1203 Brook Bend Rd · Lillian, AL 32506

$265,000

3 bd · 2.0 ba · 1,437 sqft · SingleFamily public records · 294 Days on market

Built 1992 0.25 ac lot $184/sqft · at area comps Est $289k · 8% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.3/15.0
• Cash flow +10.5/30.0
• Schools +3.6/10.0
• Rent growth +3.5/5.0
• Livability +3.3/5.0
• DSCR +3.0/10.0
• 1% rule +2.5/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Seller offering $5,000 toward closing costs with an acceptable offer. Move-in ready 3-bedroom, 2-bath home located at the end of a quiet cul-de-sac in the desirable Little Creek subdivision. Conveniently located near NAS Pensacola, shopping, dining, schools, and major roadways. This home features a spacious living room with cathedral ceilings, luxury vinyl plank flooring, and a brick wood-burning fireplace. The updated kitchen includes freshly painted cabinets, granite countertops, stainless steel appliances, and a bright dining area with plenty of natural light. The split floor plan offers a private primary suite with two walk-in closets and new luxury vinyl flooring. The primary bathroom features updated fixtures, while both bathrooms are clean and functional. Enjoy outdoor living with a large covered back patio, fully fenced backyard, wooded view, no rear neighbors, and a large storage shed/workshop. Major updates include a new roof in 2020, HVAC replaced in 2016, and water heater replaced in 2016. This home offers privacy, storage, updates, and a convenient location, making it perfect for first-time homebuyers, military families, downsizers, or anyone looking for a well-maintained home in Pensacola.

Key facts

• No rear neighbors
• Bright dining area
• Covered back patio

Tags

• BRIGHT DINING AREA
• COVERED BACK PATIO
• FENCED BACKYARD
• LARGE SHED
• WOODED AREA
• NO REAR NEIGHBORS

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $265k.

Deal economics

• At list price, monthly cash flow is $-136 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $241k (9.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (24.6% below list).
• Recommended offer: $200k (24.6% below list) — sets the bar for 1% rule.
• Cap rate 5.7% vs local median 4.1% in Lillian — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#97 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: amenities F, commute F, health & safety F.
• Escambia (suburban): math 40% / reading 45% proficiency, ranked #56 of 73 in FL (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Blue Angels Elementary School (math 60% / reading 63%, grade B, #634 of 2,144 statewide, top 30%, 789 students, 55% FRL); Jim C. Bailey Middle School (math 38% / reading 39%, grade F, #384 of 571 statewide, top 68%, 1,159 students, 57% FRL); Escambia High School (math 19% / reading 29%, grade F, #529 of 667 statewide, top 80%, 1,655 students, 62% FRL) — zoned schools at 58% FRL track the district average.
• Market conditions: Rents rising (+3.9%/yr); 4 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 1,479 units permitted in Escambia County in 2024 (0 in 5+ unit buildings).
• This rent runs 38% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Escambia County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 294 days — a 12% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
• 12 sale attempts since 24y ago; this cycle's ask is 14663% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $199,718 (24.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 294 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 5.68%
• Cash-on-cash: -2.20%
• DSCR: 0.90
• GRM: 11.1

CMA / ARV

• ARV (median comp): $289,335
• List price: $265,000
• Delta: -8.41%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
10703 Brook Bend Cir	0.07mi	3/2.0	1,590 (+11%)	7mo	$290,000	$182	73
10660 Creek Ridge Dr	0.52mi	3/2.0	1,447 (+1%)	3mo	$269,900	$187	72
1223 Brook Bend Rd	0.15mi	3/2.0	1,572 (+9%)	12mo	$259,900	$165	67
10026 Centre St	0.43mi	3/2.0	1,457 (+1%)	15mo	$243,500	$167	65
1240 Bridge Creek Ter	0.18mi	3/2.0	1,296 (-10%)	13mo	$195,000	$150	64
10860 Silver Creek Dr	0.33mi	3/2.0	1,288 (-10%)	6mo	$265,000	$206	62
10730 Willow Lake Dr	0.58mi	3/2.0	1,369 (-5%)	10mo	$222,500	$163	57
10913 Bridge Creek Dr	0.39mi	3/2.0	1,239 (-14%)	8mo	$172,000	$139	52
10714 Silver Creek Dr	0.56mi	3/2.0	1,260 (-12%)	3mo	$218,000	$173	50
1027 Dog Track Rd	0.72mi	3/2.0	1,245 (-13%)	2mo	$229,000	$184	43
10666 Bridge Creek Dr	0.56mi	3/2.0	1,245 (-13%)	14mo	$220,000	$177	40
10601 Silver Creek Dr	0.68mi	3/2.0	1,245 (-13%)	16mo	$230,000	$185	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.85% rent growth · sell at horizon

5-year hold

• IRR: -19.1%
• Equity multiple: 0.33×
• Total profit: $-49,919
• Equity at exit: $39,512

10-year hold

• IRR: -10.2%
• Equity multiple: 0.36×
• Total profit: $-47,597
• Equity at exit: $22,912

Cash invested: $74,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 32506

• Home prices YoY: -22.5%
• Rents YoY: 3.9%
• Price-to-rent: 11.1×

Monthly cashflow live

• Estimated rent: $1,997 medium
• Mortgage (P&I): −$1,390
• Tax from tax record: −$214 /mo · $2,563/yr
• Insurance: −$110
• HOA: −$0
• Vacancy / Maint / Mgmt: −$419
• Net cashflow: $-136

Break-even live

Break-even rent $2,169

Max offer price $240,986

Occupancy floor —

Sensitivity live

Price	-10% $14	-5% $-61	+0% $-136	+5% $-211	+10% $-286
Rent	-10% $-294	-5% $-215	+0% $-136	+5% $-57	+10% $22
Rate	-1.0pp $-2	-0.5pp $-69	base $-136	+0.5pp $-205	+1.0pp $-274

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $66,250
• Closing costs: $7,950
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
841 Oak Aly Pensacola, FL	3.0	2.0	1875	$1,995	$1.06	15d	1	0.59mi
609 Dog Track Rd Pensacola, FL	2.0	2.0	1697	$1,950	$1.15	25d	1	0.61mi
10557 Queens Gate Cir Pensacola, FL	4.0	2.0	1791	$2,250	$1.26	15d	1	0.93mi
892 Miramar Dr Pensacola, FL	3.0	2.0	1550	$2,000	$1.29	15d	1	0.95mi

Listing history 48 events

1. 2026-06-21
   days on market $265,000 Active 294 DOM
2. 2026-06-18
   days on market $265,000 Active 291 DOM
3. 2026-06-17
   days on market $265,000 Active 290 DOM
4. 2026-06-16
   days on market $265,000 Active 289 DOM
5. 2026-06-15
   days on market $265,000 Active 288 DOM
6. 2026-06-14
   days on market $265,000 Active 286 DOM
7. 2026-06-10
   days on market $265,000 Active 283 DOM
8. 2026-06-09
   days on market $265,000 Active 282 DOM
9. 2026-06-08
   days on market $265,000 Active 281 DOM
10. 2026-06-07
    days on market $265,000 Active 280 DOM
11. 2026-06-03
    days on market $265,000 Active 276 DOM
12. 2026-06-02
    days on market $265,000 Active 275 DOM
13. 2026-06-01
    days on market $265,000 Active 274 DOM
14. 2026-05-31
    days on market $265,000 Active 273 DOM
15. 2026-05-01
    price $265,000 1222-char remark

    Show marketing remark (1222 chars)

    Seller offering $5,000 toward closing costs with an acceptable offer. Move-in ready 3-bedroom, 2-bath home located at the end of a quiet cul-de-sac in the desirable Little Creek subdivision. Conveniently located near NAS Pensacola, shopping, dining, schools, and major roadways. This home features a spacious living room with cathedral ceilings, luxury vinyl plank flooring, and a brick wood-burning fireplace. The updated kitchen includes freshly painted cabinets, granite countertops, stainless steel appliances, and a bright dining area with plenty of natural light. The split floor plan offers a private primary suite with two walk-in closets and new luxury vinyl flooring. The primary bathroom features updated fixtures, while both bathrooms are clean and functional. Enjoy outdoor living with a large covered back patio, fully fenced backyard, wooded view, no rear neighbors, and a large storage shed/workshop. Major updates include a new roof in 2020, HVAC replaced in 2016, and water heater replaced in 2016. This home offers privacy, storage, updates, and a convenient location, making it perfect for first-time homebuyers, military families, downsizers, or anyone looking for a well-maintained home in Pensacola.

16. 2026-02-13
    historical $1,795
17. 2026-01-21
    status Active 1222-char remark

    Show marketing remark (1222 chars)

    Seller offering $5,000 toward closing costs with an acceptable offer. Move-in ready 3-bedroom, 2-bath home located at the end of a quiet cul-de-sac in the desirable Little Creek subdivision. Conveniently located near NAS Pensacola, shopping, dining, schools, and major roadways. This home features a spacious living room with cathedral ceilings, luxury vinyl plank flooring, and a brick wood-burning fireplace. The updated kitchen includes freshly painted cabinets, granite countertops, stainless steel appliances, and a bright dining area with plenty of natural light. The split floor plan offers a private primary suite with two walk-in closets and new luxury vinyl flooring. The primary bathroom features updated fixtures, while both bathrooms are clean and functional. Enjoy outdoor living with a large covered back patio, fully fenced backyard, wooded view, no rear neighbors, and a large storage shed/workshop. Major updates include a new roof in 2020, HVAC replaced in 2016, and water heater replaced in 2016. This home offers privacy, storage, updates, and a convenient location, making it perfect for first-time homebuyers, military families, downsizers, or anyone looking for a well-maintained home in Pensacola.

18. 2026-01-20
    historical Contingent 1222-char remark

    Show marketing remark (1222 chars)

    Seller offering $5,000 toward closing costs with an acceptable offer. Move-in ready 3-bedroom, 2-bath home located at the end of a quiet cul-de-sac in the desirable Little Creek subdivision. Conveniently located near NAS Pensacola, shopping, dining, schools, and major roadways. This home features a spacious living room with cathedral ceilings, luxury vinyl plank flooring, and a brick wood-burning fireplace. The updated kitchen includes freshly painted cabinets, granite countertops, stainless steel appliances, and a bright dining area with plenty of natural light. The split floor plan offers a private primary suite with two walk-in closets and new luxury vinyl flooring. The primary bathroom features updated fixtures, while both bathrooms are clean and functional. Enjoy outdoor living with a large covered back patio, fully fenced backyard, wooded view, no rear neighbors, and a large storage shed/workshop. Major updates include a new roof in 2020, HVAC replaced in 2016, and water heater replaced in 2016. This home offers privacy, storage, updates, and a convenient location, making it perfect for first-time homebuyers, military families, downsizers, or anyone looking for a well-maintained home in Pensacola.

19. 2026-01-18
    status Active 1222-char remark

    Show marketing remark (1222 chars)

    Seller offering $5,000 toward closing costs with an acceptable offer. Move-in ready 3-bedroom, 2-bath home located at the end of a quiet cul-de-sac in the desirable Little Creek subdivision. Conveniently located near NAS Pensacola, shopping, dining, schools, and major roadways. This home features a spacious living room with cathedral ceilings, luxury vinyl plank flooring, and a brick wood-burning fireplace. The updated kitchen includes freshly painted cabinets, granite countertops, stainless steel appliances, and a bright dining area with plenty of natural light. The split floor plan offers a private primary suite with two walk-in closets and new luxury vinyl flooring. The primary bathroom features updated fixtures, while both bathrooms are clean and functional. Enjoy outdoor living with a large covered back patio, fully fenced backyard, wooded view, no rear neighbors, and a large storage shed/workshop. Major updates include a new roof in 2020, HVAC replaced in 2016, and water heater replaced in 2016. This home offers privacy, storage, updates, and a convenient location, making it perfect for first-time homebuyers, military families, downsizers, or anyone looking for a well-maintained home in Pensacola.

20. 2025-12-30
    listed $1,795
21. 2025-12-12
    historical 1222-char remark

    Show marketing remark (1222 chars)

    Seller offering $5,000 toward closing costs with an acceptable offer. Move-in ready 3-bedroom, 2-bath home located at the end of a quiet cul-de-sac in the desirable Little Creek subdivision. Conveniently located near NAS Pensacola, shopping, dining, schools, and major roadways. This home features a spacious living room with cathedral ceilings, luxury vinyl plank flooring, and a brick wood-burning fireplace. The updated kitchen includes freshly painted cabinets, granite countertops, stainless steel appliances, and a bright dining area with plenty of natural light. The split floor plan offers a private primary suite with two walk-in closets and new luxury vinyl flooring. The primary bathroom features updated fixtures, while both bathrooms are clean and functional. Enjoy outdoor living with a large covered back patio, fully fenced backyard, wooded view, no rear neighbors, and a large storage shed/workshop. Major updates include a new roof in 2020, HVAC replaced in 2016, and water heater replaced in 2016. This home offers privacy, storage, updates, and a convenient location, making it perfect for first-time homebuyers, military families, downsizers, or anyone looking for a well-maintained home in Pensacola.

22. 2025-09-06
    price $275,000 1222-char remark

    Show marketing remark (1222 chars)

    Seller offering $5,000 toward closing costs with an acceptable offer. Move-in ready 3-bedroom, 2-bath home located at the end of a quiet cul-de-sac in the desirable Little Creek subdivision. Conveniently located near NAS Pensacola, shopping, dining, schools, and major roadways. This home features a spacious living room with cathedral ceilings, luxury vinyl plank flooring, and a brick wood-burning fireplace. The updated kitchen includes freshly painted cabinets, granite countertops, stainless steel appliances, and a bright dining area with plenty of natural light. The split floor plan offers a private primary suite with two walk-in closets and new luxury vinyl flooring. The primary bathroom features updated fixtures, while both bathrooms are clean and functional. Enjoy outdoor living with a large covered back patio, fully fenced backyard, wooded view, no rear neighbors, and a large storage shed/workshop. Major updates include a new roof in 2020, HVAC replaced in 2016, and water heater replaced in 2016. This home offers privacy, storage, updates, and a convenient location, making it perfect for first-time homebuyers, military families, downsizers, or anyone looking for a well-maintained home in Pensacola.

23. 2025-07-25
    listed $280,000 Active 1222-char remark

    Show marketing remark (1222 chars)

    Seller offering $5,000 toward closing costs with an acceptable offer. Move-in ready 3-bedroom, 2-bath home located at the end of a quiet cul-de-sac in the desirable Little Creek subdivision. Conveniently located near NAS Pensacola, shopping, dining, schools, and major roadways. This home features a spacious living room with cathedral ceilings, luxury vinyl plank flooring, and a brick wood-burning fireplace. The updated kitchen includes freshly painted cabinets, granite countertops, stainless steel appliances, and a bright dining area with plenty of natural light. The split floor plan offers a private primary suite with two walk-in closets and new luxury vinyl flooring. The primary bathroom features updated fixtures, while both bathrooms are clean and functional. Enjoy outdoor living with a large covered back patio, fully fenced backyard, wooded view, no rear neighbors, and a large storage shed/workshop. Major updates include a new roof in 2020, HVAC replaced in 2016, and water heater replaced in 2016. This home offers privacy, storage, updates, and a convenient location, making it perfect for first-time homebuyers, military families, downsizers, or anyone looking for a well-maintained home in Pensacola.

24. 2022-10-26
    status Pending 835-char remark

    Show marketing remark (835 chars)

    Welcome home to this adorable 3 bedroom 2 bath home in the Little Creek subdivision! This home features a spacious bright living room with cathedral ceilings, a cozy brick fireplace and new water resistant luxury vinyl flooring. The dining room has tons of natural light. The kitchen has plenty of cabinets with granite counter tops and stainless steel appliances. The master bedroom has two walk-in closets and new water resistant luxury vinyl flooring. Home is nestled at the end of a cul de sac with a spacious back yard. ~Large shed ~Covered back patio ~Roof is 2 years old ~HVAC and hot water tank are 5 years old ~Just minutes from NAS Pensacola. ~Close to shopping, dining, and schools. ~Quiet neighborhood ~Wooded behind home This property is move-in ready and just waiting for its new owner. Call now for your private showing!

25. 2022-10-26
    soldstatus $255,000 Sold 835-char remark

    Show marketing remark (835 chars)

    Welcome home to this adorable 3 bedroom 2 bath home in the Little Creek subdivision! This home features a spacious bright living room with cathedral ceilings, a cozy brick fireplace and new water resistant luxury vinyl flooring. The dining room has tons of natural light. The kitchen has plenty of cabinets with granite counter tops and stainless steel appliances. The master bedroom has two walk-in closets and new water resistant luxury vinyl flooring. Home is nestled at the end of a cul de sac with a spacious back yard. ~Large shed ~Covered back patio ~Roof is 2 years old ~HVAC and hot water tank are 5 years old ~Just minutes from NAS Pensacola. ~Close to shopping, dining, and schools. ~Quiet neighborhood ~Wooded behind home This property is move-in ready and just waiting for its new owner. Call now for your private showing!

26. 2022-08-30
    historical Contingent 835-char remark

    Show marketing remark (835 chars)

    Welcome home to this adorable 3 bedroom 2 bath home in the Little Creek subdivision! This home features a spacious bright living room with cathedral ceilings, a cozy brick fireplace and new water resistant luxury vinyl flooring. The dining room has tons of natural light. The kitchen has plenty of cabinets with granite counter tops and stainless steel appliances. The master bedroom has two walk-in closets and new water resistant luxury vinyl flooring. Home is nestled at the end of a cul de sac with a spacious back yard. ~Large shed ~Covered back patio ~Roof is 2 years old ~HVAC and hot water tank are 5 years old ~Just minutes from NAS Pensacola. ~Close to shopping, dining, and schools. ~Quiet neighborhood ~Wooded behind home This property is move-in ready and just waiting for its new owner. Call now for your private showing!

27. 2022-08-25
    listed $255,000 Active 835-char remark

    Show marketing remark (835 chars)

    Welcome home to this adorable 3 bedroom 2 bath home in the Little Creek subdivision! This home features a spacious bright living room with cathedral ceilings, a cozy brick fireplace and new water resistant luxury vinyl flooring. The dining room has tons of natural light. The kitchen has plenty of cabinets with granite counter tops and stainless steel appliances. The master bedroom has two walk-in closets and new water resistant luxury vinyl flooring. Home is nestled at the end of a cul de sac with a spacious back yard. ~Large shed ~Covered back patio ~Roof is 2 years old ~HVAC and hot water tank are 5 years old ~Just minutes from NAS Pensacola. ~Close to shopping, dining, and schools. ~Quiet neighborhood ~Wooded behind home This property is move-in ready and just waiting for its new owner. Call now for your private showing!

28. 2020-04-07
    soldstatus $169,000
29. 2020-03-31
    soldstatus $169,000
30. 2020-01-27
    listed $169,700
31. 2017-04-05
    soldstatus $127,900
32. 2017-03-31
    soldstatus $127,900
33. 2016-12-12
    listed $128,900
34. 2012-12-24
    historical
35. 2012-06-24
    listed $99,900
36. 2010-10-31
    historical
37. 2010-02-04
    historical
38. 2010-02-03
    listed $138,900
39. 2010-01-22
    listed $139,000
40. 2008-01-29
    soldstatus $120,000
41. 2008-01-28
    soldstatus $120,000
42. 2007-06-06
    listed $129,900
43. 2004-08-16
    soldstatus $105,000
44. 2002-12-17
    soldstatus $90,400
45. 2002-12-16
    soldstatus $90,400
46. 2002-11-13
    listed $90,000
47. 1999-01-25
    soldstatus $82,200
48. 1994-12-30
    soldstatus $67,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $2,563 · $214/mo
• Projected year-2 tax: $2,563 · $214/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 23% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,966
• − Mortgage interest: −$14,844
• − Property taxes: −$2,563
• − Insurance: −$1,325
• − Repairs & maintenance: −$1,917
• − Management: −$1,917
• − Depreciation: −$7,709
• Taxable loss: −$6,310
• Est. tax savings @ 24.0%: +$1,514
• After-tax cash flow: $-117/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Escambia
• NCES district ID: 1200510
• Math proficiency: 40% ▼ -9.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $44,649
• Composite: 36.04/100
• National rank: #4773
• State rank: #56 of 73 in FL

Livability — Lillian

• Score: 66/100
• State rank: #97
• US rank: #11371

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment C Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Escambia County
• City population: 6,152
• Metro: Pensacola-Ferry Pass-Brent, FL
• Population (ZIP): 34,549
• Household income: $62,486
• Rent vs Own: 39.7% rent · 60.3% own
• Severe rent burden: 1359.0

Population outlook (Escambia County) Hauer SSP2

• Today (2025): 334,637 people
• By 2030: 345,779 · +3.3%
• By 2040: 364,828 · +9.0%
• By 2050: 378,514 · +13.1%
• By 2075: 403,220 · +20.5%
• By 2100: 386,125 · +15.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 60% Black 18% Two or more races 11% Hispanic / Latino 6% Asian 6%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Lithuanian 4% Slovak 2% Italian 2%
• Foreign-born: 9% · Canada, China, Vietnam
• Languages at home: 89% English-only · Spanish 4% Tagalog/Filipino 2% Other Indo-European 1%

Political lean MEDSL · Escambia

• 2024 margin: R (+19.5) · D 39.7% · R 59.2% · Other 1.1%
• 2008→2024 swing: -0.2pp no change · 2008: -19.3pp · 2024: -19.5pp
• All cycles: 2024: R+19.5 2020: R+15.1 2016: R+20.6 2012: R+20.6 2008: R+19.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -71.86%
• Current HPI: 247.6085
• Rent YoY: ▲ 3.85%
• Metro: Pensacola-Ferry Pass-Brent, FL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+290.9% since first listed

34 events — show timeline

• 2026-05-01 Price Changed $265,000 PARMLS
• 2026-02-13 Rental Removed $1,795 PARMLS
• 2026-01-21 Relisted — PARMLS
• 2026-01-20 Contingent — PARMLS
• 2026-01-18 Relisted — PARMLS
• 2025-12-30 Listed for Rent $1,795 PARMLS
• 2025-12-12 Listing Removed — PARMLS
• 2025-09-06 Price Changed $275,000 PARMLS
• 2025-07-25 Listed $280,000 PARMLS
• 2022-10-26 Pending — PARMLS
• 2022-10-26 Sold (MLS) $255,000 PARMLS
• 2022-08-30 Contingent — PARMLS
• 2022-08-25 Listed $255,000 PARMLS
• 2020-04-07 Sold (Public Records) $169,000 Public Records
• 2020-03-31 Sold (MLS) $169,000 PARMLS
• 2020-01-27 Listed $169,700 PARMLS
• 2017-04-05 Sold (Public Records) $127,900 Public Records
• 2017-03-31 Sold (MLS) $127,900 PARMLS
• 2016-12-12 Listed $128,900 PARMLS
• 2012-12-24 Listing Removed — PARMLS
• 2012-06-24 Listed $99,900 PARMLS
• 2010-10-31 Listing Removed — PARMLS
• 2010-02-04 Listing Removed — PARMLS
• 2010-02-03 Listed $138,900 PARMLS
• 2010-01-22 Listed $139,000 PARMLS
• 2008-01-29 Sold (Public Records) $120,000 Public Records
• 2008-01-28 Sold (MLS) $120,000 PARMLS
• 2007-06-06 Listed $129,900 PARMLS
• 2004-08-16 Sold (Public Records) $105,000 Public Records
• 2002-12-17 Sold (Public Records) $90,400 Public Records
• 2002-12-16 Sold (MLS) $90,400 PARMLS
• 2002-11-13 Listed $90,000 PARMLS
• 1999-01-25 Sold (Public Records) $82,200 Public Records
• 1994-12-30 Sold (Public Records) $67,800 Public Records

Property tax history

+5.5%/yr

Latest (2025): $2,563 · +8.4% YoY. Source: county tax records.