1666 Talc Rd · Bullhead City, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 9/10 · Severe
- Hot days now (above 114°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Rent growth +2.3/5.0
- Schools +1.6/10.0
- Appreciation +0.0/10.0
$73,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Investor opportunity in Bullhead City! 4 bedroom, 2 bathroom factory-built home situated on a spacious 8,276 sq ft lot with mountain views and plenty of potential. This property offers plenty of living space with a split bedroom floorplan, enclosed patio, bonus room, utility/storage shed, gated yard, and ample RV parking. Interior features include solid surface countertops, walk-in shower, indoor laundry hookups, and a mix of laminate, vinyl, and carpet flooring, with kitchen appliances included. Conveniently located near shopping, dining, medical services, casinos, and the Colorado River, this property could make a great investment opportunity, rental, winter home, or affordable primary re
Key facts
- Bonus room
- Utility storage shed
- Gated yard
Tags
Property features AI
Finance
- Other: Zoned R1MH for single family mobile homes; Directions: Heading south on Highway 95 turn left on Ramar Rd > right on E Rio Vista Dr > right on Talc Rd; property on the left; Subdivision: Buena Vista; Cross street: S Mesa Vista Dr; Listing team: Team Rise; Listing agent: Dakota French (928-278-2013); Listing broker: Sondgeroth Real Estate Group, LLC (928-716-8949)
Exterior
- Parking: RV access/parking
- Utilities: Public water; Public sewer; Electricity available; Natural gas available
- Home design: Manufactured home (single wide); Residential property
- Construction: Rolled/hot mop roof
- Exterior features: Enclosed patio; Patio; Back yard and front yard fencing; Chain link fence; Shed(s); Has view; Paved road
Interior
- Kitchen: Gas oven; Gas range; Refrigerator; Water heater
- Flooring: Carpet; Laminate; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Evaporative cooling
- Interior features: Window coverings; Unfurnished; Wood-burning fireplace; Accessible full bath; Counters - solid surface; Walk-in shower
- Laundry & utility: Inside laundry with electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath land listed at $73k.
Deal economics
- At list price, monthly cash flow is $935 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $73k).
- Recommended offer: $72k (1.5% below list) — sets the bar for market timing.
- Cap rate 21.7% vs local median 3.7% in Bullhead City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#103 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, employment D, schools F.
- Bullhead City School District (4378) (town): math 16% / reading 22% proficiency, ranked #189 of 249 in AZ (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-0.9%/yr); 710 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,543 units permitted in Mohave County in 2024 (33 in 5+ unit buildings).
- This rent runs 44% of the median local income ($48k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $505 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Mohave County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($72k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.40% ✓
- Cap rate
- 21.67%
- Cash-on-cash
- 54.92%
- DSCR
- 3.44
- GRM
- 3.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 49.8%
- Equity multiple
- 3.08×
- Total profit
- $42,608
- Equity at exit
- $10,885
- IRR
- 54.1%
- Equity multiple
- 5.60×
- Total profit
- $93,955
- Equity at exit
- $6,312
Cash invested: $20,440 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 86442
- Home prices YoY
- -27.0%
- Rents YoY
- -0.9%
- Active inventory
- 710
- Price-to-rent
- 3.5×
Monthly cashflow live
- Estimated rent
- $1,751 medium interval (Pro) →
- Mortgage (P&I)
- −$383
- Tax from tax record
- −$34 /mo · $412/yr
- Insurance
- −$30
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$368
- Net cashflow
- $935
Break-even live
Sensitivity live
| Price | -10% $977 | -5% $956 | +0% $935 | +5% $915 | +10% $894 |
|---|---|---|---|---|---|
| Rent | -10% $797 | -5% $866 | +0% $935 | +5% $1,005 | +10% $1,074 |
| Rate | -1.0pp $972 | -0.5pp $954 | base $935 | +0.5pp $916 | +1.0pp $897 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,250
- Closing costs
- $2,190
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1770 Arriba Dr Bullhead City, AZ | 1.0–3.0 | 1.0 | 826 | $1,250 | $1.51 | 14d | 3 | 0.76mi |
| 2030 Prospector Ct Bullhead City, AZ | 2.0–3.0 | 2.0 | 1118 | $1,574 | $1.41 | 14d | 13 | 1.07mi |
Listing history 10 events
-
2026-06-17status $73,000 Pending 22 DOM
-
2026-06-17days on market $73,000 Active 22 DOM
-
2026-06-16days on market $73,000 Active 21 DOM
-
2026-06-15days on market $73,000 Active 20 DOM
-
2026-06-14days on market $73,000 Active 18 DOM
-
2026-06-10days on market $73,000 Active 17 DOM
-
2026-06-09days on market $73,000 Active 16 DOM
-
2026-06-08pricestatusdays on market $73,000 Active 15 DOM
-
2026-05-22status Pending
-
2026-05-08$75,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $412 · $34/mo
- Projected year-2 tax
- $482 · $40/mo
- Expected delta
- +$70/yr (+$6/mo · 17.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥114°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,006
- − Mortgage interest
- −$4,089
- − Property taxes
- −$412
- − Insurance
- −$365
- − Repairs & maintenance
- −$1,681
- − Management
- −$1,681
- − Depreciation
- −$2,124
- Taxable income
- $10,656
- Est. tax owed @ 24.0%
- −$2,557
- After-tax cash flow
- $8,667/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bullhead City School District (4378)
- NCES district ID
- 0401500
- Math proficiency
- 16% ▼ -11.00%
- Reading proficiency
- 22% ▼ -6.00%
- Median HH income
- $37,109
- Composite
- 15.83/100
- National rank
- #9263
- State rank
- #189 of 249 in AZ
Livability — Bullhead City
- Score
- 64/100
- State rank
- #103
- US rank
- #14458
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bullhead City, AZ
- County
- Mohave County · 181,906 people
- City population
- 43,354
- Metro
- Lake Havasu City-Kingman, AZ
- Population (ZIP)
- 34,735
- Household income
- $48,081
- Rent vs Own
- Severe rent burden
- 1040.0
Population outlook (Mohave County) Hauer SSP2
- Today (2025)
- 209,184 people
- By 2030
- 209,674 · +0.2%
- By 2040
- 205,897 · -1.6%
- By 2050
- 196,810 · -5.9%
- By 2075
- 169,454 · -19.0%
- By 2100
- 136,630 · -34.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Hispanic / Latino 22% Two or more races 12% Black 2% Asian 2%
- Hispanic origin (detail)
- Mexican 19%
- Common ancestry
- Portuguese 3% Romanian 2% Lithuanian 2%
- Foreign-born
- 9% · Canada, South Korea
- Languages at home
- 87% English-only · Spanish 11%
Political lean MEDSL · Mohave
- 2024 margin
- Solid R (+55.8) · D 21.8% · R 77.6%
- 2008→2024 swing
- -22.9pp toward R · 2008: -32.9pp · 2024: -55.8pp
- All cycles
- 2024: R+55.8 2020: R+51.3 2016: R+51.5 2012: R+42.6 2008: R+32.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -100.11%
- Current HPI
- 270.3297
- Rent YoY
- ▼ -0.90%
- Metro
- Lake Havasu City-Kingman, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
||
| Mining / Metals | 1 | $23B |
|
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| Environmental Services | 1 | $16B |
|
||
| Metals / Steel | 1 | $14B |
|
||
| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
|
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Price history
2 events — show timeline
- 2026-05-22 Pending — WARDEX
- 2026-05-08 Listed $75,000 WARDEX
Property tax history
+0.9%/yrLatest (2025): $412 · +3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…