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Brooke - Old World Plan 🏗️ New Construction
F Composite 28.69
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Schools +5.4/10.0
  • Cash flow +4.8/30.0
  • Condition / age +4.0/5.0
  • Livability +3.5/5.0
  • Rent growth +2.9/5.0
  • 1% rule +0.7/10.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$241,990

Brooke - Old World Plan · Mesquite, TX 75126
2 bd · 2.5 ba · 1,592 sqft · SingleFamily · 162 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Brooke Old-World: Elegant 2 Story Townhouse Floor Plan Floor Plan Highlights: Open-Concept Living, Gourmet Kitchen, 2nd Floor Laundry, Luxurious Primary Suite, and more! Welcome to modern townhome living with the elegant Brooke Old World floor plan. Boasting 2 bedrooms, 2.5 bathrooms, and a generous 1592 square footage, this floor plan offers the perfect blend of urban convenience and contemporary comfort. Upon entry, you'll be greeted by an open-concept living, dining, and kitchen area, designed for seamless entertainment and relaxation. The U-shaped kitchen features a walk-in pantry, providing ample storage space for all your culinary needs. A quaint powder room adds a touch of sophistication to the main floor, while the owner's entry from the rear garage ensures privacy and accessibility. Venture to the second floor, where you'll find a sunlit bedroom with a walk-in closet and a private full bath, perfect for accommodating guests or setting up a home office. The convenience of a second-floor laundry room simplifies your daily routine, offering practicality and ease of use.

Key facts

  • Owner's entry
  • Gourmet kitchen
  • 2nd floor laundry

Tags

OPEN-CONCEPT LIVINGGOURMET KITCHEN2ND FLOOR LAUNDRYWALK-IN PANTRYPRIVATE FULL BATHOWNER'S ENTRY

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $241,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $339,121.

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath single-family listed at $242k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-828 ($-10k/yr) — negative.
  • To cash-flow at today's rent, offer at most $219k (9.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $192k (20.7% below list).
  • Recommended offer: $192k (20.7% below list) — sets the bar for 1% rule.
  • Cap rate 3.4% vs local median 4.3% in Mesquite — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 70/100 on livability (#358 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: crime F, commute F.
  • Forney ISD (rural): math 41% / reading 44% proficiency, ranked #234 of 826 in TX (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Johnson El (math 57% / reading 50%, grade C, #686 of 4,322 statewide, top 16%, 694 students, 36% FRL); Warren Middle (math 43% / reading 50%, grade D+, #443 of 1,662 statewide, top 28%, 903 students, 26% FRL); Forney H S (math 64% / reading 58%, grade C+, #258 of 1,632 statewide, top 16%, 2,272 students, 28% FRL) — zoned schools at 30% FRL track the district average.
  • Market conditions: Rents rising (+1.4%/yr); 2639 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 71d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,747 units permitted in Kaufman County in 2024 (180 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Kaufman County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 162 days — a 12% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
Recommended offer $191,883 (20.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 162 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.57%
Cap rate
3.36%
Cash-on-cash
-10.46%
DSCR
0.53
GRM
14.7

CMA / ARV

ARV (median comp)
$339,121
List price
$241,990
Delta
-28.64%
Verdict
UNDERPRICED
Comps
5 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9452 Dahlia Blvd 0.11mi 2/2.0 1,428 (-10%) 3mo $299,990 $210 73
3411 Blue Granite Ln 1.36mi 3/2.0 (+1) 1,480 (-7%) 2mo $245,000 $166 45
3402 Pumice Ct 1.47mi 3/2.0 (+1) 1,442 (-9%) 2mo $249,900 $173 40
3402 Agate Trl 1.44mi 3/2.0 (+1) 1,440 (-10%) 5mo $265,000 $184 38
4040 Golden Rod Dr 1.36mi 3/2.0 (+1) 1,419 (-11%) 3mo $199,999 $141 37
2005 Peony St 1.44mi 3/2.0 (+1) 1,404 (-12%) 3mo $235,000 $167 36
4010 Ridgetop Dr 1.45mi 3/2.0 (+1) 1,404 (-12%) 3mo $225,000 $160 36
4009 Freedom St 1.49mi 3/2.0 (+1) 1,419 (-11%) 5mo $214,900 $151 35
9710 Fm 740 1.31mi 3/2.5 (+1) 1,913 (+20%) 4mo $365,000 $191 32
4034 Golden Rod Dr 1.37mi 3/2.0 (+1) 1,404 (-12%) 8mo $195,000 $139 32
10221 Cimarron Trl 0.94mi 3/2.0 (+1) 1,870 (+18%) 4mo $449,900 $241 29
4043 Golden Rod Dr 1.32mi 3/2.0 (+1) 1,318 (-17%) 6mo $215,000 $163 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.42% rent growth · sell at horizon

5-year hold
IRR
-36.9%
Equity multiple
-0.17×
Total profit
$-110,644
Equity at exit
$50,564
10-year hold
IRR
-64.3%
Equity multiple
-0.85×
Total profit
$-176,050
Equity at exit
$29,321

Cash invested: $94,954 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
8 active
Months of supply
24.0 mo (4%/mo absorbed)
Median asking
$295,990 ($185/sqft)
Median days on market
157 d
This list price
lowest-priced of the active set
ARV vs active asking
+14.9% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 75126

Rents YoY
1.4%
Active inventory
2639
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$1,919 medium interval (Pro) →
Mortgage (P&I)
$1,778
Tax est. 1.5%
$424 /mo · $5,087/yr
Insurance
$141
HOA
$0
Vacancy / Maint / Mgmt
$403
Net cashflow
$-828

Break-even live

Break-even rent $2,967
Max offer price $219,350
Occupancy floor

Sensitivity live

Price -10% $-593 -5% $-711 +0% $-828 +5% $-945 +10% $-1,062
Rent -10% $-979 -5% $-904 +0% $-828 +5% $-752 +10% $-676
Rate -1.0pp $-657 -0.5pp $-741 base $-828 +0.5pp $-916 +1.0pp $-1,005

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$84,780
Closing costs
$10,174
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4032 Eagle Dr Forney, TX 3.0 2.0 1456 $1,775 $1.22 53d 1 1.34mi
1968 Marble Ln Forney, TX 3.0 2.5 2051 $2,350 $1.15 64d 1 1.36mi
2015 Angel Way Heartland, TX 3.0 2.0 1408 $1,671 $1.19 71d 1 1.47mi
4009 Freedom St Heartland, TX 3.0 2.0 1419 $1,800 $1.27 93d 1 1.50mi

Listing history 46 events

  1. 2026-07-24
    days on market $241,990 Active 162 DOM
  2. 2026-07-23
    days on market $241,990 Active 161 DOM
  3. 2026-07-22
    days on market $241,990 Active 160 DOM
  4. 2026-07-21
    days on market $241,990 Active 159 DOM
  5. 2026-07-20
    days on market $241,990 Active 158 DOM
  6. 2026-07-18
    days on market $241,990 Active 156 DOM
  7. 2026-07-18
    days on market $241,990 Active 155 DOM
  8. 2026-07-16
    days on market $241,990 Active 154 DOM
  9. 2026-07-15
    days on market $241,990 Active 153 DOM
  10. 2026-07-14
    days on market $241,990 Active 152 DOM
  11. 2026-07-13
    days on market $241,990 Active 151 DOM
  12. 2026-07-13
    days on market $241,990 Active 150 DOM
  13. 2026-07-11
    days on market $241,990 Active 149 DOM
  14. 2026-07-10
    days on market $241,990 Active 148 DOM
  15. 2026-07-09
    days on market $241,990 Active 147 DOM
  16. 2026-07-07
    days on market $241,990 Active 145 DOM
  17. 2026-07-06
    days on market $241,990 Active 144 DOM
  18. 2026-07-06
    days on market $241,990 Active 143 DOM
  19. 2026-07-05
    days on market $241,990 Active 142 DOM
  20. 2026-07-03
    days on market $241,990 Active 141 DOM
  21. 2026-07-02
    days on market $241,990 Active 140 DOM
  22. 2026-07-01
    days on market $241,990 Active 139 DOM
  23. 2026-06-30
    days on market $241,990 Active 138 DOM
  24. 2026-06-29
    days on market $241,990 Active 137 DOM
  25. 2026-06-28
    days on market $241,990 Active 136 DOM
  26. 2026-06-27
    days on market $241,990 Active 135 DOM
  27. 2026-06-26
    days on market $241,990 Active 134 DOM
  28. 2026-06-24
    days on market $241,990 Active 132 DOM
  29. 2026-06-22
    days on market $241,990 Active 130 DOM
  30. 2026-06-21
    days on market $241,990 Active 129 DOM
  31. 2026-06-18
    days on market $241,990 Active 126 DOM
  32. 2026-06-17
    days on market $241,990 Active 125 DOM
  33. 2026-06-16
    days on market $241,990 Active 124 DOM
  34. 2026-06-15
    days on market $241,990 Active 123 DOM
  35. 2026-06-13
    days on market $241,990 Active 121 DOM
  36. 2026-06-13
    days on market $241,990 Active 120 DOM
  37. 2026-06-10
    price $241,990 Active 117 DOM
  38. 2026-06-09
    days on market $243,990 Active 117 DOM
  39. 2026-06-08
    days on market $243,990 Active 116 DOM
  40. 2026-06-07
    days on market $243,990 Active 115 DOM
  41. 2026-06-04
    days on market $243,990 Active 112 DOM
  42. 2026-06-03
    days on market $243,990 Active 111 DOM
  43. 2026-06-02
    pricedays on market $243,990 Active 110 DOM
  44. 2026-06-01
    days on market $241,990 Active 109 DOM
  45. 2026-05-31
    days on market $241,990 Active 108 DOM
  46. 2026-02-13
    listed $241,990 Active 1092-char remark
    Show marketing remark (1092 chars)

    Brooke Old-World: Elegant 2 Story Townhouse Floor Plan Floor Plan Highlights: Open-Concept Living, Gourmet Kitchen, 2nd Floor Laundry, Luxurious Primary Suite, and more! Welcome to modern townhome living with the elegant Brooke Old World floor plan. Boasting 2 bedrooms, 2.5 bathrooms, and a generous 1592 square footage, this floor plan offers the perfect blend of urban convenience and contemporary comfort. Upon entry, you'll be greeted by an open-concept living, dining, and kitchen area, designed for seamless entertainment and relaxation. The U-shaped kitchen features a walk-in pantry, providing ample storage space for all your culinary needs. A quaint powder room adds a touch of sophistication to the main floor, while the owner's entry from the rear garage ensures privacy and accessibility. Venture to the second floor, where you'll find a sunlit bedroom with a walk-in closet and a private full bath, perfect for accommodating guests or setting up a home office. The convenience of a second-floor laundry room simplifies your daily routine, offering practicality and ease of use.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,026
− Mortgage interest
−$18,996
− Property taxes
−$5,087
− Insurance
−$1,696
− Repairs & maintenance
−$1,842
− Management
−$1,842
− Depreciation
−$9,865
Taxable loss
−$16,302
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,912
After-tax cash flow
$-6,020/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab Est. rehab $7,960–$23,880 screening

This modern townhome is in excellent condition with a good condition score of 80. It is move-in ready with minimal maintenance required.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Landscaping and curb appeal improvements — Improves property's visual appeal
  • Rental HVAC maintenance — Ensures comfort and energy efficiency

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 54/100

Zoned Schools

Elementary Johnson El C TX #686/4,322 Nat'l #10,846/41,679 Middle Warren Middle D+ TX #443/1,662 Nat'l #4,335/14,009 High Forney H S C+ TX #258/1,632 Nat'l #3,443/17,239

Schools (NCES district)

District
Forney ISD
NCES district ID
4819560
Math proficiency
41% ▼ -20.00%
Reading proficiency
44% ▼ -12.00%
Median HH income
$86,679
Composite
40.07/100
National rank
#3812
State rank
#234 of 826 in TX
B Composite livability gradescore 70/100

Livability — Mesquite

Score
70/100
State rank
#358
US rank
#7743

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mesquite, TX
County
Kaufman County · 138,716 people
City population
150,788
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
84,799
Household income
$103,673
Rent vs Own
19.5% rent · 80.5% own
Severe rent burden
20% of renters

Population outlook (Kaufman County) Hauer SSP2

Today (2025)
138,716 people
By 2030
150,815 · +8.7%
By 2040
174,877 · +26.1%
By 2050
198,020 · +42.8%
By 2075
251,908 · +81.6%
By 2100
285,325 · +105.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
White 45% Black 25% Hispanic / Latino 23% Two or more races 14% Asian 3%
Hispanic origin (detail)
Mexican 18% Puerto Rican 1%
Common ancestry
Italian 2% Slovak 1% Portuguese 1%
Foreign-born
12% · Canada, Vietnam
Languages at home
79% English-only · Spanish 14% Arabic 1% Vietnamese 1%

Political lean MEDSL · Kaufman

2024 margin
Strong R (+27.9) · D 35.6% · R 63.5%
2008→2024 swing
+7.9pp toward D · 2008: -35.8pp · 2024: -27.9pp
All cycles
2024: R+27.9 2020: R+33.9 2016: R+47.0 2012: R+44.4 2008: R+35.8

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2026-02-13 Listed $241,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…