2226 W Mchaney Dr · Blytheville, AR 72315

$55,000

3 bd · 1.5 ba · 1,554 sqft · SingleFamily public records · 50 Days on market

Built 1987 0.28 ac lot $35/sqft · 156% above area

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investor Special in Blytheville: Immediate Cash Flow Looking for a turnkey addition to your rental portfolio? This solid brick ranch, located at 2226 W McHaney Dr, offers an immediate return on investment. The property is currently occupied by a tenant generating $800 in monthly rental income, providing a steady stream of revenue from day one. Featuring a durable and long-lasting metal roof, this home is built to withstand the elements while keeping long-term maintenance costs to a minimum. Low Maintenance, High Potential This property is in great shape and needs very little work, making it an ideal choice for both seasoned investors and those looking to enter the Blytheville market. The exterior boasts classic brick construction and functional shutters, while the interior layout is designed for easy management. Don't miss this opportunity to secure a hassle-free rental in a convenient location. Schedule your showing today and start collecting rent immediately!

Key facts

• Functional shutters
• Metal roof
• Interior layout

Tags

• SOLID BRICK RANCH
• METAL ROOF
• CLASSIC BRICK CONSTRUCTION
• FUNCTIONAL SHUTTERS
• INTERIOR LAYOUT

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $55k.

Deal economics

• At list price, monthly cash flow is $683 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $55k).
• Recommended offer: $53k (3.0% below list) — sets the bar for market timing.
• Cap rate 21.2% vs local median 6.8% in Blytheville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#168 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D, schools F, crime F.
• Blytheville School District (town): math 8% / reading 12% proficiency, ranked #233 of 238 in AR (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 96% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 135 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 69 units permitted in Mississippi County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Mississippi County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 50 days — a 3% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $15k; list at $55k implies a 267% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $53,350 (3.0% below list)

Questions for the listing agent

1. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.35% ✓
• Cap rate: 21.19%
• Cash-on-cash: 53.19%
• DSCR: 3.37
• GRM: 3.5

CMA / ARV

• ARV (median comp): $21,519
• List price: $55,000
• Delta: 155.59%
• Verdict: OVERPRICED
• Comps: 8 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 51.2%
• Equity multiple: 3.24×
• Total profit: $34,561
• Equity at exit: $8,201

10-year hold

• IRR: 56.6%
• Equity multiple: 6.59×
• Total profit: $86,057
• Equity at exit: $4,755

Cash invested: $15,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72315

• Home prices YoY: -32.5%
• Active inventory: 135
• Price-to-rent: 3.5×

Monthly cashflow live

• Estimated rent: $1,293 medium
• Mortgage (P&I): −$288
• Tax from tax record: −$28 /mo · $332/yr
• Insurance: −$23
• HOA: −$0
• Vacancy / Maint / Mgmt: −$272
• Net cashflow: $683

Break-even live

Break-even rent $429

Max offer price $55,000

Occupancy floor 42%

Sensitivity live

Price	-10% $714	-5% $698	+0% $683	+5% $667	+10% $652
Rent	-10% $580	-5% $632	+0% $683	+5% $734	+10% $785
Rate	-1.0pp $710	-0.5pp $697	base $683	+0.5pp $668	+1.0pp $654

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $13,750
• Closing costs: $1,650
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1529 Basin St Blytheville, AR	4.0	1.5	1444	$1,450	$1.00	22d	1	0.57mi
1598 S Division St Blytheville, AR	3.0	1.0	1107	$900	$0.81	18d	1	1.09mi

Listing history 8 events

1. 2026-06-04
   days on market $55,000 Active 50 DOM
2. 2026-06-02
   days on market $55,000 Active 49 DOM
3. 2026-06-01
   days on market $55,000 Active 48 DOM
4. 2026-05-31
   days on market $55,000 Active 47 DOM
5. 2026-05-31
   days on market $55,000 Active 46 DOM
6. 2026-04-12
   listed $55,000 New Listing 975-char remark

   Show marketing remark (975 chars)

   Investor Special in Blytheville: Immediate Cash Flow Looking for a turnkey addition to your rental portfolio? This solid brick ranch, located at 2226 W McHaney Dr, offers an immediate return on investment. The property is currently occupied by a tenant generating $800 in monthly rental income, providing a steady stream of revenue from day one. Featuring a durable and long-lasting metal roof, this home is built to withstand the elements while keeping long-term maintenance costs to a minimum. Low Maintenance, High Potential This property is in great shape and needs very little work, making it an ideal choice for both seasoned investors and those looking to enter the Blytheville market. The exterior boasts classic brick construction and functional shutters, while the interior layout is designed for easy management. Don't miss this opportunity to secure a hassle-free rental in a convenient location. Schedule your showing today and start collecting rent immediately!

7. 2013-05-15
   soldstatus $15,000
8. 1981-04-01
   soldstatus $39,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

• Current annual tax: $332 · $28/mo
• Projected year-2 tax: $352 · $29/mo
• Expected delta: +$20/yr (+$2/mo · 6.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,519
• − Mortgage interest: −$3,081
• − Property taxes: −$332
• − Insurance: −$275
• − Repairs & maintenance: −$1,242
• − Management: −$1,242
• − Depreciation: −$1,600
• Taxable income: $7,748
• Est. tax owed @ 24.0%: −$1,860
• After-tax cash flow: $6,332/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Blytheville School District
• NCES district ID: 0503320
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 12% ▼ -9.00%
• Median HH income: $33,356
• Composite: 8.02/100
• National rank: #9922
• State rank: #233 of 238 in AR

Livability — Blytheville

• Score: 64/100
• State rank: #168
• US rank: #14094

Category grades

Amenities D Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Blytheville, AR
• City population: 20,100
• Population (ZIP): 20,100

Population outlook (Mississippi County) Hauer SSP2

• Today (2025): 38,959 people
• By 2030: 36,401 · -6.6%
• By 2040: 31,526 · -19.1%
• By 2050: 27,058 · -30.5%
• By 2075: 17,847 · -54.2%
• By 2100: 11,024 · -71.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 50% Black 42% Hispanic / Latino 4% Two or more races 4%
• Common ancestry: Iranian 3% Italian 1% Slovak 1%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Mississippi

• 2024 margin: Solid R (+31.6) · D 33.4% · R 65.0% · Other 1.7%
• 2008→2024 swing: -29.4pp toward R · 2008: -2.2pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+22.2 2016: R+10.5 2012: R+1.1 2008: R+2.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -84.32%
• Current HPI: 175.5603
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

+41.0% since first listed

3 events — show timeline

• 2026-04-12 Listed $55,000 CARMLS
• 2013-05-15 Sold (Public Records) $15,000 Public Records
• 1981-04-01 Sold (Public Records) $39,000 Public Records

Property tax history

+7.3%/yr

Latest (2025): $332 · +7.3% YoY. Source: county tax records.