6262 Churchill Cir · Bagdad, FL 32583

$297,500

4 bd · 2.0 ba · 1,830 sqft · SingleFamily public records · 71 Days on market

Built 2019 5,662 sqft lot Est $302k · at est. $20/mo HOA · 1% of rent ↓ 49% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.4/30.0
• ARV discount +8.2/15.0
• Schools +5.3/10.0
• Rent growth +3.6/5.0
• Livability +3.4/5.0
• DSCR +3.0/10.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Spacious 4 bedroom BRICK home located in family friendly neighborhood WITH SIDEWALKS of Monticello Estates. Location is ideal being near the Milton/Pace line with easy access to I-10, Pensacola, Whiting Field, Tanglewood golf course, Pace shopping and more! This 2019 home is practically new so all the major systems are good! In addition, this CARPET FREE home gives you peace of mind and ease of cleaning! Technology? The Smart Home System feature allows managing garage door, locks, alarm system, lights, and video doorbell via app. Upon entry, the large entry hall welcomes you to this spacious home! Plenty of bedrooms allow for office space if needed and the open concept kitchen/living/dining give the space a cohesive feel. The covered backyard patio leads to a generous backyard (fully fence backyard (fully fenced) with plenty of space to add a garden, swing, firepit, or even a pool! Come take a look!

Key facts

• Covered back patio
• Fully fenced yard
• Easy access to i-10

Tags

• EASY ACCESS TO I-10
• EASY ACCESS TO HWY 90
• COVERED BACK PATIO
• FULLY FENCED YARD

Property features AI

Finance

• Other: Lot dimensions about 50 x 117
• HOA & community: Homeowners association with an annual fee (approximately $234/year) covering association services

Exterior

• Parking: Attached 2-car garage; Two covered parking spaces (total 2 spaces)
• Security: Security system
• Utilities: Public sewer; Circuit breakers and copper wiring for electric
• Home design: Single-story brick and frame home; Entry level: one level; Resale property; Homestead exempt; Ridge vent for ventilation
• Construction: Shingle roof; Slab foundation; Built with brick and frame construction
• Exterior features: Covered patio/porch; Back yard fencing; Paved public road access; Interior lot

Interior

• Kitchen: Laminate counters; Pantry; Dishwasher; Refrigerator; Electric water heater
• Bedrooms: Master bedroom on the first floor (approx. 12 x 15); Additional bedrooms on the first floor (one approx. 11 x 10.5, another approx. 11.1 x 10.4)
• Flooring: Laminate / simulated wood flooring
• Bathrooms: Two full bathrooms
• Heating & cooling: Central heating; Central air conditioning; Ceiling fan(s) for cooling
• Interior features: Ceiling fans; Recessed lighting; Blinds and shutters

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $298k.

Deal economics

• At list price, monthly cash flow is $-157 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $270k (9.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $221k (25.7% below list).
• Recommended offer: $221k (25.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 67/100 on livability (#571 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
• Santa Rosa (suburban): math 63% / reading 60% proficiency, ranked #8 of 73 in FL (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising fast (+4.5%/yr); 806 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,983 units permitted in Santa Rosa County in 2024 (128 in 5+ unit buildings).
• This rent runs 31% of the median local income ($85k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Santa Rosa County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 71 days — a 6% lower offer ($280k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $220,951 (25.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 5.66%
• Cash-on-cash: -2.27%
• DSCR: 0.90
• GRM: 11.2

CMA / ARV

• ARV (on-the-fly): $301,950
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6414 Churchill Cir	0.10mi	4/2.0	1,830 (0%)	1mo	$280,000	$153	95
6395 Churchill Cir	0.14mi	4/2.0	1,830 (0%)	0mo	$275,000	$150	93
6520 Firefly Dr	0.70mi	4/2.0	1,787 (-2%)	0mo	$292,000	$163	63
6504 Firefly Dr	0.70mi	4/2.0	1,787 (-2%)	1mo	$299,900	$168	63
6524 Firefly Dr	0.70mi	4/2.0	1,787 (-2%)	1mo	$294,900	$165	63
6396 Firefly Dr	0.70mi	4/2.0	1,787 (-2%)	1mo	$294,900	$165	63
6488 Firefly Dr	0.70mi	4/2.0	1,787 (-2%)	1mo	$294,900	$165	62
6480 Firefly Dr	0.70mi	4/2.0	1,787 (-2%)	2mo	$295,800	$166	62
4081 Audiss Rd	0.56mi	3/2.0 (-1)	1,577 (-14%)	1mo	$230,000	$146	45
6500 Firefly Dr	0.70mi	5/3.0 (+1)	2,012 (+10%)	1mo	$309,900	$154	41
6472 Firefly Dr	0.71mi	5/3.0 (+1)	2,012 (+10%)	1mo	$307,900	$153	40
6516 Firefly Dr	0.70mi	3/2.0 (-1)	1,568 (-14%)	1mo	$279,900	$179	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.53% rent growth · sell at horizon

5-year hold

• IRR: -18.5%
• Equity multiple: 0.34×
• Total profit: $-54,843
• Equity at exit: $44,358

10-year hold

• IRR: -8.4%
• Equity multiple: 0.44×
• Total profit: $-46,295
• Equity at exit: $25,722

Cash invested: $83,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32583

• Home prices YoY: -11.3%
• Rents YoY: 4.5%
• Active inventory: 806
• Price-to-rent: 11.2×

Monthly cashflow live

• Estimated rent: $2,210 medium
• Mortgage (P&I): −$1,560
• Tax from tax record: −$199 /mo · $2,386/yr
• Insurance: −$124
• HOA: −$20
• Vacancy / Maint / Mgmt: −$464
• Net cashflow: $-157

Break-even live

Break-even rent $2,409

Max offer price $269,688

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $74,375
• Closing costs: $8,925
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4170 Roosevelt Way Milton, FL	3.0	2.0	1760	$1,850	$1.05	23d	1	0.14mi
6607 Woodbury Forest Dr Milton, FL	4.0	2.0	1680	$1,900	$1.13	23d	1	0.40mi
6304 Firefly Dr Milton, FL	5.0	3.0	2012	$2,300	$1.14	23d	1	0.51mi
6317 Firefly Dr Milton, FL	4.0	2.0	1439	$2,000	$1.39	21d	1	0.54mi

HOA detail

• Monthly dues: $20 · $240/yr
• Likely covers: pool

Listing history 19 events

1. 2026-05-31
   days on market $297,500 Active 71 DOM
2. 2026-04-02
   price $297,500

   Show marketing remark (912 chars)

   Spacious 4 bedroom BRICK home located in family friendly neighborhood WITH SIDEWALKS of Monticello Estates. Location is ideal being near the Milton/Pace line with easy access to I-10, Pensacola, Whiting Field, Tanglewood golf course, Pace shopping and more! This 2019 home is practically new so all the major systems are good! In addition, this CARPET FREE home gives you peace of mind and ease of cleaning! Technology? The Smart Home System feature allows managing garage door, locks, alarm system, lights, and video doorbell via app. Upon entry, the large entry hall welcomes you to this spacious home! Plenty of bedrooms allow for office space if needed and the open concept kitchen/living/dining give the space a cohesive feel. The covered backyard patio leads to a generous backyard (fully fence backyard (fully fenced) with plenty of space to add a garden, swing, firepit, or even a pool! Come take a look!

3. 2026-04-02
   price $297,500 912-char remark

   Show marketing remark (912 chars)

   Spacious 4 bedroom BRICK home located in family friendly neighborhood WITH SIDEWALKS of Monticello Estates. Location is ideal being near the Milton/Pace line with easy access to I-10, Pensacola, Whiting Field, Tanglewood golf course, Pace shopping and more! This 2019 home is practically new so all the major systems are good! In addition, this CARPET FREE home gives you peace of mind and ease of cleaning! Technology? The Smart Home System feature allows managing garage door, locks, alarm system, lights, and video doorbell via app. Upon entry, the large entry hall welcomes you to this spacious home! Plenty of bedrooms allow for office space if needed and the open concept kitchen/living/dining give the space a cohesive feel. The covered backyard patio leads to a generous backyard (fully fence backyard (fully fenced) with plenty of space to add a garden, swing, firepit, or even a pool! Come take a look!

4. 2026-03-20
   listed $305,000 Active

   Show marketing remark (912 chars)

   Spacious 4 bedroom BRICK home located in family friendly neighborhood WITH SIDEWALKS of Monticello Estates. Location is ideal being near the Milton/Pace line with easy access to I-10, Pensacola, Whiting Field, Tanglewood golf course, Pace shopping and more! This 2019 home is practically new so all the major systems are good! In addition, this CARPET FREE home gives you peace of mind and ease of cleaning! Technology? The Smart Home System feature allows managing garage door, locks, alarm system, lights, and video doorbell via app. Upon entry, the large entry hall welcomes you to this spacious home! Plenty of bedrooms allow for office space if needed and the open concept kitchen/living/dining give the space a cohesive feel. The covered backyard patio leads to a generous backyard (fully fence backyard (fully fenced) with plenty of space to add a garden, swing, firepit, or even a pool! Come take a look!

5. 2026-03-20
   listed $305,000 Active 912-char remark

   Show marketing remark (912 chars)

   Spacious 4 bedroom BRICK home located in family friendly neighborhood WITH SIDEWALKS of Monticello Estates. Location is ideal being near the Milton/Pace line with easy access to I-10, Pensacola, Whiting Field, Tanglewood golf course, Pace shopping and more! This 2019 home is practically new so all the major systems are good! In addition, this CARPET FREE home gives you peace of mind and ease of cleaning! Technology? The Smart Home System feature allows managing garage door, locks, alarm system, lights, and video doorbell via app. Upon entry, the large entry hall welcomes you to this spacious home! Plenty of bedrooms allow for office space if needed and the open concept kitchen/living/dining give the space a cohesive feel. The covered backyard patio leads to a generous backyard (fully fence backyard (fully fenced) with plenty of space to add a garden, swing, firepit, or even a pool! Come take a look!

6. 2023-06-29
   soldstatus $288,000
7. 2023-06-23
   soldstatus $288,000 Sold 1872-char remark

   Show marketing remark (1872 chars)

   This four-bedroom, two-bathroom home is in the established neighborhood of Monticello Estates. With easy access to interstate 10, making it a great location to Pensacola and the surrounding military bases. This one level, four-sided brick home features Smart Home System Technology and other amenities. Smart home features which allow you to open and close the garage door, unlock or lock the front door, access the alarm system, turn on/off lights in the home and access the video front doorbell all in a single application on your phone and can be integrated with Alexa as well. Upon entering the home, the foyer will lead you to two bedrooms on the left. These bedrooms share a full hallway bath which features a tub and shower combination, single vanity sink with laminate countertops, and vinyl floors. The third bedroom, features wood like laminate floors. The kitchen is a great space for cooking holiday meals, and those holiday meals can be enjoyed in the dining area. The kitchen features stain-steel appliances, laminate counter tops, a pantry, vinyl floors, dark brown cabinets, and a breakfast bar. The living room features vinyl floors and is open to the kitchen and dining areas making this an ideal place to entertain all your family and friends. The master suite is off the living room, provides ample space with a surprisingly large master bathroom. The master bathroom features a double vanity, walk-in shower, large linen closet, water closet and a spacious walk-in closet. The home features are low maintenance with a full brick exterior, durable flooring and neutral paint colors. No carpet in this home. With its covered patio and fully fenced backyard, it is the ideal space for child and pets to play, grilling or simply enjoying Florida evenings outside. 2 car garage. Come take a tour of this home for yourself and see how much it has to offer!

8. 2023-06-10
   status Pending 1872-char remark

   Show marketing remark (1872 chars)

   This four-bedroom, two-bathroom home is in the established neighborhood of Monticello Estates. With easy access to interstate 10, making it a great location to Pensacola and the surrounding military bases. This one level, four-sided brick home features Smart Home System Technology and other amenities. Smart home features which allow you to open and close the garage door, unlock or lock the front door, access the alarm system, turn on/off lights in the home and access the video front doorbell all in a single application on your phone and can be integrated with Alexa as well. Upon entering the home, the foyer will lead you to two bedrooms on the left. These bedrooms share a full hallway bath which features a tub and shower combination, single vanity sink with laminate countertops, and vinyl floors. The third bedroom, features wood like laminate floors. The kitchen is a great space for cooking holiday meals, and those holiday meals can be enjoyed in the dining area. The kitchen features stain-steel appliances, laminate counter tops, a pantry, vinyl floors, dark brown cabinets, and a breakfast bar. The living room features vinyl floors and is open to the kitchen and dining areas making this an ideal place to entertain all your family and friends. The master suite is off the living room, provides ample space with a surprisingly large master bathroom. The master bathroom features a double vanity, walk-in shower, large linen closet, water closet and a spacious walk-in closet. The home features are low maintenance with a full brick exterior, durable flooring and neutral paint colors. No carpet in this home. With its covered patio and fully fenced backyard, it is the ideal space for child and pets to play, grilling or simply enjoying Florida evenings outside. 2 car garage. Come take a tour of this home for yourself and see how much it has to offer!

9. 2023-05-10
   historical Contingent 1872-char remark

   Show marketing remark (1872 chars)

   This four-bedroom, two-bathroom home is in the established neighborhood of Monticello Estates. With easy access to interstate 10, making it a great location to Pensacola and the surrounding military bases. This one level, four-sided brick home features Smart Home System Technology and other amenities. Smart home features which allow you to open and close the garage door, unlock or lock the front door, access the alarm system, turn on/off lights in the home and access the video front doorbell all in a single application on your phone and can be integrated with Alexa as well. Upon entering the home, the foyer will lead you to two bedrooms on the left. These bedrooms share a full hallway bath which features a tub and shower combination, single vanity sink with laminate countertops, and vinyl floors. The third bedroom, features wood like laminate floors. The kitchen is a great space for cooking holiday meals, and those holiday meals can be enjoyed in the dining area. The kitchen features stain-steel appliances, laminate counter tops, a pantry, vinyl floors, dark brown cabinets, and a breakfast bar. The living room features vinyl floors and is open to the kitchen and dining areas making this an ideal place to entertain all your family and friends. The master suite is off the living room, provides ample space with a surprisingly large master bathroom. The master bathroom features a double vanity, walk-in shower, large linen closet, water closet and a spacious walk-in closet. The home features are low maintenance with a full brick exterior, durable flooring and neutral paint colors. No carpet in this home. With its covered patio and fully fenced backyard, it is the ideal space for child and pets to play, grilling or simply enjoying Florida evenings outside. 2 car garage. Come take a tour of this home for yourself and see how much it has to offer!

10. 2023-04-29
    price $285,000 1872-char remark

    Show marketing remark (1872 chars)

    This four-bedroom, two-bathroom home is in the established neighborhood of Monticello Estates. With easy access to interstate 10, making it a great location to Pensacola and the surrounding military bases. This one level, four-sided brick home features Smart Home System Technology and other amenities. Smart home features which allow you to open and close the garage door, unlock or lock the front door, access the alarm system, turn on/off lights in the home and access the video front doorbell all in a single application on your phone and can be integrated with Alexa as well. Upon entering the home, the foyer will lead you to two bedrooms on the left. These bedrooms share a full hallway bath which features a tub and shower combination, single vanity sink with laminate countertops, and vinyl floors. The third bedroom, features wood like laminate floors. The kitchen is a great space for cooking holiday meals, and those holiday meals can be enjoyed in the dining area. The kitchen features stain-steel appliances, laminate counter tops, a pantry, vinyl floors, dark brown cabinets, and a breakfast bar. The living room features vinyl floors and is open to the kitchen and dining areas making this an ideal place to entertain all your family and friends. The master suite is off the living room, provides ample space with a surprisingly large master bathroom. The master bathroom features a double vanity, walk-in shower, large linen closet, water closet and a spacious walk-in closet. The home features are low maintenance with a full brick exterior, durable flooring and neutral paint colors. No carpet in this home. With its covered patio and fully fenced backyard, it is the ideal space for child and pets to play, grilling or simply enjoying Florida evenings outside. 2 car garage. Come take a tour of this home for yourself and see how much it has to offer!

11. 2023-04-19
    listed $305,000 Active 1872-char remark

    Show marketing remark (1872 chars)

    This four-bedroom, two-bathroom home is in the established neighborhood of Monticello Estates. With easy access to interstate 10, making it a great location to Pensacola and the surrounding military bases. This one level, four-sided brick home features Smart Home System Technology and other amenities. Smart home features which allow you to open and close the garage door, unlock or lock the front door, access the alarm system, turn on/off lights in the home and access the video front doorbell all in a single application on your phone and can be integrated with Alexa as well. Upon entering the home, the foyer will lead you to two bedrooms on the left. These bedrooms share a full hallway bath which features a tub and shower combination, single vanity sink with laminate countertops, and vinyl floors. The third bedroom, features wood like laminate floors. The kitchen is a great space for cooking holiday meals, and those holiday meals can be enjoyed in the dining area. The kitchen features stain-steel appliances, laminate counter tops, a pantry, vinyl floors, dark brown cabinets, and a breakfast bar. The living room features vinyl floors and is open to the kitchen and dining areas making this an ideal place to entertain all your family and friends. The master suite is off the living room, provides ample space with a surprisingly large master bathroom. The master bathroom features a double vanity, walk-in shower, large linen closet, water closet and a spacious walk-in closet. The home features are low maintenance with a full brick exterior, durable flooring and neutral paint colors. No carpet in this home. With its covered patio and fully fenced backyard, it is the ideal space for child and pets to play, grilling or simply enjoying Florida evenings outside. 2 car garage. Come take a tour of this home for yourself and see how much it has to offer!

12. 2021-05-28
    soldstatus $247,000 Sold
13. 2021-05-28
    soldstatus $247,000
14. 2021-05-12
    status Pending
15. 2021-05-07
    listed $239,000 Active
16. 2019-06-25
    soldstatus $193,800
17. 2019-04-30
    listed $189,900
18. 2018-08-10
    soldstatus $2,767,500
19. 2011-03-02
    soldstatus $580,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,386 · $199/mo
• Projected year-2 tax: $2,469 · $206/mo
• Expected delta: +$83/yr (+$7/mo · 3.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,514
• − Mortgage interest: −$16,665
• − Property taxes: −$2,386
• − Insurance: −$1,488
• − Repairs & maintenance: −$2,121
• − Management: −$2,121
• − HOA: −$240
• − Depreciation: −$8,655
• Taxable loss: −$7,161
• Est. tax savings @ 24.0%: +$1,719
• After-tax cash flow: $-171/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Santa Rosa
• NCES district ID: 1201650
• Math proficiency: 63% ▼ -6.00%
• Reading proficiency: 60% ▼ -5.00%
• Median HH income: $58,161
• Composite: 53.12/100
• National rank: #1511
• State rank: #8 of 73 in FL

Livability — Bagdad

• Score: 67/100
• State rank: #571
• US rank: #10887

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bagdad, FL
• County: Santa Rosa County · 194,764 people
• Metro: Pensacola-Ferry Pass-Brent, FL
• Population (ZIP): 31,828
• Household income: $85,440
• Rent vs Own: 12.9% rent · 87.1% own
• Severe rent burden: 122.0

Population outlook (Santa Rosa County) Hauer SSP2

• Today (2025): 195,978 people
• By 2030: 209,782 · +7.0%
• By 2040: 235,293 · +20.1%
• By 2050: 256,408 · +30.8%
• By 2075: 298,074 · +52.1%
• By 2100: 303,216 · +54.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 11% Two or more races 10% Hispanic / Latino 6% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 2% Cuban 1%
• Common ancestry: Italian 3% Slovak 2% Serbian 2%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 3%

Political lean MEDSL · Santa Rosa

• 2024 margin: Solid R (+51.0) · D 24.1% · R 75.0%
• 2008→2024 swing: -3.0pp toward R · 2008: -47.9pp · 2024: -51.0pp
• All cycles: 2024: R+51.0 2020: R+46.5 2016: R+53.5 2012: R+52.6 2008: R+47.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -38.35%
• Current HPI: 301.8819
• Rent YoY: ▲ 4.53%
• Metro: Pensacola-Ferry Pass-Brent, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-48.7% since first listed

18 events — show timeline

• 2026-04-02 Price Changed $297,500 PARMLS
• 2026-04-02 Price Changed $297,500 NAMLS
• 2026-03-20 Listed $305,000 NAMLS
• 2026-03-20 Listed $305,000 PARMLS
• 2023-06-29 Sold (Public Records) $288,000 Public Records
• 2023-06-23 Sold (MLS) $288,000 PARMLS
• 2023-06-10 Pending — PARMLS
• 2023-05-10 Contingent — PARMLS
• 2023-04-29 Price Changed $285,000 PARMLS
• 2023-04-19 Listed $305,000 PARMLS
• 2021-05-28 Sold (Public Records) $247,000 Public Records
• 2021-05-28 Sold (MLS) $247,000 PARMLS
• 2021-05-12 Pending — PARMLS
• 2021-05-07 Listed $239,000 PARMLS
• 2019-06-25 Sold (MLS) $193,800 PARMLS
• 2019-04-30 Listed $189,900 PARMLS
• 2018-08-10 Sold (Public Records) $2,767,500 Public Records
• 2011-03-02 Sold (Public Records) $580,000 Public Records

Property tax history

+32.8%/yr

Latest (2025): $2,386 · +4.7% YoY. Source: county tax records.