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367 Short Br
F Composite 31.56
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +6.6/30.0
  • Schools +3.4/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.7/10.0
  • DSCR +0.9/10.0
  • ARV discount +0.8/15.0

$302,340

367 Short Br · Ranson, WV 25438
2 bd · 2.5 ba · 1,283 sqft · Townhouse · 1 Days on market
Built 2026 Est $263k · 15% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

The first floor of this three-story home features a recreation room. The second level is host to an open concept floorplan that seamlessly connects a Great Room, dining area and modern kitchen. On the top floor, there are two bedrooms, including the luxurious owner's suite, which offers residents a restful bedroom, spa-inspired bathroom and generous walk-in closet. A full bathroom is easily accessible from the secondary bedroom.

Key facts

  • Modern kitchen
  • Garage
  • Built 2026

Tags

OPEN CONCEPT FLOORPLANMODERN KITCHENSPA INSPIRED BATHROOMGENEROUS WALK IN CLOSET

Property features AI

Finance

  • Financial info: List price: $302,340

Exterior

  • Parking: 1 garage space (1 total parking space)
  • Home design: Spec home — Plan name: Quincy
  • Exterior features: Street address: 367 Short Br, Ranson, WV 25438

Interior

  • Bedrooms: 2 bedrooms
  • Bathrooms: 2 full bathrooms and 1 half bathroom
  • Interior features: Open living area of approximately 1,283 square feet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath townhouse listed at $302k.

Deal economics

  • At list price, monthly cash flow is $-499 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $230k (23.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (33.4% below list).
  • Recommended offer: $201k (33.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#100 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: schools F, amenities F, commute F.
  • Jefferson County Schools (rural): math 29% / reading 46% proficiency, ranked #6 of 55 in WV (top 11%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 311 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,162 units permitted in Jefferson County in 2024 (360 in 5+ unit buildings).

Forward outlook

  • In year one you build about $32k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
  • Jefferson County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $201,269 (33.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.67%
Cap rate
4.31%
Cash-on-cash
-7.08%
DSCR
0.69
GRM
12.5

CMA / ARV

ARV (on-the-fly)
$263,015
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1326 Red Clover Ln Lot 124 QUINCY 0.28mi 2/3.0 1,342 (+5%) 5mo $280,490 $209 74
1322 Red Clover Ln Lot 126 QUINCY 0.29mi 2/3.0 1,342 (+5%) 6mo $274,990 $205 72
1238 Red Clover Ln Lot 155 QUINCY 0.34mi 2/3.0 1,341 (+4%) 4mo $276,390 $206 72
1235 Cedar Valley Rd Lot 66 QUINCY 0.36mi 2/3.0 1,277 (-0%) 12mo $283,390 $222 70
1342 Red Clover Ln Lot 118 QUINCY 0.29mi 2/3.0 1,342 (+5%) 8mo $258,740 $193 70
1315 Cedar Valley Rd Lot 105 QUINCY 0.30mi 2/3.0 1,342 (+5%) 8mo $261,226 $195 70
1335 Cedar Valley Rd Lot 97 QUINCY 0.29mi 2/3.0 1,342 (+5%) 9mo $261,290 $195 69
1355 Cedar Valley Rd Lot 89 QUINCY 0.28mi 2/3.0 1,342 (+5%) 10mo $259,990 $194 69
456 18th Ave Lot 43 QUINCY 0.43mi 2/3.0 1,277 (-0%) 13mo $269,890 $211 67
1232 Red Clover Ln Lot 158 QUINCY 0.35mi 3/3.5 (+1) 1,341 (+4%) 4mo $277,990 $207 64
1359 Cedar Valley Rd Lot 87 QUINCY 0.28mi 3/3.5 (+1) 1,342 (+5%) 9mo $250,000 $186 63
1341 Cedar Valley Rd Lot 94 QUINCY 0.29mi 3/3.5 (+1) 1,342 (+5%) 10mo $257,190 $192 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.3%
Equity multiple
2.57×
Total profit
$132,887
Equity at exit
$272,372
10-year hold
IRR
17.8%
Equity multiple
5.92×
Total profit
$416,403
Equity at exit
$587,380

Cash invested: $84,655 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 25438

Home prices YoY
10.3%
Active inventory
311
Price-to-rent
12.5×

Monthly cashflow live

Estimated rent
$2,013 high interval (Pro) →
Mortgage (P&I)
$1,586
Tax est. 1.5%
$378 /mo · $4,535/yr
Insurance
$126
HOA
$0
Vacancy / Maint / Mgmt
$423
Net cashflow
$-499

Break-even live

Break-even rent $2,645
Max offer price $230,079
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,585
Closing costs
$9,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1344 Red Clover Ln Ranson, WV 3.0 2.5 1723 $2,099 $1.22 12d 1 0.32mi
452 18th Ave Ranson, WV 3.0 2.5 1726 $1,995 $1.16 4d 1 0.38mi
1308 Cedar Valley Rd Unit 1308 Ranson, WV 2.0 4.0 1333 $1,899 $1.42 24d 1 0.40mi
415 17th Ave Ranson, WV 3.0 2.5 1521 $1,990 $1.31 24d 1 0.44mi
405 17th Ave Ranson, WV 3.0 2.5 1725 $2,150 $1.25 5d 1 0.44mi
1130 Stallion St Ranson, WV 3.0 2.5 1648 $1,900 $1.15 5d 1 0.66mi
214 Coolidge Ave Ranson, WV 2.0 2.5 1387 $1,925 $1.39 18d 1 0.81mi
36 Anthem St Ranson, WV 2.0 2.5 1397 $1,800 $1.29 24d 1 0.85mi
300 Presidents Pointe Ave Ranson, WV 3.0 2.5 1731 $2,200 $1.27 18d 1 0.87mi
163 Anthem St Ranson, WV 2.0 2.5 1386 $2,500 $1.80 4d 1 0.88mi
99 Anthem St Ranson, WV 2.0 2.5 1387 $2,000 $1.44 24d 1 0.88mi
603 N Fairfax Blvd Ranson, WV 3.0 2.0 1040 $1,850 $1.78 12d 1 0.89mi
34 Coolidge Ave Ranson, WV 2.0 2.5 1397 $1,850 $1.32 1d 1 0.91mi
495 National St Ranson, WV 2.0 2.5 1330 $1,850 $1.39 24d 1 0.98mi

Listing history 2 events

  1. 2026-06-02
    remarks 432-char remark
  2. 2026-06-02
    listed $302,340 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,152
− Mortgage interest
−$16,936
− Property taxes
−$4,535
− Insurance
−$1,512
− Repairs & maintenance
−$1,932
− Management
−$1,932
− Depreciation
−$8,795
Taxable loss
−$11,490
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,758
After-tax cash flow
$-3,235/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson County Schools
NCES district ID
5400570
Math proficiency
29% ▼ -13.00%
Reading proficiency
46% ▼ -7.00%
Median HH income
$67,038
Composite
33.98/100
National rank
#5322
State rank
#6 of 55 in WV

Livability — Ranson

Score
66/100
State rank
#100
US rank
#11255

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Ranson, WV
County
Jefferson County · 28,403 people
City population
7,330
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
7,330
Household income
$81,875
Rent vs Own
27.2% rent · 72.8% own
Severe rent burden
90.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
61,715 people
By 2030
64,052 · +3.8%
By 2040
67,713 · +9.7%
By 2050
69,843 · +13.2%
By 2075
72,679 · +17.8%
By 2100
71,872 · +16.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Hispanic / Latino 14% Two or more races 7% Black 7% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 4%
Common ancestry
Serbian 4% Italian 2% Romanian 2%
Foreign-born
7% · Canada, Philippines
Languages at home
87% English-only · Spanish 9% Other Asian/Pacific 3%

Political lean MEDSL · Jefferson

2024 margin
R (+15.8) · D 41.0% · R 56.8% · Other 2.1%
2008→2024 swing
-20.6pp toward R · 2008: 4.8pp · 2024: -15.8pp
All cycles
2024: R+15.8 2020: R+10.5 2016: R+15.3 2012: R+4.0 2008: D+4.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 32.87%
Current HPI
352.707
Rent YoY
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
F500 in state
0

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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