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169 W Weston Pl Multi-family
B Composite 74.28
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.9/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0

$129,900

169 W Weston Pl · West Mahanoy, PA 17976
3 bd · 1.0 ba · 1,128 sqft · MultiFamily public records · 41 Days on market
Built 1913 5,663 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks

This is a perfect example of pride in homeownership. This well maintained 2 1/2 story home is move-in ready condition and features a timeless floor plan. A private macadam driveway exists and is large enough for 3 vehicles. Enter the side entrance into the large kitchen which leads to the middle living room and formal dining room. Upstairs features 3 bedrooms and a full bathroom. Remnants of the old world exist throughout this wonderfully cared for home. Bonus space - a heated attic is perfect for storage, extra bedroom, or creating great childhood memories of exploring the attic!! Outside, enjoy the convenience of a small covered side porch and beautiful backyard space. Blessed with good n

Key facts

  • 3 parking spots
  • Built 1913
  • Listed 41 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath multifamily listed at $130k.

Deal economics

  • At list price, monthly cash flow is $2k ($23k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $130k).
  • Recommended offer: $126k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Shenandoah Valley SD (town): math 20% / reading 38% proficiency, ranked #454 of 539 in PA (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 63 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $6k of equity ($898 loan paydown + $5k appreciation (3.8% local appreciation)).
  • Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.8% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask is 4% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Watch-outs: built in 1913 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $126,003 (3.0% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1913 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.68%
Cap rate
23.98%
Cash-on-cash
63.16%
DSCR
3.81
GRM
3.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.84% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
68.8%
Equity multiple
4.95×
Total profit
$143,489
Equity at exit
$64,681
10-year hold
IRR
67.6%
Equity multiple
10.15×
Total profit
$332,925
Equity at exit
$104,861

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17976

Home prices YoY
1.3%
Active inventory
63
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$3,475 medium interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$95 /mo · $1,145/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$730
Net cashflow
$1,914

Break-even live

Break-even rent $1,052
Max offer price $129,900
Occupancy floor 40%

3-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (3 units) $3,475

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
230 W Arlington St Shenandoah, PA 3.0 1.0 1143 $1,400 $1.22 44d 1 0.80mi

Listing history 8 events

  1. 2026-04-11
    status Pending
  2. 2026-04-01
    price $129,900
  3. 2026-04-01
    status Active
  4. 2026-01-27
    historical
  5. 2026-01-08
    status Active
  6. 2025-12-31
    status Pending
  7. 2025-12-20
    listed $124,900 Active
  8. 2025-12-20
    historical $124,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,145 · $95/mo
Projected year-2 tax
$1,599 · $133/mo
Expected delta
+$454/yr (+$38/mo · 39.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 2/10 Low 7 d/yr ≥92°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$41,700
− Mortgage interest
−$7,276
− Property taxes
−$1,145
− Insurance
−$650
− Repairs & maintenance
−$3,336
− Management
−$3,336
− Depreciation
−$3,779
Taxable income
$22,178
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5,323
After-tax cash flow
$17,651/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Shenandoah Valley SD
NCES district ID
4221490
Math proficiency
20% ▼ -8.00%
Reading proficiency
38% ▼ -6.00%
Median HH income
$31,968
Composite
23.58/100
National rank
#7851
State rank
#454 of 539 in PA

Livability — West Mahanoy

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
5,988

Population outlook (Schuylkill County) Hauer SSP2

Today (2025)
137,447 people
By 2030
133,121 · -3.1%
By 2040
124,172 · -9.7%
By 2050
115,611 · -15.9%
By 2075
100,796 · -26.7%
By 2100
86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (63%)
Race & ethnicity
White 63% Hispanic / Latino 34% Two or more races 12% Black 2%
Hispanic origin (detail)
Mexican 10% Puerto Rican 8% Dominican 11%
Common ancestry
Romanian 20% Iranian 2% Scotch-Irish 2%
Foreign-born
10% · Canada
Languages at home
68% English-only · Spanish 30% Russian/Polish/Slavic 1%

Political lean MEDSL · Schuylkill

2024 margin
Solid R (+42.1) · D 28.5% · R 70.6%
2008→2024 swing
-33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
All cycles
2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.84%
Current HPI
308.8036
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+4.0% since first listed
8 events — show timeline
  • 2026-04-11 Pending BRIGHT MLS
  • 2026-04-01 Price Changed $129,900 BRIGHT MLS
  • 2026-04-01 Relisted BRIGHT MLS
  • 2026-01-27 Listing Removed BRIGHT MLS
  • 2026-01-08 Relisted BRIGHT MLS
  • 2025-12-31 Pending BRIGHT MLS
  • 2025-12-20 Listed $124,900 BRIGHT MLS
  • 2025-12-20 Coming Soon $124,900 BRIGHT MLS

Property tax history

+1.1%/yr

Latest (2025): $1,145 · +4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…