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292 Balbriggan Pl
D- Composite 38.0
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.2/30.0
  • ARV discount +5.8/15.0
  • Condition / age +4.0/5.0
  • Rent growth +3.8/5.0
  • 1% rule +3.4/10.0
  • Livability +3.4/5.0
  • DSCR +3.3/10.0
  • Schools +3.2/10.0
  • Appreciation +0.0/10.0

$265,400

292 Balbriggan Pl · Aiken, SC 29801
4 bd · 2.5 ba · 2,015 sqft · SingleFamily · 41 Days on market
Built 2026 Good condition 6,098 sqft lot Est $256k · at est. $29/mo HOA · 1% of rent ↓ 5% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Karamea T plan is a great open floor plan with a large kitchen that boasts white shaker cabinets, sub tile backsplash, large island with quartz counter tops, huge walk-in panty with space for an additional washer and dryer, and all appliances including refrigerator and gas stove. LVP flooring in main living areas. This is a great home for entertaining with a large family room. The owner's suite is on the main level of the home with a large walk-in closet and dual vanities with quartz countertops. walk-in shower and tile floor. Upstairs is a cozy Loft and three additional bedrooms with large walk-in closets. The home has two full baths and a powder room. Tankless water heater, 30-year architectural shingles and termite bait stations. Tankless water heater, flood lights front and rear, sprinkler system, 30-year architectural shingles, and termite bait stations. 30 minutes to Fort Gordon and 7 hospitals in the area. Close to Augusta and Columbia. Tankless water heater, flood lights front and rear, sprinkler system, 30-year architectural shingles, and termite bait stations. 30 minutes to Fort Gordon and 7 hospitals in the area. Close to Augusta and Columbia. SEE DOCUMENTS for list of Features. Pictures not of actual home. See photos for interior and exterior color package selections.

Key facts

  • 6,098 sq ft lot
  • 2 garage spots
  • Built 2026

Property features AI

Finance

  • Other: Located in Hitchcock Preserve community; minutes from downtown and shopping
  • HOA & community: Property is part of an association

Exterior

  • Parking: Attached garage with two parking spaces (2-car garage)
  • Utilities: Public sewer; Public water
  • Home design: Two-story home
  • Construction: Slab foundation
  • Exterior features: Stone and vinyl exterior; Paved road access; Public water

Interior

  • Kitchen: Kitchen on the main level
  • Bedrooms: Master bedroom on the main level; Additional bedrooms on the second level
  • Bathrooms: Two full bathrooms; One partial bathroom; Main level: one full bath and one half bath
  • Heating & cooling: Central air conditioning; Gas heating on first and second levels
  • Interior features: Great room on the main level; Other room located on the second level; Kitchen on the main level; Washer and dryer located on the second level; Central cooling; Gas heating on both first and second levels
  • Laundry & utility: Laundry area on the second level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $265k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-102 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $251k (5.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (16.0% below list).
  • Recommended offer: $223k (16.0% below list) — sets the bar for 1% rule.
  • Cap rate 5.8% vs local median 4.1% in Aiken — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#93 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime F, commute F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Warrenville Elementary (math 37% / reading 37%, grade F, #315 of 597 statewide, top 55%, 389 students, 100% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 81% FRL vs 54% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.1%/yr); 521 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 45% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($257k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $15k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $222,901 (16.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
5.83%
Cash-on-cash
-1.65%
DSCR
0.93
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$255,905
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
271 Balbriggan Pl 0.04mi 4/2.5 2,015 (0%) 4mo $255,400 $127 94
5128 Tullamore Dr 0.08mi 4/2.5 2,205 (+9%) 2mo $271,400 $123 79
9116 Malahide Ln 0.17mi 3/2.0 (-1) 1,951 (-3%) 2mo $286,400 $147 78
9127 Malahide Ln 0.22mi 3/2.0 (-1) 1,951 (-3%) 2mo $297,900 $153 76
270 Balbriggan Pl 0.03mi 4/2.5 2,287 (+14%) 5mo $261,400 $114 72
277 Balbriggan Pl Pl 0.04mi 4/2.5 2,287 (+14%) 5mo $261,400 $114 72
253 Balbriggan Pl Pl 0.06mi 4/2.5 2,287 (+14%) 5mo $258,400 $113 71
3076 White Gate Loop 0.46mi 4/2.0 2,025 (+0%) 6mo $302,600 $149 70
9109 Malahide Ln 0.14mi 4/2.5 2,264 (+12%) 4mo $285,900 $126 70
9092 Malahide Ln 0.17mi 4/2.5 2,259 (+12%) 5mo $279,900 $124 68
9054 Malahide Ln 0.18mi 4/2.5 2,264 (+12%) 6mo $299,900 $132 66
424 Little Pines Ct 0.20mi 4/3.0 2,316 (+15%) 3mo $348,900 $151 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.06% rent growth · sell at horizon

5-year hold
IRR
-16.7%
Equity multiple
0.40×
Total profit
$-44,749
Equity at exit
$39,572
10-year hold
IRR
-5.1%
Equity multiple
0.64×
Total profit
$-26,959
Equity at exit
$22,947

Cash invested: $74,312 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29801

Rents YoY
5.1%
Active inventory
521
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,229 medium interval (Pro) →
Mortgage (P&I)
$1,392
Tax est. 1.5%
$332 /mo · $3,981/yr
Insurance
$111
HOA
$29
Vacancy / Maint / Mgmt
$468
Net cashflow
$-102

Break-even live

Break-even rent $2,358
Max offer price $250,611
Occupancy floor 100%

Sensitivity live

Price -10% $81 -5% $-10 +0% $-102 +5% $-194 +10% $-286
Rent -10% $-278 -5% $-190 +0% $-102 +5% $-14 +10% $74
Rate -1.0pp $31 -0.5pp $-35 base $-102 +0.5pp $-171 +1.0pp $-241

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,350
Closing costs
$7,962
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9093 Malahide Ln Aiken, SC 3.0 2.0 1951 $2,200 $1.13 24d 1 0.14mi
9068 Malahide Ln Aiken, SC 3.0 2.0 1951 $2,200 $1.13 24d 1 0.17mi
232 Kemper Downs Dr Aiken, SC 4.0 2.0 1734 $2,000 $1.15 14d 1 1.27mi

HOA detail

Monthly dues
$29 · $348/yr
Likely covers
watergas

Listing history 21 events

  1. 2026-06-18
    days on market $265,400 Active 41 DOM
  2. 2026-06-17
    days on market $265,400 Active 40 DOM
  3. 2026-06-16
    days on market $265,400 Active 39 DOM
  4. 2026-06-15
    days on market $265,400 Active 38 DOM
  5. 2026-06-14
    days on market $265,400 Active 36 DOM
  6. 2026-06-13
    days on market $265,400 Active 35 DOM
  7. 2026-06-10
    days on market $265,400 Active 33 DOM
  8. 2026-06-09
    days on market $265,400 Active 32 DOM
  9. 2026-06-08
    days on market $265,400 Active 31 DOM
  10. 2026-06-07
    days on market $265,400 Active 30 DOM
  11. 2026-06-03
    days on market $265,400 Active 26 DOM
  12. 2026-06-02
    days on market $265,400 Active 25 DOM
  13. 2026-06-01
    days on market $265,400 Active 24 DOM
  14. 2026-05-31
    days on market $265,400 Active 23 DOM
  15. 2026-05-30
    days on market $265,400 Active 22 DOM
  16. 2026-05-17
    price $265,400
    Show marketing remark (1304 chars)

    The Karamea T plan is a great open floor plan with a large kitchen that boasts white shaker cabinets, sub tile backsplash, large island with quartz counter tops, huge walk-in panty with space for an additional washer and dryer, and all appliances including refrigerator and gas stove. LVP flooring in main living areas. This is a great home for entertaining with a large family room. The owner's suite is on the main level of the home with a large walk-in closet and dual vanities with quartz countertops. walk-in shower and tile floor. Upstairs is a cozy Loft and three additional bedrooms with large walk-in closets. The home has two full baths and a powder room. Tankless water heater, 30-year architectural shingles and termite bait stations. Tankless water heater, flood lights front and rear, sprinkler system, 30-year architectural shingles, and termite bait stations. 30 minutes to Fort Gordon and 7 hospitals in the area. Close to Augusta and Columbia. Tankless water heater, flood lights front and rear, sprinkler system, 30-year architectural shingles, and termite bait stations. 30 minutes to Fort Gordon and 7 hospitals in the area. Close to Augusta and Columbia. SEE DOCUMENTS for list of Features. Pictures not of actual home. See photos for interior and exterior color package selections.

  17. 2026-05-17
    price $265,400 1304-char remark
    Show marketing remark (1304 chars)

    The Karamea T plan is a great open floor plan with a large kitchen that boasts white shaker cabinets, sub tile backsplash, large island with quartz counter tops, huge walk-in panty with space for an additional washer and dryer, and all appliances including refrigerator and gas stove. LVP flooring in main living areas. This is a great home for entertaining with a large family room. The owner's suite is on the main level of the home with a large walk-in closet and dual vanities with quartz countertops. walk-in shower and tile floor. Upstairs is a cozy Loft and three additional bedrooms with large walk-in closets. The home has two full baths and a powder room. Tankless water heater, 30-year architectural shingles and termite bait stations. Tankless water heater, flood lights front and rear, sprinkler system, 30-year architectural shingles, and termite bait stations. 30 minutes to Fort Gordon and 7 hospitals in the area. Close to Augusta and Columbia. Tankless water heater, flood lights front and rear, sprinkler system, 30-year architectural shingles, and termite bait stations. 30 minutes to Fort Gordon and 7 hospitals in the area. Close to Augusta and Columbia. SEE DOCUMENTS for list of Features. Pictures not of actual home. See photos for interior and exterior color package selections.

  18. 2026-05-16
    price $265,400 1008-char remark
    Show marketing remark (1008 chars)

    The Karamea T plan is a great open floor plan with a large kitchen that boasts white shaker cabinets, sub tile backsplash, large island with quartz counter tops, huge walk-in panty with space for an additional washer and dryer, and all appliances including refrigerator and gas stove. LVP flooring in main living areas. This is a great home for entertaining with a large family room. The owner's suite is on the main level of the home with a large walk-in closet and dual vanities with quartz countertops. walk-in shower and tile floor. Upstairs is a cozy Loft and three additional bedrooms with large walk-in closets. The home has two full baths and a powder room. Tankless water heater, flood lights front and rear, sprinkler system, 30-year architectural shingles, and termite bait stations. 30 minutes to Fort Gordon and 7 hospitals in the area. Close to Augusta and Columbia. SEE DOCUMENTS for list of Features. Pictures not of actual home. See photos for interior and exterior color package selections.

  19. 2026-05-08
    listed $280,400 Active
    Show marketing remark (1008 chars)

    The Karamea T plan is a great open floor plan with a large kitchen that boasts white shaker cabinets, sub tile backsplash, large island with quartz counter tops, huge walk-in panty with space for an additional washer and dryer, and all appliances including refrigerator and gas stove. LVP flooring in main living areas. This is a great home for entertaining with a large family room. The owner's suite is on the main level of the home with a large walk-in closet and dual vanities with quartz countertops. walk-in shower and tile floor. Upstairs is a cozy Loft and three additional bedrooms with large walk-in closets. The home has two full baths and a powder room. Tankless water heater, flood lights front and rear, sprinkler system, 30-year architectural shingles, and termite bait stations. 30 minutes to Fort Gordon and 7 hospitals in the area. Close to Augusta and Columbia. SEE DOCUMENTS for list of Features. Pictures not of actual home. See photos for interior and exterior color package selections.

  20. 2026-05-08
    listed $280,400 Active 1304-char remark
    Show marketing remark (1008 chars)

    The Karamea T plan is a great open floor plan with a large kitchen that boasts white shaker cabinets, sub tile backsplash, large island with quartz counter tops, huge walk-in panty with space for an additional washer and dryer, and all appliances including refrigerator and gas stove. LVP flooring in main living areas. This is a great home for entertaining with a large family room. The owner's suite is on the main level of the home with a large walk-in closet and dual vanities with quartz countertops. walk-in shower and tile floor. Upstairs is a cozy Loft and three additional bedrooms with large walk-in closets. The home has two full baths and a powder room. Tankless water heater, flood lights front and rear, sprinkler system, 30-year architectural shingles, and termite bait stations. 30 minutes to Fort Gordon and 7 hospitals in the area. Close to Augusta and Columbia. SEE DOCUMENTS for list of Features. Pictures not of actual home. See photos for interior and exterior color package selections.

  21. 2026-05-08
    listed $280,400 Active 1008-char remark
    Show marketing remark (1008 chars)

    The Karamea T plan is a great open floor plan with a large kitchen that boasts white shaker cabinets, sub tile backsplash, large island with quartz counter tops, huge walk-in panty with space for an additional washer and dryer, and all appliances including refrigerator and gas stove. LVP flooring in main living areas. This is a great home for entertaining with a large family room. The owner's suite is on the main level of the home with a large walk-in closet and dual vanities with quartz countertops. walk-in shower and tile floor. Upstairs is a cozy Loft and three additional bedrooms with large walk-in closets. The home has two full baths and a powder room. Tankless water heater, flood lights front and rear, sprinkler system, 30-year architectural shingles, and termite bait stations. 30 minutes to Fort Gordon and 7 hospitals in the area. Close to Augusta and Columbia. SEE DOCUMENTS for list of Features. Pictures not of actual home. See photos for interior and exterior color package selections.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,748
− Mortgage interest
−$14,867
− Property taxes
−$3,981
− Insurance
−$1,327
− Repairs & maintenance
−$2,140
− Management
−$2,140
− HOA
−$348
− Depreciation
−$7,721
Taxable loss
−$5,775
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,386
After-tax cash flow
$160/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This home is in excellent condition with a good condition score of 80. It is move-in ready with a good kitchen, bathrooms, and exterior. The home has a good roof and flooring, and the interior walls and paint are in good condition. The home has a good rehab level of 'none' and requires no repairs or maintenance. The highest-ROI updates that would raise its resale or rental value are painting the exterior, landscaping, and adding smart home features.

Value-add opportunities

  • Resale Painting exterior — Enhances curb appeal
  • Both Landscaping — Improves curb appeal and enhances property value
  • Both Add smart home features — Enhances home's marketability and adds value

Renovation cost estimate screening

Value-add ROI direction

  • Resale Painting exterior — Enhances curb appeal
  • Both Landscaping — Improves curb appeal and enhances property value
  • Both Add smart home features — Enhances home's marketability and adds value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Aiken

Score
67/100
State rank
#93
US rank
#10443

Category grades

Amenities B Commute F Cost of living A Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
71,807
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
31,108
Household income
$59,573
Rent vs Own
33.2% rent · 66.8% own
Severe rent burden
1260.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 50% Black 42% Hispanic / Latino 5% Two or more races 4% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Slovak 2% Italian 1% Serbian 1%
Foreign-born
3% · Canada, Jamaica
Languages at home
95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -278.52%
Current HPI
173.7944
Rent YoY
▲ 5.06%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-5.3% since first listed
6 events — show timeline
  • 2026-05-17 Price Changed $265,400 Consolidated MLS
  • 2026-05-17 Price Changed $265,400 AMLS
  • 2026-05-16 Price Changed $265,400 Hive MLS
  • 2026-05-08 Listed $280,400 Hive MLS
  • 2026-05-08 Listed $280,400 AMLS
  • 2026-05-08 Listed $280,400 Consolidated MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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