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3595 Santa Fe Ave #213
B Composite 71.02
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Schools +3.7/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$159,000

3595 Santa Fe Ave #213 · Long Beach, CA 90810
2 bd · 2.0 ba · 1,440 sqft · Manufactured · 113 Days on market
Built 1977 Good condition $110/sqft · 68% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover exceptional value and modern comfort in this beautifully remodeled 1,440 square foot home, perfectly situated on a spacious lot within the desirable Windward Village Mobile Home Park. Step inside to find a bright and airy interior defined by vaulted ceilings, an abundance of windows, and brand-new luxury vinyl plank flooring throughout. The heart of the home is the upgraded kitchen, featuring crisp, freshly painted white cabinets and a full suite of included appliances. Entertaining is effortless with a massive Great Room, a formal dining area with a charming built-in hutch, and a separate family room that opens directly to the outdoors. The exterior is just as impressive, boasting a large covered porch, low-maintenance landscaping, and a generous, private backyard with two sheds-a rare find in park living. Complete with central A/C and a sprawling carport that fits three vehicles, this home is truly turnkey. Designed for family flexibility, the layout includes a convenient laundry room with a washer, dryer, and extra storage. The accommodations are generous, highlighted by a large primary suite offering natural light, a walk-in closet, and a spa-inspired bath with dual sinks, a soaking tub, and a separate shower. The guest bath has also been refreshed with new lighting and fixtures. This residence is located in the guard-gated, desirable Windward Village Mobile Home Community in Long Beach, a family-friendly haven packed with amenities. Residents enjoy a sparkling pool, basketball court, playground, and a vibrant community center with game rooms. Don't miss this opportunity to own a spacious, updated home in a beautiful, feature-rich neighborhood.

Key facts

  • Large covered porch
  • Private backyard
  • Upgraded kitchen

Tags

REMODELED HOMEUPGRADED KITCHENMASSIVE GREAT ROOMFORMAL DINING AREALARGE COVERED PORCHPRIVATE BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $159k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($16k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $159k).
  • Recommended offer: $145k (9.0% below list) — sets the bar for market timing.
  • Cap rate 16.6% vs local median 1.9% in Long Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#319 in CA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment B+; Watch: health & safety C-, crime F, cost of living F.
  • Long Beach Unified (urban): math 34% / reading 50% proficiency, ranked #216 of 517 in CA (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 34 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 113 days — a 9% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask is 13150% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Recommended offer $144,690 (9.0% below list)

Questions for the listing agent

  1. It's been on market 113 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.96%
Cap rate
16.57%
Cash-on-cash
36.70%
DSCR
2.63
GRM
4.3

CMA / ARV

ARV (median comp)
$492,605
List price
$159,000
Delta
-67.72%
Verdict
UNDERPRICED
Comps
7 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3595 Santa Fe Ave #241 0.01mi 2/2.0 1,440 (0%) 11mo $100,000 $69 91
3595 Santa Fe Ave #144 0.01mi 3/2.0 (+1) 1,440 (0%) 7mo $90,000 $63 89
3595 Santa Fe Ave #254 0.01mi 3/2.0 (+1) 1,440 (0%) 10mo $175,000 $122 86
3595 Santa Fe Ave #4 0.01mi 2/2.0 1,440 (0%) 20mo $540,000 $375 83
3595 Santa Fe Ave #214 0.09mi 2/2.0 1,344 (-7%) 6mo $500,000 $372 79
3595 Santa Fe Ave #270 0.15mi 2/2.0 1,488 (+3%) 15mo $566,000 $380 75
3595 Santa Fe Ave #209 0.01mi 3/2.0 (+1) 1,608 (+12%) 20mo $235,000 $146 58
3595 Santa Fe Ave #278 0.23mi 3/2.0 (+1) 1,624 (+13%) 9mo $655,000 $403 56
3595 Santa Fe Ave #45 0.07mi 3/2.0 (+1) 1,640 (+14%) 23mo $555,000 $338 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
32.5%
Equity multiple
2.37×
Total profit
$61,012
Equity at exit
$23,707
10-year hold
IRR
39.6%
Equity multiple
4.71×
Total profit
$164,998
Equity at exit
$13,747

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 90810

Active inventory
34
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$3,115 high interval (Pro) →
Mortgage (P&I)
$834
Tax est. 1.5%
$199 /mo · $2,385/yr
Insurance
$66
HOA
$0
Vacancy / Maint / Mgmt
$654
Net cashflow
$1,362

Break-even live

Break-even rent $1,391
Max offer price $159,000
Occupancy floor 51%

Sensitivity live

Price -10% $1,472 -5% $1,417 +0% $1,362 +5% $1,307 +10% $1,252
Rent -10% $1,116 -5% $1,239 +0% $1,362 +5% $1,485 +10% $1,608
Rate -1.0pp $1,442 -0.5pp $1,402 base $1,362 +0.5pp $1,321 +1.0pp $1,279

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,750
Closing costs
$4,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2239 W Lincoln St Long Beach, CA 3.0 1.0 888 $2,900 $3.27 16d 1 0.30mi
2239 W Lincoln St Long Beach, CA 3.0 1.0 888 $3,000 $3.38 44d 1 0.30mi
1586 W Cameron St Long Beach, CA 3.0 2.0 1043 $3,600 $3.45 44d 1 0.30mi
3570 Caspian Ave Long Beach, CA 3.0 2.0 877 $3,250 $3.71 25d 1 0.32mi
1325 W 34th St Long Beach, CA 3.0 2.0 1525 $3,995 $2.62 44d 1 0.49mi
3180 Easy Ave Long Beach, CA 3.0 2.0 1163 $3,800 $3.27 19d 1 0.59mi
2763 E 218th Pl Long Beach, CA 3.0 3.0 1826 $4,200 $2.30 18d 1 0.72mi
1826 W Willow St Unit 1826 Long Beach, CA 3.0 2.0 1002 $3,000 $2.99 19d 1 1.09mi
2992 Maine Ave Unit A Long Beach, CA 3.0 3.0 1008 $4,000 $3.97 44d 1 1.19mi

Listing history 17 events

  1. 2026-06-18
    days on market $159,000 Active 113 DOM
  2. 2026-06-17
    days on market $159,000 Active 112 DOM
  3. 2026-06-16
    days on market $159,000 Active 111 DOM
  4. 2026-06-15
    days on market $159,000 Active 110 DOM
  5. 2026-06-13
    days on market $159,000 Active 108 DOM
  6. 2026-06-13
    days on market $159,000 Active 107 DOM
  7. 2026-06-09
    days on market $159,000 Active 104 DOM
  8. 2026-06-08
    days on market $159,000 Active 103 DOM
  9. 2026-06-07
    days on market $159,000 Active 102 DOM
  10. 2026-06-04
    days on market $159,000 Active 99 DOM
  11. 2026-06-03
    days on market $159,000 Active 98 DOM
  12. 2026-06-02
    days on market $159,000 Active 97 DOM
  13. 2026-06-01
    days on market $159,000 Active 96 DOM
  14. 2026-05-31
    days on market $159,000 Active 95 DOM
  15. 2026-04-12
    historical $1,200
  16. 2026-04-10
    listed $1,200
  17. 2026-02-25
    listed $159,000 Active 1685-char remark
    Show marketing remark (1685 chars)

    Discover exceptional value and modern comfort in this beautifully remodeled 1,440 square foot home, perfectly situated on a spacious lot within the desirable Windward Village Mobile Home Park. Step inside to find a bright and airy interior defined by vaulted ceilings, an abundance of windows, and brand-new luxury vinyl plank flooring throughout. The heart of the home is the upgraded kitchen, featuring crisp, freshly painted white cabinets and a full suite of included appliances. Entertaining is effortless with a massive Great Room, a formal dining area with a charming built-in hutch, and a separate family room that opens directly to the outdoors. The exterior is just as impressive, boasting a large covered porch, low-maintenance landscaping, and a generous, private backyard with two sheds-a rare find in park living. Complete with central A/C and a sprawling carport that fits three vehicles, this home is truly turnkey. Designed for family flexibility, the layout includes a convenient laundry room with a washer, dryer, and extra storage. The accommodations are generous, highlighted by a large primary suite offering natural light, a walk-in closet, and a spa-inspired bath with dual sinks, a soaking tub, and a separate shower. The guest bath has also been refreshed with new lighting and fixtures. This residence is located in the guard-gated, desirable Windward Village Mobile Home Community in Long Beach, a family-friendly haven packed with amenities. Residents enjoy a sparkling pool, basketball court, playground, and a vibrant community center with game rooms. Don't miss this opportunity to own a spacious, updated home in a beautiful, feature-rich neighborhood.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥90°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 9 unhealthy d/yr today · 10 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,376
− Mortgage interest
−$8,906
− Property taxes
−$2,385
− Insurance
−$795
− Repairs & maintenance
−$2,990
− Management
−$2,990
− Depreciation
−$4,625
Taxable income
$14,684
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,524
After-tax cash flow
$12,817/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This remodeled 1,440 sq ft manufactured home in Windward Village Mobile Home Park offers a bright and airy interior with new flooring and appliances, and a well-maintained exterior with fresh paint. Minor updates to the exterior and window screens would further enhance its curb appeal and value.

Value-add opportunities

  • Both paint exterior — enhances curb appeal and value
  • Both replace window screens — improves energy efficiency and aesthetics

Renovation cost estimate screening

Value-add ROI direction

  • Both paint exterior — enhances curb appeal and value
  • Both replace window screens — improves energy efficiency and aesthetics

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Long Beach Unified
NCES district ID
0622500
Math proficiency
34% ▼ -11.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$56,092
Composite
36.67/100
National rank
#4607
State rank
#216 of 517 in CA

Livability — Long Beach

Score
67/100
State rank
#319
US rank
#10758

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment B+ Housing C+ Health & safety C- User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Long Beach, CA
County
Los Angeles County · 9,444,647 people
City population
466,088
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
35,833
Household income
$84,350
Rent vs Own
40.1% rent · 59.9% own
Severe rent burden
1007.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
Hispanic / Latino 55% Asian 26% Two or more races 13% Black 7% White 6% Pacific Islander 2% Native American 1%
Hispanic origin (detail)
Mexican 47%
Foreign-born
37% · Canada, Vietnam, South Korea
Languages at home
37% English-only · Spanish 43% Tagalog/Filipino 14% Other Asian/Pacific 3%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -617.80%
Current HPI
468.5989
Rent YoY
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-99.2% since first listed
3 events — show timeline
  • 2026-04-12 Rental Removed $1,200 TURBOTENANT
  • 2026-04-10 Listed for Rent $1,200 TURBOTENANT
  • 2026-02-25 Listed $159,000 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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