571 Independence Dr · Clairton, PA 15025

$100,000

2 bd · 1.0 ba · 936 sqft · SingleFamily public records · 18 Days on market

Built 1940 5,227 sqft lot

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.3/30.0
• DSCR +9.5/10.0
• ARV discount +7.5/15.0
• 1% rule +6.7/10.0
• Rent growth +5.0/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Totally remodeled home. Cute entry featuring ceramic tile floor, large closet , open to spacious living room-neutral carpeting, CF. Kitchen and dining room flow together. The kitchen features oak cabinets, recessed lights, ceramic tile floor, door to great deck. The dining area features hardwood floors. Very flexible floor plan, 1st floor bedroom could easily be a family room. Great level back yard. Two bedrooms and full bath on second floor. All the work has been done just move in your furniture.

Key facts

• Covered front porch
• Oversized closet
• Hardwood dining area

Tags

• COVERED FRONT PORCH
• CERAMIC ENTRY
• OVERSIZED CLOSET
• EQUIPPED OAK KITCHEN
• CERAMIC FINISHES
• HARDWOOD DINING AREA

Property features AI

Finance

• HOA & community: Access to public transportation

Exterior

• Parking: Attached garage with built-in parking and garage door opener (1 total parking space)
• Utilities: Public water; Public sewer
• Home design: Two-story home; Vinyl siding exterior; Composition roof; Home warranty included
• Construction: Vinyl siding construction; Composition roof
• Exterior features: Lot dimensions approximately 11 x 40 x 100 x 51 x 90; Resale condition

Interior

• Kitchen: Convection oven; Refrigerator
• Bedrooms: Two upper-level bedrooms (each ~12x12); Third bedroom/space (dimensions 12x13 on main level)
• Flooring: Ceramic tile; Hardwood; Carpet
• Bathrooms: One full bathroom
• Heating & cooling: Forced air heating (gas); Central electric air conditioning
• Interior features: Multi-pane windows; Full walk-up basement
• Laundry & utility: Basement laundry (12x18)

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $288 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).
• Recommended offer: $98k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.7% vs local median 12.7% in Clairton — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
• Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 18 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 32y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $25k; list at $100k implies a 300% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $98,500 (1.5% below list)

Questions for the listing agent

1. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 9.75%
• Cash-on-cash: 12.35%
• DSCR: 1.55
• GRM: 7.1

CMA / ARV

• ARV (on-the-fly): $45,864
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
551 Farnsworth Ave	0.25mi	2/1.5	896 (-4%)	1mo	$28,000	$31	79
555 Farnsworth Ave	0.25mi	2/1.0	896 (-4%)	7mo	$48,000	$54	76
740 St Clair Ave	0.39mi	2/1.0	959 (+2%)	6mo	$80,000	$83	73
878 Craig St	0.34mi	2/1.0	864 (-8%)	4mo	$21,900	$25	67
624 Park Ave	0.53mi	2/1.5	896 (-4%)	3mo	$45,000	$50	64
299 Charles St	0.53mi	2/1.0	1,019 (+9%)	2mo	$147,000	$144	59
814 Saint Clair Ave	0.41mi	2/2.0	1,012 (+8%)	6mo	$120,000	$119	58
4502 Bataan Ave	0.40mi	2/1.0	810 (-14%)	6mo	$40,000	$49	54
4504 Bataan Ave	0.40mi	2/1.0	810 (-14%)	6mo	$40,000	$49	54
4505 Bataan Ave	0.41mi	2/1.0	810 (-14%)	6mo	$40,000	$49	54
1128 Worthington Ave	0.52mi	2/1.0	1,044 (+12%)	8mo	$30,000	$29	50
628 Large Ave	0.47mi	3/2.0 (+1)	1,068 (+14%)	4mo	$45,000	$42	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 7.2%
• Equity multiple: 1.30×
• Total profit: $8,295
• Equity at exit: $14,910

10-year hold

• IRR: 20.3%
• Equity multiple: 3.10×
• Total profit: $58,859
• Equity at exit: $8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15025

• Home prices YoY: -34.4%
• Rents YoY: 10.5%
• Active inventory: 94
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $1,168 high
• Mortgage (P&I): −$524
• Tax from tax record: −$68 /mo · $818/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$245
• Net cashflow: $288

Break-even live

Break-even rent $803

Max offer price $100,000

Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
753 East Dr Clairton, PA	3.0	1.0	1000	$1,100	$1.10	43d	1	0.05mi
127 Constitution Cir Clairton, PA	2.0	1.0	1063	$1,275	$1.20	10d	1	0.06mi
127 Constitution Cir Clairton, PA	2.0	1.0	972	$1,275	$1.31	1d	1	0.06mi
505 Wylie Ave Clairton, PA	2.0	1.0	791	$1,500	$1.90	1d	1	0.22mi
601 Farnsworth Ave Clairton, PA	2.0	1.0	1004	$995	$0.99	4d	1	0.24mi
618 Farnsworth Ave Clairton, PA	2.0	1.0	896	$1,050	$1.17	43d	1	0.26mi
422 Mitchell Ave Rear Rear Clairton, PA	1.0	1.0	900	$975	$1.08	17d	1	0.29mi
927 Vankirk St Clairton, PA	2.0	1.0	840	$1,150	$1.37	12d	1	0.42mi
929 Vankirk St Unit 1 Clairton, PA	2.0	1.5	810	$1,050	$1.30	43d	1	0.43mi
446 Waddell Ave Unit 446 1/2 Clairton, PA	1.0	1.0	900	$595	$0.66	43d	1	0.44mi
701-703 Waddell Ave Clairton, PA	1.0	1.0	700	$900	$1.29	23d	1	0.46mi
540 Reed St Unit 1 Clairton, PA	1.0	1.0	528	$799	$1.51	43d	1	0.60mi
1347 High Rd Clairton, PA	2.0	1.0	870	$1,250	$1.44	43d	1	0.89mi
2140 Lincoln Blvd Elizabeth, PA	2.0	1.0	968	$790	$0.82	43d	1	1.03mi
507 N 6th St Clairton, PA	2.0	1.5	1120	$1,250	$1.12	43d	1	1.22mi
168 Center Ave Unit 1 left) Elizabeth, PA	2.0	1.0	950	$895	$0.94	23d	1	1.38mi

Listing history 18 events

1. 2026-05-04
   status Pending
2. 2026-04-21
   historical Contingent
3. 2026-04-16
   listed $100,000 Active
4. 2022-04-01
   soldstatus $25,000
5. 2015-09-30
   historical 502-char remark

   Show marketing remark (502 chars)

   Totally remodeled home. Cute entry featuring ceramic tile floor, large closet , open to spacious living room-neutral carpeting, CF. Kitchen and dining room flow together. The kitchen features oak cabinets, recessed lights, ceramic tile floor, door to great deck. The dining area features hardwood floors. Very flexible floor plan, 1st floor bedroom could easily be a family room. Great level back yard. Two bedrooms and full bath on second floor. All the work has been done just move in your furniture.

6. 2015-09-09
   price $49,900 502-char remark

   Show marketing remark (502 chars)

   Totally remodeled home. Cute entry featuring ceramic tile floor, large closet , open to spacious living room-neutral carpeting, CF. Kitchen and dining room flow together. The kitchen features oak cabinets, recessed lights, ceramic tile floor, door to great deck. The dining area features hardwood floors. Very flexible floor plan, 1st floor bedroom could easily be a family room. Great level back yard. Two bedrooms and full bath on second floor. All the work has been done just move in your furniture.

7. 2015-08-01
   listed $53,900 Active 502-char remark

   Show marketing remark (502 chars)

   Totally remodeled home. Cute entry featuring ceramic tile floor, large closet , open to spacious living room-neutral carpeting, CF. Kitchen and dining room flow together. The kitchen features oak cabinets, recessed lights, ceramic tile floor, door to great deck. The dining area features hardwood floors. Very flexible floor plan, 1st floor bedroom could easily be a family room. Great level back yard. Two bedrooms and full bath on second floor. All the work has been done just move in your furniture.

8. 2015-07-17
   historical 496-char remark

   Show marketing remark (496 chars)

   UPDATES GALORE!! TOTALLY REMODELED!! Open floor plan between kitchen and dining area. Large deck off kitchen. WHAT A DEAL!!! Covered front porch, nice entrance area, nice front yard. Attached garage with extra off-street parking, Large room sizes throughout. LARGE FENCED BACK YARD. AND, DID I MENTION THAT LARGE DECK?? ROOMY 1st floor MASTER BEDROOM, LARGE updated kitchen has an open dining area attached. Home has a lot of NATURAL LIGHT/WINDOWS throughout. EVERYTHING is move-in condition.

9. 2015-06-23
   price $52,900 496-char remark

   Show marketing remark (496 chars)

   UPDATES GALORE!! TOTALLY REMODELED!! Open floor plan between kitchen and dining area. Large deck off kitchen. WHAT A DEAL!!! Covered front porch, nice entrance area, nice front yard. Attached garage with extra off-street parking, Large room sizes throughout. LARGE FENCED BACK YARD. AND, DID I MENTION THAT LARGE DECK?? ROOMY 1st floor MASTER BEDROOM, LARGE updated kitchen has an open dining area attached. Home has a lot of NATURAL LIGHT/WINDOWS throughout. EVERYTHING is move-in condition.

10. 2015-05-30
    price $55,900 496-char remark

    Show marketing remark (496 chars)

    UPDATES GALORE!! TOTALLY REMODELED!! Open floor plan between kitchen and dining area. Large deck off kitchen. WHAT A DEAL!!! Covered front porch, nice entrance area, nice front yard. Attached garage with extra off-street parking, Large room sizes throughout. LARGE FENCED BACK YARD. AND, DID I MENTION THAT LARGE DECK?? ROOMY 1st floor MASTER BEDROOM, LARGE updated kitchen has an open dining area attached. Home has a lot of NATURAL LIGHT/WINDOWS throughout. EVERYTHING is move-in condition.

11. 2015-05-12
    price $58,900 496-char remark

    Show marketing remark (496 chars)

    UPDATES GALORE!! TOTALLY REMODELED!! Open floor plan between kitchen and dining area. Large deck off kitchen. WHAT A DEAL!!! Covered front porch, nice entrance area, nice front yard. Attached garage with extra off-street parking, Large room sizes throughout. LARGE FENCED BACK YARD. AND, DID I MENTION THAT LARGE DECK?? ROOMY 1st floor MASTER BEDROOM, LARGE updated kitchen has an open dining area attached. Home has a lot of NATURAL LIGHT/WINDOWS throughout. EVERYTHING is move-in condition.

12. 2015-04-21
    price $59,400 496-char remark

    Show marketing remark (496 chars)

    UPDATES GALORE!! TOTALLY REMODELED!! Open floor plan between kitchen and dining area. Large deck off kitchen. WHAT A DEAL!!! Covered front porch, nice entrance area, nice front yard. Attached garage with extra off-street parking, Large room sizes throughout. LARGE FENCED BACK YARD. AND, DID I MENTION THAT LARGE DECK?? ROOMY 1st floor MASTER BEDROOM, LARGE updated kitchen has an open dining area attached. Home has a lot of NATURAL LIGHT/WINDOWS throughout. EVERYTHING is move-in condition.

13. 2015-04-10
    listed $59,500 Active 496-char remark

    Show marketing remark (496 chars)

    UPDATES GALORE!! TOTALLY REMODELED!! Open floor plan between kitchen and dining area. Large deck off kitchen. WHAT A DEAL!!! Covered front porch, nice entrance area, nice front yard. Attached garage with extra off-street parking, Large room sizes throughout. LARGE FENCED BACK YARD. AND, DID I MENTION THAT LARGE DECK?? ROOMY 1st floor MASTER BEDROOM, LARGE updated kitchen has an open dining area attached. Home has a lot of NATURAL LIGHT/WINDOWS throughout. EVERYTHING is move-in condition.

14. 1995-03-02
    soldstatus $6,500
15. 1995-03-01
    soldstatus $6,500
16. 1994-02-11
    listed $19,900
17. 1991-03-19
    soldstatus $20,000
18. 1990-05-16
    soldstatus $12,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $818 · $68/mo
• Projected year-2 tax: $1,199 · $100/mo
• Expected delta: +$381/yr (+$32/mo · 46.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,010
• − Mortgage interest: −$5,602
• − Property taxes: −$818
• − Insurance: −$500
• − Repairs & maintenance: −$1,121
• − Management: −$1,121
• − Depreciation: −$2,909
• Taxable income: $1,940
• Est. tax owed @ 24.0%: −$465
• After-tax cash flow: $2,991/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Clairton City SD
• NCES district ID: 4206030
• Math proficiency: 7% ▼ -11.00%
• Reading proficiency: 21% ▼ -12.00%
• Median HH income: $30,250
• Composite: 11.0/100
• National rank: #9742
• State rank: #520 of 539 in PA

Livability — Clairton

• Score: 63/100
• State rank: #1308
• US rank: #16085

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Clairton, PA
• County: Allegheny County · 1,022,028 people
• City population: 16,939
• Metro: Pittsburgh, PA
• Population (ZIP): 16,939
• Household income: $76,531
• Rent vs Own: 25.1% rent · 74.9% own
• Severe rent burden: 572.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
• Common ancestry: Romanian 6% Lithuanian 2% Slovak 1%
• Foreign-born: 4% · China, Canada, India
• Languages at home: 96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -96.35%
• Current HPI: 183.858
• Rent YoY: ▲ 10.47%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+733.3% since first listed

18 events — show timeline

• 2026-05-04 Pending — West Penn MLS
• 2026-04-21 Contingent — West Penn MLS
• 2026-04-16 Listed $100,000 West Penn MLS
• 2022-04-01 Sold (Public Records) $25,000 Public Records
• 2015-09-30 Delisted — West Penn MLS
• 2015-09-09 Price Changed $49,900 West Penn MLS
• 2015-08-01 Listed $53,900 West Penn MLS
• 2015-07-17 Delisted — West Penn MLS
• 2015-06-23 Price Changed $52,900 West Penn MLS
• 2015-05-30 Price Changed $55,900 West Penn MLS
• 2015-05-12 Price Changed $58,900 West Penn MLS
• 2015-04-21 Price Changed $59,400 West Penn MLS
• 2015-04-10 Listed $59,500 West Penn MLS
• 1995-03-02 Sold (Public Records) $6,500 Public Records
• 1995-03-01 Sold (MLS) $6,500 West Penn MLS
• 1994-02-11 Listed $19,900 West Penn MLS
• 1991-03-19 Sold (Public Records) $20,000 Public Records
• 1990-05-16 Sold (Public Records) $12,000 Public Records

Property tax history

+12.7%/yr

Latest (2026): $818 · +11.0% YoY. Source: county tax records.