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76 Patuxent Mobile Est
B Composite 70.5
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +9.5/15.0
  • Livability +3.1/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$99,900

76 Patuxent Mobile Est · Marlboro Meadows, MD 20711
2 bd · 2.0 ba · 1,300 sqft · SingleFamily · 261 Days on market
Built 1990 $77/sqft · at area comps Est $105k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Upgraded 2BR/2BA manufactured home in Patuxent Mobile Estates—priced to sell. Located on one of the best lots in the community, this home features a remodeled kitchen and baths with quartz waterfall countertops, vaulted ceilings, skylights, and updated windows and doors for efficiency. Enjoy a jetted tub, driveway parking for four, storage shed, and community amenities like a boat ramp, playground, and picnic area. Perfect for first-time buyers or downsizers seeking modern, low-maintenance living.

Key facts

  • 4 parking spots
  • Built 1990
  • Listed 261 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $801 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
  • Cap rate 15.9% vs local median 9.1% in Marlboro Meadows — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#327 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: schools D, amenities F, commute F.
  • Anne Arundel County Public Schools (suburban): math 20% / reading 37% proficiency, ranked #10 of 24 in MD (top 42%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 50 active listings in the ZIP; 1,303 units permitted in Anne Arundel County in 2024 (299 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Anne Arundel County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 261 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 10y ago; this cycle's ask has dropped $21k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $87,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 261 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.89%
Cap rate
15.91%
Cash-on-cash
34.34%
DSCR
2.53
GRM
4.4

CMA / ARV

ARV (median comp)
$104,655
List price
$99,900
Delta
-4.54%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
302 Seven Oaks Ln 0.22mi 3/2.0 (+1) 1,300 (0%) 14mo $103,500 $80 74
92 Patuxent Mobile Ests 0.12mi 3/2.0 (+1) 1,450 (+12%) 2mo $107,500 $74 69
244 5th St 0.38mi 3/2.0 (+1) 1,430 (+10%) 4mo $127,500 $89 58
307 Seven Oaks Ln 0.27mi 3/2.0 (+1) 1,138 (-12%) 8mo $131,500 $116 55
1168 Marlboro Rd 0.59mi 3/2.0 (+1) 1,148 (-12%) 2mo $375,000 $327 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
29.8%
Equity multiple
2.25×
Total profit
$34,827
Equity at exit
$14,895
10-year hold
IRR
37.1%
Equity multiple
4.44×
Total profit
$96,095
Equity at exit
$8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20711

Active inventory
50
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$1,887 medium interval (Pro) →
Mortgage (P&I)
$524
Tax est. 1.5%
$125 /mo · $1,498/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$396
Net cashflow
$801

Break-even live

Break-even rent $874
Max offer price $99,900
Occupancy floor 53%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,975
Closing costs
$2,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 32 events

  1. 2026-06-18
    days on market $99,900 Active 261 DOM
  2. 2026-06-17
    days on market $99,900 Active 260 DOM
  3. 2026-06-16
    days on market $99,900 Active 259 DOM
  4. 2026-06-15
    days on market $99,900 Active 258 DOM
  5. 2026-06-13
    days on market $99,900 Active 256 DOM
  6. 2026-06-09
    days on market $99,900 Active 252 DOM
  7. 2026-06-08
    days on market $99,900 Active 251 DOM
  8. 2026-06-07
    days on market $99,900 Active 250 DOM
  9. 2026-06-04
    days on market $99,900 Active 247 DOM
  10. 2026-06-03
    days on market $99,900 Active 246 DOM
  11. 2026-06-02
    days on market $99,900 Active 245 DOM
  12. 2026-06-01
    days on market $99,900 Active 244 DOM
  13. 2026-05-31
    days on market $99,900 Active 243 DOM
  14. 2026-03-26
    status Active 508-char remark
    Show marketing remark (508 chars)

    Upgraded 2BR/2BA manufactured home in Patuxent Mobile Estates—priced to sell. Located on one of the best lots in the community, this home features a remodeled kitchen and baths with quartz waterfall countertops, vaulted ceilings, skylights, and updated windows and doors for efficiency. Enjoy a jetted tub, driveway parking for four, storage shed, and community amenities like a boat ramp, playground, and picnic area. Perfect for first-time buyers or downsizers seeking modern, low-maintenance living.

  15. 2026-03-23
    historical 508-char remark
    Show marketing remark (508 chars)

    Upgraded 2BR/2BA manufactured home in Patuxent Mobile Estates—priced to sell. Located on one of the best lots in the community, this home features a remodeled kitchen and baths with quartz waterfall countertops, vaulted ceilings, skylights, and updated windows and doors for efficiency. Enjoy a jetted tub, driveway parking for four, storage shed, and community amenities like a boat ramp, playground, and picnic area. Perfect for first-time buyers or downsizers seeking modern, low-maintenance living.

  16. 2026-02-11
    price $99,900 508-char remark
    Show marketing remark (508 chars)

    Upgraded 2BR/2BA manufactured home in Patuxent Mobile Estates—priced to sell. Located on one of the best lots in the community, this home features a remodeled kitchen and baths with quartz waterfall countertops, vaulted ceilings, skylights, and updated windows and doors for efficiency. Enjoy a jetted tub, driveway parking for four, storage shed, and community amenities like a boat ramp, playground, and picnic area. Perfect for first-time buyers or downsizers seeking modern, low-maintenance living.

  17. 2025-12-10
    price $100,000 508-char remark
    Show marketing remark (508 chars)

    Upgraded 2BR/2BA manufactured home in Patuxent Mobile Estates—priced to sell. Located on one of the best lots in the community, this home features a remodeled kitchen and baths with quartz waterfall countertops, vaulted ceilings, skylights, and updated windows and doors for efficiency. Enjoy a jetted tub, driveway parking for four, storage shed, and community amenities like a boat ramp, playground, and picnic area. Perfect for first-time buyers or downsizers seeking modern, low-maintenance living.

  18. 2025-11-21
    price $110,000 508-char remark
    Show marketing remark (508 chars)

    Upgraded 2BR/2BA manufactured home in Patuxent Mobile Estates—priced to sell. Located on one of the best lots in the community, this home features a remodeled kitchen and baths with quartz waterfall countertops, vaulted ceilings, skylights, and updated windows and doors for efficiency. Enjoy a jetted tub, driveway parking for four, storage shed, and community amenities like a boat ramp, playground, and picnic area. Perfect for first-time buyers or downsizers seeking modern, low-maintenance living.

  19. 2025-11-12
    price $114,900 508-char remark
    Show marketing remark (508 chars)

    Upgraded 2BR/2BA manufactured home in Patuxent Mobile Estates—priced to sell. Located on one of the best lots in the community, this home features a remodeled kitchen and baths with quartz waterfall countertops, vaulted ceilings, skylights, and updated windows and doors for efficiency. Enjoy a jetted tub, driveway parking for four, storage shed, and community amenities like a boat ramp, playground, and picnic area. Perfect for first-time buyers or downsizers seeking modern, low-maintenance living.

  20. 2025-10-25
    price $117,900 508-char remark
    Show marketing remark (508 chars)

    Upgraded 2BR/2BA manufactured home in Patuxent Mobile Estates—priced to sell. Located on one of the best lots in the community, this home features a remodeled kitchen and baths with quartz waterfall countertops, vaulted ceilings, skylights, and updated windows and doors for efficiency. Enjoy a jetted tub, driveway parking for four, storage shed, and community amenities like a boat ramp, playground, and picnic area. Perfect for first-time buyers or downsizers seeking modern, low-maintenance living.

  21. 2025-09-28
    listed $120,900 Active 508-char remark
    Show marketing remark (508 chars)

    Upgraded 2BR/2BA manufactured home in Patuxent Mobile Estates—priced to sell. Located on one of the best lots in the community, this home features a remodeled kitchen and baths with quartz waterfall countertops, vaulted ceilings, skylights, and updated windows and doors for efficiency. Enjoy a jetted tub, driveway parking for four, storage shed, and community amenities like a boat ramp, playground, and picnic area. Perfect for first-time buyers or downsizers seeking modern, low-maintenance living.

  22. 2025-09-24
    historical $120,900 508-char remark
    Show marketing remark (508 chars)

    Upgraded 2BR/2BA manufactured home in Patuxent Mobile Estates—priced to sell. Located on one of the best lots in the community, this home features a remodeled kitchen and baths with quartz waterfall countertops, vaulted ceilings, skylights, and updated windows and doors for efficiency. Enjoy a jetted tub, driveway parking for four, storage shed, and community amenities like a boat ramp, playground, and picnic area. Perfect for first-time buyers or downsizers seeking modern, low-maintenance living.

  23. 2025-08-03
    historical
  24. 2025-07-30
    price $145,000
  25. 2025-05-07
    listed $118,000 Active
  26. 2025-05-01
    historical
  27. 2025-04-21
    price $126,000
  28. 2025-04-02
    price $138,000
  29. 2025-03-12
    price $149,900
  30. 2025-02-05
    listed $160,000 Active
  31. 2016-12-31
    historical
  32. 2016-10-28
    listed $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,647
− Mortgage interest
−$5,596
− Property taxes
−$1,498
− Insurance
−$500
− Repairs & maintenance
−$1,812
− Management
−$1,812
− Depreciation
−$2,906
Taxable income
$8,523
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,046
After-tax cash flow
$7,561/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Anne Arundel County Public Schools
NCES district ID
2400060
Math proficiency
20% ▼ -21.00%
Reading proficiency
37% ▼ -13.00%
Median HH income
$87,880
Composite
28.52/100
National rank
#6733
State rank
#10 of 24 in MD

Livability — Marlboro Meadows

Score
62/100
State rank
#327
US rank
#17129

Category grades

Amenities F Commute F Cost of living D- Crime A- Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
7,629

Population outlook (Anne Arundel County) Hauer SSP2

Today (2025)
617,384 people
By 2030
642,094 · +4.0%
By 2040
686,621 · +11.2%
By 2050
723,031 · +17.1%
By 2075
809,346 · +31.1%
By 2100
837,658 · +35.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 60% Hispanic / Latino 24% Two or more races 12% Black 11%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Portuguese 3% Scotch-Irish 2% Italian 1%
Foreign-born
10% · Canada
Languages at home
86% English-only · Spanish 10% Other Asian/Pacific 2%

Political lean MEDSL · Anne Arundel

2024 margin
D (+13.9) · D 55.7% · R 41.7% · Other 2.6%
2008→2024 swing
+15.7pp toward D · 2008: -1.8pp · 2024: 13.9pp
All cycles
2024: D+13.9 2020: D+14.5 2016: D+0.7 2012: R+0.9 2008: R+1.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -131.12%
Current HPI
232.1067
Rent YoY
Metro
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+233.0% since first listed
19 events — show timeline
  • 2026-03-26 Relisted BRIGHT MLS
  • 2026-03-23 Listing Removed BRIGHT MLS
  • 2026-02-11 Price Changed $99,900 BRIGHT MLS
  • 2025-12-10 Price Changed $100,000 BRIGHT MLS
  • 2025-11-21 Price Changed $110,000 BRIGHT MLS
  • 2025-11-12 Price Changed $114,900 BRIGHT MLS
  • 2025-10-25 Price Changed $117,900 BRIGHT MLS
  • 2025-09-28 Listed $120,900 BRIGHT MLS
  • 2025-09-24 Coming Soon $120,900 BRIGHT MLS
  • 2025-08-03 Listing Removed BRIGHT MLS
  • 2025-07-30 Price Changed $145,000 BRIGHT MLS
  • 2025-05-07 Listed $118,000 BRIGHT MLS
  • 2025-05-01 Listing Removed BRIGHT MLS
  • 2025-04-21 Price Changed $126,000 BRIGHT MLS
  • 2025-04-02 Price Changed $138,000 BRIGHT MLS
  • 2025-03-12 Price Changed $149,900 BRIGHT MLS
  • 2025-02-05 Listed $160,000 BRIGHT MLS
  • 2016-12-31 Listing Removed BRIGHT MLS
  • 2016-10-28 Listed $30,000 BRIGHT MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…