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1666 Talc Rd
B- Composite 67.06
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Schools +1.6/10.0
  • Appreciation +0.0/10.0

$73,000

1666 Talc Rd · Bullhead City, AZ 86442
4 bd · 2.0 ba · 895 sqft · Land public records · 22 Days on market
Built 1979 8,276 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Investor opportunity in Bullhead City! 4 bedroom, 2 bathroom factory-built home situated on a spacious 8,276 sq ft lot with mountain views and plenty of potential. This property offers plenty of living space with a split bedroom floorplan, enclosed patio, bonus room, utility/storage shed, gated yard, and ample RV parking. Interior features include solid surface countertops, walk-in shower, indoor laundry hookups, and a mix of laminate, vinyl, and carpet flooring, with kitchen appliances included. Conveniently located near shopping, dining, medical services, casinos, and the Colorado River, this property could make a great investment opportunity, rental, winter home, or affordable primary re

Key facts

  • Bonus room
  • Utility storage shed
  • Gated yard

Tags

MOUNTAIN VIEWSSPLIT BEDROOM FLOORPLANENCLOSED PATIOBONUS ROOMUTILITY STORAGE SHEDGATED YARD

Property features AI

Finance

  • Other: Zoned R1MH for single family mobile homes; Directions: Heading south on Highway 95 turn left on Ramar Rd > right on E Rio Vista Dr > right on Talc Rd; property on the left; Subdivision: Buena Vista; Cross street: S Mesa Vista Dr; Listing team: Team Rise; Listing agent: Dakota French (928-278-2013); Listing broker: Sondgeroth Real Estate Group, LLC (928-716-8949)

Exterior

  • Parking: RV access/parking
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available
  • Home design: Manufactured home (single wide); Residential property
  • Construction: Rolled/hot mop roof
  • Exterior features: Enclosed patio; Patio; Back yard and front yard fencing; Chain link fence; Shed(s); Has view; Paved road

Interior

  • Kitchen: Gas oven; Gas range; Refrigerator; Water heater
  • Flooring: Carpet; Laminate; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Evaporative cooling
  • Interior features: Window coverings; Unfurnished; Wood-burning fireplace; Accessible full bath; Counters - solid surface; Walk-in shower
  • Laundry & utility: Inside laundry with electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath land listed at $73k.

Deal economics

  • At list price, monthly cash flow is $935 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $73k).
  • Recommended offer: $72k (1.5% below list) — sets the bar for market timing.
  • Cap rate 21.7% vs local median 3.7% in Bullhead City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#103 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, employment D, schools F.
  • Bullhead City School District (4378) (town): math 16% / reading 22% proficiency, ranked #189 of 249 in AZ (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-0.9%/yr); 710 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,543 units permitted in Mohave County in 2024 (33 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($48k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $505 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Mohave County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($72k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $71,905 (1.5% below list)

Questions for the listing agent

  1. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.40%
Cap rate
21.67%
Cash-on-cash
54.92%
DSCR
3.44
GRM
3.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
49.8%
Equity multiple
3.08×
Total profit
$42,608
Equity at exit
$10,885
10-year hold
IRR
54.1%
Equity multiple
5.60×
Total profit
$93,955
Equity at exit
$6,312

Cash invested: $20,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86442

Home prices YoY
-27.0%
Rents YoY
-0.9%
Active inventory
710
Price-to-rent
3.5×

Monthly cashflow live

Estimated rent
$1,751 medium interval (Pro) →
Mortgage (P&I)
$383
Tax from tax record
$34 /mo · $412/yr
Insurance
$30
HOA
$0
Vacancy / Maint / Mgmt
$368
Net cashflow
$935

Break-even live

Break-even rent $566
Max offer price $73,000
Occupancy floor 42%

Sensitivity live

Price -10% $977 -5% $956 +0% $935 +5% $915 +10% $894
Rent -10% $797 -5% $866 +0% $935 +5% $1,005 +10% $1,074
Rate -1.0pp $972 -0.5pp $954 base $935 +0.5pp $916 +1.0pp $897

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,250
Closing costs
$2,190
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1770 Arriba Dr Bullhead City, AZ 1.0–3.0 1.0 826 $1,250 $1.51 14d 3 0.76mi
2030 Prospector Ct Bullhead City, AZ 2.0–3.0 2.0 1118 $1,574 $1.41 14d 13 1.07mi

Listing history 10 events

  1. 2026-06-17
    status $73,000 Pending 22 DOM
  2. 2026-06-17
    days on market $73,000 Active 22 DOM
  3. 2026-06-16
    days on market $73,000 Active 21 DOM
  4. 2026-06-15
    days on market $73,000 Active 20 DOM
  5. 2026-06-14
    days on market $73,000 Active 18 DOM
  6. 2026-06-10
    days on market $73,000 Active 17 DOM
  7. 2026-06-09
    days on market $73,000 Active 16 DOM
  8. 2026-06-08
    pricestatusdays on market $73,000 Active 15 DOM
  9. 2026-05-22
    status Pending
  10. 2026-05-08
    listed $75,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$412 · $34/mo
Projected year-2 tax
$482 · $40/mo
Expected delta
+$70/yr (+$6/mo · 17.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,006
− Mortgage interest
−$4,089
− Property taxes
−$412
− Insurance
−$365
− Repairs & maintenance
−$1,681
− Management
−$1,681
− Depreciation
−$2,124
Taxable income
$10,656
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,557
After-tax cash flow
$8,667/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bullhead City School District (4378)
NCES district ID
0401500
Math proficiency
16% ▼ -11.00%
Reading proficiency
22% ▼ -6.00%
Median HH income
$37,109
Composite
15.83/100
National rank
#9263
State rank
#189 of 249 in AZ

Livability — Bullhead City

Score
64/100
State rank
#103
US rank
#14458

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment D Housing A+ Health & safety C- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bullhead City, AZ
County
Mohave County · 181,906 people
City population
43,354
Metro
Lake Havasu City-Kingman, AZ
Population (ZIP)
34,735
Household income
$48,081
Rent vs Own
30.1% rent · 69.9% own
Severe rent burden
1040.0

Population outlook (Mohave County) Hauer SSP2

Today (2025)
209,184 people
By 2030
209,674 · +0.2%
By 2040
205,897 · -1.6%
By 2050
196,810 · -5.9%
By 2075
169,454 · -19.0%
By 2100
136,630 · -34.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Hispanic / Latino 22% Two or more races 12% Black 2% Asian 2%
Hispanic origin (detail)
Mexican 19%
Common ancestry
Portuguese 3% Romanian 2% Lithuanian 2%
Foreign-born
9% · Canada, South Korea
Languages at home
87% English-only · Spanish 11%

Political lean MEDSL · Mohave

2024 margin
Solid R (+55.8) · D 21.8% · R 77.6%
2008→2024 swing
-22.9pp toward R · 2008: -32.9pp · 2024: -55.8pp
All cycles
2024: R+55.8 2020: R+51.3 2016: R+51.5 2012: R+42.6 2008: R+32.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -100.11%
Current HPI
270.3297
Rent YoY
▼ -0.90%
Metro
Lake Havasu City-Kingman, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-05-22 Pending WARDEX
  • 2026-05-08 Listed $75,000 WARDEX

Property tax history

+0.9%/yr

Latest (2025): $412 · +3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…