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200 Evans St
B- Composite 68.27
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.9/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.4/10.0
  • ARV discount +7.5/15.0
  • Livability +3.5/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.9/10.0

$89,999

200 Evans St · Uniontown, PA 15401
3 bd · 1.0 ba · 1,986 sqft · SingleFamily public records · 266 Days on market
Built 1920 8,128 sqft lot $45/sqft · 51% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking for an 3+ bedroom home with adequate indoor/outdoor living space? This home is situated on a nice level corner lot, enclosed with a partial fence for off street parking and shrubs offering privacy. This Location gives you easy access to shopping, dining, and many other places the Uniontown Area has to offer. Inside this home you'll find of charm and character with tongue and groove wall planks and faux ceiling beams, an abundance of natural light throughout the entire home. The front entrance room showcases the stairwell. The Living Room displays a decorative brick fireplace. A Dining room that offers a separate area from the spacious kitchen with the Laundry room all located on the main floor. Upstairs has an updated bathroom, large bedrooms w/ Deep closets plus a bonus room (office/nursery). A full unfinished basement for additional use/storage with walkout access, plus a covered front and back porch for your enjoyment.

Key facts

  • Level yard
  • Off street parking
  • Corner lot

Tags

CORNER LOTLEVEL YARDOFF STREET PARKINGDECORATIVE BRICK FIREPLACEUPDATED BATHROOMFULL UNFINISHED BASEMENT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $90k.

Deal economics

  • At list price, monthly cash flow is $334 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $90k).
  • Recommended offer: $79k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#750 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Uniontown Area SD (suburban): math 27% / reading 49% proficiency, ranked #392 of 539 in PA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Lafayette El Sch (math 8% / reading 22%, grade F, #1,323 of 1,518 statewide, top 89%, 259 students, 89% FRL); Lafayette Ms (math 2% / reading 22%, grade F, #487 of 512 statewide, top 95%, 149 students, 95% FRL); Uniontown Area Shs (math 77%, 668 students, 74% FRL) — zoned schools average 86% FRL vs 56% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 14% at this address vs 38% district-wide (-24 pts) — the specific schools serving this property underperform the Uniontown Area SD average; the district grade overstates school quality for this exact location.
  • Market conditions: 147 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 201 units permitted in Fayette County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Fayette County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 266 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $25k; list at $90k implies a 260% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $79,199 (12.0% below list)

Questions for the listing agent

  1. It's been on market 266 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.34%
Cap rate
10.74%
Cash-on-cash
15.89%
DSCR
1.71
GRM
6.2

CMA / ARV

ARV (median comp)
$183,753
List price
$89,999
Delta
-51.02%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
94 Brown St 0.54mi 2/2.0 (-1) 1,901 (-4%) 9mo $185,000 $97 51
39 Murphy St 0.56mi 3/2.0 1,760 (-11%) 5mo $149,900 $85 47
201 Whyel Ave 0.74mi 3/2.0 1,814 (-9%) 8mo $125,000 $69 40
207 Ruby Dr 0.56mi 3/2.0 1,699 (-14%) 11mo $457,290 $269 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
6.8%
Equity multiple
1.27×
Total profit
$6,684
Equity at exit
$13,419
10-year hold
IRR
16.1%
Equity multiple
2.32×
Total profit
$33,245
Equity at exit
$7,781

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15401

Home prices YoY
-3.8%
Active inventory
147
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,202 medium interval (Pro) →
Mortgage (P&I)
$472
Tax from tax record
$106 /mo · $1,275/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$252
Net cashflow
$334

Break-even live

Break-even rent $779
Max offer price $89,999
Occupancy floor 67%

Sensitivity live

Price -10% $385 -5% $359 +0% $334 +5% $308 +10% $283
Rent -10% $239 -5% $286 +0% $334 +5% $381 +10% $429
Rate -1.0pp $379 -0.5pp $357 base $334 +0.5pp $310 +1.0pp $287

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
27 E Kerr St Unit B Uniontown, PA 3.0 1.0 1248 $800 $0.64 45d 1 0.65mi
14 Leith St Uniontown, PA 4.0 2.0 1848 $1,600 $0.87 45d 1 0.95mi

Listing history 20 events

  1. 2026-06-21
    days on market $89,999 Active 266 DOM
  2. 2026-06-21
    days on market $89,999 Active 265 DOM
  3. 2026-06-18
    days on market $89,999 Active 263 DOM
  4. 2026-06-17
    days on market $89,999 Active 262 DOM
  5. 2026-06-16
    days on market $89,999 Active 261 DOM
  6. 2026-06-15
    days on market $89,999 Active 260 DOM
  7. 2026-06-13
    days on market $89,999 Active 258 DOM
  8. 2026-06-12
    days on market $89,999 Active 257 DOM
  9. 2026-06-09
    days on market $89,999 Active 254 DOM
  10. 2026-06-08
    days on market $89,999 Active 253 DOM
  11. 2026-06-08
    days on market $89,999 Active 252 DOM
  12. 2026-06-07
    pricedays on market $89,999 Active 251 DOM
  13. 2026-06-04
    days on market $95,000 Active 248 DOM
  14. 2026-06-02
    days on market $95,000 Active 247 DOM
  15. 2026-06-01
    days on market $95,000 Active 246 DOM
  16. 2026-05-31
    days on market $95,000 Active 245 DOM
  17. 2025-11-19
    price $95,000 944-char remark
    Show marketing remark (944 chars)

    Looking for an 3+ bedroom home with adequate indoor/outdoor living space? This home is situated on a nice level corner lot, enclosed with a partial fence for off street parking and shrubs offering privacy. This Location gives you easy access to shopping, dining, and many other places the Uniontown Area has to offer. Inside this home you'll find of charm and character with tongue and groove wall planks and faux ceiling beams, an abundance of natural light throughout the entire home. The front entrance room showcases the stairwell. The Living Room displays a decorative brick fireplace. A Dining room that offers a separate area from the spacious kitchen with the Laundry room all located on the main floor. Upstairs has an updated bathroom, large bedrooms w/ Deep closets plus a bonus room (office/nursery). A full unfinished basement for additional use/storage with walkout access, plus a covered front and back porch for your enjoyment.

  18. 2025-10-28
    price $115,000 944-char remark
    Show marketing remark (944 chars)

    Looking for an 3+ bedroom home with adequate indoor/outdoor living space? This home is situated on a nice level corner lot, enclosed with a partial fence for off street parking and shrubs offering privacy. This Location gives you easy access to shopping, dining, and many other places the Uniontown Area has to offer. Inside this home you'll find of charm and character with tongue and groove wall planks and faux ceiling beams, an abundance of natural light throughout the entire home. The front entrance room showcases the stairwell. The Living Room displays a decorative brick fireplace. A Dining room that offers a separate area from the spacious kitchen with the Laundry room all located on the main floor. Upstairs has an updated bathroom, large bedrooms w/ Deep closets plus a bonus room (office/nursery). A full unfinished basement for additional use/storage with walkout access, plus a covered front and back porch for your enjoyment.

  19. 2025-09-26
    listed $130,000 Active 944-char remark
    Show marketing remark (944 chars)

    Looking for an 3+ bedroom home with adequate indoor/outdoor living space? This home is situated on a nice level corner lot, enclosed with a partial fence for off street parking and shrubs offering privacy. This Location gives you easy access to shopping, dining, and many other places the Uniontown Area has to offer. Inside this home you'll find of charm and character with tongue and groove wall planks and faux ceiling beams, an abundance of natural light throughout the entire home. The front entrance room showcases the stairwell. The Living Room displays a decorative brick fireplace. A Dining room that offers a separate area from the spacious kitchen with the Laundry room all located on the main floor. Upstairs has an updated bathroom, large bedrooms w/ Deep closets plus a bonus room (office/nursery). A full unfinished basement for additional use/storage with walkout access, plus a covered front and back porch for your enjoyment.

  20. 2011-04-25
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,275 · $106/mo
Projected year-2 tax
$1,349 · $112/mo
Expected delta
+$73/yr (+$6/mo · 5.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,421
− Mortgage interest
−$5,041
− Property taxes
−$1,275
− Insurance
−$450
− Repairs & maintenance
−$1,154
− Management
−$1,154
− Depreciation
−$2,618
Taxable income
$2,729
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$655
After-tax cash flow
$3,349/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Uniontown Area SD
NCES district ID
4224150
Math proficiency
27% ▼ -8.00%
Reading proficiency
49% ▼ -6.00%
Median HH income
$36,744
Composite
31.48/100
National rank
#5977
State rank
#392 of 539 in PA

Livability — Uniontown

Score
70/100
State rank
#750
US rank
#7482

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Uniontown, PA
Population (ZIP)
30,230

Population outlook (Fayette County) Hauer SSP2

Today (2025)
127,561 people
By 2030
123,206 · -3.4%
By 2040
113,232 · -11.2%
By 2050
103,468 · -18.9%
By 2075
83,185 · -34.8%
By 2100
62,384 · -51.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Black 7% Two or more races 5% Hispanic / Latino 1%
Common ancestry
Romanian 8% Scotch-Irish 2% Iranian 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 1% Arabic 1%

Political lean MEDSL · Fayette

2024 margin
Solid R (+37.9) · D 30.8% · R 68.7%
2008→2024 swing
-37.5pp toward R · 2008: -0.4pp · 2024: -37.9pp
All cycles
2024: R+37.9 2020: R+33.5 2016: R+31.0 2012: R+8.3 2008: R+0.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -8.29%
Current HPI
210.1257
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+280.0% since first listed
4 events — show timeline
  • 2025-11-19 Price Changed $95,000 West Penn MLS
  • 2025-10-28 Price Changed $115,000 West Penn MLS
  • 2025-09-26 Listed $130,000 West Penn MLS
  • 2011-04-25 Sold (Public Records) $25,000 Public Records

Property tax history

+2.3%/yr

Latest (2026): $1,275 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…