CashFlowRE
Sign in Sign up
3302 Huntley Square Dr Unit T2
C- Composite 54.96
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +9.9/10.0
  • DSCR +5.0/10.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$119,800

3302 Huntley Square Dr Unit T2 · Oxon Hill, MD 20748
1 bd · 1.0 ba · 783 sqft · Condo public records · 74 Days on market
Built 1973 $153/sqft · 14% below area Est $159k · 24% under $562/mo HOA · 31% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BRING ALL OFFERS!!! Welcome to this thoughtfully updated ground-level 1-bedroom residence in the established Huntley Square community, offering a seamless blend of comfort, functionality, and everyday convenience. The home features a spacious, light-filled layout enhanced by updated flooring, fresh neutral tones, and expansive sliding glass doors that open to a private patio overlooking tranquil green space—creating a peaceful extension of your living area. The kitchen has been tastefully remodeled with modern cabinetry, updated countertops, and stainless steel appliances, flowing naturally into the main living and dining areas—ideal for both relaxed living and casual entertaining. The well-proportioned bedroom offers generous closet space, while the updated bathroom presents a clean, contemporary aesthetic. Additional highlights include in-unit washer and dryer, easy ground-level access, and a low-maintenance lifestyle within a well-located community. Positioned just minutes from National Harbor, Joint Base Andrews, major commuter routes, and Washington, DC, this residence offers an exceptional balance of accessibility and value—ideal for a primary residence or investment opportunity.

Key facts

  • Remodeled kitchen
  • Private patio
  • Updated flooring

Tags

GROUND-LEVEL RESIDENCEPRIVATE PATIOUPDATED FLOORINGREMODELED KITCHENIN-UNIT WASHER AND DRYERWELL-LOCATED COMMUNITY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $120k.

Deal economics

  • At list price, monthly cash flow is $60 ($722/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $120k).
  • Recommended offer: $113k (6.0% below list) — sets the bar for market timing.
  • Cap rate 6.9% vs local median 4.5% in Oxon Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#311 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: cost of living D+, crime D, schools F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-2.9%/yr); 140 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $828 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 74 days — a 6% lower offer ($113k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 21y ago; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $70k; list at $120k implies a 71% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 31% of rent.
  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $112,612 (6.0% below list)

Questions for the listing agent

  1. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.49%
Cap rate
6.90%
Cash-on-cash
2.15%
DSCR
1.10
GRM
5.6

CMA / ARV

ARV (median comp)
$158,559
List price
$119,800
Delta
-24.44%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.1%
Equity multiple
0.39×
Total profit
$-20,466
Equity at exit
$17,863
10-year hold
IRR
-24.8%
Equity multiple
0.06×
Total profit
$-31,694
Equity at exit
$10,358

Cash invested: $33,544 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20748

Rents YoY
-2.9%
Active inventory
140
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,785 high interval (Pro) →
Mortgage (P&I)
$628
Tax from tax record
$110 /mo · $1,318/yr
Insurance
$50
HOA
$562
Vacancy / Maint / Mgmt
$375
Net cashflow
$60

Break-even live

Break-even rent $1,709
Max offer price $119,800
Occupancy floor 92%

Sensitivity live

Price -10% $128 -5% $94 +0% $60 +5% $26 +10% $-8
Rent -10% $-81 -5% $-10 +0% $60 +5% $131 +10% $201
Rate -1.0pp $120 -0.5pp $91 base $60 +0.5pp $29 +1.0pp $-2

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,950
Closing costs
$3,594
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3330 Huntley Square Dr Unit T1 Temple Hills, MD 2.0 2.0 1056 $2,000 $1.89 19d 1 0.02mi
3331 Huntley Square Dr Unit C1 Temple Hills, MD 2.0 1.0 1031 $1,800 $1.75 25d 1 0.09mi
3352 Huntley Sq Dr Unit T Temple Hills, MD 2.0 2.0 1056 $2,050 $1.94 23d 1 0.10mi
3352 Huntley Sq Dr Unit T Temple Hills, MD 2.0 2.0 1056 $2,250 $2.13 44d 1 0.10mi
3022 Brinkley Rd Unit 3008-0201 R Temple Hills, MD 1.0 1.0 885 $1,950 $2.20 44d 1 0.28mi
3022 Brinkley Rd Unit 3012-00T1 Temple Hills, MD 1.0 1.0 916 $2,005 $2.19 44d 1 0.28mi
3022 Brinkley Rd Unit 3002-00T1 Temple Hills, MD 1.0 1.0 916 $1,990 $2.17 44d 1 0.28mi
3022 Brinkley Rd Unit 3010-00T2 R Temple Hills, MD 1.0 1.0 813 $1,950 $2.40 13d 1 0.28mi
3022 Brinkley Rd Unit 3008-00T1 Temple Hills, MD 1.0 1.0 813 $1,817 $2.23 44d 1 0.28mi
3022 Brinkley Rd Unit 3026-0102 Temple Hills, MD 1.0 1.0 813 $1,803 $2.22 44d 1 0.28mi
3022 Brinkley Rd Unit 3026-00T2 Temple Hills, MD 1.0 1.0 813 $1,670 $2.05 44d 1 0.28mi
3051 Brinkley Rd Temple Hills, MD 1.0–2.0 1.0 930 $1,568 $1.69 0d 10 0.29mi
5837 Fisher Rd Temple Hills, MD 1.0–3.0 1.0–2.0 860 $1,293 $1.50 13d 1 0.73mi
5837 Fisher Rd Temple Hills, MD 1.0–3.0 1.0–2.0 923 $1,293 $1.40 23d 13 0.73mi
2602 Brinkley Rd Fort Washington, MD 1.0 1.0 630 $1,555 $2.47 25d 10 0.77mi
2428 Corning Ave Fort Washington, MD 1.0–2.0 1.0 835 $1,369 $1.64 0d 14 0.87mi
6900 Saint Ignatius Dr #304 Fort Washington, MD 2.0 2.0 1031 $2,100 $2.04 5d 1 0.89mi
6500 Saint Ignatius Dr Unit 6101 Fort Washington, MD 2.0 2.0 1032 $2,100 $2.03 25d 1 0.89mi
5402 Saint Barnabas Rd Oxon Hill, MD 2.0 1.0 850 $2,176 $2.56 23d 1 1.16mi

HOA detail condo

Monthly dues
$562 · $6,744/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 39 events

  1. 2026-06-21
    days on market $119,800 Active 74 DOM
  2. 2026-06-18
    days on market $119,800 Active 71 DOM
  3. 2026-06-17
    days on market $119,800 Active 70 DOM
  4. 2026-06-16
    days on market $119,800 Active 69 DOM
  5. 2026-06-15
    days on market $119,800 Active 68 DOM
  6. 2026-06-13
    days on market $119,800 Active 66 DOM
  7. 2026-06-10
    days on market $119,800 Active 62 DOM
  8. 2026-06-08
    days on market $119,800 Active 61 DOM
  9. 2026-06-07
    days on market $119,800 Active 60 DOM
  10. 2026-06-04
    days on market $119,800 Active 57 DOM
  11. 2026-06-03
    days on market $119,800 Active 56 DOM
  12. 2026-06-02
    days on market $119,800 Active 55 DOM
  13. 2026-06-01
    days on market $119,800 Active 54 DOM
  14. 2026-05-31
    days on market $119,800 Active 53 DOM
  15. 2026-05-02
    price $119,900 1222-char remark
    Show marketing remark (1222 chars)

    BRING ALL OFFERS!!! Welcome to this thoughtfully updated ground-level 1-bedroom residence in the established Huntley Square community, offering a seamless blend of comfort, functionality, and everyday convenience. The home features a spacious, light-filled layout enhanced by updated flooring, fresh neutral tones, and expansive sliding glass doors that open to a private patio overlooking tranquil green space—creating a peaceful extension of your living area. The kitchen has been tastefully remodeled with modern cabinetry, updated countertops, and stainless steel appliances, flowing naturally into the main living and dining areas—ideal for both relaxed living and casual entertaining. The well-proportioned bedroom offers generous closet space, while the updated bathroom presents a clean, contemporary aesthetic. Additional highlights include in-unit washer and dryer, easy ground-level access, and a low-maintenance lifestyle within a well-located community. Positioned just minutes from National Harbor, Joint Base Andrews, major commuter routes, and Washington, DC, this residence offers an exceptional balance of accessibility and value—ideal for a primary residence or investment opportunity.

  16. 2026-04-08
    listed $129,900 Active 1222-char remark
    Show marketing remark (1222 chars)

    BRING ALL OFFERS!!! Welcome to this thoughtfully updated ground-level 1-bedroom residence in the established Huntley Square community, offering a seamless blend of comfort, functionality, and everyday convenience. The home features a spacious, light-filled layout enhanced by updated flooring, fresh neutral tones, and expansive sliding glass doors that open to a private patio overlooking tranquil green space—creating a peaceful extension of your living area. The kitchen has been tastefully remodeled with modern cabinetry, updated countertops, and stainless steel appliances, flowing naturally into the main living and dining areas—ideal for both relaxed living and casual entertaining. The well-proportioned bedroom offers generous closet space, while the updated bathroom presents a clean, contemporary aesthetic. Additional highlights include in-unit washer and dryer, easy ground-level access, and a low-maintenance lifestyle within a well-located community. Positioned just minutes from National Harbor, Joint Base Andrews, major commuter routes, and Washington, DC, this residence offers an exceptional balance of accessibility and value—ideal for a primary residence or investment opportunity.

  17. 2024-04-29
    soldstatus $70,000
  18. 2017-11-09
    soldstatus $45,000
  19. 2017-09-29
    soldstatus $45,000 231-char remark
    Show marketing remark (231 chars)

    One bedroom, One Bath Condo. Great location. Ground level living. All utilities including cable, are included in the condo fee. Permit parking for 2 vehicles is also included. Convenient to public transportation and major roadways.

  20. 2017-09-29
    soldstatus $45,000 Sold
    Show marketing remark (231 chars)

    One bedroom, One Bath Condo. Great location. Ground level living. All utilities including cable, are included in the condo fee. Permit parking for 2 vehicles is also included. Convenient to public transportation and major roadways.

  21. 2017-07-06
    status Contingent (No Kick Out)
  22. 2017-07-02
    listed $36,000 Active
  23. 2016-10-30
    status Contingent (No Kick Out)
  24. 2016-10-30
    listed Active
  25. 2016-10-30
    historical Withdrawn
  26. 2016-04-16
    status Contingent (No Kick Out)
  27. 2016-04-15
    historical Temporarily Off-Market
  28. 2016-04-02
    listed Active
  29. 2010-10-11
    historical Temporarily Off-Market
  30. 2010-07-20
    listed Active
  31. 2007-08-31
    historical
  32. 2007-05-12
    listed
  33. 2005-05-12
    soldstatus $121,600
  34. 2005-04-24
    historical
  35. 2005-04-14
    listed $115,000
  36. 2004-09-27
    soldstatus $69,500
  37. 2004-08-25
    soldstatus $69,500
  38. 2002-12-18
    soldstatus $49,000
  39. 1974-01-18
    soldstatus $24,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$1,318 · $110/mo
Projected year-2 tax
$1,318 · $110/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,420
− Mortgage interest
−$6,711
− Property taxes
−$1,318
− Insurance
−$599
− Repairs & maintenance
−$1,714
− Management
−$1,714
− HOA
−$6,744
− Depreciation
−$3,485
Taxable loss
−$864
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$207
After-tax cash flow
$929/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Oxon Hill

Score
62/100
State rank
#311
US rank
#16277

Category grades

Amenities F Commute F Cost of living D+ Crime D Employment A+ Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Oxon Hill, MD
County
Prince Georges County · 919,866 people
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
40,338
Household income
$83,162
Rent vs Own
42.9% rent · 57.1% own
Severe rent burden
1929.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (81%)
Race & ethnicity
Black 81% Hispanic / Latino 11% White 5% Two or more races 4% Asian 1%
Hispanic origin (detail)
Mexican 3%
Foreign-born
10% · Canada
Languages at home
87% English-only · Spanish 10% French/Haitian/Cajun 1% Tagalog/Filipino 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -215.06%
Current HPI
307.2658
Rent YoY
▼ -2.87%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+383.5% since first listed
25 events — show timeline
  • 2026-05-02 Price Changed $119,900 BRIGHT MLS
  • 2026-04-08 Listed $129,900 BRIGHT MLS
  • 2024-04-29 Sold (Public Records) $70,000 Public Records
  • 2017-11-09 Sold (Public Records) $45,000 Public Records
  • 2017-09-29 Sold (MLS) $45,000 MRIS
  • 2017-09-29 Sold (MLS) $45,000 BRIGHT MLS
  • 2017-07-06 Pending MRIS
  • 2017-07-02 Listed $36,000 MRIS
  • 2016-10-30 Pending MRIS
  • 2016-10-30 Listed MRIS
  • 2016-10-30 Delisted MRIS
  • 2016-04-16 Pending MRIS
  • 2016-04-15 Delisted MRIS
  • 2016-04-02 Listed MRIS
  • 2010-10-11 Delisted MRIS
  • 2010-07-20 Listed MRIS
  • 2007-08-31 Delisted MRIS
  • 2007-05-12 Listed MRIS
  • 2005-05-12 Sold (MLS) $121,600 MRIS
  • 2005-04-24 Delisted MRIS
  • 2005-04-14 Listed $115,000 MRIS
  • 2004-09-27 Sold (Public Records) $69,500 Public Records
  • 2004-08-25 Sold (Public Records) $69,500 Public Records
  • 2002-12-18 Sold (Public Records) $49,000 Public Records
  • 1974-01-18 Sold (Public Records) $24,800 Public Records

Property tax history

+3.8%/yr

Latest (2025): $1,318 · +23.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…