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19 Fox Hollow Dr
B+ Composite 78.03
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +5.0/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$1,349,900

19 Fox Hollow Dr · East Quogue, NY 11942
4 bd · 4.0 ba · 2,869 sqft · SingleFamily public records · 103 Days on market
Built 2003 1.84 ac lot $471/sqft · 27% below area Est $1859k · 27% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cash offers, contract vendee. Tremendous opportunity for investor, contractor or end user. This contemporary year-round home features a living room with a fireplace overlooking the outdoor pool and deck, all set on park-like grounds offering exceptional privacy. The kitchen includes a dining area conveniently located for easy entertaining. Upstairs, the primary suite boasts its own fireplace and private bath. The main level offers two additional en suite bedrooms, along with two bedrooms that share a full bathroom. Additional highlights include a partially finished basement with a gym, a two-car garage, a Har-Tru tennis court, and an in-ground pool

Key facts

  • Outdoor pool
  • Private bath
  • Primary suite

Tags

LIVING ROOM WITH FIREPLACEOUTDOOR POOLPARK-LIKE GROUNDSPRIMARY SUITEPRIVATE BATHPARTIALLY FINISHED BASEMENT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/4.0-bath single-family listed at $1.35M.

Deal economics

  • At list price, monthly cash flow is $14k ($166k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($29k rent vs $1.35M).
  • Recommended offer: $1.23M (9.0% below list) — sets the bar for market timing.
  • Cap rate 18.6% vs local median 10.6% in East Quogue — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#943 in NY) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+; Watch: amenities F, commute F, cost of living F.
  • East Quogue Union Free School District (suburban): math 55% / reading 50% proficiency, ranked #342 of 755 in NY (top 45%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
  • Market conditions: 75 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,366 units permitted in Suffolk County in 2024 (216 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $9k of loan paydown is wiped out by about $40k of value loss. Plan a longer hold.
  • Suffolk County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $378k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 103 days — a 9% lower offer ($1.23M) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $424k; list at $1.35M implies a 219% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1,228,409 (9.0% below list)

Questions for the listing agent

  1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.13%
Cap rate
18.56%
Cash-on-cash
43.82%
DSCR
2.95
GRM
3.9

CMA / ARV

ARV (median comp)
$1,858,815
List price
$1,349,900
Delta
-27.38%
Verdict
UNDERPRICED
Comps
17 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11 Fox Hollow Dr 0.21mi 4/3.5 2,800 (-2%) 10mo $1,899,900 $679 76
10 Fox Hollow Dr 0.38mi 4/3.5 2,800 (-2%) 17mo $1,720,000 $614 62
16 Peacock Path 0.48mi 4/4.5 2,592 (-10%) 8mo $1,805,000 $696 53
100 Whippoorwill Ln 0.49mi 4/2.5 2,800 (-2%) 18mo $1,500,000 $536 52
3000 Quogue Riverhead Rd 0.47mi 3/2.0 (-1) 2,622 (-9%) 21mo $900,000 $343 34
2 Box Tree Rd 0.70mi 4/2.5 2,500 (-13%) 18mo $1,300,000 $520 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
40.7%
Equity multiple
2.75×
Total profit
$660,474
Equity at exit
$201,274
10-year hold
IRR
47.0%
Equity multiple
5.52×
Total profit
$1,707,825
Equity at exit
$116,715

Cash invested: $377,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 11942

Home prices YoY
-25.0%
Active inventory
75
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$28,802 high interval (Pro) →
Mortgage (P&I)
$7,079
Tax from tax record
$1,311 /mo · $15,732/yr
Insurance
$562
HOA
$0
Vacancy / Maint / Mgmt
$6,048
Net cashflow
$13,801

Break-even live

Break-even rent $11,332
Max offer price $1,349,900
Occupancy floor 47%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$337,475
Closing costs
$40,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3 Cherry Blossom Ln East Quogue, NY 5.0 4.5 3632 $40,000 $11.01 43d 1 0.18mi
1 Whippoorwill Ln East Quogue, NY 4.0 4.0 2483 $29,000 $11.68 5d 1 0.38mi
10 Fox Hollow Dr East Quogue, NY 4.0 3.5 2750 $30,000 $10.91 43d 1 0.40mi
2941 Quogue Riverhead Rd East Quogue, NY 3.0 2.5 2044 $80,000 $39.14 24d 1 0.42mi
114 Spinney Rd East Quogue, NY 4.0 3.0 2201 $18,000 $8.18 18d 1 0.63mi
69 Whippoorwill Ln Patchogue, NY 4.0 4.0 2945 $20,000 $6.79 1d 1 0.63mi
99 Spinney Rd East Quogue, NY 5.0 4.5 3512 $95,000 $27.05 24d 1 0.78mi
24 Quogue Riverhead Rd Quogue, NY 3.0 3.0 2054 $15,000 $7.30 24d 1 0.79mi
73 Spinney Rd East Quogue, NY 3.0 2.5 2400 $25,000 $10.42 18d 1 0.96mi
11 Post Xing East Quogue, NY 3.0 2.0 2926 $20,000 $6.84 18d 1 1.05mi
718 Montauk Hwy East Quogue, NY 5.0 2.0 2500 $25,000 $10.00 24d 1 1.14mi
9 The Registry East Quogue, NY 4.0 4.5 2734 $30,000 $10.97 43d 1 1.39mi
10 Pennant Ln East Quogue, NY 4.0 3.5 2800 $80,000 $28.57 21d 1 1.47mi

Listing history 29 events

  1. 2026-06-18
    days on market $1,349,900 Active 103 DOM
  2. 2026-06-17
    days on market $1,349,900 Active 102 DOM
  3. 2026-06-16
    days on market $1,349,900 Active 101 DOM
  4. 2026-06-15
    days on market $1,349,900 Active 100 DOM
  5. 2026-06-13
    days on market $1,349,900 Active 98 DOM
  6. 2026-06-13
    days on market $1,349,900 Active 97 DOM
  7. 2026-06-09
    days on market $1,349,900 Active 94 DOM
  8. 2026-06-08
    days on market $1,349,900 Active 93 DOM
  9. 2026-06-07
    days on market $1,349,900 Active 92 DOM
  10. 2026-06-04
    days on market $1,349,900 Active 89 DOM
  11. 2026-06-03
    days on market $1,349,900 Active 88 DOM
  12. 2026-06-02
    days on market $1,349,900 Active 87 DOM
  13. 2026-06-01
    days on market $1,349,900 Active 86 DOM
  14. 2026-05-31
    days on market $1,349,900 Active 85 DOM
  15. 2026-05-04
    status Active 660-char remark
    Show marketing remark (660 chars)

    Cash offers, contract vendee. Tremendous opportunity for investor, contractor or end user. This contemporary year-round home features a living room with a fireplace overlooking the outdoor pool and deck, all set on park-like grounds offering exceptional privacy. The kitchen includes a dining area conveniently located for easy entertaining. Upstairs, the primary suite boasts its own fireplace and private bath. The main level offers two additional en suite bedrooms, along with two bedrooms that share a full bathroom. Additional highlights include a partially finished basement with a gym, a two-car garage, a Har-Tru tennis court, and an in-ground pool

  16. 2026-05-01
    historical 660-char remark
    Show marketing remark (660 chars)

    Cash offers, contract vendee. Tremendous opportunity for investor, contractor or end user. This contemporary year-round home features a living room with a fireplace overlooking the outdoor pool and deck, all set on park-like grounds offering exceptional privacy. The kitchen includes a dining area conveniently located for easy entertaining. Upstairs, the primary suite boasts its own fireplace and private bath. The main level offers two additional en suite bedrooms, along with two bedrooms that share a full bathroom. Additional highlights include a partially finished basement with a gym, a two-car garage, a Har-Tru tennis court, and an in-ground pool

  17. 2026-03-30
    price $1,349,900 660-char remark
    Show marketing remark (660 chars)

    Cash offers, contract vendee. Tremendous opportunity for investor, contractor or end user. This contemporary year-round home features a living room with a fireplace overlooking the outdoor pool and deck, all set on park-like grounds offering exceptional privacy. The kitchen includes a dining area conveniently located for easy entertaining. Upstairs, the primary suite boasts its own fireplace and private bath. The main level offers two additional en suite bedrooms, along with two bedrooms that share a full bathroom. Additional highlights include a partially finished basement with a gym, a two-car garage, a Har-Tru tennis court, and an in-ground pool

  18. 2026-03-04
    listed $1,399,900 Active 660-char remark
    Show marketing remark (660 chars)

    Cash offers, contract vendee. Tremendous opportunity for investor, contractor or end user. This contemporary year-round home features a living room with a fireplace overlooking the outdoor pool and deck, all set on park-like grounds offering exceptional privacy. The kitchen includes a dining area conveniently located for easy entertaining. Upstairs, the primary suite boasts its own fireplace and private bath. The main level offers two additional en suite bedrooms, along with two bedrooms that share a full bathroom. Additional highlights include a partially finished basement with a gym, a two-car garage, a Har-Tru tennis court, and an in-ground pool

  19. 2025-10-09
    price $1,580,000
  20. 2025-09-10
    price $1,650,000
  21. 2020-02-28
    historical
  22. 2019-08-29
    listed $1,250,000 New
  23. 2019-06-01
    historical
  24. 2019-02-25
    price $1,300,000
  25. 2019-01-18
    listed $1,395,000 New
  26. 2019-01-05
    historical
  27. 2018-04-16
    listed $1,395,000 New
  28. 1997-08-22
    soldstatus $423,500
  29. 1988-06-14
    soldstatus $105,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$15,732 · $1,311/mo
Projected year-2 tax
$19,273 · $1,606/mo
Expected delta
+$3,541/yr (+$295/mo · 22.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥90°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$345,627
− Mortgage interest
−$75,615
− Property taxes
−$15,732
− Insurance
−$6,750
− Repairs & maintenance
−$27,650
− Management
−$27,650
− Depreciation
−$39,270
Taxable income
$152,960
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$36,710
After-tax cash flow
$128,905/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Quogue Union Free School District
NCES district ID
3609900
Math proficiency
55% ▬ 0.00%
Reading proficiency
50% ▲ 5.00%
Median HH income
$81,457
Composite
49.79/100
National rank
#4207
State rank
#342 of 755 in NY

Livability — East Quogue

Score
61/100
State rank
#943
US rank
#18348

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing C Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
East Quogue, NY
City population
5,871
Population (ZIP)
5,871

Population outlook (Suffolk County) Hauer SSP2

Today (2025)
1,505,262 people
By 2030
1,498,318 · -0.5%
By 2040
1,471,101 · -2.3%
By 2050
1,424,848 · -5.3%
By 2075
1,337,157 · -11.2%
By 2100
1,217,720 · -19.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Hispanic / Latino 16% Asian 2% Two or more races 2%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Romanian 6% Scotch-Irish 3% Lithuanian 3%
Foreign-born
13% · Canada, Jamaica, Guatemala
Languages at home
80% English-only · Spanish 12% Other Indo-European 2% Russian/Polish/Slavic 2%

Political lean MEDSL · Suffolk

2024 margin
Lean R (+10.0) · D 45.0% · R 55.0%
2008→2024 swing
-16.0pp toward R · 2008: 6.0pp · 2024: -10.0pp
All cycles
2024: R+10.0 2020: R+0.0 2016: R+8.2 2012: D+2.9 2008: D+6.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -145.33%
Current HPI
435.8017
Rent YoY
Metro
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+1185.6% since first listed
15 events — show timeline
  • 2026-05-04 Relisted OneKey® MLS as Distributed by MLS Grid
  • 2026-05-01 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2026-03-30 Price Changed $1,349,900 OneKey® MLS as Distributed by MLS Grid
  • 2026-03-04 Listed $1,399,900 OneKey® MLS as Distributed by MLS Grid
  • 2025-10-09 Price Changed $1,580,000 BNYMLS
  • 2025-09-10 Price Changed $1,650,000 BNYMLS
  • 2020-02-28 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2019-08-29 Listed $1,250,000 OneKey® MLS as Distributed by MLS Grid
  • 2019-06-01 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2019-02-25 Price Changed $1,300,000 OneKey® MLS as Distributed by MLS Grid
  • 2019-01-18 Listed $1,395,000 OneKey® MLS as Distributed by MLS Grid
  • 2019-01-05 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2018-04-16 Listed $1,395,000 OneKey® MLS as Distributed by MLS Grid
  • 1997-08-22 Sold (Public Records) $423,500 Public Records
  • 1988-06-14 Sold (Public Records) $105,000 Public Records

Property tax history

+2.8%/yr

Latest (2022): $15,732 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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