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602 E Beauregard St
C Composite 57.73
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.1/30.0
  • ARV discount +11.6/15.0
  • 1% rule +7.2/10.0
  • DSCR +5.3/10.0
  • Schools +4.4/10.0
  • Appreciation +4.3/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$99,999

602 E Beauregard St · Rotan, TX 79546
3 bd · 1.0 ba · 2,320 sqft · SingleFamily public records · 427 Days on market
Built 1940 0.32 ac lot $43/sqft · 9% below area Est $110k · 9% under ↓ 39% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!

Key facts

  • Plantation shutters
  • 0.32 acre lot
  • 2 garage spots

Tags

HUGE LAUNDRY UTILITY ROOMCITY SEWER AND CITY WATERWELL WITH A SPRINKLER SYSTEMSTORM CELLAR WITH ELECTRICPLANTATION SHUTTERSWORKSPACE IN THE GARAGE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $69 ($826/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $88k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 59/100 on livability (#1,123 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A-, housing A-; Watch: health & safety C-, schools D+, employment D.
  • Rotan ISD (rural): math 50% / reading 50% proficiency, ranked #405 of 1,141 in TX (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 17 active listings in the ZIP.

Forward outlook

  • Local home prices are declining (-1.4%/yr); year-one equity from $691 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Fisher County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 427 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 5y ago; this cycle's ask has dropped $30k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 3.9% of price; built in 1940 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 4→12/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $87,999 (12.0% below list)

Questions for the listing agent

  1. It's been on market 427 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.22%
Cap rate
7.12%
Cash-on-cash
2.95%
DSCR
1.13
GRM
6.9

CMA / ARV

ARV (median comp)
$110,024
List price
$99,999
Delta
-9.11%
Verdict
FAIR
Comps
17 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
506 E Beauregard St 0.04mi 4/2.0 (+1) 2,194 (-5%) 1mo $135,000 $62 79
902 E Burnside St 0.22mi 3/2.0 2,221 (-4%) 1mo $235,000 $106 78
411 N Mckinley 0.35mi 3/1.5 2,274 (-2%) 3mo $99,999 $44 76
807 N Morris Ave 0.49mi 3/2.0 2,248 (-3%) 9mo $84,900 $38 61
605 N Cleveland Ave 0.47mi 3/2.0 2,340 (+1%) 21mo $150,000 $64 55
1106 E Mcarthur St 0.44mi 3/2.0 2,112 (-9%) 15mo $160,000 $76 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.43% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.2%
Equity multiple
0.82×
Total profit
$-4,933
Equity at exit
$22,084
10-year hold
IRR
3.2%
Equity multiple
1.29×
Total profit
$8,122
Equity at exit
$21,482

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79546

Home prices YoY
-1.8%
Active inventory
17
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$1,216 medium interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$326 /mo · $3,912/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$255
Net cashflow
$69

Break-even live

Break-even rent $1,129
Max offer price $99,999
Occupancy floor 89%

Sensitivity live

Price -10% $125 -5% $97 +0% $69 +5% $41 +10% $12
Rent -10% $-27 -5% $21 +0% $69 +5% $117 +10% $165
Rate -1.0pp $119 -0.5pp $94 base $69 +0.5pp $43 +1.0pp $17

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 33 events

  1. 2026-06-21
    days on market $99,999 Active 427 DOM
  2. 2026-06-18
    days on market $99,999 Active 425 DOM
  3. 2026-06-17
    days on market $99,999 Active 424 DOM
  4. 2026-06-16
    days on market $99,999 Active 423 DOM
  5. 2026-06-15
    days on market $99,999 Active 422 DOM
  6. 2026-06-15
    days on market $99,999 Active 421 DOM
  7. 2026-06-13
    days on market $99,999 Active 420 DOM
  8. 2026-06-12
    days on market $99,999 Active 419 DOM
  9. 2026-06-09
    days on market $99,999 Active 416 DOM
  10. 2026-06-08
    days on market $99,999 Active 415 DOM
  11. 2026-06-08
    days on market $99,999 Active 414 DOM
  12. 2026-06-05
    days on market $99,999 Active 412 DOM
  13. 2026-06-03
    days on market $99,999 Active 410 DOM
  14. 2026-06-02
    days on market $99,999 Active 409 DOM
  15. 2026-06-01
    days on market $99,999 Active 408 DOM
  16. 2026-05-31
    days on market $99,999 Active 407 DOM
  17. 2025-10-24
    status Active 561-char remark
    Show marketing remark (561 chars)

    Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!

  18. 2025-10-13
    historical Active Option Contract 561-char remark
    Show marketing remark (561 chars)

    Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!

  19. 2025-10-08
    price $99,999 561-char remark
    Show marketing remark (561 chars)

    Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!

  20. 2025-05-23
    status Active 561-char remark
    Show marketing remark (561 chars)

    Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!

  21. 2025-05-19
    historical Active Option Contract 561-char remark
    Show marketing remark (561 chars)

    Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!

  22. 2025-04-17
    listed $129,900 Active 561-char remark
    Show marketing remark (561 chars)

    Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!

  23. 2025-02-24
    historical
  24. 2024-10-01
    listed $149,000 Active
  25. 2024-06-30
    historical
  26. 2024-02-28
    price $159,000
  27. 2024-01-30
    listed $165,000 Active
  28. 2023-04-28
    historical
  29. 2022-11-28
    listed $165,000 Active
  30. 2022-01-12
    soldstatus Sold
  31. 2022-01-12
    soldstatus
  32. 2021-12-19
    status Pending
  33. 2021-11-26
    listed $165,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,912 · $326/mo
Projected year-2 tax
$3,912 · $326/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 4 d/yr ≥106°F today · 12 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,596
− Mortgage interest
−$5,601
− Property taxes
−$3,912
− Insurance
−$500
− Repairs & maintenance
−$1,168
− Management
−$1,168
− Depreciation
−$2,909
Taxable loss
−$661
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$159
After-tax cash flow
$985/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Rotan ISD
NCES district ID
4838040
Math proficiency
50% ▲ 10.00%
Reading proficiency
50% ▲ 15.00%
Median HH income
$36,634
Composite
43.53/100
National rank
#6447
State rank
#405 of 1141 in TX

Livability — Rotan

Score
59/100
State rank
#1123
US rank
#19812

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D Housing A- Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rotan, TX
Population (ZIP)
1,662

Population outlook (Fisher County) Hauer SSP2

Today (2025)
3,732 people
By 2030
3,677 · -1.5%
By 2040
3,556 · -4.7%
By 2050
3,469 · -7.0%
By 2075
3,429 · -8.1%
By 2100
3,196 · -14.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 54% Hispanic / Latino 39% Two or more races 19% Black 5%
Hispanic origin (detail)
Mexican 35%
Common ancestry
Italian 2% Slovak 2% Lithuanian 1%
Foreign-born
4% · Canada
Languages at home
81% English-only · Spanish 19%

Political lean MEDSL · Fisher

2024 margin
Solid R (+63.3) · D 18.0% · R 81.3%
2008→2024 swing
-41.1pp toward R · 2008: -22.2pp · 2024: -63.3pp
All cycles
2024: R+63.3 2020: R+60.0 2016: R+50.1 2012: R+35.8 2008: R+22.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.43%
Current HPI
78.1423
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-39.4% since first listed
17 events — show timeline
  • 2025-10-24 Relisted NTREIS
  • 2025-10-13 Contingent NTREIS
  • 2025-10-08 Price Changed $99,999 NTREIS
  • 2025-05-23 Relisted NTREIS
  • 2025-05-19 Contingent NTREIS
  • 2025-04-17 Listed $129,900 NTREIS
  • 2025-02-24 Listing Removed NTREIS
  • 2024-10-01 Listed $149,000 NTREIS
  • 2024-06-30 Listing Removed NTREIS
  • 2024-02-28 Price Changed $159,000 NTREIS
  • 2024-01-30 Listed $165,000 NTREIS
  • 2023-04-28 Listing Removed NTREIS
  • 2022-11-28 Listed $165,000 NTREIS
  • 2022-01-12 Sold (Public Records) Public Records
  • 2022-01-12 Sold (MLS) NTREIS
  • 2021-12-19 Pending NTREIS
  • 2021-11-26 Listed $165,000 NTREIS

Property tax history

+6.4%/yr

Latest (2025): $3,912 · +14.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…