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221 County Road 911 Rd
B+ Composite 78.66
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +14.4/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +6.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Livability +2.4/5.0
  • Schools +1.0/10.0

$59,000

221 County Road 911 Rd · Orrville, AL 36767
3 bd · 1.0 ba · 1,025 sqft · SingleFamily public records · 126 Days on market
Built 1973 0.30 ac lot $58/sqft · 15% below area Est $70k · 15% under ↓ 10% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great home with 3 bedrooms and 1 bath home located in the county side of Orrville Al. This home has central heating and fenced back yard

Key facts

  • Central heating
  • Fenced back yard
  • 0.3 acre lot

Tags

CENTRAL HEATINGFENCED BACK YARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $59k.

Deal economics

  • At list price, monthly cash flow is $390 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($945 rent vs $59k).
  • Recommended offer: $52k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 47/100 on livability (#542 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: schools F, crime D-, amenities F.
  • Dallas County (rural): math 2% / reading 22% proficiency, ranked #115 of 129 in AL (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 17 active listings in the ZIP; 7 units permitted in Dallas County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($408 loan paydown + $1k appreciation (1.9% local appreciation)).
  • Dallas County population projected at -36% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (1.9% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 126 days — a 12% lower offer ($52k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $51,920 (12.0% below list)

Questions for the listing agent

  1. It's been on market 126 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.60%
Cap rate
14.23%
Cash-on-cash
28.36%
DSCR
2.26
GRM
5.2

CMA / ARV

ARV (median comp)
$69,653
List price
$59,000
Delta
-15.29%
Verdict
UNDERPRICED
Comps
3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
323 County Road 911 Rd 0.11mi 3/1.0 1,025 (0%) 14mo $70,000 $68 84

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.95% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
32.4%
Equity multiple
2.74×
Total profit
$28,747
Equity at exit
$23,111
10-year hold
IRR
33.7%
Equity multiple
5.34×
Total profit
$71,642
Equity at exit
$33,158

Cash invested: $16,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36767

Home prices YoY
2.2%
Active inventory
17
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$945 medium interval (Pro) →
Mortgage (P&I)
$309
Tax from tax record
$22 /mo · $264/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$198
Net cashflow
$390

Break-even live

Break-even rent $451
Max offer price $59,000
Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,750
Closing costs
$1,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-19
    days on market $59,000 Active 126 DOM
  2. 2026-06-18
    days on market $59,000 Active 125 DOM
  3. 2026-06-17
    days on market $59,000 Active 124 DOM
  4. 2026-06-16
    days on market $59,000 Active 123 DOM
  5. 2026-06-15
    days on market $59,000 Active 122 DOM
  6. 2026-06-14
    days on market $59,000 Active 120 DOM
  7. 2026-06-12
    days on market $59,000 Active 119 DOM
  8. 2026-06-09
    pricedays on market $59,000 Active 116 DOM
  9. 2026-06-08
    days on market $67,500 Active 115 DOM
  10. 2026-06-07
    days on market $67,500 Active 114 DOM
  11. 2026-06-07
    days on market $67,500 Active 113 DOM
  12. 2026-06-04
    days on market $67,500 Active 110 DOM
  13. 2026-06-02
    days on market $67,500 Active 109 DOM
  14. 2026-06-01
    days on market $67,500 Active 108 DOM
  15. 2026-05-31
    days on market $67,500 Active 107 DOM
  16. 2026-05-31
    days on market $67,500 Active 106 DOM
  17. 2026-05-02
    price $67,500 136-char remark
    Show marketing remark (136 chars)

    Great home with 3 bedrooms and 1 bath home located in the county side of Orrville Al. This home has central heating and fenced back yard

  18. 2026-03-20
    price $72,500 136-char remark
    Show marketing remark (136 chars)

    Great home with 3 bedrooms and 1 bath home located in the county side of Orrville Al. This home has central heating and fenced back yard

  19. 2026-02-11
    listed $74,900 Active 136-char remark
    Show marketing remark (136 chars)

    Great home with 3 bedrooms and 1 bath home located in the county side of Orrville Al. This home has central heating and fenced back yard

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$264 · $22/mo
Projected year-2 tax
$264 · $22/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,339
− Mortgage interest
−$3,305
− Property taxes
−$264
− Insurance
−$295
− Repairs & maintenance
−$907
− Management
−$907
− Depreciation
−$1,716
Taxable income
$3,944
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$947
After-tax cash flow
$3,739/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas County
NCES district ID
0101110
Math proficiency
2% ▼ -28.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$32,660
Composite
9.54/100
National rank
#9847
State rank
#115 of 129 in AL

Livability — Orrville

Score
47/100
State rank
#542
US rank
#26262

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment F Housing D- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
1,474

Population outlook (Dallas County) Hauer SSP2

Today (2025)
35,464 people
By 2030
32,631 · -8.0%
By 2040
27,246 · -23.2%
By 2050
22,691 · -36.0%
By 2075
14,867 · -58.1%
By 2100
10,285 · -71.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (87%)
Race & ethnicity
Black 87% White 13%

Political lean MEDSL · Dallas

2024 margin
Solid D (+32.5) · D 65.9% · R 33.4%
2008→2024 swing
-2.0pp toward R · 2008: 34.5pp · 2024: 32.5pp
All cycles
2024: D+32.5 2020: D+37.5 2016: D+37.6 2012: D+39.7 2008: D+34.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.95%
Current HPI
91.7103
Rent YoY
Metro
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

-9.9% since first listed
3 events — show timeline
  • 2026-05-02 Price Changed $67,500 MAAR
  • 2026-03-20 Price Changed $72,500 MAAR
  • 2026-02-11 Listed $74,900 MAAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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