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9 Bostan Rd Duplex
B- Composite 65.23
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.3/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.8/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$389,000

9 Bostan Rd · Malden-on-Hudson, NY 12477
5 bd · 2.0 ba · 2,072 sqft · MultiFamily public records · 6 Days on market
Built 1946 0.50 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

Welcome to 9 Bostan Road, an exceptional income-producing two-family home located on a quiet country road in Saugerties, offering stunning sunset views overlooking the HITS-on-the-Hudson equestrian showgrounds. This turnkey investment property is perfectly positioned just minutes from the Village of Saugerties, making it ideal for both owner-occupants seeking rental income and investors looking for strong cash flow. This well-maintained multi-family property delivers the best of both worlds with immediate rental income and owner-occupied potential. The vacant, move-in ready lower unit features 2 bedrooms, 1 full bath, a spacious eat-in kitchen, a large living room with mountain views, in-unit washer/dryer, and new flooring--perfect for an owner-occupant or ready to lease at market rent. The upper unit, offering 3 bedrooms and 1 bath, is currently leased to long-term tenants at 1,900/month (22,800 annually), providing instant, stable income. The lower unit has a proven rental history, previously generating approximately 1,880/month (22,560 annually), creating a compelling dual-income opportunity or flexibility to offset your mortgage. Both units offer over 1,000+ square feet of living space, generous closet storage, and off-street parking, with tenants responsible for their own electric enhancing overall investment efficiency. Recent capital improvements include a new septic pump, fresh exterior paint, and updated interior paint in both units, making this a low-maintenance, move-in ready multifamily property. Ideally located just: 5 minutes to the Village of Saugerties, 15 minutes to Kingston and Catskill, 20 minutes to Woodstock, 45 minutes to Albany. With limited two-family inventory in the Saugerties market, this is a rare opportunity to secure a high-demand rental property in a desirable location. Whether you're looking for a primary residence with income potential, a short-term or long-term rental investment, or a cash-flowing addition to your portfolio.

Key facts

  • Two family home
  • Sunset views
  • Move in ready

Tags

TWO FAMILY HOMESUNSET VIEWSEQUESTRIAN SHOWGROUNDSTURNKEY INVESTMENT PROPERTYOWNER OCCUPIED POTENTIALMOVE IN READY

Property features AI

Finance

  • Financial info: Property configured as a 2-unit multifamily; Tenants pay cable and electricity; Owner pays water, sewer, trash collection and snow removal

Exterior

  • Parking: Driveway parking for 2 vehicles
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Duplex; Slab foundation
  • Construction: Aluminum siding; Shingle (asphalt) roof; Slab foundation
  • Exterior features: Side porch; Back yard with partial fencing; Meadow and views on the lot

Interior

  • Kitchen: Unit 1: 1 kitchen (1st floor); Unit 2: 1 kitchen (2nd floor)
  • Bedrooms: Unit 1: 2 bedrooms (all on 1st floor); Unit 2: 3 bedrooms (all on 2nd floor)
  • Flooring: Vinyl
  • Bathrooms: 2 full bathrooms total; Unit 1: 1 full bath (1st floor); Unit 2: 1 full bath (2nd floor)
  • Heating & cooling: Electric baseboard heating
  • Interior features: Vinyl flooring
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 2-bed/1.0-bath units multifamily listed at $389k.

Deal economics

  • At list price, monthly cash flow is $1k ($15k/yr) — positive. Per door: $625/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $389k).

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Saugerties Central School District (suburban): math 38% / reading 57% proficiency, ranked #419 of 590 in NY (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 173 active listings in the ZIP; solid renter incomes; 464 units permitted in Ulster County in 2024 (170 in 5+ unit buildings).
  • At $4,970/mo this rent would consume 74% of the median local household income ($81k/yr) (locally 725% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Ulster County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $109k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 7 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $310k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1946 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $389,000

Questions for the listing agent

  1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  3. Built in 1946 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.28%
Cap rate
10.15%
Cash-on-cash
13.76%
DSCR
1.61
GRM
6.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
3.9%
Equity multiple
1.15×
Total profit
$16,583
Equity at exit
$58,001
10-year hold
IRR
13.5%
Equity multiple
2.08×
Total profit
$117,151
Equity at exit
$33,634

Cash invested: $108,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 12477

Home prices YoY
-18.1%
Active inventory
173
Price-to-rent
13.0×

Monthly cashflow live

Estimated rent
$4,970 medium interval (Pro) →
Mortgage (P&I)
$2,040
Tax from tax record
$475 /mo · $5,703/yr
Insurance
$162
HOA
$0
Vacancy / Maint / Mgmt
$1,044
Net cashflow
$1,249

Break-even live

Break-even rent $3,389
Max offer price $389,000
Occupancy floor 70%

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $4,970

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$97,250
Closing costs
$11,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-04-29
    status Pending 1992-char remark
    Show marketing remark (1992 chars)

    Welcome to 9 Bostan Road, an exceptional income-producing two-family home located on a quiet country road in Saugerties, offering stunning sunset views overlooking the HITS-on-the-Hudson equestrian showgrounds. This turnkey investment property is perfectly positioned just minutes from the Village of Saugerties, making it ideal for both owner-occupants seeking rental income and investors looking for strong cash flow. This well-maintained multi-family property delivers the best of both worlds with immediate rental income and owner-occupied potential. The vacant, move-in ready lower unit features 2 bedrooms, 1 full bath, a spacious eat-in kitchen, a large living room with mountain views, in-unit washer/dryer, and new flooring--perfect for an owner-occupant or ready to lease at market rent. The upper unit, offering 3 bedrooms and 1 bath, is currently leased to long-term tenants at 1,900/month (22,800 annually), providing instant, stable income. The lower unit has a proven rental history, previously generating approximately 1,880/month (22,560 annually), creating a compelling dual-income opportunity or flexibility to offset your mortgage. Both units offer over 1,000+ square feet of living space, generous closet storage, and off-street parking, with tenants responsible for their own electric enhancing overall investment efficiency. Recent capital improvements include a new septic pump, fresh exterior paint, and updated interior paint in both units, making this a low-maintenance, move-in ready multifamily property. Ideally located just: 5 minutes to the Village of Saugerties, 15 minutes to Kingston and Catskill, 20 minutes to Woodstock, 45 minutes to Albany. With limited two-family inventory in the Saugerties market, this is a rare opportunity to secure a high-demand rental property in a desirable location. Whether you're looking for a primary residence with income potential, a short-term or long-term rental investment, or a cash-flowing addition to your portfolio.

  2. 2026-04-29
    status Pending
    Show marketing remark (1992 chars)

    Welcome to 9 Bostan Road, an exceptional income-producing two-family home located on a quiet country road in Saugerties, offering stunning sunset views overlooking the HITS-on-the-Hudson equestrian showgrounds. This turnkey investment property is perfectly positioned just minutes from the Village of Saugerties, making it ideal for both owner-occupants seeking rental income and investors looking for strong cash flow. This well-maintained multi-family property delivers the best of both worlds with immediate rental income and owner-occupied potential. The vacant, move-in ready lower unit features 2 bedrooms, 1 full bath, a spacious eat-in kitchen, a large living room with mountain views, in-unit washer/dryer, and new flooring--perfect for an owner-occupant or ready to lease at market rent. The upper unit, offering 3 bedrooms and 1 bath, is currently leased to long-term tenants at 1,900/month (22,800 annually), providing instant, stable income. The lower unit has a proven rental history, previously generating approximately 1,880/month (22,560 annually), creating a compelling dual-income opportunity or flexibility to offset your mortgage. Both units offer over 1,000+ square feet of living space, generous closet storage, and off-street parking, with tenants responsible for their own electric enhancing overall investment efficiency. Recent capital improvements include a new septic pump, fresh exterior paint, and updated interior paint in both units, making this a low-maintenance, move-in ready multifamily property. Ideally located just: 5 minutes to the Village of Saugerties, 15 minutes to Kingston and Catskill, 20 minutes to Woodstock, 45 minutes to Albany. With limited two-family inventory in the Saugerties market, this is a rare opportunity to secure a high-demand rental property in a desirable location. Whether you're looking for a primary residence with income potential, a short-term or long-term rental investment, or a cash-flowing addition to your portfolio.

  3. 2026-04-22
    listed $389,000 Active 1992-char remark
    Show marketing remark (1992 chars)

    Welcome to 9 Bostan Road, an exceptional income-producing two-family home located on a quiet country road in Saugerties, offering stunning sunset views overlooking the HITS-on-the-Hudson equestrian showgrounds. This turnkey investment property is perfectly positioned just minutes from the Village of Saugerties, making it ideal for both owner-occupants seeking rental income and investors looking for strong cash flow. This well-maintained multi-family property delivers the best of both worlds with immediate rental income and owner-occupied potential. The vacant, move-in ready lower unit features 2 bedrooms, 1 full bath, a spacious eat-in kitchen, a large living room with mountain views, in-unit washer/dryer, and new flooring--perfect for an owner-occupant or ready to lease at market rent. The upper unit, offering 3 bedrooms and 1 bath, is currently leased to long-term tenants at 1,900/month (22,800 annually), providing instant, stable income. The lower unit has a proven rental history, previously generating approximately 1,880/month (22,560 annually), creating a compelling dual-income opportunity or flexibility to offset your mortgage. Both units offer over 1,000+ square feet of living space, generous closet storage, and off-street parking, with tenants responsible for their own electric enhancing overall investment efficiency. Recent capital improvements include a new septic pump, fresh exterior paint, and updated interior paint in both units, making this a low-maintenance, move-in ready multifamily property. Ideally located just: 5 minutes to the Village of Saugerties, 15 minutes to Kingston and Catskill, 20 minutes to Woodstock, 45 minutes to Albany. With limited two-family inventory in the Saugerties market, this is a rare opportunity to secure a high-demand rental property in a desirable location. Whether you're looking for a primary residence with income potential, a short-term or long-term rental investment, or a cash-flowing addition to your portfolio.

  4. 2026-04-22
    listed $389,000 Active
    Show marketing remark (1992 chars)

    Welcome to 9 Bostan Road, an exceptional income-producing two-family home located on a quiet country road in Saugerties, offering stunning sunset views overlooking the HITS-on-the-Hudson equestrian showgrounds. This turnkey investment property is perfectly positioned just minutes from the Village of Saugerties, making it ideal for both owner-occupants seeking rental income and investors looking for strong cash flow. This well-maintained multi-family property delivers the best of both worlds with immediate rental income and owner-occupied potential. The vacant, move-in ready lower unit features 2 bedrooms, 1 full bath, a spacious eat-in kitchen, a large living room with mountain views, in-unit washer/dryer, and new flooring--perfect for an owner-occupant or ready to lease at market rent. The upper unit, offering 3 bedrooms and 1 bath, is currently leased to long-term tenants at 1,900/month (22,800 annually), providing instant, stable income. The lower unit has a proven rental history, previously generating approximately 1,880/month (22,560 annually), creating a compelling dual-income opportunity or flexibility to offset your mortgage. Both units offer over 1,000+ square feet of living space, generous closet storage, and off-street parking, with tenants responsible for their own electric enhancing overall investment efficiency. Recent capital improvements include a new septic pump, fresh exterior paint, and updated interior paint in both units, making this a low-maintenance, move-in ready multifamily property. Ideally located just: 5 minutes to the Village of Saugerties, 15 minutes to Kingston and Catskill, 20 minutes to Woodstock, 45 minutes to Albany. With limited two-family inventory in the Saugerties market, this is a rare opportunity to secure a high-demand rental property in a desirable location. Whether you're looking for a primary residence with income potential, a short-term or long-term rental investment, or a cash-flowing addition to your portfolio.

  5. 2023-10-24
    soldstatus $310,000
  6. 2023-10-12
    soldstatus $310,000 Sold 822-char remark
    Show marketing remark (822 chars)

    Just outside the village of Saugerties in the town is this 2 family on a half an acre that offers mountain views and over looks HITS. The downstairs unit has 2 bedrooms with 1 full bath with an open floor concept. The upstairs unit has 3 bedrooms with 1 bathroom. Both units offer over 1000 square feet of living space and off street parking. The windows were replaced approximately 10 years ago, roof was put on approximately 2008. All the rooms are decent in size and plenty of closet space. The tenants pay for their electric and garbage removal. This property is vacant so this will lend itself for the opportunity for an owner occupied situation where you live in one unit and collect rent from the other, or start out fresh. .. you make all the decisions such as how much rent to charge etc. Opportunity is knocking.

  7. 2023-10-12
    soldstatus $310,000 Closed
    Show marketing remark (822 chars)

    Just outside the village of Saugerties in the town is this 2 family on a half an acre that offers mountain views and over looks HITS. The downstairs unit has 2 bedrooms with 1 full bath with an open floor concept. The upstairs unit has 3 bedrooms with 1 bathroom. Both units offer over 1000 square feet of living space and off street parking. The windows were replaced approximately 10 years ago, roof was put on approximately 2008. All the rooms are decent in size and plenty of closet space. The tenants pay for their electric and garbage removal. This property is vacant so this will lend itself for the opportunity for an owner occupied situation where you live in one unit and collect rent from the other, or start out fresh. .. you make all the decisions such as how much rent to charge etc. Opportunity is knocking.

  8. 2023-08-23
    status Pending
    Show marketing remark (822 chars)

    Just outside the village of Saugerties in the town is this 2 family on a half an acre that offers mountain views and over looks HITS. The downstairs unit has 2 bedrooms with 1 full bath with an open floor concept. The upstairs unit has 3 bedrooms with 1 bathroom. Both units offer over 1000 square feet of living space and off street parking. The windows were replaced approximately 10 years ago, roof was put on approximately 2008. All the rooms are decent in size and plenty of closet space. The tenants pay for their electric and garbage removal. This property is vacant so this will lend itself for the opportunity for an owner occupied situation where you live in one unit and collect rent from the other, or start out fresh. .. you make all the decisions such as how much rent to charge etc. Opportunity is knocking.

  9. 2023-08-23
    status Pending (Fully Executed Contract) 822-char remark
    Show marketing remark (822 chars)

    Just outside the village of Saugerties in the town is this 2 family on a half an acre that offers mountain views and over looks HITS. The downstairs unit has 2 bedrooms with 1 full bath with an open floor concept. The upstairs unit has 3 bedrooms with 1 bathroom. Both units offer over 1000 square feet of living space and off street parking. The windows were replaced approximately 10 years ago, roof was put on approximately 2008. All the rooms are decent in size and plenty of closet space. The tenants pay for their electric and garbage removal. This property is vacant so this will lend itself for the opportunity for an owner occupied situation where you live in one unit and collect rent from the other, or start out fresh. .. you make all the decisions such as how much rent to charge etc. Opportunity is knocking.

  10. 2023-07-13
    historical Accepted (Show) 822-char remark
    Show marketing remark (822 chars)

    Just outside the village of Saugerties in the town is this 2 family on a half an acre that offers mountain views and over looks HITS. The downstairs unit has 2 bedrooms with 1 full bath with an open floor concept. The upstairs unit has 3 bedrooms with 1 bathroom. Both units offer over 1000 square feet of living space and off street parking. The windows were replaced approximately 10 years ago, roof was put on approximately 2008. All the rooms are decent in size and plenty of closet space. The tenants pay for their electric and garbage removal. This property is vacant so this will lend itself for the opportunity for an owner occupied situation where you live in one unit and collect rent from the other, or start out fresh. .. you make all the decisions such as how much rent to charge etc. Opportunity is knocking.

  11. 2023-06-23
    price $325,000 822-char remark
    Show marketing remark (822 chars)

    Just outside the village of Saugerties in the town is this 2 family on a half an acre that offers mountain views and over looks HITS. The downstairs unit has 2 bedrooms with 1 full bath with an open floor concept. The upstairs unit has 3 bedrooms with 1 bathroom. Both units offer over 1000 square feet of living space and off street parking. The windows were replaced approximately 10 years ago, roof was put on approximately 2008. All the rooms are decent in size and plenty of closet space. The tenants pay for their electric and garbage removal. This property is vacant so this will lend itself for the opportunity for an owner occupied situation where you live in one unit and collect rent from the other, or start out fresh. .. you make all the decisions such as how much rent to charge etc. Opportunity is knocking.

  12. 2023-06-23
    price $325,000
    Show marketing remark (822 chars)

    Just outside the village of Saugerties in the town is this 2 family on a half an acre that offers mountain views and over looks HITS. The downstairs unit has 2 bedrooms with 1 full bath with an open floor concept. The upstairs unit has 3 bedrooms with 1 bathroom. Both units offer over 1000 square feet of living space and off street parking. The windows were replaced approximately 10 years ago, roof was put on approximately 2008. All the rooms are decent in size and plenty of closet space. The tenants pay for their electric and garbage removal. This property is vacant so this will lend itself for the opportunity for an owner occupied situation where you live in one unit and collect rent from the other, or start out fresh. .. you make all the decisions such as how much rent to charge etc. Opportunity is knocking.

  13. 2023-06-20
    listed $288,000 Active 822-char remark
    Show marketing remark (822 chars)

    Just outside the village of Saugerties in the town is this 2 family on a half an acre that offers mountain views and over looks HITS. The downstairs unit has 2 bedrooms with 1 full bath with an open floor concept. The upstairs unit has 3 bedrooms with 1 bathroom. Both units offer over 1000 square feet of living space and off street parking. The windows were replaced approximately 10 years ago, roof was put on approximately 2008. All the rooms are decent in size and plenty of closet space. The tenants pay for their electric and garbage removal. This property is vacant so this will lend itself for the opportunity for an owner occupied situation where you live in one unit and collect rent from the other, or start out fresh. .. you make all the decisions such as how much rent to charge etc. Opportunity is knocking.

  14. 2023-06-20
    listed $288,000 Active
    Show marketing remark (822 chars)

    Just outside the village of Saugerties in the town is this 2 family on a half an acre that offers mountain views and over looks HITS. The downstairs unit has 2 bedrooms with 1 full bath with an open floor concept. The upstairs unit has 3 bedrooms with 1 bathroom. Both units offer over 1000 square feet of living space and off street parking. The windows were replaced approximately 10 years ago, roof was put on approximately 2008. All the rooms are decent in size and plenty of closet space. The tenants pay for their electric and garbage removal. This property is vacant so this will lend itself for the opportunity for an owner occupied situation where you live in one unit and collect rent from the other, or start out fresh. .. you make all the decisions such as how much rent to charge etc. Opportunity is knocking.

  15. 2022-07-01
    status Pending (Fully Executed Contract)
  16. 2022-04-29
    status Pending (Continue To Show)
  17. 2021-09-21
    listed $289,900 Active
  18. 2020-08-13
    listed $289,900
  19. 2008-08-07
    soldstatus $172,000
  20. 2008-02-18
    listed $179,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$5,703 · $475/mo
Projected year-2 tax
$6,139 · $512/mo
Expected delta
+$436/yr (+$36/mo · 7.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$59,640
− Mortgage interest
−$21,790
− Property taxes
−$5,703
− Insurance
−$1,945
− Repairs & maintenance
−$4,771
− Management
−$4,771
− Depreciation
−$11,316
Taxable income
$9,343
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,242
After-tax cash flow
$12,746/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Saugerties Central School District
NCES district ID
3625800
Math proficiency
38% ▼ -16.00%
Reading proficiency
57% ▲ 8.00%
Median HH income
$56,897
Composite
41.3/100
National rank
#3515
State rank
#419 of 590 in NY

Livability — Malden-on-Hudson

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Ulster County · 56,183 people
City population
212
Metro
Kingston, NY
Population (ZIP)
19,066
Household income
$80,861
Rent vs Own
30.8% rent · 69.2% own
Severe rent burden
725.0

Population outlook (Ulster County) Hauer SSP2

Today (2025)
175,887 people
By 2030
171,876 · -2.3%
By 2040
161,771 · -8.0%
By 2050
151,470 · -13.9%
By 2075
133,023 · -24.4%
By 2100
113,504 · -35.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Two or more races 12% Hispanic / Latino 6% Black 1%
Hispanic origin (detail)
Puerto Rican 2% Cuban 1%
Common ancestry
Romanian 5% Iranian 4% Italian 3%
Foreign-born
4% · Canada
Languages at home
92% English-only · Spanish 4% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Ulster

2024 margin
D (+18.7) · D 59.3% · R 40.7%
2008→2024 swing
-4.9pp toward R · 2008: 23.6pp · 2024: 18.7pp
All cycles
2024: D+18.7 2020: D+20.9 2016: D+9.1 2012: D+21.9 2008: D+23.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -72.47%
Current HPI
327.9975
Rent YoY
Metro
Kingston, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+117.3% since first listed
20 events — show timeline
  • 2026-04-29 Pending HVCRMLS
  • 2026-04-29 Pending Global MLS
  • 2026-04-22 Listed $389,000 Global MLS
  • 2026-04-22 Listed $389,000 HVCRMLS
  • 2023-10-24 Sold (Public Records) $310,000 Public Records
  • 2023-10-12 Sold (MLS) $310,000 OneKey® MLS as Distributed by MLS Grid
  • 2023-10-12 Sold (MLS) $310,000 HVCRMLS
  • 2023-08-23 Pending OneKey® MLS as Distributed by MLS Grid
  • 2023-08-23 Pending HVCRMLS
  • 2023-07-13 Contingent HVCRMLS
  • 2023-06-23 Price Changed $325,000 HVCRMLS
  • 2023-06-23 Price Changed $325,000 OneKey® MLS as Distributed by MLS Grid
  • 2023-06-20 Listed $288,000 OneKey® MLS as Distributed by MLS Grid
  • 2023-06-20 Listed $288,000 HVCRMLS
  • 2022-07-01 Pending HVCRMLS
  • 2022-04-29 Pending HVCRMLS
  • 2021-09-21 Listed $289,900 HVCRMLS
  • 2020-08-13 Listed $289,900 HVCRMLS
  • 2008-08-07 Sold (MLS) $172,000 HVCRMLS
  • 2008-02-18 Listed $179,000 HVCRMLS

Property tax history

-0.4%/yr

Latest (2025): $5,703 · +0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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