CashFlowRE
Sign in Sign up
920 N 82nd St Unit H208 🏢 Co-op
C+ Composite 60.46
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.8/30.0
  • 1% rule +8.9/10.0
  • ARV discount +8.7/15.0
  • DSCR +6.3/10.0
  • Schools +4.8/10.0
  • Condition / age +4.8/5.0
  • Livability +4.0/5.0
  • Rent growth +3.2/5.0
  • Appreciation +0.0/10.0

$124,900

920 N 82nd St Unit H208 · Scottsdale, AZ 85257
2 bd · 1.0 ba · 800 sqft · Condo · 300 Days on market
Built 1962 Excellent condition $364/mo HOA

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Gorgeous remodel! Every surface in the unit is new since July 2025. Windows, doors, trim, cabinets, counters, appliances, bath surrounds, shower doors, lighting and plumbing fixtures, fans, etc. Great Scottsdale location. Perfect for winter visitor second home, student or just your own cozy home! Near 101 and 202 freeways, old town Scottsdale and Mill Ave restaurants and shopping ASU, parks and golf courses. Come see this beautiful unit! No rentals allowed in this project. Owner occupants only! This is a co-op. Easy board approval.

Key facts

  • $364 HOA
  • Parking
  • Community pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏢 Co-op / cooperative unit. The $124,900 price buys shares in the cooperative corporation, not the real estate itself — so it isn't comparable to a fee-simple sale price, and the cashflow / cap-rate / 1%-rule cards below (which assume you own the property and can rent it out) don't apply here. Expect board approval and a monthly maintenance fee on top of the price.

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath condo listed at $125k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $148 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $125k).
  • Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 2.5% in Scottsdale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#4 in AZ, #1,756 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: health & safety C-, cost of living F.
  • Scottsdale Unified District (4240) (urban): math 53% / reading 55% proficiency, ranked #30 of 249 in AZ (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+2.8%/yr); 262 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 300 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $35k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $90k; 39% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: HOA is 21% of rent.
  • Climate carrying-cost: extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $109,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 300 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.39%
Cap rate
7.72%
Cash-on-cash
5.08%
DSCR
1.23
GRM
6.0

CMA / ARV

ARV (median comp)
$128,404
List price
$124,900
Delta
-2.73%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 2.8% rent growth · sell at horizon

5-year hold
IRR
-8.5%
Equity multiple
0.69×
Total profit
$-10,906
Equity at exit
$18,623
10-year hold
IRR
0.9%
Equity multiple
1.06×
Total profit
$2,236
Equity at exit
$10,799

Cash invested: $34,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85257

Rents YoY
2.8%
Active inventory
262
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$1,741 high interval (Pro) →
Mortgage (P&I)
$655
Tax est. 1.5%
$156 /mo · $1,874/yr
Insurance
$52
HOA
$364
Vacancy / Maint / Mgmt
$366
Net cashflow
$148

Break-even live

Break-even rent $1,553
Max offer price $124,900
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,225
Closing costs
$3,747
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8155 E Roosevelt St #110 Scottsdale, AZ 2.0 2.0 939 $2,100 $2.24 44d 1 0.03mi
8030 E Garfield St Unit 06 Scottsdale, AZ 1.0 1.0 696 $1,299 $1.87 20d 1 0.15mi
7902 E Kimsey Ln Scottsdale, AZ 3.0 2.0 1066 $3,200 $3.00 44d 1 0.28mi
885 N Granite Reef Rd Scottsdale, AZ 2.0 2.0–2.5 1000 $1,462 $1.46 14d 1 0.34mi
985 N Granite Reef Rd Scottsdale, AZ 2.0 2.0–2.5 1020 $1,662 $1.63 4d 9 0.35mi
985 N Granite Reef Rd Scottsdale, AZ 2.0 2.0–2.5 1022 $1,382 $1.35 19d 8 0.36mi
935 N Granite Reef Rd #87 Scottsdale, AZ 2.0 2.0 855 $1,599 $1.87 18d 1 0.37mi
935 N Granite Reef Rd Unit 126A Scottsdale, AZ 2.0 2.0 855 $1,599 $1.87 4d 1 0.37mi
935 N Granite Reef Rd Unit 141 Scottsdale, AZ 2.0 2.0 855 $1,599 $1.87 24d 1 0.37mi
835 N Granite Reef Rd #18 Scottsdale, AZ 2.0 2.0 855 $1,450 $1.70 2d 1 0.40mi
835 N Granite Reef Rd Unit 6A Scottsdale, AZ 2.0 2.0 855 $1,499 $1.75 5d 1 0.40mi
1261 N Granite Reef Rd Scottsdale, AZ 2.0 1.5 950 $1,500 $1.58 24d 1 0.44mi
8529 E Portland St Scottsdale, AZ 2.0 1.0 936 $1,425 $1.52 22d 1 0.46mi
8535 E Belleview St Scottsdale, AZ 2.0 2.0 937 $1,995 $2.13 18d 1 0.52mi
1254 N 85th Pl Scottsdale, AZ 2.0 1.5 950 $1,599 $1.68 20d 1 0.53mi
8530 E Belleview St Scottsdale, AZ 2.0 1.5 950 $1,800 $1.89 15d 1 0.54mi
1350 N 85th Pl Scottsdale, AZ 2.0 2.0 936 $1,525 $1.63 24d 1 0.54mi
1346 N 85th Pl Scottsdale, AZ 2.0 2.0 950 $1,745 $1.84 22d 1 0.55mi
1346 N 85th Pl Scottsdale, AZ 2.0 1.5 950 $1,749 $1.84 24d 1 0.55mi
1221 N 85th Pl Apt 204 Scottsdale, AZ 1.0 1.0 602 $1,395 $2.32 20d 1 0.56mi
1221 N 85th Pl Unit 101 Scottsdale, AZ 1.0 1.0 602 $1,395 $2.32 3d 1 0.57mi
1221 N 85th Pl Unit 109 Scottsdale, AZ 2.0 2.0 863 $1,795 $2.08 14d 1 0.57mi
1406 N 85th Pl Scottsdale, AZ 1.0 1.0 650 $1,357 $2.09 24d 1 0.58mi
1406 N 85th Pl Scottsdale, AZ 2.0 2.0 1009 $1,541 $1.53 4d 1 0.58mi
848 N 86th Pl Scottsdale, AZ 3.0 2.0 1100 $2,512 $2.28 15d 1 0.59mi
1217 N Miller Rd #14 Scottsdale, AZ 2.0 2.0 1026 $1,950 $1.90 24d 1 0.68mi
8625 E Belleview Pl #1069 Scottsdale, AZ 2.0 2.0 917 $1,800 $1.96 24d 1 0.69mi
525 N Miller Rd #145 Scottsdale, AZ 2.0 2.0 945 $2,100 $2.22 44d 1 0.70mi
8550 E McDowell Rd Scottsdale, AZ 1.0–2.0 1.0–2.0 823 $1,687 $2.05 2d 5 0.71mi
303 N Miller Rd #1005 Scottsdale, AZ 2.0 1.0 850 $1,275 $1.50 8d 1 0.72mi
8407 E Coronado Rd Unit 4 Scottsdale, AZ 1.0 1.0 821 $999 $1.22 24d 1 0.72mi
8407 E Coronado Rd Unit 5 Scottsdale, AZ 1.0 1.0 821 $999 $1.22 18d 1 0.72mi
8521 E McDowell Rd Unit 1374247P Scottsdale, AZ 2.0 2.0 936 $2,335 $2.49 8d 1 0.72mi
525 N Miller Rd Scottsdale, AZ 2.0 2.0 1028 $2,000 $1.94 8d 2 0.73mi
525 N Miller Rd Scottsdale, AZ 2.0–3.0 2.0–3.0 1173 $1,100 $0.94 4d 3 0.73mi
8625 E Belleview Pl Scottsdale, AZ 2.0 2.0 908 $1,775 $1.95 3d 3 0.73mi
1251 N Miller Rd Scottsdale, AZ 1.0 1.0 600 $1,615 $2.69 8d 1 0.74mi
7602 E Polk St Unit 101 Scottsdale, AZ 2.0 1.0 720 $1,475 $2.05 3d 1 0.77mi
8444 E Coronado Rd Apt 2 Scottsdale, AZ 2.0 2.0 1022 $1,850 $1.81 24d 1 0.78mi
303 N Miller Rd Scottsdale, AZ 2.0 1.0 850 $1,238 $1.46 3d 2 0.79mi

HOA detail condo

Monthly dues
$364 · $4,368/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 29 events

  1. 2026-06-18
    days on market $124,900 Active 300 DOM
  2. 2026-06-17
    days on market $124,900 Active 299 DOM
  3. 2026-06-16
    days on market $124,900 Active 298 DOM
  4. 2026-06-15
    days on market $124,900 Active 297 DOM
  5. 2026-06-13
    days on market $124,900 Active 295 DOM
  6. 2026-06-10
    price $124,900 Active 291 DOM
  7. 2026-06-09
    days on market $129,900 Active 291 DOM
  8. 2026-06-08
    days on market $129,900 Active 290 DOM
  9. 2026-06-07
    days on market $129,900 Active 289 DOM
  10. 2026-06-04
    days on market $129,900 Active 286 DOM
  11. 2026-06-03
    days on market $129,900 Active 285 DOM
  12. 2026-06-02
    days on market $129,900 Active 284 DOM
  13. 2026-06-01
    days on market $129,900 Active 283 DOM
  14. 2026-05-31
    days on market $129,900 Active 282 DOM
  15. 2026-04-06
    price $129,900 537-char remark
    Show marketing remark (537 chars)

    Gorgeous remodel! Every surface in the unit is new since July 2025. Windows, doors, trim, cabinets, counters, appliances, bath surrounds, shower doors, lighting and plumbing fixtures, fans, etc. Great Scottsdale location. Perfect for winter visitor second home, student or just your own cozy home! Near 101 and 202 freeways, old town Scottsdale and Mill Ave restaurants and shopping ASU, parks and golf courses. Come see this beautiful unit! No rentals allowed in this project. Owner occupants only! This is a co-op. Easy board approval.

  16. 2026-03-11
    price $134,900 537-char remark
    Show marketing remark (537 chars)

    Gorgeous remodel! Every surface in the unit is new since July 2025. Windows, doors, trim, cabinets, counters, appliances, bath surrounds, shower doors, lighting and plumbing fixtures, fans, etc. Great Scottsdale location. Perfect for winter visitor second home, student or just your own cozy home! Near 101 and 202 freeways, old town Scottsdale and Mill Ave restaurants and shopping ASU, parks and golf courses. Come see this beautiful unit! No rentals allowed in this project. Owner occupants only! This is a co-op. Easy board approval.

  17. 2026-02-11
    price $137,900 537-char remark
    Show marketing remark (537 chars)

    Gorgeous remodel! Every surface in the unit is new since July 2025. Windows, doors, trim, cabinets, counters, appliances, bath surrounds, shower doors, lighting and plumbing fixtures, fans, etc. Great Scottsdale location. Perfect for winter visitor second home, student or just your own cozy home! Near 101 and 202 freeways, old town Scottsdale and Mill Ave restaurants and shopping ASU, parks and golf courses. Come see this beautiful unit! No rentals allowed in this project. Owner occupants only! This is a co-op. Easy board approval.

  18. 2026-01-27
    price $139,900 537-char remark
    Show marketing remark (537 chars)

    Gorgeous remodel! Every surface in the unit is new since July 2025. Windows, doors, trim, cabinets, counters, appliances, bath surrounds, shower doors, lighting and plumbing fixtures, fans, etc. Great Scottsdale location. Perfect for winter visitor second home, student or just your own cozy home! Near 101 and 202 freeways, old town Scottsdale and Mill Ave restaurants and shopping ASU, parks and golf courses. Come see this beautiful unit! No rentals allowed in this project. Owner occupants only! This is a co-op. Easy board approval.

  19. 2026-01-21
    price $143,900 537-char remark
    Show marketing remark (537 chars)

    Gorgeous remodel! Every surface in the unit is new since July 2025. Windows, doors, trim, cabinets, counters, appliances, bath surrounds, shower doors, lighting and plumbing fixtures, fans, etc. Great Scottsdale location. Perfect for winter visitor second home, student or just your own cozy home! Near 101 and 202 freeways, old town Scottsdale and Mill Ave restaurants and shopping ASU, parks and golf courses. Come see this beautiful unit! No rentals allowed in this project. Owner occupants only! This is a co-op. Easy board approval.

  20. 2026-01-03
    price $144,900 537-char remark
    Show marketing remark (537 chars)

    Gorgeous remodel! Every surface in the unit is new since July 2025. Windows, doors, trim, cabinets, counters, appliances, bath surrounds, shower doors, lighting and plumbing fixtures, fans, etc. Great Scottsdale location. Perfect for winter visitor second home, student or just your own cozy home! Near 101 and 202 freeways, old town Scottsdale and Mill Ave restaurants and shopping ASU, parks and golf courses. Come see this beautiful unit! No rentals allowed in this project. Owner occupants only! This is a co-op. Easy board approval.

  21. 2025-11-21
    price $145,900 537-char remark
    Show marketing remark (537 chars)

    Gorgeous remodel! Every surface in the unit is new since July 2025. Windows, doors, trim, cabinets, counters, appliances, bath surrounds, shower doors, lighting and plumbing fixtures, fans, etc. Great Scottsdale location. Perfect for winter visitor second home, student or just your own cozy home! Near 101 and 202 freeways, old town Scottsdale and Mill Ave restaurants and shopping ASU, parks and golf courses. Come see this beautiful unit! No rentals allowed in this project. Owner occupants only! This is a co-op. Easy board approval.

  22. 2025-11-10
    price $146,900 537-char remark
    Show marketing remark (537 chars)

    Gorgeous remodel! Every surface in the unit is new since July 2025. Windows, doors, trim, cabinets, counters, appliances, bath surrounds, shower doors, lighting and plumbing fixtures, fans, etc. Great Scottsdale location. Perfect for winter visitor second home, student or just your own cozy home! Near 101 and 202 freeways, old town Scottsdale and Mill Ave restaurants and shopping ASU, parks and golf courses. Come see this beautiful unit! No rentals allowed in this project. Owner occupants only! This is a co-op. Easy board approval.

  23. 2025-10-29
    price $148,900 537-char remark
    Show marketing remark (537 chars)

    Gorgeous remodel! Every surface in the unit is new since July 2025. Windows, doors, trim, cabinets, counters, appliances, bath surrounds, shower doors, lighting and plumbing fixtures, fans, etc. Great Scottsdale location. Perfect for winter visitor second home, student or just your own cozy home! Near 101 and 202 freeways, old town Scottsdale and Mill Ave restaurants and shopping ASU, parks and golf courses. Come see this beautiful unit! No rentals allowed in this project. Owner occupants only! This is a co-op. Easy board approval.

  24. 2025-10-07
    price $149,900 537-char remark
    Show marketing remark (537 chars)

    Gorgeous remodel! Every surface in the unit is new since July 2025. Windows, doors, trim, cabinets, counters, appliances, bath surrounds, shower doors, lighting and plumbing fixtures, fans, etc. Great Scottsdale location. Perfect for winter visitor second home, student or just your own cozy home! Near 101 and 202 freeways, old town Scottsdale and Mill Ave restaurants and shopping ASU, parks and golf courses. Come see this beautiful unit! No rentals allowed in this project. Owner occupants only! This is a co-op. Easy board approval.

  25. 2025-09-22
    price $154,900 537-char remark
    Show marketing remark (537 chars)

    Gorgeous remodel! Every surface in the unit is new since July 2025. Windows, doors, trim, cabinets, counters, appliances, bath surrounds, shower doors, lighting and plumbing fixtures, fans, etc. Great Scottsdale location. Perfect for winter visitor second home, student or just your own cozy home! Near 101 and 202 freeways, old town Scottsdale and Mill Ave restaurants and shopping ASU, parks and golf courses. Come see this beautiful unit! No rentals allowed in this project. Owner occupants only! This is a co-op. Easy board approval.

  26. 2025-08-22
    listed $159,900 Active 537-char remark
    Show marketing remark (537 chars)

    Gorgeous remodel! Every surface in the unit is new since July 2025. Windows, doors, trim, cabinets, counters, appliances, bath surrounds, shower doors, lighting and plumbing fixtures, fans, etc. Great Scottsdale location. Perfect for winter visitor second home, student or just your own cozy home! Near 101 and 202 freeways, old town Scottsdale and Mill Ave restaurants and shopping ASU, parks and golf courses. Come see this beautiful unit! No rentals allowed in this project. Owner occupants only! This is a co-op. Easy board approval.

  27. 2025-06-30
    soldstatus $90,000 Closed 831-char remark
    Show marketing remark (831 chars)

    TAKE ADVANTAGE OF THIS INCREDIBLE PRICED 2 BDRM. ALL OLD FLOORING & CABINETS ALREADY REMOVED. FRESHLY PAINTED, NEW FRONT DOORS, BATHROOM; NEW TOILET, TUB, ENCLOSURE & FAUCETS (ADD YOUR OWN VANITY & FAUCET)NEW DUAL PANE WINDOW IN BARE KITCHEN. YOUR CHOICE OF FLOORING, CABINETS, COUNTERTOPS & APPLIANCES. *COOPERATIVE IS CASH ONLY, NO RENTALS ALLOWED. NO TITLE FEES. FAST & EASY BOARD & CREDIT APPROVAL. $356 COVERS: WATER, SEWER, PEST, FULL REPAIR OF A/C & HEATING UNITS, WATER HEATERS, ELECTRICAL & PLUMBING IN WALLS, BUILDING, ROOFS, 7 POOLS, 13 LAUNDRY RMS, SPORT CT, PICNIC & PLAY AREAS. NEAR 101 & 202 FREEWAYS, TEMPE MKT PLACE, PARKS, SHOPPING, ASU. BUS STOP & FREE TROLLEY! PERFECT FOR STUDENTS, WINTER VISITORS OR JUST WANTING MAINTENANCE FREE LIVING IN THE HEART OF SCOTTSDALE!

  28. 2025-06-13
    historical Under Contract Accepting Backups 831-char remark
    Show marketing remark (831 chars)

    TAKE ADVANTAGE OF THIS INCREDIBLE PRICED 2 BDRM. ALL OLD FLOORING & CABINETS ALREADY REMOVED. FRESHLY PAINTED, NEW FRONT DOORS, BATHROOM; NEW TOILET, TUB, ENCLOSURE & FAUCETS (ADD YOUR OWN VANITY & FAUCET)NEW DUAL PANE WINDOW IN BARE KITCHEN. YOUR CHOICE OF FLOORING, CABINETS, COUNTERTOPS & APPLIANCES. *COOPERATIVE IS CASH ONLY, NO RENTALS ALLOWED. NO TITLE FEES. FAST & EASY BOARD & CREDIT APPROVAL. $356 COVERS: WATER, SEWER, PEST, FULL REPAIR OF A/C & HEATING UNITS, WATER HEATERS, ELECTRICAL & PLUMBING IN WALLS, BUILDING, ROOFS, 7 POOLS, 13 LAUNDRY RMS, SPORT CT, PICNIC & PLAY AREAS. NEAR 101 & 202 FREEWAYS, TEMPE MKT PLACE, PARKS, SHOPPING, ASU. BUS STOP & FREE TROLLEY! PERFECT FOR STUDENTS, WINTER VISITORS OR JUST WANTING MAINTENANCE FREE LIVING IN THE HEART OF SCOTTSDALE!

  29. 2025-05-31
    listed $106,000 Active 831-char remark
    Show marketing remark (831 chars)

    TAKE ADVANTAGE OF THIS INCREDIBLE PRICED 2 BDRM. ALL OLD FLOORING & CABINETS ALREADY REMOVED. FRESHLY PAINTED, NEW FRONT DOORS, BATHROOM; NEW TOILET, TUB, ENCLOSURE & FAUCETS (ADD YOUR OWN VANITY & FAUCET)NEW DUAL PANE WINDOW IN BARE KITCHEN. YOUR CHOICE OF FLOORING, CABINETS, COUNTERTOPS & APPLIANCES. *COOPERATIVE IS CASH ONLY, NO RENTALS ALLOWED. NO TITLE FEES. FAST & EASY BOARD & CREDIT APPROVAL. $356 COVERS: WATER, SEWER, PEST, FULL REPAIR OF A/C & HEATING UNITS, WATER HEATERS, ELECTRICAL & PLUMBING IN WALLS, BUILDING, ROOFS, 7 POOLS, 13 LAUNDRY RMS, SPORT CT, PICNIC & PLAY AREAS. NEAR 101 & 202 FREEWAYS, TEMPE MKT PLACE, PARKS, SHOPPING, ASU. BUS STOP & FREE TROLLEY! PERFECT FOR STUDENTS, WINTER VISITORS OR JUST WANTING MAINTENANCE FREE LIVING IN THE HEART OF SCOTTSDALE!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥112°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,890
− Mortgage interest
−$6,996
− Property taxes
−$1,874
− Insurance
−$624
− Repairs & maintenance
−$1,671
− Management
−$1,671
− HOA
−$4,368
− Depreciation
−$3,633
Taxable income
$52
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$12
After-tax cash flow
$1,765/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This unit is in excellent condition with recent renovations, making it move-in ready and ideal for both resale and rental.

Value-add opportunities

  • Both landscaping — enhances curb appeal and adds value
  • Both furniture — improves living space and adds value

Renovation cost estimate screening

Value-add ROI direction

  • Both landscaping — enhances curb appeal and adds value
  • Both furniture — improves living space and adds value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Scottsdale Unified District (4240)
NCES district ID
0407570
Math proficiency
53% ▼ -10.00%
Reading proficiency
55% ▼ -8.00%
Median HH income
$70,139
Composite
48.02/100
National rank
#2196
State rank
#30 of 249 in AZ

Livability — Scottsdale

Score
80/100
State rank
#4
US rank
#1756

Category grades

Amenities A+ Commute A+ Cost of living F Crime B+ Employment A+ Housing A- Health & safety C- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Scottsdale, AZ
County
Maricopa County · 4,537,380 people
City population
290,846
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
29,812
Household income
$86,962
Rent vs Own
38.9% rent · 61.1% own
Severe rent burden
1086.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Hispanic / Latino 16% Two or more races 13% Black 4% Asian 3% Native American 2%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Iranian 3% Romanian 3% Italian 3%
Foreign-born
8% · Canada, South Korea, China
Languages at home
88% English-only · Spanish 8% Other Indo-European 1% Korean 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -411.72%
Current HPI
412.043
Rent YoY
▲ 2.80%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+22.5% since first listed
15 events — show timeline
  • 2026-04-06 Price Changed $129,900 ARMLS
  • 2026-03-11 Price Changed $134,900 ARMLS
  • 2026-02-11 Price Changed $137,900 ARMLS
  • 2026-01-27 Price Changed $139,900 ARMLS
  • 2026-01-21 Price Changed $143,900 ARMLS
  • 2026-01-03 Price Changed $144,900 ARMLS
  • 2025-11-21 Price Changed $145,900 ARMLS
  • 2025-11-10 Price Changed $146,900 ARMLS
  • 2025-10-29 Price Changed $148,900 ARMLS
  • 2025-10-07 Price Changed $149,900 ARMLS
  • 2025-09-22 Price Changed $154,900 ARMLS
  • 2025-08-22 Listed $159,900 ARMLS
  • 2025-06-30 Sold (MLS) $90,000 ARMLS
  • 2025-06-13 Contingent ARMLS
  • 2025-05-31 Listed $106,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…