920 N 82nd St Unit H208 · Scottsdale, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 9/10 · Severe
- Hot days now (above 112°F)
- 6 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.5/30.0
- 1% rule +9.1/10.0
- ARV discount +7.7/15.0
- DSCR +6.5/10.0
- Condition / age +4.8/5.0
- Livability +4.0/5.0
- Rent growth +3.2/5.0
- Schools +2.9/10.0
- Appreciation +0.0/10.0
$124,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
TAKE ADVANTAGE OF THIS INCREDIBLE PRICED 2 BDRM. ALL OLD FLOORING & CABINETS ALREADY REMOVED. FRESHLY PAINTED, NEW FRONT DOORS, BATHROOM; NEW TOILET, TUB, ENCLOSURE & FAUCETS (ADD YOUR OWN VANITY & FAUCET)NEW DUAL PANE WINDOW IN BARE KITCHEN. YOUR CHOICE OF FLOORING, CABINETS, COUNTERTOPS & APPLIANCES. *COOPERATIVE IS CASH ONLY, NO RENTALS ALLOWED. NO TITLE FEES. FAST & EASY BOARD & CREDIT APPROVAL. $356 COVERS: WATER, SEWER, PEST, FULL REPAIR OF A/C & HEATING UNITS, WATER HEATERS, ELECTRICAL & PLUMBING IN WALLS, BUILDING, ROOFS, 7 POOLS, 13 LAUNDRY RMS, SPORT CT, PICNIC & PLAY AREAS. NEAR 101 & 202 FREEWAYS, TEMPE MKT PLACE, PARKS, SHOPPING, ASU. BUS STOP & FREE TROLLEY! PERFECT FOR STUDENTS, WINTER VISITORS OR JUST WANTING MAINTENANCE FREE LIVING IN THE HEART OF SCOTTSDALE!
Key facts
- $364 HOA
- Parking
- Community pool
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $125k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $165 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $125k).
- Recommended offer: $121k (3.0% below list) — sets the bar for market timing.
- Cap rate 7.9% vs local median 2.5% in Scottsdale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#4 in AZ, #1,756 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: health & safety C-, cost of living F.
- Scottsdale Unified District (4240) (urban): math 53% / reading 55% proficiency, ranked #30 of 249 in AZ (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Hohokam Elementary School (math 52% / reading 57%, grade C, #208 of 1,109 statewide, top 19%, 441 students, 67% FRL); Tonalea Middle School (math 16% / reading 32%, grade F, #109 of 218 statewide, top 51%, 442 students, 77% FRL); Coronado High School (math 8% / reading 12%, grade F, #343 of 381 statewide, top 93%, 740 students, 64% FRL) — zoned schools average 69% FRL vs 21% district-wide (48 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 29% at this address vs 54% district-wide (-25 pts) — the specific schools serving this property underperform the Scottsdale Unified District (4240) average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+2.8%/yr); 387 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 85d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 82% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 31 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $90k; 39% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: HOA is 21% of rent.
- Climate carrying-cost: extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.41% ✓
- Cap rate
- 7.88%
- Cash-on-cash
- 5.66%
- DSCR
- 1.25
- GRM
- 5.9
CMA / ARV
- ARV (median comp)
- $125,471
- List price
- $124,900
- Delta
- -0.45%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 814 N 82nd St Unit G216 | 0.03mi | 2/1.0 | 800 (0%) | 1mo | $90,000 | $113 | 98 |
| 825 N Hayden Rd Unit C104 | 0.09mi | 2/1.0 | 773 (-3%) | 2mo | $119,000 | $154 | 89 |
| 8210 E Garfield St Unit K205 | 0.08mi | 1/1.0 (-1) | 792 (-1%) | 3mo | $100,000 | $126 | 87 |
| 825 N Hayden Rd Unit C108 | 0.09mi | 2/1.0 | 860 (+8%) | 1mo | $145,000 | $169 | 82 |
| 1035 N 84th Pl | 0.41mi | 2/1.0 | 936 (+17%) | 0mo | $250,000 | $267 | 56 |
| 1133 N 84th Pl | 0.43mi | 2/1.0 | 936 (+17%) | 0mo | $245,000 | $262 | 54 |
| 1137 N 84th Pl | 0.44mi | 2/1.5 | 950 (+19%) | 2mo | $257,200 | $271 | 51 |
| 8625 E Belleview Pl #1076 | 0.65mi | 2/2.0 | 900 (+12%) | 0mo | $290,000 | $322 | 45 |
| 8625 E Belleview Pl #1103 | 0.70mi | 2/2.0 | 917 (+15%) | 3mo | $305,000 | $333 | 36 |
| 8055 E Thomas Rd Unit C104 | 1.46mi | 1/1.0 (-1) | 627 (-22%) | 1mo | $185,000 | $295 | 34 |
| 1650 N 87th Ter Unit A16 | 1.04mi | 2/2.0 | 925 (+16%) | 2mo | $260,000 | $281 | 34 |
| 8055 E Thomas Rd Unit E109 | 1.48mi | 1/1.0 (-1) | 659 (-18%) | 1mo | $199,000 | $302 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.8% rent growth · sell at horizon
- IRR
- -7.6%
- Equity multiple
- 0.72×
- Total profit
- $-9,837
- Equity at exit
- $18,623
- IRR
- 1.8%
- Equity multiple
- 1.13×
- Total profit
- $4,531
- Equity at exit
- $10,799
Cash invested: $34,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 1 active · 1 under contract
- Median asking
- $274,900 ($294/sqft)
- Median days on market
- 186 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -46.6% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 85257
- Rents YoY
- 2.8%
- Active inventory
- 387
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,762 high interval (Pro) →
- Mortgage (P&I)
- −$655
- Tax est. 1.5%
- −$156 /mo · $1,874/yr
- Insurance
- −$52
- HOA
- −$364
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$370
- Net cashflow
- $165
Break-even live
Sensitivity live
| Price | -10% $251 | -5% $208 | +0% $165 | +5% $122 | +10% $79 |
|---|---|---|---|---|---|
| Rent | -10% $26 | -5% $95 | +0% $165 | +5% $235 | +10% $304 |
| Rate | -1.0pp $228 | -0.5pp $197 | base $165 | +0.5pp $133 | +1.0pp $100 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,225
- Closing costs
- $3,747
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8155 E Roosevelt St #110 Scottsdale, AZ | 2.0 | 2.0 | 939 | $2,100 | $2.24 | 139d | 1 | 0.03mi |
| 8030 E Garfield St Unit 06 Scottsdale, AZ | 1.0 | 1.0 | 696 | $1,299 | $1.87 | 116d | 1 | 0.15mi |
| 8030 E Garfield St Unit 07 Scottsdale, AZ | 1.0 | 1.0 | 600 | $1,399 | $2.33 | 29d | 1 | 0.15mi |
| 7902 E Kimsey Ln Scottsdale, AZ | 3.0 | 2.0 | 1066 | $3,200 | $3.00 | 139d | 1 | 0.28mi |
| 980 N Granite Reef Rd Scottsdale, AZ | 1.0 | 1.0 | 550 | $1,000 | $1.82 | 62d | 1 | 0.29mi |
| 885 N Granite Reef Rd Scottsdale, AZ | 2.0 | 2.0–2.5 | 1000 | $1,462 | $1.46 | 109d | 1 | 0.34mi |
| 985 N Granite Reef Rd Scottsdale, AZ | 2.0 | 2.0–2.5 | 1022 | $1,382 | $1.35 | 114d | 8 | 0.36mi |
| 935 N Granite Reef Rd #87 Scottsdale, AZ | 2.0 | 2.0 | 855 | $1,599 | $1.87 | 113d | 1 | 0.37mi |
| 935 N Granite Reef Rd Unit 141 Scottsdale, AZ | 2.0 | 2.0 | 855 | $1,599 | $1.87 | 120d | 1 | 0.37mi |
| 935 N Granite Reef Rd Unit 56A Scottsdale, AZ | 2.0 | 2.0 | 855 | $1,599 | $1.87 | 60d | 1 | 0.37mi |
| 935 N Granite Reef Rd Unit 126A Scottsdale, AZ | 2.0 | 2.0 | 855 | $1,599 | $1.87 | 100d | 1 | 0.37mi |
| 835 N Granite Reef Rd Scottsdale, AZ | 2.0 | 2.0–2.5 | 1000 | $1,600 | $1.60 | 33d | 2 | 0.38mi |
| 835 N Granite Reef Rd Scottsdale, AZ | 2.0 | 2.0–2.5 | 1000 | $1,600 | $1.60 | 67d | 1 | 0.38mi |
| 885 N Granite Reef Rd Unit 60A Scottsdale, AZ | 2.0 | 2.0 | 855 | $1,499 | $1.75 | 33d | 1 | 0.38mi |
| 835 N Granite Reef Rd Unit 12A Scottsdale, AZ | 2.0 | 2.0 | 900 | $1,599 | $1.78 | 29d | 1 | 0.40mi |
| 835 N Granite Reef Rd Unit 6A Scottsdale, AZ | 2.0 | 2.0 | 855 | $1,499 | $1.75 | 101d | 1 | 0.40mi |
| 1037 N 84th Pl Scottsdale, AZ | 3.0 | 2.0 | 1107 | $1,900 | $1.72 | 84d | 1 | 0.44mi |
| 1261 N Granite Reef Rd Scottsdale, AZ | 2.0 | 1.5 | 950 | $1,500 | $1.58 | 120d | 1 | 0.44mi |
| 8562 E Roosevelt St Scottsdale, AZ | 2.0 | 1.5 | 950 | $1,395 | $1.47 | 76d | 1 | 0.45mi |
| 1207 N 84th Pl Scottsdale, AZ | 2.0 | 1.0 | 936 | $1,695 | $1.81 | 6d | 1 | 0.45mi |
| 8529 E Portland St Scottsdale, AZ | 2.0 | 1.0 | 936 | $1,400 | $1.50 | 86d | 1 | 0.46mi |
| 1264 N 84th Pl Scottsdale, AZ | 3.0 | 2.0 | 1107 | $1,850 | $1.67 | 82d | 1 | 0.48mi |
| 1237 N 84th Pl Scottsdale, AZ | 2.0 | 1.5 | 950 | $1,650 | $1.74 | 37d | 1 | 0.48mi |
| 1237 N 84th Pl Scottsdale, AZ | 2.0 | 1.5 | 950 | $1,650 | $1.74 | 27d | 1 | 0.48mi |
| 1255 N 84th Pl Scottsdale, AZ | 2.0 | 1.5 | 950 | $1,795 | $1.89 | 7d | 1 | 0.49mi |
| 1255 N 84th Pl Scottsdale, AZ | 2.0 | 1.5 | 950 | $1,895 | $1.99 | 49d | 1 | 0.49mi |
| 8535 E Belleview St Scottsdale, AZ | 2.0 | 2.0 | 937 | $1,995 | $2.13 | 114d | 1 | 0.52mi |
| 1254 N 85th Pl Scottsdale, AZ | 2.0 | 1.5 | 950 | $1,599 | $1.68 | 116d | 1 | 0.53mi |
| 8530 E Belleview St Scottsdale, AZ | 2.0 | 1.5 | 950 | $1,800 | $1.89 | 110d | 1 | 0.54mi |
| 8547 E Belleview St Scottsdale, AZ | 2.0 | 1.5 | 950 | $1,699 | $1.79 | 82d | 1 | 0.54mi |
| 1350 N 85th Pl Scottsdale, AZ | 2.0 | 2.0 | 936 | $1,525 | $1.63 | 120d | 1 | 0.54mi |
| 1346 N 85th Pl Scottsdale, AZ | 2.0 | 2.0 | 950 | $1,745 | $1.84 | 117d | 1 | 0.55mi |
| 1346 N 85th Pl Scottsdale, AZ | 2.0 | 1.5 | 950 | $1,749 | $1.84 | 120d | 1 | 0.55mi |
| 1336 N 85th Pl Scottsdale, AZ | 3.0 | 2.0 | 1107 | $2,600 | $2.35 | 77d | 1 | 0.56mi |
| 1336 N 85th Pl Scottsdale, AZ | 3.0 | 2.0 | 1107 | $1,995 | $1.80 | 2d | 1 | 0.56mi |
| 1336 N 85th Pl Scottsdale, AZ | 3.0 | 2.0 | 1107 | $2,600 | $2.35 | 73d | 1 | 0.56mi |
| 1336 N 85th Pl Scottsdale, AZ | 3.0 | 2.0 | 1107 | $2,600 | $2.35 | 78d | 1 | 0.56mi |
| 1221 N 85th Pl Apt 204 Scottsdale, AZ | 1.0 | 1.0 | 602 | $1,395 | $2.32 | 116d | 1 | 0.56mi |
| 1221 N 85th Pl Unit 206 Scottsdale, AZ | 2.0 | 2.0 | 863 | $1,795 | $2.08 | 7d | 1 | 0.57mi |
| 1221 N 85th Pl Unit 109 Scottsdale, AZ | 2.0 | 2.0 | 863 | $1,795 | $2.08 | 109d | 1 | 0.57mi |
Property features AI
Finance
- Other
- Community poolTransportation services and near bus stop
- HOA & community
- Association with monthly fee of $364Association fee includes roof repair/replacement, insurance, sewer, pest control, grounds and exterior maintenance, front yard maintenance, trash, water and other services (see remarks)
Exterior
- Parking
- Covered parking space (1)Carport space (1)Assigned parking (permit required; additional purchasable)
- Utilities
- City waterPublic sewer (connected)
- Home design
- Attached apartment (co-operative ownership)
- Construction
- Painted block constructionBuilt-up roof
- Exterior features
- Built-in barbecueBalconyPlaygroundSport court(s)StorageGazeboOther exterior features
Interior
- Kitchen
- DishwasherDisposalNon-laminate countertops
- Bedrooms
- 2 possible bedrooms
- Flooring
- Laminate
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Central air conditioningNatural gas heating
- Interior features
- No interior stepsDual pane windowsNon-laminate counters
- Laundry & utility
- Community/coin-operated laundry (see remarks)
HOA detail $364/mo · $4,368/yr condo
- Likely covers
- watersewerelectricpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-23days on market $124,900 Active 31 DOM
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2026-09-22days on market $124,900 Active 30 DOM
-
2026-09-21days on market $124,900 Active 29 DOM
-
2026-09-20days on market $124,900 Active 28 DOM
-
2026-09-19days on market $124,900 Active 27 DOM
-
2026-09-18days on market $124,900 Active 26 DOM
-
2026-09-17days on market $124,900 Active 25 DOM
-
2026-09-16days on market $124,900 Active 24 DOM
-
2026-09-15days on market $124,900 Active 23 DOM
-
2026-09-14days on market $124,900 Active 22 DOM
-
2026-09-13days on market $124,900 Active 21 DOM
-
2026-09-12days on market $124,900 Active 20 DOM
-
2026-09-11days on market $124,900 Active 19 DOM
-
2026-09-05days on market $124,900 Active 13 DOM
-
2026-09-04days on market $124,900 Active 12 DOM
-
2026-09-03days on market $124,900 Active 11 DOM
-
2026-08-31days on market $124,900 Active 8 DOM
-
2026-08-30days on market $124,900 Active 7 DOM
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2026-08-29days on market $124,900 Active 6 DOM
-
2026-08-28days on market $124,900 Active 5 DOM
-
2026-08-27days on market $124,900 Active 4 DOM
-
2026-08-26days on market $124,900 Active 3 DOM
-
2026-08-25days on market $124,900 Active 2 DOM
-
2026-08-23days on market $124,900 Active 1 DOM
-
2026-07-03days on market $124,900 Active 315 DOM
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2026-07-02days on market $124,900 Active 314 DOM
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2026-07-01days on market $124,900 Active 313 DOM
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2026-06-30days on market $124,900 Active 312 DOM
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2026-06-29days on market $124,900 Active 311 DOM
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2026-06-28days on market $124,900 Active 310 DOM
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2026-06-27days on market $124,900 Active 309 DOM
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2026-06-26days on market $124,900 Active 308 DOM
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2026-06-24days on market $124,900 Active 306 DOM
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2026-06-22days on market $124,900 Active 304 DOM
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2026-06-21days on market $124,900 Active 303 DOM
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2026-06-18days on market $124,900 Active 300 DOM
-
2026-06-17days on market $124,900 Active 299 DOM
-
2026-06-16days on market $124,900 Active 298 DOM
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2026-06-15days on market $124,900 Active 297 DOM
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2026-06-13days on market $124,900 Active 295 DOM
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2026-06-10price $124,900 Active 291 DOM
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2026-06-09days on market $129,900 Active 291 DOM
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2026-06-08days on market $129,900 Active 290 DOM
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2026-06-07days on market $129,900 Active 289 DOM
-
2026-06-04days on market $129,900 Active 286 DOM
-
2026-06-03days on market $129,900 Active 285 DOM
-
2026-06-02days on market $129,900 Active 284 DOM
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2026-06-01days on market $129,900 Active 283 DOM
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2026-05-31days on market $129,900 Active 282 DOM
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2026-04-06price $129,900 537-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 6 d/yr ≥112°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,146
- − Mortgage interest
- −$6,996
- − Property taxes
- −$1,874
- − Insurance
- −$624
- − Repairs & maintenance
- −$1,692
- − Management
- −$1,692
- − HOA
- −$4,368
- − Depreciation
- −$3,633
- Taxable income
- $267
- Est. tax owed @ 24.0%
- −$64
- After-tax cash flow
- $1,915/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This unit is in excellent condition with recent renovations, making it move-in ready and ideal for both resale and rental.
Value-add opportunities
- Both landscaping — enhances curb appeal and adds value ↑
- Both furniture — improves living space and adds value ↑
Zoned Schools
Schools (NCES district)
- District
- Scottsdale Unified District (4240)
- NCES district ID
- 0407570
- Math proficiency
- 53% ▼ -10.00%
- Reading proficiency
- 55% ▼ -8.00%
- Median HH income
- $70,139
- Composite
- 48.02/100
- National rank
- #2196
- State rank
- #30 of 249 in AZ
Livability — Scottsdale
- Score
- 80/100
- State rank
- #4
- US rank
- #1756
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Scottsdale, AZ
- County
- Maricopa County · 4,979,203 people
- City population
- 290,846
- Metro
- Phoenix-Mesa-Chandler, AZ
- Population (ZIP)
- 29,812
- Household income
- $86,962
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Maricopa County) Hauer SSP2
- Today (2025)
- 4,979,203 people
- By 2030
- 5,378,229 · +8.0%
- By 2040
- 6,156,598 · +23.6%
- By 2050
- 6,872,376 · +38.0%
- By 2075
- 8,401,270 · +68.7%
- By 2100
- 9,247,439 · +85.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Hispanic / Latino 16% Two or more races 13% Black 4% Asian 3% Native American 2%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Iranian 3% Romanian 3% Italian 3%
- Foreign-born
- 8% · Canada, South Korea, China
- Languages at home
- 88% English-only · Spanish 8% Other Indo-European 1% Korean 1%
Political lean MEDSL · Maricopa
- 2024 margin
- Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
- 2008→2024 swing
- +7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
- All cycles
- 2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -411.72%
- Current HPI
- 412.043
- Rent YoY
- ▲ 2.80%
- Metro
- Phoenix-Mesa-Chandler, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
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| Technology Distribution | 1 | $9B |
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| Homebuilding | 1 | $8B |
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Price history
+17.8% since first listed18 events — show timeline
- 2026-08-23 Listed $124,900 ARMLS
- 2026-07-03 Listing Removed — ARMLS
- 2026-06-09 Price Changed $124,900 ARMLS
- 2026-04-06 Price Changed $129,900 ARMLS
- 2026-03-11 Price Changed $134,900 ARMLS
- 2026-02-11 Price Changed $137,900 ARMLS
- 2026-01-27 Price Changed $139,900 ARMLS
- 2026-01-21 Price Changed $143,900 ARMLS
- 2026-01-03 Price Changed $144,900 ARMLS
- 2025-11-21 Price Changed $145,900 ARMLS
- 2025-11-10 Price Changed $146,900 ARMLS
- 2025-10-29 Price Changed $148,900 ARMLS
- 2025-10-07 Price Changed $149,900 ARMLS
- 2025-09-22 Price Changed $154,900 ARMLS
- 2025-08-22 Listed $159,900 ARMLS
- 2025-06-30 Sold (MLS) $90,000 ARMLS
- 2025-06-13 Contingent — ARMLS
- 2025-05-31 Listed $106,000 ARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…