602 E Beauregard St · Rotan, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 4 days/yr
- Hot days in 30 yrs
- 12 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.1/30.0
- ARV discount +11.6/15.0
- 1% rule +7.2/10.0
- DSCR +5.3/10.0
- Schools +4.4/10.0
- Appreciation +4.3/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$99,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!
Key facts
- Plantation shutters
- 0.32 acre lot
- 2 garage spots
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $100k.
Deal economics
- At list price, monthly cash flow is $69 ($826/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $100k).
- Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 59/100 on livability (#1,123 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A-, housing A-; Watch: health & safety C-, schools D+, employment D.
- Rotan ISD (rural): math 50% / reading 50% proficiency, ranked #405 of 1,141 in TX (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 17 active listings in the ZIP.
Forward outlook
- Local home prices are declining (-1.4%/yr); year-one equity from $691 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Fisher County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 427 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 5y ago; this cycle's ask has dropped $30k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 3.9% of price; built in 1940 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 4→12/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 427 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.22% ✓
- Cap rate
- 7.12%
- Cash-on-cash
- 2.95%
- DSCR
- 1.13
- GRM
- 6.9
CMA / ARV
- ARV (median comp)
- $110,024
- List price
- $99,999
- Delta
- -9.11%
- Verdict
- FAIR
- Comps
- 17 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 506 E Beauregard St | 0.04mi | 4/2.0 (+1) | 2,194 (-5%) | 1mo | $135,000 | $62 | 79 |
| 902 E Burnside St | 0.22mi | 3/2.0 | 2,221 (-4%) | 1mo | $235,000 | $106 | 78 |
| 411 N Mckinley | 0.35mi | 3/1.5 | 2,274 (-2%) | 3mo | $99,999 | $44 | 76 |
| 807 N Morris Ave | 0.49mi | 3/2.0 | 2,248 (-3%) | 9mo | $84,900 | $38 | 61 |
| 605 N Cleveland Ave | 0.47mi | 3/2.0 | 2,340 (+1%) | 21mo | $150,000 | $64 | 55 |
| 1106 E Mcarthur St | 0.44mi | 3/2.0 | 2,112 (-9%) | 15mo | $160,000 | $76 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.43% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -4.2%
- Equity multiple
- 0.82×
- Total profit
- $-4,933
- Equity at exit
- $22,084
- IRR
- 3.2%
- Equity multiple
- 1.29×
- Total profit
- $8,122
- Equity at exit
- $21,482
Cash invested: $28,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79546
- Home prices YoY
- -1.8%
- Active inventory
- 17
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $1,216 medium interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax from tax record
- −$326 /mo · $3,912/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$255
- Net cashflow
- $69
Break-even live
Sensitivity live
| Price | -10% $125 | -5% $97 | +0% $69 | +5% $41 | +10% $12 |
|---|---|---|---|---|---|
| Rent | -10% $-27 | -5% $21 | +0% $69 | +5% $117 | +10% $165 |
| Rate | -1.0pp $119 | -0.5pp $94 | base $69 | +0.5pp $43 | +1.0pp $17 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,000
- Closing costs
- $3,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 33 events
-
2026-06-21days on market $99,999 Active 427 DOM
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2026-06-18days on market $99,999 Active 425 DOM
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2026-06-17days on market $99,999 Active 424 DOM
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2026-06-16days on market $99,999 Active 423 DOM
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2026-06-15days on market $99,999 Active 422 DOM
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2026-06-15days on market $99,999 Active 421 DOM
-
2026-06-13days on market $99,999 Active 420 DOM
-
2026-06-12days on market $99,999 Active 419 DOM
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2026-06-09days on market $99,999 Active 416 DOM
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2026-06-08days on market $99,999 Active 415 DOM
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2026-06-08days on market $99,999 Active 414 DOM
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2026-06-05days on market $99,999 Active 412 DOM
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2026-06-03days on market $99,999 Active 410 DOM
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2026-06-02days on market $99,999 Active 409 DOM
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2026-06-01days on market $99,999 Active 408 DOM
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2026-05-31days on market $99,999 Active 407 DOM
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2025-10-24status Active 561-char remark
Show marketing remark (561 chars)
Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!
-
2025-10-13historical Active Option Contract 561-char remark
Show marketing remark (561 chars)
Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!
-
2025-10-08price $99,999 561-char remark
Show marketing remark (561 chars)
Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!
-
2025-05-23status Active 561-char remark
Show marketing remark (561 chars)
Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!
-
2025-05-19historical Active Option Contract 561-char remark
Show marketing remark (561 chars)
Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!
-
2025-04-17$129,900 Active 561-char remark
Show marketing remark (561 chars)
Move-In Ready Home! This is a well maintained home in the heart of Rotan. Three Bedroom, Two Bath house with a HUGE laundry, utility room. All appliances stay in the kitchen and utility room. City Sewer and City Water plus a well with a sprinkler system on a larger corner lot. There is a storm cellar with electric. Beautiful plantation shutters in the living room and dining area. A workspace in the garage as well iwth an apartment on the back of the garage. The apartment has a bedroom, kitchen and bathroom. Call or text listing agent for a showing!
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2025-02-24historical
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2024-10-01$149,000 Active
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2024-06-30historical
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2024-02-28price $159,000
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2024-01-30$165,000 Active
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2023-04-28historical
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2022-11-28$165,000 Active
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2022-01-12soldstatus Sold
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2022-01-12soldstatus
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2021-12-19status Pending
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2021-11-26$165,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,912 · $326/mo
- Projected year-2 tax
- $3,912 · $326/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 4 d/yr ≥106°F today · 12 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,596
- − Mortgage interest
- −$5,601
- − Property taxes
- −$3,912
- − Insurance
- −$500
- − Repairs & maintenance
- −$1,168
- − Management
- −$1,168
- − Depreciation
- −$2,909
- Taxable loss
- −$661
- Est. tax savings @ 24.0%
- +$159
- After-tax cash flow
- $985/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Rotan ISD
- NCES district ID
- 4838040
- Math proficiency
- 50% ▲ 10.00%
- Reading proficiency
- 50% ▲ 15.00%
- Median HH income
- $36,634
- Composite
- 43.53/100
- National rank
- #6447
- State rank
- #405 of 1141 in TX
Livability — Rotan
- Score
- 59/100
- State rank
- #1123
- US rank
- #19812
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Rotan, TX
- Population (ZIP)
- 1,662
Population outlook (Fisher County) Hauer SSP2
- Today (2025)
- 3,732 people
- By 2030
- 3,677 · -1.5%
- By 2040
- 3,556 · -4.7%
- By 2050
- 3,469 · -7.0%
- By 2075
- 3,429 · -8.1%
- By 2100
- 3,196 · -14.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 54% Hispanic / Latino 39% Two or more races 19% Black 5%
- Hispanic origin (detail)
- Mexican 35%
- Common ancestry
- Italian 2% Slovak 2% Lithuanian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 81% English-only · Spanish 19%
Political lean MEDSL · Fisher
- 2024 margin
- Solid R (+63.3) · D 18.0% · R 81.3%
- 2008→2024 swing
- -41.1pp toward R · 2008: -22.2pp · 2024: -63.3pp
- All cycles
- 2024: R+63.3 2020: R+60.0 2016: R+50.1 2012: R+35.8 2008: R+22.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.43%
- Current HPI
- 78.1423
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-39.4% since first listed17 events — show timeline
- 2025-10-24 Relisted — NTREIS
- 2025-10-13 Contingent — NTREIS
- 2025-10-08 Price Changed $99,999 NTREIS
- 2025-05-23 Relisted — NTREIS
- 2025-05-19 Contingent — NTREIS
- 2025-04-17 Listed $129,900 NTREIS
- 2025-02-24 Listing Removed — NTREIS
- 2024-10-01 Listed $149,000 NTREIS
- 2024-06-30 Listing Removed — NTREIS
- 2024-02-28 Price Changed $159,000 NTREIS
- 2024-01-30 Listed $165,000 NTREIS
- 2023-04-28 Listing Removed — NTREIS
- 2022-11-28 Listed $165,000 NTREIS
- 2022-01-12 Sold (Public Records) — Public Records
- 2022-01-12 Sold (MLS) — NTREIS
- 2021-12-19 Pending — NTREIS
- 2021-11-26 Listed $165,000 NTREIS
Property tax history
+6.4%/yrLatest (2025): $3,912 · +14.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…