672 SW Ewing Ave · Port St. Lucie, FL 34983

$240,000

3 bd · 2.0 ba · 1,510 sqft · SingleFamily public records · 5 Days on market

Built 1991 10,000 sqft lot Est $344k · 30% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.3/30.0
• ARV discount +15.0/15.0
• 1% rule +6.1/10.0
• DSCR +6.1/10.0
• Schools +3.7/10.0
• Rent growth +2.9/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Foreclosure. Very nice 3 bedroom, 2 bath home with a 2 car garage located close to Jaycee Park and all the amenities that St Lucie West has to offer. Kitchen features a pass-thru to the large covered porch. Tiled throughout the main living area and a spacious cabana bath.

Key facts

• Big backyard
• Great location
• Large screened patio

Tags

• SPACIOUS SPLIT-BEDROOM LAYOUT
• SEPARATE LAUNDRY ROOM
• LARGE SCREENED PATIO
• BIG BACKYARD
• POTENTIAL TO EXPAND
• GREAT LOCATION

Property features AI

Exterior

• Parking: Attached 2-car garage; Driveway
• Utilities: Public water; Public sewer
• Home design: Single-story; Faces north; Resale condition (fixer)
• Construction: Frame construction; Shingle roof; Built as resale
• Exterior features: Enclosed porch; Patio; Screened porch

Interior

• Kitchen: Electric range; Disposal; Refrigerator
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Bedroom on main level; Pantry; Split bedrooms; Walk-in closet(s)
• Laundry & utility: Washer; Dryer; Utility room; Laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $240k.

Deal economics

• At list price, monthly cash flow is $261 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $240k).
• Cap rate 7.6% vs local median 3.9% in Port St. Lucie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.5%/yr); 358 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• This rent runs 42% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $68k; list at $240k implies a 253% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $240,000

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 7.60%
• Cash-on-cash: 4.67%
• DSCR: 1.21
• GRM: 7.5

CMA / ARV

• ARV (on-the-fly): $344,280
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1330 SW Empire St	0.33mi	3/2.0	1,473 (-2%)	1mo	$380,000	$258	80
744 SW Carmelite St	0.57mi	3/2.0	1,496 (-1%)	3mo	$367,000	$245	70
750 SW Lakehurst Dr	0.31mi	2/2.0 (-1)	1,430 (-5%)	4mo	$279,900	$196	68
873 SW Rocky Bayou Ter	0.57mi	3/2.0	1,552 (+3%)	3mo	$335,000	$216	66
1325 SW Dorchester St	0.59mi	3/2.0	1,565 (+4%)	1mo	$340,000	$217	66
414 SW Exmore Ave	0.53mi	3/2.0	1,539 (+2%)	8mo	$350,000	$227	65
704 SW Rocky Bayou Ter	0.60mi	3/2.0	1,552 (+3%)	4mo	$325,000	$209	64
366 SW Eyerly Ave	0.64mi	3/2.0	1,609 (+7%)	5mo	$360,000	$224	56
1243 SW Byron St	0.70mi	3/2.0	1,440 (-5%)	9mo	$390,000	$271	52
517 SW Twig Ave	0.47mi	3/2.0	1,284 (-15%)	7mo	$365,000	$284	47
546 SW Indian Key Dr	0.61mi	3/2.0	1,689 (+12%)	13mo	$385,000	$228	40
673 SW Granadeer St	0.64mi	4/2.0 (+1)	1,680 (+11%)	13mo	$400,000	$238	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.53% rent growth · sell at horizon

5-year hold

• IRR: -10.8%
• Equity multiple: 0.61×
• Total profit: $-25,973
• Equity at exit: $35,785

10-year hold

• IRR: -3.9%
• Equity multiple: 0.76×
• Total profit: $-16,048
• Equity at exit: $20,751

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34983

• Home prices YoY: -33.9%
• Rents YoY: 1.5%
• Active inventory: 358
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $2,672 high
• Mortgage (P&I): −$1,259
• Tax from tax record: −$491 /mo · $5,887/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$561
• Net cashflow: $261

Break-even live

Break-even rent $2,341

Max offer price $240,000

Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $60,000
• Closing costs: $7,200
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
554 SW Lakehurst Dr Port Saint Lucie, FL	3.0	2.0	1054	$2,100	$1.99	14d	1	0.37mi
456 SW Prado Ave Port Saint Lucie, FL	3.0	2.0	1376	$2,100	$1.53	14d	1	0.54mi
632 SW Granadeer St Port Saint Lucie, FL	3.0	2.0	1618	$2,495	$1.54	14d	1	0.67mi
326 SW Ray Ave Port Saint Lucie, FL	3.0	2.0	1350	$2,400	$1.78	23d	1	0.75mi
326 SW Ray Ave Port Saint Lucie, FL	3.0	2.0	1350	$2,350	$1.74	21d	1	0.75mi
543 SW Whitmore Dr Port Saint Lucie, FL	4.0	2.0	1916	$2,950	$1.54	23d	1	0.76mi
458 SW Talquin Ln Port Saint Lucie, FL	3.0	2.0	1370	$2,400	$1.75	14d	1	0.78mi
726 SW Byron St Port Saint Lucie, FL	3.0	2.0	2058	$2,600	$1.26	23d	1	0.79mi
385 SW Fairway Ave Port Saint Lucie, FL	3.0	2.0	1440	$2,800	$1.94	23d	1	0.81mi
238 SW Grove Ave Port Saint Lucie, FL	3.0	2.0	1951	$4,000	$2.05	23d	1	0.85mi
530 SW Butler Ave Port Saint Lucie, FL	3.0	2.0	1986	$2,700	$1.36	14d	1	0.86mi
532 SW Buswell Ave Port Saint Lucie, FL	4.0	2.5	1629	$2,750	$1.69	23d	1	0.91mi
1626 SW Buffum Ln Port Saint Lucie, FL	4.0	2.0	1704	$2,600	$1.53	23d	1	0.93mi
642 SW Bolin Ct Port Saint Lucie, FL	3.0	2.0	1166	$2,150	$1.84	21d	1	1.03mi
1750 SW Hampshire Ln Port Saint Lucie, FL	3.0	2.0	1597	$2,376	$1.49	14d	1	1.05mi
351 SW Buswell Ave Port Saint Lucie, FL	2.0	2.0	1234	$2,200	$1.78	14d	1	1.06mi
507 NW Billiar Ave Port St Lucie, FL	3.0	2.0	1249	$2,350	$1.88	21d	1	1.09mi
134 NW Peach St Port Saint Lucie, FL	3.0	2.0	1862	$2,050	$1.10	14d	1	1.10mi
149 SW Fairview Ave Port Saint Lucie, FL	3.0	2.0	1574	$2,550	$1.62	23d	1	1.17mi
1782 SW Bayshore Blvd Port Saint Lucie, FL	4.0	3.0	2094	$3,200	$1.53	23d	1	1.19mi
121 SE Juper Ave Port Saint Lucie, FL	2.0	2.0	1450	$2,500	$1.72	23d	1	1.21mi
1841 SW McAllister Ln Port Saint Lucie, FL	3.0	2.0	1146	$2,250	$1.96	21d	1	1.21mi
160 SE Duxbury Ave Port Saint Lucie, FL	2.0	2.5	1521	$2,700	$1.78	23d	1	1.28mi
1521 SE Ladner St Port Saint Lucie, FL	4.0	2.0	1844	$1,400	$0.76	23d	1	1.32mi
154 SE Selva Ct Port Saint Lucie, FL	3.0	2.0	1503	$3,000	$2.00	23d	1	1.33mi
173 SE Fallon Dr Port Saint Lucie, FL	3.0	2.0	1281	$2,400	$1.87	14d	1	1.34mi
221 SW Voltair Ter Port Saint Lucie, FL	4.0	2.5	2232	$3,000	$1.34	23d	1	1.44mi
481 SW Voltair Ter Port Saint Lucie, FL	3.0	2.0	1056	$3,300	$3.12	23d	1	1.45mi
151 SE Castana Ct Port Saint Lucie, FL	3.0	2.0	1382	$2,500	$1.81	23d	1	1.46mi
210 SW Voltair Ter Port Saint Lucie, FL	3.0	2.0	1526	$2,650	$1.74	23d	1	1.48mi

Listing history 20 events

1. 2026-05-17
   status Pending
2. 2026-05-12
   listed $240,000 Active
3. 2011-12-12
   soldstatus $68,000 272-char remark

   Show marketing remark (272 chars)

   Foreclosure. Very nice 3 bedroom, 2 bath home with a 2 car garage located close to Jaycee Park and all the amenities that St Lucie West has to offer. Kitchen features a pass-thru to the large covered porch. Tiled throughout the main living area and a spacious cabana bath.

4. 2011-11-16
   historical 272-char remark

   Show marketing remark (272 chars)

   Foreclosure. Very nice 3 bedroom, 2 bath home with a 2 car garage located close to Jaycee Park and all the amenities that St Lucie West has to offer. Kitchen features a pass-thru to the large covered porch. Tiled throughout the main living area and a spacious cabana bath.

5. 2011-09-27
   listed $69,900 272-char remark

   Show marketing remark (272 chars)

   Foreclosure. Very nice 3 bedroom, 2 bath home with a 2 car garage located close to Jaycee Park and all the amenities that St Lucie West has to offer. Kitchen features a pass-thru to the large covered porch. Tiled throughout the main living area and a spacious cabana bath.

6. 2010-04-27
   historical
7. 2009-11-02
   listed $130,000
8. 2006-09-26
   soldstatus $202,000
9. 2006-08-28
   soldstatus $202,000
10. 2006-08-05
    historical
11. 2006-02-09
    listed $209,900
12. 2003-01-17
    soldstatus $116,000
13. 2003-01-09
    soldstatus $116,000
14. 2002-12-09
    historical
15. 2002-10-01
    listed $119,900
16. 2000-12-29
    soldstatus $84,900
17. 2000-11-14
    soldstatus $84,900
18. 2000-10-26
    historical
19. 2000-09-05
    listed $84,900
20. 1989-10-02
    soldstatus $9,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,887 · $491/mo
• Projected year-2 tax: $5,887 · $491/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $32,060
• − Mortgage interest: −$13,444
• − Property taxes: −$5,887
• − Insurance: −$1,200
• − Repairs & maintenance: −$2,565
• − Management: −$2,565
• − Depreciation: −$6,982
• Taxable loss: −$582
• Est. tax savings @ 24.0%: +$140
• After-tax cash flow: $3,278/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — Port St. Lucie

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Port St. Lucie, FL
• County: Saint Lucie County · 337,150 people
• City population: 221,051
• Metro: Port St. Lucie, FL
• Population (ZIP): 49,001
• Household income: $75,489
• Rent vs Own: 15.2% rent · 84.8% own
• Severe rent burden: 843.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 51% Hispanic / Latino 23% Black 18% Two or more races 13% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 9% Cuban 3%
• Common ancestry: Hispanic 3% Romanian 2% Italian 1%
• Foreign-born: 19% · Canada, Guatemala, Jamaica
• Languages at home: 74% English-only · Spanish 15% French/Haitian/Cajun 4% Other Indo-European 2%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -209.28%
• Current HPI: 407.6341
• Rent YoY: ▲ 1.53%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+2426.3% since first listed

20 events — show timeline

• 2026-05-17 Pending — MARMLS
• 2026-05-12 Listed $240,000 MARMLS
• 2011-12-12 Sold (MLS) $68,000 Beaches MLS
• 2011-11-16 Listing Removed — Beaches MLS
• 2011-09-27 Listed $69,900 Beaches MLS
• 2010-04-27 Listing Removed — MCRTC
• 2009-11-02 Listed $130,000 MCRTC
• 2006-09-26 Sold (Public Records) $202,000 Public Records
• 2006-08-28 Sold (MLS) $202,000 Beaches MLS
• 2006-08-05 Listing Removed — Beaches MLS
• 2006-02-09 Listed $209,900 Beaches MLS
• 2003-01-17 Sold (Public Records) $116,000 Public Records
• 2003-01-09 Sold (MLS) $116,000 Beaches MLS
• 2002-12-09 Listing Removed — Beaches MLS
• 2002-10-01 Listed $119,900 Beaches MLS
• 2000-12-29 Sold (Public Records) $84,900 Public Records
• 2000-11-14 Sold (MLS) $84,900 Beaches MLS
• 2000-10-26 Listing Removed — Beaches MLS
• 2000-09-05 Listed $84,900 Beaches MLS
• 1989-10-02 Sold (Public Records) $9,500 Public Records

Property tax history

+14.4%/yr

Latest (2025): $5,887 · -13.7% YoY. Source: county tax records.