- 2023-01-17 Sold (Public Records) $135,000 Public Records
- 2023-01-17 Sold (MLS) $135,000 PrimeMLS
- 2022-11-30 Contingent — PrimeMLS
- 2022-11-09 Price Changed $139,900 PrimeMLS
- 2022-10-12 Listed $149,900 PrimeMLS
- 2022-05-23 Sold (Public Records) $67,533 Public Records
- 2022-05-23 Sold (MLS) $67,500 PrimeMLS
- 2022-04-25 Pending — PrimeMLS
- 2022-04-19 Listed $67,000 PrimeMLS
- 2011-12-06 Sold (MLS) $21,000 PrimeMLS
- 2011-07-15 Listed $25,000 PrimeMLS
- 2010-03-19 Sold (MLS) $19,000 PrimeMLS
- 2009-08-18 Listed $23,900 PrimeMLS
- 1989-01-27 Sold (Public Records) $43,000 Public Records
Property tax history
+10.3%/yrLatest (2025): $1,735 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…