452 Jones Beach Ln · Jarrell, TX
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.8/30.0
- ARV discount +6.2/15.0
- Condition / age +4.8/5.0
- DSCR +4.2/10.0
- Livability +3.6/5.0
- 1% rule +3.5/10.0
- Rent growth +2.1/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$217,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.
Key facts
- Walk-in closet
- Open floorplan
- Secondary bedrooms
Tags
Property features AI
Finance
- HOA & community: Part of Rancho Del Cielo HOA — $100 monthly for common area maintenance; Community amenities include a pool and playground
Exterior
- Parking: Attached driveway and garage; 2 covered parking spaces (2 total)
- Utilities: Electricity connected; Sewer connected (Municipal Utility District); Water connected (Municipal Utility District)
- Home design: Single-story home; Faces southeast; New construction
- Construction: Built by Lennar; Brick, cement siding and stone exterior; Composition shingle roof; Slab foundation
- Exterior features: No exterior steps; Private yard; Front yard; Back yard; Interior lot
Interior
- Kitchen: Dishwasher; Range
- Bedrooms: 4 main-level bedrooms
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central electric air conditioning
- Interior features: Main level primary suite; Open floorplan; Walk-in closet(s)
- Laundry & utility: Laundry closet
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath other listed at $218k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $20 ($236/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (15.0% below list).
- Recommended offer: $185k (15.0% below list) — sets the bar for 1% rule.
- Cap rate 6.4% vs local median 4.7% in Jarrell — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#313 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: schools F, amenities F, commute F.
- Jarrell ISD (rural): math 19% / reading 28% proficiency, ranked #713 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents soft (-1.7%/yr); 761 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 35 days — a 3% lower offer ($211k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $16k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 35 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 6.40%
- Cash-on-cash
- 0.39%
- DSCR
- 1.02
- GRM
- 9.8
CMA / ARV
- ARV (median comp)
- $211,994
- List price
- $217,999
- Delta
- 2.83%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -19.0%
- Equity multiple
- 0.35×
- Total profit
- $-39,511
- Equity at exit
- $32,504
- IRR
- -18.9%
- Equity multiple
- 0.12×
- Total profit
- $-53,814
- Equity at exit
- $18,849
Cash invested: $61,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 76537
- Home prices YoY
- -14.4%
- Rents YoY
- -1.7%
- Active inventory
- 761
- Price-to-rent
- 9.8×
Monthly cashflow live
- Estimated rent
- $1,852 high interval (Pro) →
- Mortgage (P&I)
- −$1,143
- Tax from tax record
- −$110 /mo · $1,315/yr
- Insurance
- −$91
- HOA
- −$100
- Vacancy / Maint / Mgmt
- −$389
- Net cashflow
- $20
Break-even live
Sensitivity live
| Price | -10% $143 | -5% $81 | +0% $20 | +5% $-42 | +10% $-104 |
|---|---|---|---|---|---|
| Rent | -10% $-127 | -5% $-53 | +0% $20 | +5% $93 | +10% $166 |
| Rate | -1.0pp $129 | -0.5pp $75 | base $20 | +0.5pp $-37 | +1.0pp $-94 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $54,500
- Closing costs
- $6,540
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
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Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 133 Texas Angel Way Jarrell, TX | 3.0 | 2.0 | 1230 | $1,500 | $1.22 | 24d | 1 | 0.15mi |
| 136 Texas Angel Way Jarrell, TX | 3.0 | 2.0 | 1450 | $1,495 | $1.03 | 44d | 1 | 0.16mi |
| 136 Texas Angel Way Jarrell, TX | 3.0 | 2.0 | 1450 | $1,550 | $1.07 | 5d | 1 | 0.16mi |
| 337 Rancho del Cielo Loop Georgetown, TX | 3.0 | 2.0 | 1411 | $1,535 | $1.09 | 21d | 1 | 0.20mi |
| 112 Texas Angel Way Jarrell, TX | 4.0 | 2.0 | 1897 | $1,890 | $1.00 | 18d | 1 | 0.20mi |
| 516 Rancho del Cielo Loop Jarrell, TX | 3.0 | 2.0 | 1274 | $1,700 | $1.33 | 44d | 1 | 0.23mi |
| 100 Tugboat Annie WAY Jarrell, TX | 4.0 | 2.5 | 1984 | $1,799 | $0.91 | 44d | 1 | 0.26mi |
| 544 Rancho del Cielo Loop Georgetown, TX | 4.0 | 2.0 | 1606 | $1,800 | $1.12 | 44d | 1 | 0.27mi |
| 128 Hasty Heart Ct Jarrell, TX | 4.0 | 2.0 | 1606 | $1,775 | $1.11 | 18d | 1 | 0.28mi |
| 564 Rancho del Cielo Loop Jarrell, TX | 3.0 | 2.0 | 1266 | $1,600 | $1.26 | 3d | 1 | 0.30mi |
| 856 Rancho del Cielo Loop Jarrell, TX | 3.0 | 2.0 | 1447 | $1,600 | $1.11 | 44d | 1 | 0.40mi |
| 253 Tugboat Annie Way Jarrell, TX | 3.0 | 2.0 | 1380 | $1,495 | $1.08 | 15d | 1 | 0.45mi |
HOA detail
- Monthly dues
- $100 · $1,200/yr
Listing history 18 events
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2026-06-18days on market $217,999 Active 35 DOM
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2026-06-17days on market $217,999 Active 34 DOM
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2026-06-16days on market $217,999 Active 33 DOM
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2026-06-16price $217,999 Active 32 DOM
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2026-06-15days on market $216,499 Active 32 DOM
Show marketing remark (403 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.
-
2026-06-13pricedays on market $216,499 Active 30 DOM
Show marketing remark (403 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.
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2026-06-09pricedays on market $215,999 Active 26 DOM
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2026-06-08days on market $214,999 Active 25 DOM
Show marketing remark (403 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.
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2026-06-07days on market $214,999 Active 24 DOM
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2026-06-04days on market $214,999 Active 21 DOM
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2026-06-03days on market $214,999 Active 20 DOM
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2026-06-02days on market $214,999 Active 19 DOM
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2026-06-01days on market $214,999 Active 18 DOM
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2026-05-31days on market $214,999 Active 17 DOM
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2026-05-18price $214,999 403-char remark
Show marketing remark (403 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.
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2026-05-14$233,999 Active 616-char remark
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2026-05-09price $233,999 403-char remark
Show marketing remark (403 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.
-
2026-05-05$236,999 Active 403-char remark
Show marketing remark (403 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,315 · $110/mo
- Projected year-2 tax
- $3,989 · $332/mo
- Expected delta
- +$2,674/yr (+$223/mo · 203.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $22,228
- − Mortgage interest
- −$12,211
- − Property taxes
- −$1,315
- − Insurance
- −$1,090
- − Repairs & maintenance
- −$1,778
- − Management
- −$1,778
- − HOA
- −$1,200
- − Depreciation
- −$6,342
- Taxable loss
- −$3,487
- Est. tax savings @ 24.0%
- +$837
- After-tax cash flow
- $1,073/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This single-level home is move-in ready with excellent condition and modern amenities. It offers a spacious open floorplan and a private owner's suite, making it ideal for both resale and rental.
Value-add opportunities
- Resale Paint exterior siding — Enhances curb appeal and value
- Rental Replace carpet in bedrooms — Improves comfort and reduces maintenance
- Both Install smart home devices — Enhances convenience and marketability
Renovation cost estimate screening
Value-add ROI direction
- Resale Paint exterior siding — Enhances curb appeal and value ↑
- Rental Replace carpet in bedrooms — Improves comfort and reduces maintenance ↑
- Both Install smart home devices — Enhances convenience and marketability ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Jarrell ISD
- NCES district ID
- 4824600
- Math proficiency
- 19% ▼ -18.00%
- Reading proficiency
- 28% ▼ -5.00%
- Median HH income
- $57,132
- Composite
- 21.47/100
- National rank
- #8335
- State rank
- #713 of 826 in TX
Livability — Jarrell
- Score
- 71/100
- State rank
- #313
- US rank
- #7020
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Williamson County · 680,029 people
- City population
- 16,272
- Metro
- Austin-Round Rock-Georgetown, TX
- Population (ZIP)
- 16,272
- Household income
- $98,199
- Rent vs Own
- Severe rent burden
- 225.0
Population outlook (Williamson County) Hauer SSP2
- Today (2025)
- 699,027 people
- By 2030
- 795,537 · +13.8%
- By 2040
- 990,683 · +41.7%
- By 2050
- 1,184,292 · +69.4%
- By 2075
- 1,623,825 · +132.3%
- By 2100
- 1,924,153 · +175.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 48% Hispanic / Latino 36% Two or more races 14% Black 7% Asian 4%
- Hispanic origin (detail)
- Mexican 30% Puerto Rican 5%
- Common ancestry
- Romanian 3% Italian 2% Slovak 1%
- Foreign-born
- 13% · Canada, Vietnam
- Languages at home
- 69% English-only · Spanish 26% Chinese 2% French/Haitian/Cajun 1%
Political lean MEDSL · Williamson
- 2024 margin
- Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
- 2008→2024 swing
- +10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
- All cycles
- 2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -31.03%
- Current HPI
- 184.8935
- Rent YoY
- ▼ -1.73%
- Metro
- Austin-Round Rock-Georgetown, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-8.0% since first listed16 events — show timeline
- 2026-06-15 Price Changed $217,999 Unlock MLS
- 2026-06-15 Price Changed $217,999 Zillow
- 2026-06-13 Price Changed $217,499 Zillow
- 2026-06-11 Price Changed $216,499 Zillow
- 2026-06-11 Price Changed $215,999 Zillow
- 2026-06-11 Price Changed $216,499 Zillow
- 2026-06-11 Price Changed $215,999 Zillow
- 2026-06-10 Price Changed $216,499 Unlock MLS
- 2026-06-10 Price Changed $216,499 Zillow
- 2026-06-08 Price Changed $215,999 Unlock MLS
- 2026-06-08 Price Changed $215,999 Zillow
- 2026-05-19 Price Changed $214,999 Unlock MLS
- 2026-05-18 Price Changed $214,999 Zillow
- 2026-05-14 Listed $233,999 Unlock MLS
- 2026-05-09 Price Changed $233,999 Zillow
- 2026-05-05 Listed $236,999 Zillow
Property tax history
-7.4%/yrLatest (2026): $1,315 · -7.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…