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1457 W River Dr
C+ Composite 63.82
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.5/30.0
  • DSCR +8.5/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.6/10.0
  • Appreciation +5.0/10.0
  • Schools +3.9/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$110,000

1457 W River Dr · Strawberry, AR 72469
3 bd · 1.0 ba · 1,468 sqft · SingleFamily public records · 17 Days on market

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This is a charming three bedroom two bath home.

Key facts

  • Outdoor recreation
  • Well maintained home
  • One story home

Tags

ONE STORY HOMECONVENIENT CARPORTCLOSE TO LOCAL AMENITIESOUTDOOR RECREATIONWELL MAINTAINED HOME

Property features AI

Exterior

  • Parking: Carport
  • Utilities: Cable available
  • Home design: Single family residence; One story
  • Construction: Metal siding; Metal roof; Crawl space foundation; Built on one acre lot
  • Exterior features: Porch; Asphalt road access; No fencing

Interior

  • Kitchen: Dishwasher; Range
  • Bedrooms: 5 total rooms (bedrooms included in room count)
  • Flooring: Carpet; Vinyl
  • Heating & cooling: Central heating; Electric heating; Central air conditioning
  • Interior features: Dishwasher; Range; Porch

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $110k.

Deal economics

  • At list price, monthly cash flow is $257 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $110k).
  • Recommended offer: $108k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 57/100 on livability (#361 in AR) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: schools D, crime F, amenities F.
  • Hillcrest School District (rural): math 47% / reading 46% proficiency, ranked #31 of 238 in AR (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 4 active listings in the ZIP; 63 units permitted in Lawrence County in 2024 (15 in 5+ unit buildings).

Forward outlook

  • In year one you build about $4k of equity ($761 loan paydown + $3k appreciation (3.0% local appreciation)).
  • Lawrence County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $24k; list at $110k implies a 358% gain — meaningful room to come down on a strong offer.
Recommended offer $108,350 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
9.10%
Cash-on-cash
10.01%
DSCR
1.45
GRM
7.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
16.8%
Equity multiple
1.96×
Total profit
$29,578
Equity at exit
$49,461
10-year hold
IRR
18.3%
Equity multiple
3.67×
Total profit
$82,320
Equity at exit
$76,225

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72469

Active inventory
4
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,168 medium interval (Pro) →
Mortgage (P&I)
$577
Tax from tax record
$43 /mo · $520/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$245
Net cashflow
$257

Break-even live

Break-even rent $843
Max offer price $110,000
Occupancy floor 73%

Sensitivity live

Price -10% $319 -5% $288 +0% $257 +5% $226 +10% $195
Rent -10% $165 -5% $211 +0% $257 +5% $303 +10% $349
Rate -1.0pp $312 -0.5pp $285 base $257 +0.5pp $228 +1.0pp $199

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-06-19
    days on market $110,000 Active 17 DOM
  2. 2026-06-18
    days on market $110,000 Active 16 DOM
  3. 2026-06-17
    days on market $110,000 Active 15 DOM
  4. 2026-06-16
    days on market $110,000 Active 14 DOM
  5. 2026-06-15
    days on market $110,000 Active 13 DOM
  6. 2026-06-14
    days on market $110,000 Active 11 DOM
  7. 2026-06-12
    days on market $110,000 Active 10 DOM
  8. 2026-06-09
    days on market $110,000 Active 7 DOM
  9. 2026-06-08
    days on market $110,000 Active 6 DOM
  10. 2026-06-07
    days on market $110,000 Active 5 DOM
  11. 2026-06-03
    remarks 699-char remark
  12. 2026-06-03
    listed $110,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$520 · $43/mo
Projected year-2 tax
$704 · $59/mo
Expected delta
+$184/yr (+$15/mo · 35.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,020
− Mortgage interest
−$6,162
− Property taxes
−$520
− Insurance
−$550
− Repairs & maintenance
−$1,122
− Management
−$1,122
− Depreciation
−$3,200
Taxable income
$1,345
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$323
After-tax cash flow
$2,761/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hillcrest School District
NCES district ID
0500071
Math proficiency
47% ▲ 5.00%
Reading proficiency
46% ▼ -9.00%
Median HH income
$38,660
Composite
38.81/100
National rank
#4112
State rank
#31 of 238 in AR

Livability — Strawberry

Score
57/100
State rank
#361
US rank
#22191

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Strawberry, AR
Population (ZIP)
1,002

Population outlook (Lawrence County) Hauer SSP2

Today (2025)
15,453 people
By 2030
14,697 · -4.9%
By 2040
13,247 · -14.3%
By 2050
11,937 · -22.8%
By 2075
9,466 · -38.7%
By 2100
7,441 · -51.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Black 2% Two or more races 2% Hispanic / Latino 1%
Common ancestry
Portuguese 9% Slovak 2%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Lawrence

2024 margin
Solid R (+64.0) · D 16.9% · R 81.0% · Other 2.1%
2008→2024 swing
-43.1pp toward R · 2008: -20.9pp · 2024: -64.0pp
All cycles
2024: R+64.0 2020: R+59.6 2016: R+49.8 2012: R+31.6 2008: R+20.9

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+358.3% since first listed
4 events — show timeline
  • 2026-05-27 Listed $110,000 Batesville
  • 2016-11-18 Sold (Public Records) $24,000 Public Records
  • 2016-11-18 Listed $24,000 Batesville
  • 2016-11-18 Sold (MLS) $24,000 Batesville

Property tax history

+44.6%/yr

Latest (2025): $520 · +7.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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