3595 Santa Fe Ave #213 · Long Beach, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 90°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 9 days/yr
- Unhealthy air days in 30 yrs
- 10 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Condition / age +4.0/5.0
- Schools +3.7/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$159,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover exceptional value and modern comfort in this beautifully remodeled 1,440 square foot home, perfectly situated on a spacious lot within the desirable Windward Village Mobile Home Park. Step inside to find a bright and airy interior defined by vaulted ceilings, an abundance of windows, and brand-new luxury vinyl plank flooring throughout. The heart of the home is the upgraded kitchen, featuring crisp, freshly painted white cabinets and a full suite of included appliances. Entertaining is effortless with a massive Great Room, a formal dining area with a charming built-in hutch, and a separate family room that opens directly to the outdoors. The exterior is just as impressive, boasting a large covered porch, low-maintenance landscaping, and a generous, private backyard with two sheds-a rare find in park living. Complete with central A/C and a sprawling carport that fits three vehicles, this home is truly turnkey. Designed for family flexibility, the layout includes a convenient laundry room with a washer, dryer, and extra storage. The accommodations are generous, highlighted by a large primary suite offering natural light, a walk-in closet, and a spa-inspired bath with dual sinks, a soaking tub, and a separate shower. The guest bath has also been refreshed with new lighting and fixtures. This residence is located in the guard-gated, desirable Windward Village Mobile Home Community in Long Beach, a family-friendly haven packed with amenities. Residents enjoy a sparkling pool, basketball court, playground, and a vibrant community center with game rooms. Don't miss this opportunity to own a spacious, updated home in a beautiful, feature-rich neighborhood.
Key facts
- Large covered porch
- Private backyard
- Upgraded kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $159k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $159k).
- Recommended offer: $145k (9.0% below list) — sets the bar for market timing.
- Cap rate 16.6% vs local median 1.9% in Long Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#319 in CA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment B+; Watch: health & safety C-, crime F, cost of living F.
- Long Beach Unified (urban): math 34% / reading 50% proficiency, ranked #216 of 517 in CA (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 34 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
- This rent runs 44% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 113 days — a 9% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask is 13150% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Questions for the listing agent
- It's been on market 113 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.96% ✓
- Cap rate
- 16.57%
- Cash-on-cash
- 36.70%
- DSCR
- 2.63
- GRM
- 4.3
CMA / ARV
- ARV (median comp)
- $492,605
- List price
- $159,000
- Delta
- -67.72%
- Verdict
- UNDERPRICED
- Comps
- 7 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3595 Santa Fe Ave #241 | 0.01mi | 2/2.0 | 1,440 (0%) | 11mo | $100,000 | $69 | 91 |
| 3595 Santa Fe Ave #144 | 0.01mi | 3/2.0 (+1) | 1,440 (0%) | 7mo | $90,000 | $63 | 89 |
| 3595 Santa Fe Ave #254 | 0.01mi | 3/2.0 (+1) | 1,440 (0%) | 10mo | $175,000 | $122 | 86 |
| 3595 Santa Fe Ave #4 | 0.01mi | 2/2.0 | 1,440 (0%) | 20mo | $540,000 | $375 | 83 |
| 3595 Santa Fe Ave #214 | 0.09mi | 2/2.0 | 1,344 (-7%) | 6mo | $500,000 | $372 | 79 |
| 3595 Santa Fe Ave #270 | 0.15mi | 2/2.0 | 1,488 (+3%) | 15mo | $566,000 | $380 | 75 |
| 3595 Santa Fe Ave #209 | 0.01mi | 3/2.0 (+1) | 1,608 (+12%) | 20mo | $235,000 | $146 | 58 |
| 3595 Santa Fe Ave #278 | 0.23mi | 3/2.0 (+1) | 1,624 (+13%) | 9mo | $655,000 | $403 | 56 |
| 3595 Santa Fe Ave #45 | 0.07mi | 3/2.0 (+1) | 1,640 (+14%) | 23mo | $555,000 | $338 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 32.5%
- Equity multiple
- 2.37×
- Total profit
- $61,012
- Equity at exit
- $23,707
- IRR
- 39.6%
- Equity multiple
- 4.71×
- Total profit
- $164,998
- Equity at exit
- $13,747
Cash invested: $44,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 90810
- Active inventory
- 34
- Price-to-rent
- 4.3×
Monthly cashflow live
- Estimated rent
- $3,115 high interval (Pro) →
- Mortgage (P&I)
- −$834
- Tax est. 1.5%
- −$199 /mo · $2,385/yr
- Insurance
- −$66
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$654
- Net cashflow
- $1,362
Break-even live
Sensitivity live
| Price | -10% $1,472 | -5% $1,417 | +0% $1,362 | +5% $1,307 | +10% $1,252 |
|---|---|---|---|---|---|
| Rent | -10% $1,116 | -5% $1,239 | +0% $1,362 | +5% $1,485 | +10% $1,608 |
| Rate | -1.0pp $1,442 | -0.5pp $1,402 | base $1,362 | +0.5pp $1,321 | +1.0pp $1,279 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,750
- Closing costs
- $4,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2239 W Lincoln St Long Beach, CA | 3.0 | 1.0 | 888 | $2,900 | $3.27 | 16d | 1 | 0.30mi |
| 2239 W Lincoln St Long Beach, CA | 3.0 | 1.0 | 888 | $3,000 | $3.38 | 44d | 1 | 0.30mi |
| 1586 W Cameron St Long Beach, CA | 3.0 | 2.0 | 1043 | $3,600 | $3.45 | 44d | 1 | 0.30mi |
| 3570 Caspian Ave Long Beach, CA | 3.0 | 2.0 | 877 | $3,250 | $3.71 | 25d | 1 | 0.32mi |
| 1325 W 34th St Long Beach, CA | 3.0 | 2.0 | 1525 | $3,995 | $2.62 | 44d | 1 | 0.49mi |
| 3180 Easy Ave Long Beach, CA | 3.0 | 2.0 | 1163 | $3,800 | $3.27 | 19d | 1 | 0.59mi |
| 2763 E 218th Pl Long Beach, CA | 3.0 | 3.0 | 1826 | $4,200 | $2.30 | 18d | 1 | 0.72mi |
| 1826 W Willow St Unit 1826 Long Beach, CA | 3.0 | 2.0 | 1002 | $3,000 | $2.99 | 19d | 1 | 1.09mi |
| 2992 Maine Ave Unit A Long Beach, CA | 3.0 | 3.0 | 1008 | $4,000 | $3.97 | 44d | 1 | 1.19mi |
Listing history 17 events
-
2026-06-18days on market $159,000 Active 113 DOM
-
2026-06-17days on market $159,000 Active 112 DOM
-
2026-06-16days on market $159,000 Active 111 DOM
-
2026-06-15days on market $159,000 Active 110 DOM
-
2026-06-13days on market $159,000 Active 108 DOM
-
2026-06-13days on market $159,000 Active 107 DOM
-
2026-06-09days on market $159,000 Active 104 DOM
-
2026-06-08days on market $159,000 Active 103 DOM
-
2026-06-07days on market $159,000 Active 102 DOM
-
2026-06-04days on market $159,000 Active 99 DOM
-
2026-06-03days on market $159,000 Active 98 DOM
-
2026-06-02days on market $159,000 Active 97 DOM
-
2026-06-01days on market $159,000 Active 96 DOM
-
2026-05-31days on market $159,000 Active 95 DOM
-
2026-04-12historical $1,200
-
2026-04-10$1,200
-
2026-02-25$159,000 Active 1685-char remark
Show marketing remark (1685 chars)
Discover exceptional value and modern comfort in this beautifully remodeled 1,440 square foot home, perfectly situated on a spacious lot within the desirable Windward Village Mobile Home Park. Step inside to find a bright and airy interior defined by vaulted ceilings, an abundance of windows, and brand-new luxury vinyl plank flooring throughout. The heart of the home is the upgraded kitchen, featuring crisp, freshly painted white cabinets and a full suite of included appliances. Entertaining is effortless with a massive Great Room, a formal dining area with a charming built-in hutch, and a separate family room that opens directly to the outdoors. The exterior is just as impressive, boasting a large covered porch, low-maintenance landscaping, and a generous, private backyard with two sheds-a rare find in park living. Complete with central A/C and a sprawling carport that fits three vehicles, this home is truly turnkey. Designed for family flexibility, the layout includes a convenient laundry room with a washer, dryer, and extra storage. The accommodations are generous, highlighted by a large primary suite offering natural light, a walk-in closet, and a spa-inspired bath with dual sinks, a soaking tub, and a separate shower. The guest bath has also been refreshed with new lighting and fixtures. This residence is located in the guard-gated, desirable Windward Village Mobile Home Community in Long Beach, a family-friendly haven packed with amenities. Residents enjoy a sparkling pool, basketball court, playground, and a vibrant community center with game rooms. Don't miss this opportunity to own a spacious, updated home in a beautiful, feature-rich neighborhood.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥90°F today · 23 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 6/10 Major 9 unhealthy d/yr today · 10 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,376
- − Mortgage interest
- −$8,906
- − Property taxes
- −$2,385
- − Insurance
- −$795
- − Repairs & maintenance
- −$2,990
- − Management
- −$2,990
- − Depreciation
- −$4,625
- Taxable income
- $14,684
- Est. tax owed @ 24.0%
- −$3,524
- After-tax cash flow
- $12,817/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This remodeled 1,440 sq ft manufactured home in Windward Village Mobile Home Park offers a bright and airy interior with new flooring and appliances, and a well-maintained exterior with fresh paint. Minor updates to the exterior and window screens would further enhance its curb appeal and value.
Value-add opportunities
- Both paint exterior — enhances curb appeal and value
- Both replace window screens — improves energy efficiency and aesthetics
Renovation cost estimate screening
Value-add ROI direction
- Both paint exterior — enhances curb appeal and value ↑
- Both replace window screens — improves energy efficiency and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Long Beach Unified
- NCES district ID
- 0622500
- Math proficiency
- 34% ▼ -11.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $56,092
- Composite
- 36.67/100
- National rank
- #4607
- State rank
- #216 of 517 in CA
Livability — Long Beach
- Score
- 67/100
- State rank
- #319
- US rank
- #10758
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Long Beach, CA
- County
- Los Angeles County · 9,444,647 people
- City population
- 466,088
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 35,833
- Household income
- $84,350
- Rent vs Own
- Severe rent burden
- 1007.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- Hispanic / Latino 55% Asian 26% Two or more races 13% Black 7% White 6% Pacific Islander 2% Native American 1%
- Hispanic origin (detail)
- Mexican 47%
- Foreign-born
- 37% · Canada, Vietnam, South Korea
- Languages at home
- 37% English-only · Spanish 43% Tagalog/Filipino 14% Other Asian/Pacific 3%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -617.80%
- Current HPI
- 468.5989
- Rent YoY
- —
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
|
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Price history
-99.2% since first listed3 events — show timeline
- 2026-04-12 Rental Removed $1,200 TURBOTENANT
- 2026-04-10 Listed for Rent $1,200 TURBOTENANT
- 2026-02-25 Listed $159,000 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…