9621 Merrillville Rd #203 · Crown Point, IN 46307

$174,300

2 bd · 2.0 ba · 14,028 sqft · Condo public records · 261 Days on market

Built 1987 $12/sqft · 93% below area Est $183k · at est. $200/mo HOA · 13% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.6/30.0
• ARV discount +9.5/15.0
• Livability +3.9/5.0
• 1% rule +3.8/10.0
• DSCR +3.8/10.0
• Rent growth +3.1/5.0
• Schools +2.6/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

Key facts

• 12x5 balcony
• Walk-in closet
• Private 3/4 bath

Tags

• VINYL SLIDER
• 12X5 BALCONY
• WALK-IN CLOSET
• PRIVATE 3/4 BATH
• DOUBLE CLOSETS
• 1-CAR GARAGE

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $174k.

Deal economics

• At list price, monthly cash flow is $-21 ($-251/yr) — negative.
• To cash-flow at today's rent, offer at most $171k (2.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $153k (12.1% below list).
• Recommended offer: $153k (12.1% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 3.4% in Crown Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#45 in IN, #3,244 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F, health & safety D-.
• Merrillville Community School Corporation (suburban): math 22% / reading 36% proficiency, ranked #240 of 301 in IN (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+2.5%/yr); 739 active listings in the ZIP; solid renter incomes; 1,642 units permitted in Lake County in 2024 (14 in 5+ unit buildings).
• This rent is only 17% of the median local income ($108k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Lake County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 261 days — a 12% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $153,268 (12.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 261 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 6.15%
• Cash-on-cash: -0.51%
• DSCR: 0.98
• GRM: 9.5

CMA / ARV

• ARV (median comp): $182,591
• List price: $174,300
• Delta: -4.54%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 2.53% rent growth · sell at horizon

5-year hold

• IRR: -17.7%
• Equity multiple: 0.38×
• Total profit: $-30,259
• Equity at exit: $25,989

10-year hold

• IRR: -10.6%
• Equity multiple: 0.37×
• Total profit: $-30,836
• Equity at exit: $15,070

Cash invested: $48,804 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Indiana: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

10-day pay-or-quit; landlord-favorable; preempted.

Methodology + full state rankings →

ZIP-level market 46307

• Rents YoY: 2.5%
• Active inventory: 739
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $1,533 medium
• Mortgage (P&I): −$914
• Tax from tax record: −$45 /mo · $541/yr
• Insurance: −$73
• HOA: −$200
• Vacancy / Maint / Mgmt: −$322
• Net cashflow: $-21

Break-even live

Break-even rent $1,559

Max offer price $170,602

Occupancy floor 96%

Sensitivity live

Price	-10% $78	-5% $28	+0% $-21	+5% $-70	+10% $-120
Rent	-10% $-142	-5% $-81	+0% $-21	+5% $40	+10% $100
Rate	-1.0pp $67	-0.5pp $23	base $-21	+0.5pp $-66	+1.0pp $-112

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,575
• Closing costs: $5,229
• Reserves months: —
• Total cash needed: —

HOA detail condo

• Monthly dues: $200 · $2,400/yr
• Likely covers: gas
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 34 events

1. 2026-06-13
   statusdays on market $174,300 Pending 261 DOM
2. 2026-06-09
   days on market $174,300 Active 259 DOM
3. 2026-06-08
   days on market $174,300 Active 258 DOM
4. 2026-06-07
   days on market $174,300 Active 257 DOM
5. 2026-06-04
   days on market $174,300 Active 254 DOM
6. 2026-06-03
   days on market $174,300 Active 253 DOM
7. 2026-06-02
   days on market $174,300 Active 252 DOM
8. 2026-06-01
   days on market $174,300 Active 251 DOM
9. 2026-05-31
   days on market $174,300 Active 250 DOM
10. 2026-04-28
    price $176,882 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

11. 2026-04-23
    price $176,883 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

12. 2026-04-17
    price $176,884 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

13. 2026-04-07
    price $176,885 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

14. 2026-03-31
    price $176,886 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

15. 2026-03-13
    price $176,887 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

16. 2026-03-05
    price $176,888 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

17. 2026-02-23
    price $176,889 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

18. 2026-02-09
    price $176,890 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

19. 2026-01-29
    price $176,891 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

20. 2026-01-21
    price $176,892 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

21. 2026-01-06
    price $176,893 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

22. 2025-12-29
    price $176,894 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

23. 2025-12-09
    price $176,895 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

24. 2025-12-02
    price $176,896 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

25. 2025-11-10
    price $176,897 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

26. 2025-11-03
    price $176,898 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

27. 2025-10-23
    price $176,899 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

28. 2025-09-22
    listed $176,900 Active 765-char remark

    Show marketing remark (765 chars)

    Well-maintained 2 Bedroom, 2 Bath one level unit located in the desirable Windimere Arms community of Crown Point. This spacious unit features a cozy Living Room with a gas fireplace with wood mantel, and vinyl slider for access to 12x5 balcony and morning sun! A bright Kitchen and Dinette area complete with all appliances, and convenient in-unit Washer & Dryer. The Primary Bedroom offers a Walk-in Closet and private 3/4 Bath, while the second bedroom is ideal for guests or an office with double closets . Additional highlights include a 1-car garage with extra storage space, plus a separate linen closet and outer hallway storage closet. Enjoy comfortable, maintenance-free living in a prime Crown Point location close to shopping, dining, and more!

29. 2002-12-13
    listed $83,000 331-char remark

    Show marketing remark (331 chars)

    Opportunity is knocking. ,Don't miss the chance to own this beautiful 2nd floor condo in Crown Point. The master bedroom features a huge walk in closet and private 3/4 bath. The living room features an elegant fireplace for those chilly nights or relax outside on your balcony on those warm evenings. Too many improvements to list.

30. 2002-09-08
    historical
31. 2002-05-07
    historical
32. 2002-05-07
    listed $83,000
33. 2001-11-06
    listed $83,000
34. 1999-04-08
    listed $84,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IN · Partial reset (capped growth)

• Current annual tax: $541 · $45/mo
• Projected year-2 tax: $1,011 · $84/mo
• Expected delta: +$470/yr (+$39/mo · 86.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,392
• − Mortgage interest: −$9,764
• − Property taxes: −$541
• − Insurance: −$872
• − Repairs & maintenance: −$1,471
• − Management: −$1,471
• − HOA: −$2,400
• − Depreciation: −$5,071
• Taxable loss: −$3,197
• Est. tax savings @ 24.0%: +$767
• After-tax cash flow: $516/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Merrillville Community School Corporation
• NCES district ID: 1809690
• Math proficiency: 22% ▼ -17.00%
• Reading proficiency: 36% ▼ -8.00%
• Median HH income: $54,401
• Composite: 25.74/100
• National rank: #7375
• State rank: #240 of 301 in IN

Livability — Crown Point

• Score: 77/100
• State rank: #45
• US rank: #3244

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Crown Point, IN
• County: Lake County · 422,878 people
• City population: 71,673
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• Population (ZIP): 71,673
• Household income: $107,800
• Rent vs Own: 12.0% rent · 88.0% own
• Severe rent burden: 705.0

Population outlook (Lake County) Hauer SSP2

• Today (2025): 484,026 people
• By 2030: 478,091 · -1.2%
• By 2040: 462,974 · -4.3%
• By 2050: 449,894 · -7.1%
• By 2075: 436,169 · -9.9%
• By 2100: 426,607 · -11.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (76%)
• Race & ethnicity: White 76% Hispanic / Latino 12% Two or more races 10% Black 7% Asian 2%
• Hispanic origin (detail): Mexican 9% Puerto Rican 1%
• Common ancestry: Romanian 12% Iranian 3% Lithuanian 2%
• Foreign-born: 7% · Canada, Vietnam
• Languages at home: 88% English-only · Spanish 5% Russian/Polish/Slavic 3% Other Indo-European 1%

Political lean MEDSL · Lake

• 2024 margin: Lean D (+5.6) · D 52.1% · R 46.5% · Other 1.5%
• 2008→2024 swing: -28.6pp toward R · 2008: 34.3pp · 2024: 5.6pp
• All cycles: 2024: D+5.6 2020: D+15.1 2016: D+20.6 2012: D+31.0 2008: D+34.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -164.91%
• Current HPI: 226.0335
• Rent YoY: ▲ 2.53%
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• State GDP YoY: ▲ 2.90%
• F500 in state: 18

Industry mix (Fortune 500 HQ in IN)

Industry	F500 HQs	Revenue
▸Industrial Machinery	2	$37B
▸Healthcare	1	$177B
▸Pharmaceuticals	1	$45B
▸Metals / Steel	1	$18B
▸Agriculture	1	$17B
▸Packaging	1	$12B

Price history

+108.3% since first listed

25 events — show timeline

• 2026-04-28 Price Changed $176,882 NIRA MLS as Distributed by MLS Grid
• 2026-04-23 Price Changed $176,883 NIRA MLS as Distributed by MLS Grid
• 2026-04-17 Price Changed $176,884 NIRA MLS as Distributed by MLS Grid
• 2026-04-07 Price Changed $176,885 NIRA MLS as Distributed by MLS Grid
• 2026-03-31 Price Changed $176,886 NIRA MLS as Distributed by MLS Grid
• 2026-03-13 Price Changed $176,887 NIRA MLS as Distributed by MLS Grid
• 2026-03-05 Price Changed $176,888 NIRA MLS as Distributed by MLS Grid
• 2026-02-23 Price Changed $176,889 NIRA MLS as Distributed by MLS Grid
• 2026-02-09 Price Changed $176,890 NIRA MLS as Distributed by MLS Grid
• 2026-01-29 Price Changed $176,891 NIRA MLS as Distributed by MLS Grid
• 2026-01-21 Price Changed $176,892 NIRA MLS as Distributed by MLS Grid
• 2026-01-06 Price Changed $176,893 NIRA MLS as Distributed by MLS Grid
• 2025-12-29 Price Changed $176,894 NIRA MLS as Distributed by MLS Grid
• 2025-12-09 Price Changed $176,895 NIRA MLS as Distributed by MLS Grid
• 2025-12-02 Price Changed $176,896 NIRA MLS as Distributed by MLS Grid
• 2025-11-10 Price Changed $176,897 NIRA MLS as Distributed by MLS Grid
• 2025-11-03 Price Changed $176,898 NIRA MLS as Distributed by MLS Grid
• 2025-10-23 Price Changed $176,899 NIRA MLS as Distributed by MLS Grid
• 2025-09-22 Listed $176,900 NIRA MLS as Distributed by MLS Grid
• 2002-12-13 Listed $83,000 NIRA MLS as Distributed by MLS Grid
• 2002-09-08 Listing Removed — NIRA MLS as Distributed by MLS Grid
• 2002-05-07 Listing Removed — NIRA MLS as Distributed by MLS Grid
• 2002-05-07 Listed $83,000 NIRA MLS as Distributed by MLS Grid
• 2001-11-06 Listed $83,000 NIRA MLS as Distributed by MLS Grid
• 1999-04-08 Listed $84,900 NIRA MLS as Distributed by MLS Grid

Property tax history

+1.2%/yr

Latest (2024): $541 · +2.0% YoY. Source: county tax records.