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1100 Coalpit Branch Dr
B Composite 74.98
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.8/10.0
  • Appreciation +5.1/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +1.0/5.0

$59,000

1100 Coalpit Branch Dr · Gate City, VA 24251
1 bd · 1.0 ba · 505 sqft · SingleFamily · 12 Days on market
Built 2000 Poor condition 0.29 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

OFF-GRID CABIN BORDERING THE NATIONAL FOREST! Tucked away in the mountains of Southwest Virginia, this unique retreat offers direct access to thousands of acres of National Forest land right from your backyard. Whether you're seeking a hunting camp, weekend getaway, or private escape from the hustle and bustle, this property delivers unmatched privacy and outdoor recreation. The cabin features a loft sleeping area, propane heat, gas range, refrigerator, shower, and sink, providing the comforts needed for extended stays. Designed for self-sufficient living, the property utilizes solar power and a rainwater collection system. An outhouse serves the property, creating a true off-grid experienc

Key facts

  • Off grid cabin
  • National forest
  • Direct access

Tags

OFF GRID CABINDIRECT ACCESSNATIONAL FORESTLOFT SLEEPING AREAPROPANE HEATGAS RANGE

Property features AI

Exterior

  • Utilities: No public water (see remarks); No public sewer
  • Home design: Cabin; One and one-half stories; Residential single-family property; Zoned residential
  • Construction: Wood siding construction
  • Exterior features: Wooded topography; Metal roof

Interior

  • Kitchen: Gas range; Refrigerator
  • Bedrooms: 3 total rooms
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Propane heating; No central cooling
  • Interior features: Double pane windows; Gas range; Refrigerator

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $59k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $425 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $59k).
  • Cap rate 14.9% vs local median 4.4% in Gate City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#400 in VA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, employment F.
  • Scott County Public School District (rural): math 66% / reading 73% proficiency, ranked #33 of 131 in VA (top 25%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Fort Blackmore Primary (math 70% / reading 70%, grade A-, #313 of 1,108 statewide, top 32%, 89 students, 94% FRL); Twin Springs High (math 62% / reading 62%, grade B-, #231 of 319 statewide, top 75%, 242 students, 77% FRL) — zoned schools average 86% FRL vs 48% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 51 active listings in the ZIP; 22 units permitted in Scott County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $540 of equity ($408 loan paydown + $132 appreciation (0.2% local appreciation)).
  • Scott County population projected at -24% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (0.2% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $59,000

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.79%
Cap rate
14.94%
Cash-on-cash
30.88%
DSCR
2.37
GRM
4.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.22% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
31.8%
Equity multiple
2.57×
Total profit
$25,987
Equity at exit
$17,796
10-year hold
IRR
35.1%
Equity multiple
5.00×
Total profit
$66,006
Equity at exit
$21,929

Cash invested: $16,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 24251

Home prices YoY
0.1%
Active inventory
51
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,054 medium interval (Pro) →
Mortgage (P&I)
$309
Tax est. 1.5%
$74 /mo · $885/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$221
Net cashflow
$425

Break-even live

Break-even rent $516
Max offer price $59,000
Occupancy floor 55%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,750
Closing costs
$1,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 11 events

  1. 2026-06-18
    days on market $59,000 Active 12 DOM
  2. 2026-06-17
    days on market $59,000 Active 11 DOM
  3. 2026-06-16
    days on market $59,000 Active 10 DOM
  4. 2026-06-15
    days on market $59,000 Active 9 DOM
  5. 2026-06-15
    days on market $59,000 Active 8 DOM
  6. 2026-06-13
    days on market $59,000 Active 7 DOM
  7. 2026-06-12
    days on market $59,000 Active 6 DOM
  8. 2026-06-09
    days on market $59,000 Active 3 DOM
  9. 2026-06-08
    days on market $59,000 Active 2 DOM
  10. 2026-06-07
    remarks 699-char remark
  11. 2026-06-07
    listed $59,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 1/10 Low 7 d/yr ≥96°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,650
− Mortgage interest
−$3,305
− Property taxes
−$885
− Insurance
−$295
− Repairs & maintenance
−$1,012
− Management
−$1,012
− Depreciation
−$1,716
Taxable income
$4,425
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,062
After-tax cash flow
$4,039/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Poor 20/100 Extensive rehab

This off-grid cabin requires extensive repairs and maintenance, including a new roof, siding, HVAC system, and landscaping. Significant improvements would be needed to increase its resale and rental value.

Repairs flagged

  • Major Rusty metal roof — Visible rust and potential leaks.
  • Major Weathered wooden siding — Peeling paint and overall poor condition.
  • Major Worn carpet — Significant wear and tear.
  • Major Painted walls — Visible wear and tear.
  • Major Older HVAC system — Visible wear and tear.
  • Major Decaying wooden fence — Missing sections and overall poor condition.
  • Major Landscaping — Overgrown vegetation and lack of maintenance.

Value-add opportunities

  • Both New roof — New roof would improve both resale and rental value.
  • Both New siding — New siding would improve both resale and rental value.
  • Both New HVAC system — New HVAC system would improve both resale and rental value.
  • Both Landscaping and fence repair — Landscaping and fence repair would improve both resale and rental value.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Rusty metal roof · Visible rust and potential leaks. Major $15,000–50,000
Weathered wooden siding · Peeling paint and overall poor condition. Major $15,000–50,000
Worn carpet · Significant wear and tear. Major $15,000–50,000
Painted walls · Visible wear and tear. Major $15,000–50,000
Older HVAC system · Visible wear and tear. Major $15,000–50,000
Decaying wooden fence · Missing sections and overall poor condition. Major $15,000–50,000
Landscaping · Overgrown vegetation and lack of maintenance. Major $15,000–50,000
Total estimated repair cost · 7 items $105,000–350,000

Value-add ROI direction

  • Both New roof — New roof would improve both resale and rental value.
  • Both New siding — New siding would improve both resale and rental value.
  • Both New HVAC system — New HVAC system would improve both resale and rental value.
  • Both Landscaping and fence repair — Landscaping and fence repair would improve both resale and rental value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Scott County Public School District
NCES district ID
5103480
Math proficiency
66% ▼ -26.00%
Reading proficiency
73% ▼ -12.00%
Median HH income
$36,567
Composite
57.65/100
National rank
#1061
State rank
#33 of 131 in VA

Livability — Gate City

Score
62/100
State rank
#400
US rank
#16427

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
7,976

Population outlook (Scott County) Hauer SSP2

Today (2025)
20,405 people
By 2030
19,379 · -5.0%
By 2040
17,325 · -15.1%
By 2050
15,464 · -24.2%
By 2075
11,845 · -42.0%
By 2100
8,516 · -58.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 3% Hispanic / Latino 3% Black 2%
Common ancestry
Serbian 4% Slovak 2% Italian 2%
Foreign-born
1%

Political lean MEDSL · Scott

2024 margin
Solid R (+70.4) · D 14.5% · R 84.9%
2008→2024 swing
-27.3pp toward R · 2008: -43.1pp · 2024: -70.4pp
All cycles
2024: R+70.4 2020: R+67.8 2016: R+66.3 2012: R+50.6 2008: R+43.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.22%
Current HPI
211.6519
Rent YoY
Metro
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-05 Listed $59,000 TVRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…