528 Lucia Ave · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 24.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.7/30.0
- ARV discount +13.3/15.0
- DSCR +8.6/10.0
- 1% rule +7.1/10.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$160,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
NEW PRICE! Well maintained 3BR/1.5BA townhouse! Spacious rooms, most with hardwood floors under the carpet; central air, fabulous for those Baltimore summers; fenced backyard for your summer cookouts; workbench on the lower level. Chair lift from main floor to upper level! Conveniently located to downtown & major road arteries! This is an estate sale so the property is sold "as-is".
Key facts
- Built 1955
- Listed 7 days
Property features AI
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer; Municipal trash service
- Home design: Interior townhouse/rowhouse; Flat roof; Fee simple ownership; Property in very good condition
- Construction: Brick construction; Other foundation
- Exterior features: Chain link fencing (fully fenced)
Interior
- Kitchen: Gas oven/range; Refrigerator
- Bedrooms: 3 bedrooms on the first upper level
- Flooring: Hardwood floors
- Bathrooms: 1 full bathroom; 1 half bathroom (on lower level)
- Heating & cooling: Forced air heating (natural gas); Central air conditioning (electric)
- Interior features: Dining area; Ceiling fan(s); Kitchen - galley; Wood floors; Basement with rear entrance and interior access; Daylight, full basement; Fully finished basement
- Laundry & utility: Washer and dryer; Laundry in basement; Natural gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath townhouse listed at $160k.
Deal economics
- At list price, monthly cash flow is $383 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $160k).
- Cap rate 9.2% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.4%/yr); 252 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 39% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 5.4% rent growth), your $45k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $75k; list at $160k implies a 113% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate wind risk, 24% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.21% ✓
- Cap rate
- 9.17%
- Cash-on-cash
- 10.26%
- DSCR
- 1.46
- GRM
- 6.9
CMA / ARV
- ARV (median comp)
- $183,811
- List price
- $160,000
- Delta
- -12.95%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 542 Lucia Ave | 0.03mi | 3/2.0 | 1,344 (+5%) | 1mo | $205,000 | $153 | 86 |
| 642 Queensgate Rd | 0.34mi | 3/2.0 | 1,260 (-2%) | 0mo | $234,444 | $186 | 77 |
| 748 Bethnal Rd | 0.09mi | 3/1.5 | 1,408 (+10%) | 2mo | $183,000 | $130 | 75 |
| 708 Woodington Rd S | 0.13mi | 2/1.5 (-1) | 1,120 (-12%) | 1mo | $100,000 | $89 | 65 |
| 4420 Parkton St | 0.18mi | 3/2.0 | 1,450 (+13%) | 1mo | $140,000 | $97 | 64 |
| 4865 Melbourne Rd | 0.41mi | 2/2.0 (-1) | 1,232 (-4%) | 2mo | $214,000 | $174 | 64 |
| 4413 Parkton St | 0.15mi | 2/1.5 (-1) | 1,120 (-12%) | 3mo | $130,000 | $116 | 63 |
| 48 Hillvale Rd | 0.68mi | 3/1.5 | 1,224 (-4%) | 2mo | $180,000 | $147 | 57 |
| 40 Hillvale Rd | 0.67mi | 3/2.0 | 1,224 (-4%) | 1mo | $230,000 | $188 | 56 |
| 5141 Stafford Rd | 0.55mi | 3/1.5 | 1,140 (-11%) | 0mo | $120,100 | $105 | 54 |
| 5170 Stafford Rd | 0.60mi | 3/1.5 | 1,450 (+13%) | 2mo | $125,000 | $86 | 46 |
| 5212 Fredcrest Rd | 0.73mi | 3/1.5 | 1,120 (-12%) | 0mo | $195,000 | $174 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.38% rent growth · sell at horizon
- IRR
- 1.8%
- Equity multiple
- 1.07×
- Total profit
- $3,259
- Equity at exit
- $23,857
- IRR
- 13.7%
- Equity multiple
- 2.22×
- Total profit
- $54,854
- Equity at exit
- $13,834
Cash invested: $44,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21229
- Rents YoY
- 5.4%
- Active inventory
- 252
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $1,930 high interval (Pro) →
- Mortgage (P&I)
- −$839
- Tax from tax record
- −$236 /mo · $2,831/yr
- Insurance
- −$67
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$405
- Net cashflow
- $383
Break-even live
Sensitivity live
| Price | -10% $474 | -5% $428 | +0% $383 | +5% $338 | +10% $293 |
|---|---|---|---|---|---|
| Rent | -10% $231 | -5% $307 | +0% $383 | +5% $459 | +10% $536 |
| Rate | -1.0pp $464 | -0.5pp $424 | base $383 | +0.5pp $342 | +1.0pp $300 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $40,000
- Closing costs
- $4,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 500 Lucia Ave Baltimore, MD | 3.0 | 2.0 | 1472 | $2,100 | $1.43 | 17d | 1 | 0.07mi |
| 586 Lucia Ave Baltimore, MD | 3.0 | 1.5 | 1178 | $2,100 | $1.78 | 18d | 1 | 0.07mi |
| 4431 Eldone Rd Baltimore, MD | 3.0 | 2.0 | 896 | $2,000 | $2.23 | 24d | 1 | 0.12mi |
| 627 Lucia Ave Baltimore, MD | 3.0 | 1.0 | 892 | $1,750 | $1.96 | 24d | 1 | 0.12mi |
| 738 Yale Ave Baltimore, MD | 2.0 | 1.0 | 1346 | $1,900 | $1.41 | 24d | 1 | 0.13mi |
| 613 S Beechfield Ave Baltimore, MD | 3.0 | 1.5 | 1080 | $1,950 | $1.81 | 44d | 1 | 0.14mi |
| 751 Yale Ave Baltimore, MD | 3.0 | 1.5 | 1024 | $1,750 | $1.71 | 44d | 1 | 0.16mi |
| 565 Brisbane Rd Baltimore, MD | 2.0 | 2.0 | 1146 | $1,675 | $1.46 | 24d | 1 | 0.16mi |
| 4301 Parkton St Baltimore, MD | 1.0–3.0 | 1.0 | 730 | $1,550 | $2.12 | 44d | 1 | 0.33mi |
| 402 Colleen Rd Baltimore, MD | 1.0–2.0 | 1.0 | 910 | $1,450 | $1.59 | 3d | 11 | 0.33mi |
| 501 Hazlett Ave Baltimore, MD | 2.0–3.0 | 1.5–2.0 | 1044 | $1,879 | $1.80 | 2d | 8 | 0.36mi |
| 670 Queensgate Rd Baltimore, MD | 3.0 | 2.0 | 1600 | $2,100 | $1.31 | 5d | 1 | 0.40mi |
| 19 S Tremont Rd Baltimore, MD | 3.0 | 1.0 | 1350 | $1,850 | $1.37 | 44d | 1 | 0.57mi |
| 304 Collins Ave Unit 2 Baltimore, MD | 3.0 | 1.0 | 1016 | $2,100 | $2.07 | 44d | 1 | 0.61mi |
| 2 S Tremont Rd Baltimore, MD | 3.0 | 2.0 | 1450 | $1,800 | $1.24 | 24d | 1 | 0.61mi |
| 2 S Tremont Rd Baltimore, MD | 3.0 | 2.0 | 1450 | $1,800 | $1.24 | 11d | 1 | 0.61mi |
| 5147 Frederick Ave Baltimore, MD | 3.0 | 2.0 | 1216 | $1,950 | $1.60 | 4d | 1 | 0.63mi |
| 114 S Rock Glen Rd Baltimore, MD | 4.0 | 1.5 | 1160 | $2,350 | $2.03 | 13d | 1 | 0.64mi |
| 4601 Pen Lucy Rd Unit 4718-F Baltimore, MD | 2.0 | 1.0 | 879 | $1,225 | $1.39 | 2d | 1 | 0.73mi |
| 4018 Massachusetts Ave Baltimore, MD | 3.0 | 1.0 | 1050 | $1,400 | $1.33 | 24d | 1 | 0.76mi |
| 212 S Loudon Ave Baltimore, MD | 3.0 | 1.5 | 1310 | $1,550 | $1.18 | 44d | 1 | 0.77mi |
| 219 Atholgate Ln Baltimore, MD | 1.0–3.0 | 1.0–1.5 | 814 | $1,500 | $1.84 | 3d | 2 | 0.79mi |
| 4610 College Ave Baltimore, MD | 4.0 | 2.0 | 1440 | $2,200 | $1.53 | 18d | 1 | 0.81mi |
| 117 Collins Ave Baltimore, MD | 3.0 | 3.0 | 1617 | $2,350 | $1.45 | 44d | 1 | 0.82mi |
| 21 Holland Hill Ct Catonsville, MD | 4.0 | 1.5 | 1320 | $2,200 | $1.67 | 44d | 1 | 0.86mi |
| 3704 Coolidge Ave Baltimore, MD | 2.0 | 1.0 | 1262 | $2,000 | $1.58 | 21d | 1 | 0.87mi |
| 4630 Warren Tree Way Baltimore, MD | 3.0 | 1.5 | 1736 | $2,500 | $1.44 | 5d | 1 | 0.87mi |
| 24 Laurence Brooke Rd Catonsville, MD | 4.0 | 3.0 | 1440 | $2,800 | $1.94 | 13d | 1 | 0.87mi |
| 131 N Bend Rd Unit 131-1B Baltimore, MD | 2.0 | 1.5 | 910 | $1,225 | $1.35 | 22d | 1 | 0.87mi |
| 4700 Gateway Ter Arbutus, MD | 1.0–3.0 | 1.0 | 728 | $1,652 | $2.27 | 44d | 1 | 0.90mi |
| 111 Upmanor Rd Baltimore, MD | 3.0 | 1.5 | 1224 | $2,163 | $1.77 | 44d | 1 | 0.90mi |
| 220 Stonecroft Rd Unit 230-D Baltimore, MD | 2.0 | 1.5 | 900 | $1,395 | $1.55 | 22d | 1 | 0.96mi |
| 220 Stonecroft Rd Unit 232-I Baltimore, MD | 2.0 | 1.5 | 900 | $1,295 | $1.44 | 18d | 1 | 0.96mi |
| 5364 Jamestowne Ct Baltimore, MD | 3.0 | 1.0–1.5 | 787 | $1,905 | $2.42 | 5d | 13 | 0.97mi |
| 3 Brucester Bridge Ct Catonsville, MD | 4.0 | 2.5 | 1440 | $2,700 | $1.88 | 24d | 1 | 1.00mi |
| 5015 Wilkens Ave Catonsville, MD | 4.0 | 2.0 | 1728 | $2,600 | $1.50 | 3d | 1 | 1.08mi |
| 1 Summit Hill Ct Unit T-2 Baltimore, MD | 2.0 | 2.0 | 1009 | $1,900 | $1.88 | 44d | 1 | 1.10mi |
| 4520 Scarlet Oak Ln Baltimore, MD | 2.0 | 1.0 | 1025 | $1,500 | $1.46 | 44d | 1 | 1.15mi |
| 201 S Symington Ave Catonsville, MD | 1.0–2.0 | 1.0 | 788 | $1,519 | $1.93 | 2d | 13 | 1.15mi |
| 6300 Mount Ridge Rd Unit A Catonsville, MD | 2.0 | 1.0 | 1100 | $1,750 | $1.59 | 44d | 1 | 1.19mi |
Listing history 22 events
-
2026-06-10status $160,000 Pending 7 DOM
-
2026-06-09days on market $160,000 Active 7 DOM
-
2026-06-08days on market $160,000 Active 6 DOM
-
2026-06-07days on market $160,000 Active 5 DOM
-
2026-06-04days on market $160,000 Active 2 DOM
-
2026-06-03statusdays on market $160,000 Active 1 DOM
-
2026-06-02days on market $160,000 Coming Soon 24 DOM
-
2026-06-01days on market $160,000 Coming Soon 23 DOM
-
2026-05-31days on market $160,000 Coming Soon 22 DOM
-
2026-05-09historical $160,000 710-char remark
-
2017-10-20soldstatus $75,000
-
2017-09-29soldstatus $75,009 Sold 401-char remark
Show marketing remark (401 chars)
NEW PRICE! Well maintained 3BR/1.5BA townhouse! Spacious rooms, most with hardwood floors under the carpet; central air, fabulous for those Baltimore summers; fenced backyard for your summer cookouts; workbench on the lower level. Chair lift from main floor to upper level! Conveniently located to downtown & major road arteries! This is an estate sale so the property is sold "as-is".
-
2017-09-29soldstatus $75,009
Show marketing remark (401 chars)
NEW PRICE! Well maintained 3BR/1.5BA townhouse! Spacious rooms, most with hardwood floors under the carpet; central air, fabulous for those Baltimore summers; fenced backyard for your summer cookouts; workbench on the lower level. Chair lift from main floor to upper level! Conveniently located to downtown & major road arteries! This is an estate sale so the property is sold "as-is".
-
2017-08-02status Contingent (No Kick Out) 401-char remark
Show marketing remark (401 chars)
NEW PRICE! Well maintained 3BR/1.5BA townhouse! Spacious rooms, most with hardwood floors under the carpet; central air, fabulous for those Baltimore summers; fenced backyard for your summer cookouts; workbench on the lower level. Chair lift from main floor to upper level! Conveniently located to downtown & major road arteries! This is an estate sale so the property is sold "as-is".
-
2017-08-01status Active 401-char remark
Show marketing remark (401 chars)
NEW PRICE! Well maintained 3BR/1.5BA townhouse! Spacious rooms, most with hardwood floors under the carpet; central air, fabulous for those Baltimore summers; fenced backyard for your summer cookouts; workbench on the lower level. Chair lift from main floor to upper level! Conveniently located to downtown & major road arteries! This is an estate sale so the property is sold "as-is".
-
2017-07-25status Contract 401-char remark
Show marketing remark (401 chars)
NEW PRICE! Well maintained 3BR/1.5BA townhouse! Spacious rooms, most with hardwood floors under the carpet; central air, fabulous for those Baltimore summers; fenced backyard for your summer cookouts; workbench on the lower level. Chair lift from main floor to upper level! Conveniently located to downtown & major road arteries! This is an estate sale so the property is sold "as-is".
-
2017-07-20price $74,900 401-char remark
Show marketing remark (401 chars)
NEW PRICE! Well maintained 3BR/1.5BA townhouse! Spacious rooms, most with hardwood floors under the carpet; central air, fabulous for those Baltimore summers; fenced backyard for your summer cookouts; workbench on the lower level. Chair lift from main floor to upper level! Conveniently located to downtown & major road arteries! This is an estate sale so the property is sold "as-is".
-
2017-06-22$99,900 Active 401-char remark
Show marketing remark (401 chars)
NEW PRICE! Well maintained 3BR/1.5BA townhouse! Spacious rooms, most with hardwood floors under the carpet; central air, fabulous for those Baltimore summers; fenced backyard for your summer cookouts; workbench on the lower level. Chair lift from main floor to upper level! Conveniently located to downtown & major road arteries! This is an estate sale so the property is sold "as-is".
-
2017-06-22historical
Show marketing remark (401 chars)
NEW PRICE! Well maintained 3BR/1.5BA townhouse! Spacious rooms, most with hardwood floors under the carpet; central air, fabulous for those Baltimore summers; fenced backyard for your summer cookouts; workbench on the lower level. Chair lift from main floor to upper level! Conveniently located to downtown & major road arteries! This is an estate sale so the property is sold "as-is".
-
2017-06-22historical Withdrawn
Show marketing remark (401 chars)
NEW PRICE! Well maintained 3BR/1.5BA townhouse! Spacious rooms, most with hardwood floors under the carpet; central air, fabulous for those Baltimore summers; fenced backyard for your summer cookouts; workbench on the lower level. Chair lift from main floor to upper level! Conveniently located to downtown & major road arteries! This is an estate sale so the property is sold "as-is".
-
2017-05-06Active
-
2017-05-06$109,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $2,831 · $236/mo
- Projected year-2 tax
- $2,831 · $236/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 5/10 Major 24% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,161
- − Mortgage interest
- −$8,962
- − Property taxes
- −$2,831
- − Insurance
- −$800
- − Repairs & maintenance
- −$1,853
- − Management
- −$1,853
- − Depreciation
- −$4,655
- Taxable income
- $2,207
- Est. tax owed @ 24.0%
- −$530
- After-tax cash flow
- $4,068/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 46,679
- Household income
- $60,047
- Rent vs Own
- Severe rent burden
- 2776.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (73%)
- Race & ethnicity
- Black 73% White 15% Hispanic / Latino 6% Two or more races 4% Asian 3%
- Hispanic origin (detail)
- Common ancestry
- Lithuanian 1% Romanian 1% Serbian 1%
- Foreign-born
- 5% · Canada, Philippines
- Languages at home
- 91% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -259.07%
- Current HPI
- 226.896
- Rent YoY
- ▲ 5.38%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
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| Utilities | 1 | $25B |
|
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| Hotels | 1 | $24B |
|
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| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
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| Chemicals | 1 | $2B |
|
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Price history
+45.6% since first listed15 events — show timeline
- 2026-06-09 Pending — BRIGHT MLS
- 2026-06-03 Listed $160,000 BRIGHT MLS
- 2026-05-09 Coming Soon $160,000 BRIGHT MLS
- 2017-10-20 Sold (Public Records) $75,000 Public Records
- 2017-09-29 Sold (MLS) $75,009 BRIGHT MLS
- 2017-09-29 Sold (MLS) $75,009 MRIS
- 2017-08-02 Pending — MRIS
- 2017-08-01 Relisted — MRIS
- 2017-07-25 Pending — MRIS
- 2017-07-20 Price Changed $74,900 MRIS
- 2017-06-22 Listed $99,900 MRIS
- 2017-06-22 Delisted — MRIS
- 2017-06-22 Listing Removed — BRIGHT MLS
- 2017-05-06 Listed — MRIS
- 2017-05-06 Listed $109,900 BRIGHT MLS
Property tax history
+1.4%/yrLatest (2025): $2,831 · +6.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…