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1603 W 14th St 🏷️ Likely Rental
B Composite 72.08
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.2/10.0
  • 1% rule +7.5/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$92,000

1603 W 14th St · Jacksonville, FL 32209
3 bd · 1.0 ba · 1,164 sqft · SingleFamily public records · 30 Days on market
Built 1941 4,791 sqft lot Est $177k · 48% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTMENT OPPORTUNITY! GREAT RENTAL OR REHAB. AS-IS. SELLER IS AAHS OF FLORIDA TRUST. CASH ONLY. EMD 5k. DO YOUR INSPECTION WHEN YOU VIEW AND BEFORE YOU SUBMIT AN OFFER. MUST USE SELLERS TITLE, LEGAL COUNSEL PA. CAN NOT ASSIGN. CLOSE IN 35 DAYS. BUYER PAYS A SETTLEMENT FEE $595. ANYTHING THE TENANT LEAVES BEHIND IS BUYERS RESPONSIBILITY TO REMOVE. BUYER TO VERIFY ALL DETAILS.

Key facts

  • Extra storage space
  • Washer connect
  • Corner lot

Tags

EXTRA STORAGE SPACEWASHER CONNECTCORNER LOT

Property features AI

Finance

  • HOA & community: Not a senior community

Exterior

  • Parking: Off-street parking
  • Utilities: Public sewer; Electricity connected; Water connected
  • Home design: Single family residence; One story; Entry level on first floor
  • Construction: Wood siding; Shingle roof
  • Exterior features: Covered patio/porch; Front porch; Rear porch; Corner lot; City street frontage; Asphalt road surface; Shed(s) and other outbuildings

Interior

  • Kitchen: Electric cooktop; Electric range; Microwave; Refrigerator; Electric water heater
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Wall/window air conditioning units
  • Interior features: Ceiling fans; Primary bathroom with tub and shower; One fireplace
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $92,000 price doesn't fit this home's estimated sale value (~$176,928) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $92k.

Deal economics

  • At list price, monthly cash flow is $253 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $92k).
  • Recommended offer: $91k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.6% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.8%/yr); 394 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
  • At $1,150/mo this rent would consume 45% of the median local household income ($31k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $636 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($91k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $57k; list at $92k implies a 61% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $90,620 (1.5% below list)

Questions for the listing agent

  1. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.25%
Cap rate
9.59%
Cash-on-cash
11.78%
DSCR
1.52
GRM
6.7

CMA / ARV

ARV (on-the-fly)
$176,928
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1404 W 18th St 0.34mi 3/1.0 1,120 (-4%) 2mo $80,000 $71 76
1783 W 10th St 0.28mi 3/2.0 1,084 (-7%) 3mo $211,020 $195 69
1327 7th St W 0.58mi 3/2.0 1,152 (-1%) 2mo $215,017 $187 66
1519 8th St W 0.38mi 3/1.0 996 (-14%) 0mo $20,000 $20 58
1350 McConihe St 0.55mi 3/2.0 1,253 (+8%) 1mo $190,000 $152 57
3631 Effee St 0.70mi 3/2.0 1,120 (-4%) 1mo $74,000 $66 56
1318 W 5th St 0.74mi 3/1.0 1,224 (+5%) 3mo $52,500 $43 55
2009 W 17th St 0.55mi 4/1.0 (+1) 1,037 (-11%) 0mo $60,000 $58 51
1725 Seminary St 0.60mi 3/1.0 996 (-14%) 3mo $88,000 $88 46
1486 W 29th St 0.69mi 4/2.0 (+1) 1,235 (+6%) 4mo $193,017 $156 46
1596 W 30th St 0.72mi 3/2.0 1,052 (-10%) 4mo $180,017 $171 44
1924 McMillan St 0.57mi 2/2.5 (-1) 1,022 (-12%) 4mo $209,020 $205 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.81% rent growth · sell at horizon

5-year hold
IRR
-0.1%
Equity multiple
0.99×
Total profit
$-139
Equity at exit
$13,717
10-year hold
IRR
8.2%
Equity multiple
1.59×
Total profit
$15,278
Equity at exit
$7,954

Cash invested: $25,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32209

Home prices YoY
-22.1%
Rents YoY
1.8%
Active inventory
394
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,150 high interval (Pro) →
Mortgage (P&I)
$482
Tax from tax record
$135 /mo · $1,624/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$242
Net cashflow
$253

Break-even live

Break-even rent $830
Max offer price $92,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,000
Closing costs
$2,760
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1525 W 15th St Jacksonville, FL 3.0 1.0 1100 $1,245 $1.13 24d 1 0.15mi
2310 Fairfax St Jacksonville, FL 2.0 1.0 726 $600 $0.83 24d 1 0.20mi
2306 Fairfax St Unit 1 Jacksonville, FL 3.0 1.0 900 $700 $0.78 24d 1 0.21mi
2312 Fairfax St Jacksonville, FL 3.0 1.0 726 $650 $0.90 17d 1 0.21mi
2306 Fairfax St Unit 3 Jacksonville, FL 2.0 1.0 700 $650 $0.93 24d 1 0.21mi
1730 W 19th St Jacksonville, FL 3.0 2.0 1323 $1,100 $0.83 2d 1 0.25mi
1845 W 13th St Unit 1 Jacksonville, FL 2.0 1.0 800 $850 $1.06 24d 1 0.26mi
1740 W 9th St Jacksonville, FL 4.0 2.0 1148 $1,285 $1.12 20d 1 0.29mi
1538 Ella St Unit 1 Jacksonville, FL 2.0 1.0 700 $1,100 $1.57 24d 1 0.33mi
1593 W 21st St Jacksonville, FL 2.0 1.0 805 $922 $1.15 24d 1 0.33mi
1901 Pullman Ct Jacksonville, FL 2.0 1.0 969 $1,295 $1.34 7d 1 0.35mi
1410 W 20th St Jacksonville, FL 3.0 2.0 1170 $1,485 $1.27 14d 1 0.40mi
1570 Mc Conihe St Unit B Jacksonville, FL 2.0 1.0 714 $875 $1.23 24d 1 0.41mi
1712 W 23rd St Jacksonville, FL 3.0 2.0 1200 $1,275 $1.06 24d 1 0.42mi
2210 Pullman Ave Jacksonville, FL 3.0 1.0 940 $1,050 $1.12 3d 1 0.42mi
1431 W 21st St Jacksonville, FL 3.0 2.0 1199 $1,425 $1.19 14d 1 0.43mi
1645 W 23rd St Unit 2 Jacksonville, FL 3.0 1.0 912 $1,275 $1.40 24d 1 0.43mi
1359 W 20th St Jacksonville, FL 2.0 1.0 901 $1,134 $1.26 17d 1 0.44mi
1537 W 7th St Jacksonville, FL 3.0 1.0 950 $1,050 $1.11 7d 1 0.44mi
1537 7th St W Unit B Jacksonville, FL 3.0 1.0 950 $1,050 $1.11 24d 1 0.45mi
1776 Spires Ave Unit 2 Jacksonville, FL 2.0 1.0 800 $1,125 $1.41 4d 1 0.46mi
1708 W 24th St Jacksonville, FL 3.0 2.0 1428 $1,250 $0.88 7d 1 0.47mi
2811 N Myrtle Ave #1 Jacksonville, FL 2.0 2.0 855 $1,121 $1.31 4d 1 0.47mi
1609 W 24th St Jacksonville, FL 3.0 2.0 1169 $1,223 $1.05 21d 1 0.48mi
1934 Ella St Jacksonville, FL 3.0 1.0 1045 $1,095 $1.05 20d 1 0.50mi
2604 McMillan St Jacksonville, FL 3.0 1.0 912 $1,100 $1.21 21d 1 0.53mi
2116 McMillan St Jacksonville, FL 3.0 1.5 1120 $1,425 $1.27 21d 1 0.53mi
2016 McMillan St Jacksonville, FL 2.0 1.0 812 $650 $0.80 24d 1 0.55mi
1971 W 22nd St Jacksonville, FL 3.0 1.0 1094 $1,095 $1.00 7d 1 0.55mi
1968 W 23rd St Unit Main Jacksonville, FL 3.0 2.0 1106 $1,400 $1.27 21d 1 0.57mi
1625 W 26th St Unit 2 Jacksonville, FL 2.0 1.0 750 $800 $1.07 24d 1 0.57mi
1625 W 26th St Unit 4 Jacksonville, FL 2.0 1.0 750 $900 $1.20 24d 1 0.57mi
1625 W 26th St Jacksonville, FL 2.0 1.0 750 $800 $1.07 2d 1 0.57mi
2040 W 15th St Jacksonville, FL 2.0 1.0 1036 $1,050 $1.01 24d 1 0.58mi
1842 W 26th St Jacksonville, FL 3.0 2.0 933 $1,200 $1.29 24d 1 0.61mi
2100 Palafox St Jacksonville, FL 2.0 1.0 750 $975 $1.30 24d 1 0.61mi
1666 Myrtle Ave N Unit 1666 Jacksonville, FL 2.0 1.0 700 $925 $1.32 24d 1 0.61mi
2020 Palafox St Jacksonville, FL 2.0 1.0 750 $950 $1.27 24d 1 0.62mi
2904 Moncrief Rd Jacksonville, FL 3.0 1.0 952 $1,100 $1.16 24d 1 0.62mi
2004 Palafox St Jacksonville, FL 2.0 1.0 750 $950 $1.27 21d 1 0.63mi

Listing history 33 events

  1. 2026-06-18
    days on market $92,000 Active 30 DOM
  2. 2026-06-17
    days on market $92,000 Active 29 DOM
  3. 2026-06-16
    days on market $92,000 Active 28 DOM
  4. 2026-06-15
    days on market $92,000 Active 27 DOM
  5. 2026-06-13
    days on market $92,000 Active 25 DOM
  6. 2026-06-13
    days on market $92,000 Active 24 DOM
  7. 2026-06-10
    days on market $92,000 Active 21 DOM
  8. 2026-06-08
    days on market $92,000 Active 20 DOM
  9. 2026-06-07
    days on market $92,000 Active 19 DOM
  10. 2026-06-05
    days on market $92,000 Active 16 DOM
  11. 2026-06-03
    days on market $92,000 Active 15 DOM
  12. 2026-06-02
    days on market $92,000 Active 14 DOM
  13. 2026-06-01
    days on market $92,000 Active 13 DOM
  14. 2026-06-01
    remarks 546-char remark
  15. 2026-05-31
    days on market $92,000 Active 12 DOM
  16. 2026-05-19
    listed $92,000 Active
  17. 2025-07-18
    soldstatus $57,000 Closed 381-char remark
    Show marketing remark (381 chars)

    INVESTMENT OPPORTUNITY! GREAT RENTAL OR REHAB. AS-IS. SELLER IS AAHS OF FLORIDA TRUST. CASH ONLY. EMD 5k. DO YOUR INSPECTION WHEN YOU VIEW AND BEFORE YOU SUBMIT AN OFFER. MUST USE SELLERS TITLE, LEGAL COUNSEL PA. CAN NOT ASSIGN. CLOSE IN 35 DAYS. BUYER PAYS A SETTLEMENT FEE $595. ANYTHING THE TENANT LEAVES BEHIND IS BUYERS RESPONSIBILITY TO REMOVE. BUYER TO VERIFY ALL DETAILS.

  18. 2025-06-13
    status Pending 381-char remark
    Show marketing remark (381 chars)

    INVESTMENT OPPORTUNITY! GREAT RENTAL OR REHAB. AS-IS. SELLER IS AAHS OF FLORIDA TRUST. CASH ONLY. EMD 5k. DO YOUR INSPECTION WHEN YOU VIEW AND BEFORE YOU SUBMIT AN OFFER. MUST USE SELLERS TITLE, LEGAL COUNSEL PA. CAN NOT ASSIGN. CLOSE IN 35 DAYS. BUYER PAYS A SETTLEMENT FEE $595. ANYTHING THE TENANT LEAVES BEHIND IS BUYERS RESPONSIBILITY TO REMOVE. BUYER TO VERIFY ALL DETAILS.

  19. 2025-05-20
    price $69,007 381-char remark
    Show marketing remark (381 chars)

    INVESTMENT OPPORTUNITY! GREAT RENTAL OR REHAB. AS-IS. SELLER IS AAHS OF FLORIDA TRUST. CASH ONLY. EMD 5k. DO YOUR INSPECTION WHEN YOU VIEW AND BEFORE YOU SUBMIT AN OFFER. MUST USE SELLERS TITLE, LEGAL COUNSEL PA. CAN NOT ASSIGN. CLOSE IN 35 DAYS. BUYER PAYS A SETTLEMENT FEE $595. ANYTHING THE TENANT LEAVES BEHIND IS BUYERS RESPONSIBILITY TO REMOVE. BUYER TO VERIFY ALL DETAILS.

  20. 2025-05-08
    status Active 381-char remark
    Show marketing remark (381 chars)

    INVESTMENT OPPORTUNITY! GREAT RENTAL OR REHAB. AS-IS. SELLER IS AAHS OF FLORIDA TRUST. CASH ONLY. EMD 5k. DO YOUR INSPECTION WHEN YOU VIEW AND BEFORE YOU SUBMIT AN OFFER. MUST USE SELLERS TITLE, LEGAL COUNSEL PA. CAN NOT ASSIGN. CLOSE IN 35 DAYS. BUYER PAYS A SETTLEMENT FEE $595. ANYTHING THE TENANT LEAVES BEHIND IS BUYERS RESPONSIBILITY TO REMOVE. BUYER TO VERIFY ALL DETAILS.

  21. 2025-05-01
    status Pending 381-char remark
    Show marketing remark (381 chars)

    INVESTMENT OPPORTUNITY! GREAT RENTAL OR REHAB. AS-IS. SELLER IS AAHS OF FLORIDA TRUST. CASH ONLY. EMD 5k. DO YOUR INSPECTION WHEN YOU VIEW AND BEFORE YOU SUBMIT AN OFFER. MUST USE SELLERS TITLE, LEGAL COUNSEL PA. CAN NOT ASSIGN. CLOSE IN 35 DAYS. BUYER PAYS A SETTLEMENT FEE $595. ANYTHING THE TENANT LEAVES BEHIND IS BUYERS RESPONSIBILITY TO REMOVE. BUYER TO VERIFY ALL DETAILS.

  22. 2025-04-08
    price $79,777 381-char remark
    Show marketing remark (381 chars)

    INVESTMENT OPPORTUNITY! GREAT RENTAL OR REHAB. AS-IS. SELLER IS AAHS OF FLORIDA TRUST. CASH ONLY. EMD 5k. DO YOUR INSPECTION WHEN YOU VIEW AND BEFORE YOU SUBMIT AN OFFER. MUST USE SELLERS TITLE, LEGAL COUNSEL PA. CAN NOT ASSIGN. CLOSE IN 35 DAYS. BUYER PAYS A SETTLEMENT FEE $595. ANYTHING THE TENANT LEAVES BEHIND IS BUYERS RESPONSIBILITY TO REMOVE. BUYER TO VERIFY ALL DETAILS.

  23. 2025-03-21
    price $87,007 381-char remark
    Show marketing remark (381 chars)

    INVESTMENT OPPORTUNITY! GREAT RENTAL OR REHAB. AS-IS. SELLER IS AAHS OF FLORIDA TRUST. CASH ONLY. EMD 5k. DO YOUR INSPECTION WHEN YOU VIEW AND BEFORE YOU SUBMIT AN OFFER. MUST USE SELLERS TITLE, LEGAL COUNSEL PA. CAN NOT ASSIGN. CLOSE IN 35 DAYS. BUYER PAYS A SETTLEMENT FEE $595. ANYTHING THE TENANT LEAVES BEHIND IS BUYERS RESPONSIBILITY TO REMOVE. BUYER TO VERIFY ALL DETAILS.

  24. 2025-03-11
    listed $97,007 Active 381-char remark
    Show marketing remark (381 chars)

    INVESTMENT OPPORTUNITY! GREAT RENTAL OR REHAB. AS-IS. SELLER IS AAHS OF FLORIDA TRUST. CASH ONLY. EMD 5k. DO YOUR INSPECTION WHEN YOU VIEW AND BEFORE YOU SUBMIT AN OFFER. MUST USE SELLERS TITLE, LEGAL COUNSEL PA. CAN NOT ASSIGN. CLOSE IN 35 DAYS. BUYER PAYS A SETTLEMENT FEE $595. ANYTHING THE TENANT LEAVES BEHIND IS BUYERS RESPONSIBILITY TO REMOVE. BUYER TO VERIFY ALL DETAILS.

  25. 2021-02-08
    soldstatus $54,900
  26. 2021-02-03
    soldstatus $54,900 Sold 247-char remark
    Show marketing remark (247 chars)

    Investor special 3 bedroom /1 bath on corner lot 200 amp electrical upgrade ceramic tile In living room kitchen hallway house will need some repairs seller will not do any repairs selling as is no liens no code violations cash or hard money only

  27. 2021-01-16
    status Pending 247-char remark
    Show marketing remark (247 chars)

    Investor special 3 bedroom /1 bath on corner lot 200 amp electrical upgrade ceramic tile In living room kitchen hallway house will need some repairs seller will not do any repairs selling as is no liens no code violations cash or hard money only

  28. 2021-01-12
    price $54,900 247-char remark
    Show marketing remark (247 chars)

    Investor special 3 bedroom /1 bath on corner lot 200 amp electrical upgrade ceramic tile In living room kitchen hallway house will need some repairs seller will not do any repairs selling as is no liens no code violations cash or hard money only

  29. 2020-12-29
    listed $57,900 Active 247-char remark
    Show marketing remark (247 chars)

    Investor special 3 bedroom /1 bath on corner lot 200 amp electrical upgrade ceramic tile In living room kitchen hallway house will need some repairs seller will not do any repairs selling as is no liens no code violations cash or hard money only

  30. 2020-09-30
    soldstatus $35,000 Sold
  31. 2020-09-17
    status Pending
  32. 2020-09-15
    listed $35,000 Active
  33. 1984-04-01
    soldstatus $16,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,624 · $135/mo
Projected year-2 tax
$1,624 · $135/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 73% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,806
− Mortgage interest
−$5,153
− Property taxes
−$1,624
− Insurance
−$460
− Repairs & maintenance
−$1,104
− Management
−$1,104
− Depreciation
−$2,676
Taxable income
$1,684
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$404
After-tax cash flow
$2,629/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
34,657
Household income
$30,514
Rent vs Own
53.0% rent · 47.0% own
Severe rent burden
2921.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (88%)
Race & ethnicity
Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
Hispanic origin (detail)
Puerto Rican 3%
Common ancestry
Hispanic 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -53.92%
Current HPI
189.5977
Rent YoY
▲ 1.81%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+475.0% since first listed
18 events — show timeline
  • 2026-05-19 Listed $92,000 realMLS
  • 2025-07-18 Sold (MLS) $57,000 realMLS
  • 2025-06-13 Pending realMLS
  • 2025-05-20 Price Changed $69,007 realMLS
  • 2025-05-08 Relisted realMLS
  • 2025-05-01 Pending realMLS
  • 2025-04-08 Price Changed $79,777 realMLS
  • 2025-03-21 Price Changed $87,007 realMLS
  • 2025-03-11 Listed $97,007 realMLS
  • 2021-02-08 Sold (Public Records) $54,900 Public Records
  • 2021-02-03 Sold (MLS) $54,900 realMLS
  • 2021-01-16 Pending realMLS
  • 2021-01-12 Price Changed $54,900 realMLS
  • 2020-12-29 Listed $57,900 realMLS
  • 2020-09-30 Sold (MLS) $35,000 realMLS
  • 2020-09-17 Pending realMLS
  • 2020-09-15 Listed $35,000 realMLS
  • 1984-04-01 Sold (Public Records) $16,000 Public Records

Property tax history

+8.1%/yr

Latest (2025): $1,624 · +14.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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