367 Short Br · Ranson, WV
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- Cash flow +6.6/30.0
- Schools +3.4/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.7/10.0
- DSCR +0.9/10.0
- ARV discount +0.8/15.0
$302,340
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
The first floor of this three-story home features a recreation room. The second level is host to an open concept floorplan that seamlessly connects a Great Room, dining area and modern kitchen. On the top floor, there are two bedrooms, including the luxurious owner's suite, which offers residents a restful bedroom, spa-inspired bathroom and generous walk-in closet. A full bathroom is easily accessible from the secondary bedroom.
Key facts
- Modern kitchen
- Garage
- Built 2026
Tags
Property features AI
Finance
- Financial info: List price: $302,340
Exterior
- Parking: 1 garage space (1 total parking space)
- Home design: Spec home — Plan name: Quincy
- Exterior features: Street address: 367 Short Br, Ranson, WV 25438
Interior
- Bedrooms: 2 bedrooms
- Bathrooms: 2 full bathrooms and 1 half bathroom
- Interior features: Open living area of approximately 1,283 square feet
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.5-bath townhouse listed at $302k.
Deal economics
- At list price, monthly cash flow is $-499 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $230k (23.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (33.4% below list).
- Recommended offer: $201k (33.4% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 66/100 on livability (#100 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: schools F, amenities F, commute F.
- Jefferson County Schools (rural): math 29% / reading 46% proficiency, ranked #6 of 55 in WV (top 11%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 311 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,162 units permitted in Jefferson County in 2024 (360 in 5+ unit buildings).
Forward outlook
- In year one you build about $32k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
- Jefferson County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.67% ✗
- Cap rate
- 4.31%
- Cash-on-cash
- -7.08%
- DSCR
- 0.69
- GRM
- 12.5
CMA / ARV
- ARV (on-the-fly)
- $263,015
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1326 Red Clover Ln Lot 124 QUINCY | 0.28mi | 2/3.0 | 1,342 (+5%) | 5mo | $280,490 | $209 | 74 |
| 1322 Red Clover Ln Lot 126 QUINCY | 0.29mi | 2/3.0 | 1,342 (+5%) | 6mo | $274,990 | $205 | 72 |
| 1238 Red Clover Ln Lot 155 QUINCY | 0.34mi | 2/3.0 | 1,341 (+4%) | 4mo | $276,390 | $206 | 72 |
| 1235 Cedar Valley Rd Lot 66 QUINCY | 0.36mi | 2/3.0 | 1,277 (-0%) | 12mo | $283,390 | $222 | 70 |
| 1342 Red Clover Ln Lot 118 QUINCY | 0.29mi | 2/3.0 | 1,342 (+5%) | 8mo | $258,740 | $193 | 70 |
| 1315 Cedar Valley Rd Lot 105 QUINCY | 0.30mi | 2/3.0 | 1,342 (+5%) | 8mo | $261,226 | $195 | 70 |
| 1335 Cedar Valley Rd Lot 97 QUINCY | 0.29mi | 2/3.0 | 1,342 (+5%) | 9mo | $261,290 | $195 | 69 |
| 1355 Cedar Valley Rd Lot 89 QUINCY | 0.28mi | 2/3.0 | 1,342 (+5%) | 10mo | $259,990 | $194 | 69 |
| 456 18th Ave Lot 43 QUINCY | 0.43mi | 2/3.0 | 1,277 (-0%) | 13mo | $269,890 | $211 | 67 |
| 1232 Red Clover Ln Lot 158 QUINCY | 0.35mi | 3/3.5 (+1) | 1,341 (+4%) | 4mo | $277,990 | $207 | 64 |
| 1359 Cedar Valley Rd Lot 87 QUINCY | 0.28mi | 3/3.5 (+1) | 1,342 (+5%) | 9mo | $250,000 | $186 | 63 |
| 1341 Cedar Valley Rd Lot 94 QUINCY | 0.29mi | 3/3.5 (+1) | 1,342 (+5%) | 10mo | $257,190 | $192 | 62 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 19.3%
- Equity multiple
- 2.57×
- Total profit
- $132,887
- Equity at exit
- $272,372
- IRR
- 17.8%
- Equity multiple
- 5.92×
- Total profit
- $416,403
- Equity at exit
- $587,380
Cash invested: $84,655 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 25438
- Home prices YoY
- 10.3%
- Active inventory
- 311
- Price-to-rent
- 12.5×
Monthly cashflow live
- Estimated rent
- $2,013 high interval (Pro) →
- Mortgage (P&I)
- −$1,586
- Tax est. 1.5%
- −$378 /mo · $4,535/yr
- Insurance
- −$126
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$423
- Net cashflow
- $-499
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $75,585
- Closing costs
- $9,070
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1344 Red Clover Ln Ranson, WV | 3.0 | 2.5 | 1723 | $2,099 | $1.22 | 12d | 1 | 0.32mi |
| 452 18th Ave Ranson, WV | 3.0 | 2.5 | 1726 | $1,995 | $1.16 | 4d | 1 | 0.38mi |
| 1308 Cedar Valley Rd Unit 1308 Ranson, WV | 2.0 | 4.0 | 1333 | $1,899 | $1.42 | 24d | 1 | 0.40mi |
| 415 17th Ave Ranson, WV | 3.0 | 2.5 | 1521 | $1,990 | $1.31 | 24d | 1 | 0.44mi |
| 405 17th Ave Ranson, WV | 3.0 | 2.5 | 1725 | $2,150 | $1.25 | 5d | 1 | 0.44mi |
| 1130 Stallion St Ranson, WV | 3.0 | 2.5 | 1648 | $1,900 | $1.15 | 5d | 1 | 0.66mi |
| 214 Coolidge Ave Ranson, WV | 2.0 | 2.5 | 1387 | $1,925 | $1.39 | 18d | 1 | 0.81mi |
| 36 Anthem St Ranson, WV | 2.0 | 2.5 | 1397 | $1,800 | $1.29 | 24d | 1 | 0.85mi |
| 300 Presidents Pointe Ave Ranson, WV | 3.0 | 2.5 | 1731 | $2,200 | $1.27 | 18d | 1 | 0.87mi |
| 163 Anthem St Ranson, WV | 2.0 | 2.5 | 1386 | $2,500 | $1.80 | 4d | 1 | 0.88mi |
| 99 Anthem St Ranson, WV | 2.0 | 2.5 | 1387 | $2,000 | $1.44 | 24d | 1 | 0.88mi |
| 603 N Fairfax Blvd Ranson, WV | 3.0 | 2.0 | 1040 | $1,850 | $1.78 | 12d | 1 | 0.89mi |
| 34 Coolidge Ave Ranson, WV | 2.0 | 2.5 | 1397 | $1,850 | $1.32 | 1d | 1 | 0.91mi |
| 495 National St Ranson, WV | 2.0 | 2.5 | 1330 | $1,850 | $1.39 | 24d | 1 | 0.98mi |
Listing history 2 events
-
2026-06-02remarks 432-char remark
-
2026-06-02$302,340 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,152
- − Mortgage interest
- −$16,936
- − Property taxes
- −$4,535
- − Insurance
- −$1,512
- − Repairs & maintenance
- −$1,932
- − Management
- −$1,932
- − Depreciation
- −$8,795
- Taxable loss
- −$11,490
- Est. tax savings @ 24.0%
- +$2,758
- After-tax cash flow
- $-3,235/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jefferson County Schools
- NCES district ID
- 5400570
- Math proficiency
- 29% ▼ -13.00%
- Reading proficiency
- 46% ▼ -7.00%
- Median HH income
- $67,038
- Composite
- 33.98/100
- National rank
- #5322
- State rank
- #6 of 55 in WV
Livability — Ranson
- Score
- 66/100
- State rank
- #100
- US rank
- #11255
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Ranson, WV
- County
- Jefferson County · 28,403 people
- City population
- 7,330
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 7,330
- Household income
- $81,875
- Rent vs Own
- Severe rent burden
- 90.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 61,715 people
- By 2030
- 64,052 · +3.8%
- By 2040
- 67,713 · +9.7%
- By 2050
- 69,843 · +13.2%
- By 2075
- 72,679 · +17.8%
- By 2100
- 71,872 · +16.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Hispanic / Latino 14% Two or more races 7% Black 7% Asian 3%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 4%
- Common ancestry
- Serbian 4% Italian 2% Romanian 2%
- Foreign-born
- 7% · Canada, Philippines
- Languages at home
- 87% English-only · Spanish 9% Other Asian/Pacific 3%
Political lean MEDSL · Jefferson
- 2024 margin
- R (+15.8) · D 41.0% · R 56.8% · Other 2.1%
- 2008→2024 swing
- -20.6pp toward R · 2008: 4.8pp · 2024: -15.8pp
- All cycles
- 2024: R+15.8 2020: R+10.5 2016: R+15.3 2012: R+4.0 2008: D+4.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 32.87%
- Current HPI
- 352.707
- Rent YoY
- —
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- —
- F500 in state
- 0
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…