🏗️ New Construction
Brooke - Old World Plan · Mesquite, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Schools +5.4/10.0
- Cash flow +4.8/30.0
- Condition / age +4.0/5.0
- Livability +3.5/5.0
- Rent growth +2.9/5.0
- 1% rule +0.7/10.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$241,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Brooke Old-World: Elegant 2 Story Townhouse Floor Plan Floor Plan Highlights: Open-Concept Living, Gourmet Kitchen, 2nd Floor Laundry, Luxurious Primary Suite, and more! Welcome to modern townhome living with the elegant Brooke Old World floor plan. Boasting 2 bedrooms, 2.5 bathrooms, and a generous 1592 square footage, this floor plan offers the perfect blend of urban convenience and contemporary comfort. Upon entry, you'll be greeted by an open-concept living, dining, and kitchen area, designed for seamless entertainment and relaxation. The U-shaped kitchen features a walk-in pantry, providing ample storage space for all your culinary needs. A quaint powder room adds a touch of sophistication to the main floor, while the owner's entry from the rear garage ensures privacy and accessibility. Venture to the second floor, where you'll find a sunlit bedroom with a walk-in closet and a private full bath, perfect for accommodating guests or setting up a home office. The convenience of a second-floor laundry room simplifies your daily routine, offering practicality and ease of use.
Key facts
- Owner's entry
- Gourmet kitchen
- 2nd floor laundry
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.5-bath single-family listed at $242k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-828 ($-10k/yr) — negative.
- To cash-flow at today's rent, offer at most $219k (9.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $192k (20.7% below list).
- Recommended offer: $192k (20.7% below list) — sets the bar for 1% rule.
- Cap rate 3.4% vs local median 4.3% in Mesquite — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 70/100 on livability (#358 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: crime F, commute F.
- Forney ISD (rural): math 41% / reading 44% proficiency, ranked #234 of 826 in TX (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Johnson El (math 57% / reading 50%, grade C, #686 of 4,322 statewide, top 16%, 694 students, 36% FRL); Warren Middle (math 43% / reading 50%, grade D+, #443 of 1,662 statewide, top 28%, 903 students, 26% FRL); Forney H S (math 64% / reading 58%, grade C+, #258 of 1,632 statewide, top 16%, 2,272 students, 28% FRL) — zoned schools at 30% FRL track the district average.
- Market conditions: Rents rising (+1.4%/yr); 2639 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 71d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,747 units permitted in Kaufman County in 2024 (180 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Kaufman County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 162 days — a 12% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 162 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.57% ✗
- Cap rate
- 3.36%
- Cash-on-cash
- -10.46%
- DSCR
- 0.53
- GRM
- 14.7
CMA / ARV
- ARV (median comp)
- $339,121
- List price
- $241,990
- Delta
- -28.64%
- Verdict
- UNDERPRICED
- Comps
- 5 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9452 Dahlia Blvd | 0.11mi | 2/2.0 | 1,428 (-10%) | 3mo | $299,990 | $210 | 73 |
| 3411 Blue Granite Ln | 1.36mi | 3/2.0 (+1) | 1,480 (-7%) | 2mo | $245,000 | $166 | 45 |
| 3402 Pumice Ct | 1.47mi | 3/2.0 (+1) | 1,442 (-9%) | 2mo | $249,900 | $173 | 40 |
| 3402 Agate Trl | 1.44mi | 3/2.0 (+1) | 1,440 (-10%) | 5mo | $265,000 | $184 | 38 |
| 4040 Golden Rod Dr | 1.36mi | 3/2.0 (+1) | 1,419 (-11%) | 3mo | $199,999 | $141 | 37 |
| 2005 Peony St | 1.44mi | 3/2.0 (+1) | 1,404 (-12%) | 3mo | $235,000 | $167 | 36 |
| 4010 Ridgetop Dr | 1.45mi | 3/2.0 (+1) | 1,404 (-12%) | 3mo | $225,000 | $160 | 36 |
| 4009 Freedom St | 1.49mi | 3/2.0 (+1) | 1,419 (-11%) | 5mo | $214,900 | $151 | 35 |
| 9710 Fm 740 | 1.31mi | 3/2.5 (+1) | 1,913 (+20%) | 4mo | $365,000 | $191 | 32 |
| 4034 Golden Rod Dr | 1.37mi | 3/2.0 (+1) | 1,404 (-12%) | 8mo | $195,000 | $139 | 32 |
| 10221 Cimarron Trl | 0.94mi | 3/2.0 (+1) | 1,870 (+18%) | 4mo | $449,900 | $241 | 29 |
| 4043 Golden Rod Dr | 1.32mi | 3/2.0 (+1) | 1,318 (-17%) | 6mo | $215,000 | $163 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.42% rent growth · sell at horizon
- IRR
- -36.9%
- Equity multiple
- -0.17×
- Total profit
- $-110,644
- Equity at exit
- $50,564
- IRR
- -64.3%
- Equity multiple
- -0.85×
- Total profit
- $-176,050
- Equity at exit
- $29,321
Cash invested: $94,954 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 8 active
- Months of supply
- 24.0 mo (4%/mo absorbed)
- Median asking
- $295,990 ($185/sqft)
- Median days on market
- 157 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +14.9% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 75126
- Rents YoY
- 1.4%
- Active inventory
- 2639
- Price-to-rent
- 10.5×
Monthly cashflow live
- Estimated rent
- $1,919 medium interval (Pro) →
- Mortgage (P&I)
- −$1,778
- Tax est. 1.5%
- −$424 /mo · $5,087/yr
- Insurance
- −$141
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$403
- Net cashflow
- $-828
Break-even live
Sensitivity live
| Price | -10% $-593 | -5% $-711 | +0% $-828 | +5% $-945 | +10% $-1,062 |
|---|---|---|---|---|---|
| Rent | -10% $-979 | -5% $-904 | +0% $-828 | +5% $-752 | +10% $-676 |
| Rate | -1.0pp $-657 | -0.5pp $-741 | base $-828 | +0.5pp $-916 | +1.0pp $-1,005 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $84,780
- Closing costs
- $10,174
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4032 Eagle Dr Forney, TX | 3.0 | 2.0 | 1456 | $1,775 | $1.22 | 53d | 1 | 1.34mi |
| 1968 Marble Ln Forney, TX | 3.0 | 2.5 | 2051 | $2,350 | $1.15 | 64d | 1 | 1.36mi |
| 2015 Angel Way Heartland, TX | 3.0 | 2.0 | 1408 | $1,671 | $1.19 | 71d | 1 | 1.47mi |
| 4009 Freedom St Heartland, TX | 3.0 | 2.0 | 1419 | $1,800 | $1.27 | 93d | 1 | 1.50mi |
Listing history 46 events
-
2026-07-24days on market $241,990 Active 162 DOM
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2026-07-23days on market $241,990 Active 161 DOM
-
2026-07-22days on market $241,990 Active 160 DOM
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2026-07-21days on market $241,990 Active 159 DOM
-
2026-07-20days on market $241,990 Active 158 DOM
-
2026-07-18days on market $241,990 Active 156 DOM
-
2026-07-18days on market $241,990 Active 155 DOM
-
2026-07-16days on market $241,990 Active 154 DOM
-
2026-07-15days on market $241,990 Active 153 DOM
-
2026-07-14days on market $241,990 Active 152 DOM
-
2026-07-13days on market $241,990 Active 151 DOM
-
2026-07-13days on market $241,990 Active 150 DOM
-
2026-07-11days on market $241,990 Active 149 DOM
-
2026-07-10days on market $241,990 Active 148 DOM
-
2026-07-09days on market $241,990 Active 147 DOM
-
2026-07-07days on market $241,990 Active 145 DOM
-
2026-07-06days on market $241,990 Active 144 DOM
-
2026-07-06days on market $241,990 Active 143 DOM
-
2026-07-05days on market $241,990 Active 142 DOM
-
2026-07-03days on market $241,990 Active 141 DOM
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2026-07-02days on market $241,990 Active 140 DOM
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2026-07-01days on market $241,990 Active 139 DOM
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2026-06-30days on market $241,990 Active 138 DOM
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2026-06-29days on market $241,990 Active 137 DOM
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2026-06-28days on market $241,990 Active 136 DOM
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2026-06-27days on market $241,990 Active 135 DOM
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2026-06-26days on market $241,990 Active 134 DOM
-
2026-06-24days on market $241,990 Active 132 DOM
-
2026-06-22days on market $241,990 Active 130 DOM
-
2026-06-21days on market $241,990 Active 129 DOM
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2026-06-18days on market $241,990 Active 126 DOM
-
2026-06-17days on market $241,990 Active 125 DOM
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2026-06-16days on market $241,990 Active 124 DOM
-
2026-06-15days on market $241,990 Active 123 DOM
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2026-06-13days on market $241,990 Active 121 DOM
-
2026-06-13days on market $241,990 Active 120 DOM
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2026-06-10price $241,990 Active 117 DOM
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2026-06-09days on market $243,990 Active 117 DOM
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2026-06-08days on market $243,990 Active 116 DOM
-
2026-06-07days on market $243,990 Active 115 DOM
-
2026-06-04days on market $243,990 Active 112 DOM
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2026-06-03days on market $243,990 Active 111 DOM
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2026-06-02pricedays on market $243,990 Active 110 DOM
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2026-06-01days on market $241,990 Active 109 DOM
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2026-05-31days on market $241,990 Active 108 DOM
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2026-02-13$241,990 Active 1092-char remark
Show marketing remark (1092 chars)
Brooke Old-World: Elegant 2 Story Townhouse Floor Plan Floor Plan Highlights: Open-Concept Living, Gourmet Kitchen, 2nd Floor Laundry, Luxurious Primary Suite, and more! Welcome to modern townhome living with the elegant Brooke Old World floor plan. Boasting 2 bedrooms, 2.5 bathrooms, and a generous 1592 square footage, this floor plan offers the perfect blend of urban convenience and contemporary comfort. Upon entry, you'll be greeted by an open-concept living, dining, and kitchen area, designed for seamless entertainment and relaxation. The U-shaped kitchen features a walk-in pantry, providing ample storage space for all your culinary needs. A quaint powder room adds a touch of sophistication to the main floor, while the owner's entry from the rear garage ensures privacy and accessibility. Venture to the second floor, where you'll find a sunlit bedroom with a walk-in closet and a private full bath, perfect for accommodating guests or setting up a home office. The convenience of a second-floor laundry room simplifies your daily routine, offering practicality and ease of use.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $23,026
- − Mortgage interest
- −$18,996
- − Property taxes
- −$5,087
- − Insurance
- −$1,696
- − Repairs & maintenance
- −$1,842
- − Management
- −$1,842
- − Depreciation
- −$9,865
- Taxable loss
- −$16,302
- Est. tax savings @ 24.0%
- +$3,912
- After-tax cash flow
- $-6,020/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This modern townhome is in excellent condition with a good condition score of 80. It is move-in ready with minimal maintenance required.
Value-add opportunities
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping and curb appeal improvements — Improves property's visual appeal ↑
- Rental HVAC maintenance — Ensures comfort and energy efficiency ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Forney ISD
- NCES district ID
- 4819560
- Math proficiency
- 41% ▼ -20.00%
- Reading proficiency
- 44% ▼ -12.00%
- Median HH income
- $86,679
- Composite
- 40.07/100
- National rank
- #3812
- State rank
- #234 of 826 in TX
Livability — Mesquite
- Score
- 70/100
- State rank
- #358
- US rank
- #7743
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Mesquite, TX
- County
- Kaufman County · 138,716 people
- City population
- 150,788
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 84,799
- Household income
- $103,673
- Rent vs Own
- Severe rent burden
- 20% of renters
Population outlook (Kaufman County) Hauer SSP2
- Today (2025)
- 138,716 people
- By 2030
- 150,815 · +8.7%
- By 2040
- 174,877 · +26.1%
- By 2050
- 198,020 · +42.8%
- By 2075
- 251,908 · +81.6%
- By 2100
- 285,325 · +105.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- White 45% Black 25% Hispanic / Latino 23% Two or more races 14% Asian 3%
- Hispanic origin (detail)
- Mexican 18% Puerto Rican 1%
- Common ancestry
- Italian 2% Slovak 1% Portuguese 1%
- Foreign-born
- 12% · Canada, Vietnam
- Languages at home
- 79% English-only · Spanish 14% Arabic 1% Vietnamese 1%
Political lean MEDSL · Kaufman
- 2024 margin
- Strong R (+27.9) · D 35.6% · R 63.5%
- 2008→2024 swing
- +7.9pp toward D · 2008: -35.8pp · 2024: -27.9pp
- All cycles
- 2024: R+27.9 2020: R+33.9 2016: R+47.0 2012: R+44.4 2008: R+35.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -102.93%
- Current HPI
- 148.5749
- Rent YoY
- ▲ 1.42%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
1 event — show timeline
- 2026-02-13 Listed $241,990 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…