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805 Goddard Ave
C- Composite 54.66
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.1/10.0
  • 1% rule +4.4/10.0
  • Rent growth +4.4/5.0
  • Schools +3.7/10.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$179,000

805 Goddard Ave · Utica, SC 29678
2 bd · 2.0 ba · 1,187 sqft · SingleFamily public records · 27 Days on market
Built 1967 Est $229k · 22% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come see this home that's located 15 minutes away from Clemson University! A 3 bedroom 2 bath home is difficult to find in this area at this price point. The roof was replaced in 2017 and HVAC unit is in good working condition. This home would be great for a 1st time home buyer or even as an investment property. The appliances will convey with the property (even the washer and dryer). The house is currently being rented and now is in search of a new owner. Come see 805 Goddard Ave, all offers will be considered.

Key facts

  • Covered porch
  • Updated bathrooms
  • Updated home

Tags

UPDATED HOMEDETACHED GARAGE WORKSHOPCOVERED PORCHEAT-IN KITCHENUPDATED BATHROOMSMINUTES FROM DOWNTOWN SENECA

Property features AI

Exterior

  • Parking: Detached garage; Driveway; 1 garage space
  • Security: Smoke detector(s)
  • Utilities: Electricity available; Natural gas available; Public water; Public sewer
  • Home design: Single-story home; Over 50 years old; Main-level entry; Vinyl siding
  • Construction: Vinyl siding construction; Architectural shingle roof; Crawlspace foundation
  • Exterior features: Front porch; Porch; Fence; Storm windows/doors; Yard fenced

Interior

  • Kitchen: Eat-in kitchen; Dishwasher; Electric oven; Electric range; Refrigerator; Plumbed for ice maker
  • Bedrooms: 3 main-level bedrooms
  • Flooring: Carpet; Luxury vinyl plank; Tile
  • Bathrooms: 2 full bathrooms (both on the main level)
  • Heating & cooling: Natural gas heating; Central electric air conditioning
  • Interior features: Ceiling fans; High ceilings; Laminate countertops; Bath in primary bedroom; Main level primary bedroom; Pull-down attic stairs; Smooth ceilings; Tub/shower; Walk-in shower; Window treatments; Workshop; Low threshold shower
  • Laundry & utility: Washer hookup; Electric dryer hookup; Laundry room on main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $179k.

Deal economics

  • At list price, monthly cash flow is $99 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $169k (5.5% below list).
  • Recommended offer: $169k (5.5% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 2.6% in Utica — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#158 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: schools F, amenities F, commute F.
  • Oconee 01 (rural): math 41% / reading 47% proficiency, ranked #27 of 80 in SC (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+7.7%/yr); 367 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 648 units permitted in Oconee County in 2024 (40 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 27 days — a 2% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $75k; list at $179k implies a 139% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $169,129 (5.5% below list)

Questions for the listing agent

  1. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.96%
Cash-on-cash
2.37%
DSCR
1.11
GRM
8.8

CMA / ARV

ARV (on-the-fly)
$229,091
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
42 Sirrine St 0.08mi 3/1.0 (+1) 1,187 (0%) 6mo $185,000 $156 83
2306 E Ashton St 0.26mi 3/1.0 (+1) 1,188 (+0%) 12mo $100,000 $84 69
16 Sirrine St 0.24mi 3/2.0 (+1) 1,192 (+0%) 18mo $200,000 $168 68
405 Keith Ln 0.52mi 3/2.0 (+1) 1,206 (+2%) 7mo $201,000 $167 62
313 Hunter St 0.50mi 2/1.0 1,200 (+1%) 13mo $130,000 $108 60
273 Utica Bend Ct 0.35mi 3/2.0 (+1) 1,321 (+11%) 2mo $275,000 $208 58
502 Keith Ln 0.51mi 3/2.0 (+1) 1,288 (+8%) 5mo $256,000 $199 53
513 Shiloh Rd 0.71mi 2/2.0 1,279 (+8%) 10mo $235,000 $184 46
600 S Stribling St 0.59mi 2/2.0 1,015 (-14%) 8mo $220,000 $217 42
604 S Stribling St 0.58mi 3/2.0 (+1) 1,315 (+11%) 14mo $294,375 $224 38
209 Sanders Dr 0.62mi 2/1.0 1,040 (-12%) 12mo $209,000 $201 37
602 S Stribling St 0.58mi 3/2.0 (+1) 1,357 (+14%) 11mo $262,500 $193 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.71% rent growth · sell at horizon

5-year hold
IRR
-7.4%
Equity multiple
0.72×
Total profit
$-14,273
Equity at exit
$26,689
10-year hold
IRR
7.4%
Equity multiple
1.67×
Total profit
$33,780
Equity at exit
$15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29678

Home prices YoY
-32.5%
Rents YoY
7.7%
Active inventory
367
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,691 medium interval (Pro) →
Mortgage (P&I)
$939
Tax est. 1.5%
$224 /mo · $2,685/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$355
Net cashflow
$99

Break-even live

Break-even rent $1,566
Max offer price $179,000
Occupancy floor 89%

Sensitivity live

Price -10% $223 -5% $161 +0% $99 +5% $37 +10% $-25
Rent -10% $-35 -5% $32 +0% $99 +5% $166 +10% $233
Rate -1.0pp $189 -0.5pp $145 base $99 +0.5pp $53 +1.0pp $6

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,750
Closing costs
$5,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
132 Wells Station Rd Seneca, SC 3.0 2.0 1300 $2,150 $1.65 25d 1 0.58mi
511 Oakmont Valley Trl Unit 1 Seneca, SC 3.0 3.0 1381 $1,900 $1.38 25d 1 1.28mi
804 Hunter Oaks Dr Seneca, SC 2.0–3.0 2.0 1153 $895 $0.78 25d 1 1.46mi

Listing history 20 events

  1. 2026-06-18
    days on market $179,000 Active 27 DOM
  2. 2026-06-17
    days on market $179,000 Active 26 DOM
  3. 2026-06-16
    days on market $179,000 Active 25 DOM
  4. 2026-06-15
    days on market $179,000 Active 24 DOM
  5. 2026-06-13
    days on market $179,000 Active 22 DOM
  6. 2026-06-10
    days on market $179,000 Active 19 DOM
  7. 2026-06-09
    days on market $179,000 Active 18 DOM
  8. 2026-06-08
    days on market $179,000 Active 17 DOM
  9. 2026-06-07
    days on market $179,000 Active 16 DOM
  10. 2026-06-05
    days on market $179,000 Active 13 DOM
  11. 2026-06-03
    days on market $179,000 Active 12 DOM
  12. 2026-06-03
    days on market $179,000 Active 11 DOM
  13. 2026-06-01
    days on market $179,000 Active 10 DOM
  14. 2026-05-31
    days on market $179,000 Active 9 DOM
  15. 2026-05-22
    listed $179,000 Active
  16. 2020-12-07
    soldstatus $75,000
  17. 2020-12-02
    soldstatus $75,000 521-char remark
    Show marketing remark (521 chars)

    Come see this home that's located 15 minutes away from Clemson University! A 3 bedroom 2 bath home is difficult to find in this area at this price point. The roof was replaced in 2017 and HVAC unit is in good working condition. This home would be great for a 1st time home buyer or even as an investment property. The appliances will convey with the property (even the washer and dryer). The house is currently being rented and now is in search of a new owner. Come see 805 Goddard Ave, all offers will be considered.

  18. 2020-10-07
    listed $79,000 521-char remark
    Show marketing remark (521 chars)

    Come see this home that's located 15 minutes away from Clemson University! A 3 bedroom 2 bath home is difficult to find in this area at this price point. The roof was replaced in 2017 and HVAC unit is in good working condition. This home would be great for a 1st time home buyer or even as an investment property. The appliances will convey with the property (even the washer and dryer). The house is currently being rented and now is in search of a new owner. Come see 805 Goddard Ave, all offers will be considered.

  19. 2016-03-23
    soldstatus $38,900 76-char remark
    Show marketing remark (76 chars)

    Nice corner lot. 3 Bedroom 2 Full bath home. 1 car carport on Cat Bus Route.

  20. 2015-10-20
    listed $46,900 76-char remark
    Show marketing remark (76 chars)

    Nice corner lot. 3 Bedroom 2 Full bath home. 1 car carport on Cat Bus Route.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,295
− Mortgage interest
−$10,027
− Property taxes
−$2,685
− Insurance
−$895
− Repairs & maintenance
−$1,624
− Management
−$1,624
− Depreciation
−$5,207
Taxable loss
−$1,766
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$424
After-tax cash flow
$1,613/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Oconee 01
NCES district ID
4503060
Math proficiency
41% ▼ -7.00%
Reading proficiency
47% ▼ -1.00%
Median HH income
$42,074
Composite
37.03/100
National rank
#4516
State rank
#27 of 80 in SC

Livability — Utica

Score
64/100
State rank
#158
US rank
#14701

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Utica, SC
County
Oconee County · 36,517 people
Metro
Seneca, SC
Population (ZIP)
23,767
Household income
$52,550
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
822.0

Population outlook (Oconee County) Hauer SSP2

Today (2025)
77,950 people
By 2030
78,551 · +0.8%
By 2040
78,628 · +0.9%
By 2050
77,052 · -1.2%
By 2075
71,098 · -8.8%
By 2100
61,216 · -21.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 18% Two or more races 5% Hispanic / Latino 4%
Common ancestry
Slovak 2% Lithuanian 2% Italian 2%
Foreign-born
2% · Canada, United Kingdom
Languages at home
97% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Oconee

2024 margin
Solid R (+51.5) · D 23.6% · R 75.2% · Other 1.2%
2008→2024 swing
-14.0pp toward R · 2008: -37.5pp · 2024: -51.5pp
All cycles
2024: R+51.5 2020: R+47.4 2016: R+48.1 2012: R+42.6 2008: R+37.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -91.37%
Current HPI
189.6751
Rent YoY
▲ 7.71%
Metro
Seneca, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+281.7% since first listed
6 events — show timeline
  • 2026-05-22 Listed $179,000 WUMLS
  • 2020-12-07 Sold (Public Records) $75,000 Public Records
  • 2020-12-02 Sold (MLS) $75,000 Greater Greenville MLS
  • 2020-10-07 Listed $79,000 Greater Greenville MLS
  • 2016-03-23 Sold (MLS) $38,900 WUMLS
  • 2015-10-20 Listed $46,900 WUMLS

Property tax history

+15.7%/yr

Latest (2025): $317 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…